The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
LINDE PLC SHS G5494J103 291 1,080 SH   SOLE   0 0 1,080
AGF INVTS TR AGFIQ US MK ANTI 00110G408 253 12,434 SH   SOLE   0 0 12,434
AT&T INC COM 00206R102 414 26,975 SH   SOLE   0 0 26,975
ABBVIE INC COM 00287Y109 384 2,858 SH   SOLE   0 0 2,858
ALPHABET INC CAP STK CL C 02079K107 507 5,269 SH   SOLE   0 0 5,269
ALPHABET INC CAP STK CL A 02079K305 1,129 11,799 SH   SOLE   0 0 11,799
AMAZON COM INC COM 023135106 2,030 17,962 SH   SOLE   0 0 17,962
AMERICAN ELEC PWR CO INC COM 025537101 220 2,544 SH   SOLE   0 0 2,544
AMERISOURCEBERGEN CORP COM 03073E105 455 3,361 SH   SOLE   0 0 3,361
AMGEN INC COM 031162100 235 1,041 SH   SOLE   0 0 1,041
ANALOG DEVICES INC COM 032654105 261 1,877 SH   SOLE   0 0 1,877
ELEVANCE HEALTH INC COM 036752103 359 791 SH   SOLE   0 0 791
APPLE INC COM 037833100 2,729 19,744 SH   SOLE   0 0 19,744
BALL CORP COM 058498106 209 4,329 SH   SOLE   0 0 4,329
BECTON DICKINSON & CO COM 075887109 210 941 SH   SOLE   0 0 941
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,126 4,216 SH   SOLE   0 0 4,216
BOOKING HOLDINGS INC COM 09857L108 416 253 SH   SOLE   0 0 253
CSX CORP COM 126408103 323 12,108 SH   SOLE   0 0 12,108
CARMAX INC COM 143130102 357 5,406 SH   SOLE   0 0 5,406
CATERPILLAR INC COM 149123101 321 1,958 SH   SOLE   0 0 1,958
CEL-SCI CORP COM PAR NEW 150837607 50 16,170 SH   SOLE   0 0 16,170
CHEVRON CORP NEW COM 166764100 429 2,985 SH   SOLE   0 0 2,985
CINTAS CORP COM 172908105 254 655 SH   SOLE   0 0 655
COCA COLA CO COM 191216100 273 4,867 SH   SOLE   0 0 4,867
COMCAST CORP NEW CL A 20030N101 399 13,614 SH   SOLE   0 0 13,614
DBX ETF TR XTRACK MSCI EAFE 233051200 241 7,185 SH   SOLE   0 0 7,185
DANAHER CORPORATION COM 235851102 538 2,081 SH   SOLE   0 0 2,081
DISNEY WALT CO COM 254687106 506 5,362 SH   SOLE   0 0 5,362
DOMINION ENERGY INC COM 25746U109 312 4,513 SH   SOLE   0 0 4,513
DUKE ENERGY CORP NEW COM NEW 26441C204 243 2,608 SH   SOLE   0 0 2,608
ENBRIDGE INC COM 29250N105 734 19,785 SH   SOLE   0 0 19,785
EXXON MOBIL CORP COM 30231G102 1,364 15,618 SH   SOLE   0 0 15,618
META PLATFORMS INC CL A 30303M102 763 5,621 SH   SOLE   0 0 5,621
FIDELITY NATL INFORMATION SV COM 31620M106 269 3,556 SH   SOLE   0 0 3,556
FIRST TR EXCHANGE-TRADED FD FIRST TR ENH NEW 33739Q408 2,534 42,717 SH   SOLE   0 0 42,717
FISERV INC COM 337738108 235 2,507 SH   SOLE   0 0 2,507
FORD MTR CO DEL COM 345370860 152 13,558 SH   SOLE   0 0 13,558
GENERAL DYNAMICS CORP COM 369550108 230 1,082 SH   SOLE   0 0 1,082
HANESBRANDS INC COM 410345102 75 10,750 SH   SOLE   0 0 10,750
HOME DEPOT INC COM 437076102 802 2,905 SH   SOLE   0 0 2,905
INVESCO QQQ TR UNIT SER 1 46090E103 2,270 8,495 SH   SOLE   0 0 8,495
INVESCO ACTVELY MNGD ETC FD OPTIMUM YIELD 46090F100 2,813 173,883 SH   SOLE   0 0 173,883
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 396 3,112 SH   SOLE   0 0 3,112
INVESCO EXCH TRADED FD TR II SR LN ETF 46138G508 200 9,921 SH   SOLE   0 0 9,921
INVESCO EXCH TRADED FD TR II S&P MDCP 400 REV 46138G672 432 5,804 SH   SOLE   0 0 5,804
INVESCO DB US DLR INDEX TR BULLISH FD 46141D203 2,500 82,926 SH   SOLE   0 0 82,926
INVESTMENT MANAGERS SER TR I AXS ASTORIA INFL 46141T117 1,929 86,057 SH   SOLE   0 0 86,057
IQVIA HLDGS INC COM 46266C105 407 2,247 SH   SOLE   0 0 2,247
ISHARES TR SELECT DIVID ETF 464287168 291 2,713 SH   SOLE   0 0 2,713
ISHARES TR CORE S&P500 ETF 464287200 10,868 30,302 SH   SOLE   0 0 30,302
ISHARES TR CORE US AGGBD ET 464287226 419 4,350 SH   SOLE   0 0 4,350
