National Life Insurance Company
One National Life Drive
Montpelier, VT 05604

Dear Sir or Madam:

This letter sets forth the agreement between Deutsche Investment Management Americas
Inc. (the “Adviser”) and National Life Insurance Company (the "Company") concerning certain
administrative services to be provided by you on a sub-administration basis, with respect to
Portfolios (as defined below) of the DWS Variable Series I, DWS Variable Series II and/or DWS
Investments VIT Funds (collectively, the "Fund").

1. Administrative Services and Expenses. Administrative services for the Accounts
(as defined below) which invest in Portfolios of the Fund pursuant to the
Participation Agreement(s) among the Company, the Fund, the Fund’s principal
underwriter (the “Underwriter”), and the Adviser (the "Participation Agreement")
and for purchasers of Variable Insurance Products (as defined below) are the
responsibility of the Company. Administrative services for the Portfolios, in
which the Accounts invest, and for purchasers of shares of the Portfolios, are the
responsibility of the Fund, the Underwriter or the Adviser. Capitalized terms not
defined herein, including “Accounts” and “Variable Insurance Products,” shall
have the meanings ascribed to them in the Participation Agreement.

The Company has agreed to assist the Adviser, as the Adviser may request from
time to time, with the provision of administrative services ("Administrative
Services") to the Portfolios, on a sub-administration basis, as they may relate to
the investment in the Portfolios by the Accounts. It is anticipated that
Administrative Services may include (but shall not be limited to) the mailing of
Fund reports, notices, proxies and proxy statements and other informational
materials to holders of the Variable Insurance Products supported by the Accounts
with allocations to the Portfolios; the provision of various reports for the Fund
and for submission to the Fund's Board of Trustees; the provision of shareholder
support services with respect to the Portfolios; such services listed on Schedule A
attached hereto and made a part hereof.

2. Administrative Expense Payments. In consideration of the anticipated
administrative expense savings resulting from the arrangements set forth in this
Agreement, the Adviser agrees to pay the Company on a quarterly basis an
amount set forth in Schedule B attached hereto and made a part hereof.

The expense payment contemplated by this Paragraph 2 shall be calculated by the
Company at the end of each calendar quarter and the Company shall provide to
the Adviser a statement showing the calculation of the quarterly amount payable

September 1^st, 2008
Page 2

by the Adviser and such other supporting data as may be reasonably requested by
the Adviser. The Adviser shall make the quarterly expense payment to the
Company within 10 days after the end of each calendar quarter, or within 10 days
after the Adviser's receipt from the Company of the expense calculation,
whichever is later.

3. Nature of Payments. The parties to this letter agreement recognize and agree that
the Adviser's payments to the Company relate to Administrative Services only.
The amount of administrative expense payments made by the Adviser to the
Company pursuant to Paragraph 2 of this letter agreement shall not be deemed to
be conclusive with respect to actual administrative expenses or savings of the
Adviser.

4. Term. This letter agreement shall remain in full force and effect for so long as the
assets of the Portfolios are attributable to amounts invested by the Accounts under
the Participation Agreement, unless terminated in accordance with Paragraph 5 of
this letter agreement.

5. Termination. This letter agreement may be terminated by either party upon 90
days' advance written notice or immediately upon termination of the Participation
Agreement or upon the mutual agreement of the parties hereto in writing. In the
event of a termination of this letter agreement, the administrative expense
payments made by the Adviser to the Company pursuant to Paragraph 2 of this
letter agreement shall continue with respect to assets of the Portfolios attributable
to Accounts of the Company (not including investments made after the date of
termination) for a period of one year from the date of termination of this letter
agreement; provided however, that the Adviser shall not be required to make such
payments for any time period where the Adviser has ceased to serve as investment
manager for the Fund.

6. Representations. The Company represents and agrees that it will maintain and
preserve all records as required by law to be maintained and preserved in
connection with providing the Administrative Services, and will otherwise
comply with all laws, rules and regulations applicable to the Administrative
Services. The Company represents and warrants that its receipt of any expense
payments pursuant to this Agreement complies with applicable laws, rules and
regulations and is disclosed to holders of the Variable Insurance Products to the
extent required by applicable laws, rules and regulations. The Adviser represents
and warrants that its payment of any such expense payments pursuant to this
Agreement complies with applicable laws, rules and regulations and that the

September 1^st, 2008
Page 3

prospectus or statement of additional information of the Fund will disclose such
expense payments to the extent required by applicable laws, rules and regulations.

