8-K 1 k8qtr4earnings.txt EARNINGS RELEASE FOR 4TH QUARTER 2003 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 ------------ FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 --------------------- Date of Report (Date of earliest event reported) January 14, 2004 BNCCORP, Inc. (Exact name of registrant as specified in its charter) Delaware 0-26290 45-0402816 (State of incorporation) (Commission File Number) (IRS Employer Identification No.) 322 East Main, Bismarck, North Dakota 58501 (Address of principal executive offices) (Zip Code) (701) 250-3040 (Registrant's telephone number, including area code) N/A (Former name or former address, if changed since last report) Item 7. Exhibits (b) Exhibits: 99.1 Press release of BNCCORP, Inc. dated January 14, 2004. Item 12. Results of Operations and Financial Condition On January 14, 2004, BNCCORP, Inc. issued a press release announcing its earnings for the quarter ended December 31, 2003. A copy of the press release is attached hereto as Exhibit 99.1. The information and exhibit furnished under Item 12 of this Current Report on Form 8-K shall not be deemed to be "filed" for the purposes of Section 18 of the Securities Exchange Act of 1934, as amended, or otherwise subject to the liabilities of that section. SIGNATURE Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. BNCCORP, INC. By: /s/ Gregory K. Cleveland ------------------------------------------ Gregory K. Cleveland President Date: January 15, 2004