ISHARES TR 20 YR TR BD ETF 464287432 5,582 54,483 SH   SOLE   0 0 54,483
ISHARES TR CORE S&P MCP ETF 464287507 829 3,782 SH   SOLE   0 0 3,782
ISHARES TR RUS 1000 ETF 464287622 316 1,600 SH   SOLE   0 0 1,600
ISHARES TR RUSSELL 2000 ETF 464287655 396 2,399 SH   SOLE   0 0 2,399
ISHARES TR CORE S&P SCP ETF 464287804 375 4,296 SH   SOLE   0 0 4,296
ISHARES TR GL CLEAN ENE ETF 464288224 1,897 99,366 SH   SOLE   0 0 99,366
ISHARES TR EAFE SML CP ETF 464288273 331 6,785 SH   SOLE   0 0 6,785
ISHARES TR MBS ETF 464288588 380 4,148 SH   SOLE   0 0 4,148
ISHARES TR 3 7 YR TREAS BD 464288661 230 2,010 SH   SOLE   0 0 2,010
ISHARES TR SHORT TREAS BD 464288679 3,334 30,313 SH   SOLE   0 0 30,313
ISHARES TR EAFE VALUE ETF 464288877 475 12,329 SH   SOLE   0 0 12,329
ISHARES TR EAFE GRWTH ETF 464288885 356 4,899 SH   SOLE   0 0 4,899
ISHARES TR RUS TP200 GR ETF 464289438 669 5,598 SH   SOLE   0 0 5,598
ISHARES TR CMBS ETF 46429B366 208 4,545 SH   SOLE   0 0 4,545
ISHARES TR MSCI USA MIN VOL 46429B697 488 7,383 SH   SOLE   0 0 7,383
ISHARES U S ETF TR INT RT HDG C B 46431W705 219 2,468 SH   SOLE   0 0 2,468
ISHARES TR CORE DIV GRWTH 46434V621 524 11,777 SH   SOLE   0 0 11,777
JPMORGAN CHASE & CO COM 46625H100 691 6,615 SH   SOLE   0 0 6,615
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837 3,685 73,469 SH   SOLE   0 0 73,469
JOHNSON & JOHNSON COM 478160104 348 2,132 SH   SOLE   0 0 2,132
KRANESHARES TR KFA MOUNT LUCAS 500767652 225 5,871 SH   SOLE   0 0 5,871
LILLY ELI & CO COM 532457108 495 1,532 SH   SOLE   0 0 1,532
LLOYDS BANKING GROUP PLC SPONSORED ADR 539439109 23 12,578 SH   SOLE   0 0 12,578
LOCKHEED MARTIN CORP COM 539830109 437 1,132 SH   SOLE   0 0 1,132
M & T BK CORP COM 55261F104 283 1,605 SH   SOLE   0 0 1,605
MASTERCARD INCORPORATED CL A 57636Q104 607 2,135 SH   SOLE   0 0 2,135
MCDONALDS CORP COM 580135101 253 1,096 SH   SOLE   0 0 1,096
MERCK & CO INC COM 58933Y105 464 5,387 SH   SOLE   0 0 5,387
MICROSOFT CORP COM 594918104 2,045 8,781 SH   SOLE   0 0 8,781
NETFLIX INC COM 64110L106 327 1,389 SH   SOLE   0 0 1,389
NOVARTIS AG SPONSORED ADR 66987V109 244 3,205 SH   SOLE   0 0 3,205
NVIDIA CORPORATION COM 67066G104 215 1,772 SH   SOLE   0 0 1,772
OMNICOM GROUP INC COM 681919106 223 3,539 SH   SOLE   0 0 3,539
ORACLE CORP COM 68389X105 548 8,980 SH   SOLE   0 0 8,980
PEPSICO INC COM 713448108 436 2,672 SH   SOLE   0 0 2,672
PFIZER INC COM 717081103 516 11,798 SH   SOLE   0 0 11,798
PHILIP MORRIS INTL INC COM 718172109 467 5,627 SH   SOLE   0 0 5,627
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 4,166 42,143 SH   SOLE   0 0 42,143
PIMCO ETF TR INTER MUN BD ACT 72201R866 264 5,261 SH   SOLE   0 0 5,261
PROCTER AND GAMBLE CO COM 742718109 412 3,263 SH   SOLE   0 0 3,263
PROSHARES TR SHORT S&P 500 NE 74347B425 181 10,481 SH   SOLE   0 0 10,481
PROSHARES TR S&P 500 DV ARIST 74348A467 529 6,614 SH   SOLE   0 0 6,614
REGIS CORP MINN COM 758932107 101 100,000 SH   SOLE   0 0 100,000
SPDR S&P 500 ETF TR TR UNIT 78462F103 3,283 9,190 SH   SOLE   0 0 9,190
SPDR GOLD TR GOLD SHS 78463V107 2,675 17,294 SH   SOLE   0 0 17,294
SPDR SER TR NYSE TECH ETF 78464A102 302 3,205 SH   SOLE   0 0 3,205
SPDR SER TR PORTFOLIO INTRMD 78464A375 426 13,605 SH   SOLE   0 0 13,605
SPDR SER TR PORTFOLIO SHORT 78464A474 397 13,593 SH   SOLE   0 0 13,593
SSGA ACTIVE ETF TR BLACKSTONE SENR 78467V608 528 12,931 SH   SOLE   0 0 12,931
SPDR SER TR BLOOMBERG SHT TE 78468R408 221 9,307 SH   SOLE   0 0 9,307
SPDR SER TR NUVEEN BLMBRG SH 78468R739 396 8,585 SH   SOLE   0 0 8,585