7. Subcontractors. The Company may, with the consent of the Adviser, contract
with or establish relationships with other parties for the provision of the
Administrative Services or other activities of the Company required by this letter
agreement, provided that the Company shall be fully responsible for the acts and
omissions of such other parties.

8. Authority. This letter agreement shall in no way limit the authority of the Fund,
the Underwriter or the Adviser to take such action as any of such parties may
deem appropriate or advisable in connection with all matters relating to the
operations of the Fund and/or sale of its shares. The Company understands and
agrees that the obligations of the Adviser under this letter agreement are not
binding upon the Fund.

9. Indemnification. This letter agreement will be subject to the indemnification
provisions in the Participation Agreement.

10. Miscellaneous. This letter agreement may be amended only upon mutual
agreement of the parties hereto in writing. This letter agreement, including
Schedule A and Schedule B, constitutes the entire agreement between the parties
with respect to the matters dealt with herein, and supersedes any previous
agreements and documents with respect to such matters. This letter agreement
may be executed in counterparts, each of which shall be deemed an original but
all of which shall together constitute one and the same instrument. The Company
agrees to notify the Adviser promptly if for any reason it is unable to perform
fully and promptly any of its obligations under this letter agreement.

11. Notice. Any notice required to be sent hereunder shall be sent in accordance with
the Participation Agreement.

September 1^st, 2008
Page 4

If this letter is consistent with the Company's understanding of the matters discussed herein
concerning administrative expense payments, kindly sign below and return a signed copy to the
Adviser.

Very truly yours, 

Deutsche Investment Management Americas Inc. 

By:___/s/ Michael Colon__________________ 

Name:___ Michael Colon 

Title:__Chief Operating Officer_____________ 

By:_____/s/ John Ashley__________________ 

Name:_____ John Ashley 

Title:_____Director__________________ 

Acknowledged and agreed to as of 

this _22__nd day of _October__, 2008 

National Life Insurance Company 

By:___/s/ Elizabeth MacGowan________ 

Name: Elizabeth MacGowan 

Title:__Vice President________________ 

Attachment:	Schedule A
	Schedule B

SCHEDULE A

I.	Fund related contract owner services
	·	Certain costs associated with dissemination of Fund prospectus to existing
		contractowners, as provided in the Participation Agreement.
	·	Fund proxies (including facilitating distribution of proxy material to
		contractowners, tabulation and reporting).
	·	Telephonic support for contractowners with respect to inquiries about the Fund
		(not including information related to sales).
	·	Communications to contractowners regarding performance of the account and the
		Designated Portfolios.
II.	Sub-Accounting Services
	·	Aggregating purchase and redemption orders of the Account for sales of the
		Portfolios.
	·	Processing and reinvesting dividends and distributions of the Portfolios held by
		the Account.
III.	Other administrative Support
	·	Providing other administrative support to the Fund as mutually agreed between
		the Company and the Fund, the Adviser or the Underwriter.

SCHEDULE B

The Adviser agrees to pay the Company, quarterly, an amount based on the following
annual rate(s) for the Portfolio(s) indicated applied to the average daily net asset balance of
Portfolio shares held in the Company’s Accounts pursuant to the Participation Agreement.

FUND & PORTFOLIO (SHARE CLASS)	ANNUAL RATE
DWS VARIABLE SERIES II:
-DWS Dreman High Return Equity VIP (Class B)	10 bps (0.10%)
-DWS Dreman Small Mid Cap Value VIP (Class B)	10 bps (0.10%)
DWS INVESTMENTS VIT FUNDS:
-DWS Equity 500 Index VIP (Class A)	13 bps (0.13%)
-DWS Small Cap Index VIP (Class A)	15 bps (0.15%)

For the month and year in which this letter agreement becomes effective or the expense payment
terminates, there shall be an appropriate proration on the basis of the number of days that the
expense payment is in effect during the quarter.