SPDR SER TR PORTFOLIO S&P600 78468R853 378 11,094 SH   SOLE   0 0 11,094
SCHWAB CHARLES CORP COM 808513105 475 6,603 SH   SOLE   0 0 6,603
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 1,323 19,910 SH   SOLE   0 0 19,910
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 292 6,044 SH   SOLE   0 0 6,044
SCHWAB STRATEGIC TR US TIPS ETF 808524870 582 11,240 SH   SOLE   0 0 11,240
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 308 4,618 SH   SOLE   0 0 4,618
SELECT SECTOR SPDR TR ENERGY 81369Y506 293 4,075 SH   SOLE   0 0 4,075
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 238 7,833 SH   SOLE   0 0 7,833
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 211 1,780 SH   SOLE   0 0 1,780
SOUTH JERSEY INDS INC COM 838518108 201 6,000 SH   SOLE   0 0 6,000
SPROTT PHYSICAL GOLD TR UNIT 85207H104 345 26,971 SH   SOLE   0 0 26,971
SPROTT PHYSICAL SILVER TR TR UNIT 85207K107 176 26,628 SH   SOLE   0 0 26,628
SPROTT PHYSICAL GOLD & SILVE TR UNIT 85208R101 168 10,775 SH   SOLE   0 0 10,775
STARBUCKS CORP COM 855244109 277 3,285 SH   SOLE   0 0 3,285
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 257 3,741 SH   SOLE   0 0 3,741
TESLA INC COM 88160R101 601 2,265 SH   SOLE   0 0 2,265
TEXAS INSTRS INC COM 882508104 302 1,952 SH   SOLE   0 0 1,952
TYLER TECHNOLOGIES INC COM 902252105 6,486 18,664 SH   SOLE   0 0 18,664
UNITED PARCEL SERVICE INC CL B 911312106 264 1,634 SH   SOLE   0 0 1,634
UNITEDHEALTH GROUP INC COM 91324P102 539 1,066 SH   SOLE   0 0 1,066
VANECK ETF TRUST JP MRGAN EM LOC 92189H300 218 9,570 SH   SOLE   0 0 9,570
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 1,538 11,382 SH   SOLE   0 0 11,382
VANGUARD WORLD FD MEGA GRWTH IND 921910816 220 1,260 SH   SOLE   0 0 1,260
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 514 6,872 SH   SOLE   0 0 6,872
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 1,926 26,997 SH   SOLE   0 0 26,997
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 381 10,474 SH   SOLE   0 0 10,474
VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303 437 8,923 SH   SOLE   0 0 8,923
VANGUARD WORLD FDS INF TECH ETF 92204A702 433 1,407 SH   SOLE   0 0 1,407
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 779 17,559 SH   SOLE   0 0 17,559
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 292 7,998 SH   SOLE   0 0 7,998
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 486 8,327 SH   SOLE   0 0 8,327
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 227 4,706 SH   SOLE   0 0 4,706
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 688 2,096 SH   SOLE   0 0 2,096
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 433 5,402 SH   SOLE   0 0 5,402
VANGUARD INDEX FDS GROWTH ETF 922908736 235 1,100 SH   SOLE   0 0 1,100
VANGUARD INDEX FDS VALUE ETF 922908744 665 5,383 SH   SOLE   0 0 5,383
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,178 6,563 SH   SOLE   0 0 6,563
VERIZON COMMUNICATIONS INC COM 92343V104 530 13,959 SH   SOLE   0 0 13,959
VISA INC COM CL A 92826C839 801 4,509 SH   SOLE   0 0 4,509
WAITR HLDGS INC COM 930752100 6 44,000 SH   SOLE   0 0 44,000
WALMART INC COM 931142103 212 1,633 SH   SOLE   0 0 1,633
WASTE MGMT INC DEL COM 94106L109 251 1,567 SH   SOLE   0 0 1,567
WEBSTER FINL CORP COM 947890109 571 12,636 SH   SOLE   0 0 12,636
WELLS FARGO CO NEW COM 949746101 355 8,815 SH   SOLE   0 0 8,815
WISDOMTREE TR BLMBG US BULL 97717W471 5,375 180,482 SH   SOLE   0 0 180,482
WISDOMTREE TR US QTLY DIV GRT 97717X669 411 7,620 SH   SOLE   0 0 7,620