0001445866-13-000025.txt : 20130108 0001445866-13-000025.hdr.sgml : 20130108 20130107183609 ACCESSION NUMBER: 0001445866-13-000025 CONFORMED SUBMISSION TYPE: 10-Q/A PUBLIC DOCUMENT COUNT: 7 CONFORMED PERIOD OF REPORT: 20120930 FILED AS OF DATE: 20130108 DATE AS OF CHANGE: 20130107 FILER: COMPANY DATA: COMPANY CONFORMED NAME: UNITED BANCSHARES INC /PA CENTRAL INDEX KEY: 0000944792 STANDARD INDUSTRIAL CLASSIFICATION: STATE COMMERCIAL BANKS [6022] IRS NUMBER: 232802415 STATE OF INCORPORATION: PA FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 10-Q/A SEC ACT: 1934 Act SEC FILE NUMBER: 000-25976 FILM NUMBER: 13516319 BUSINESS ADDRESS: STREET 1: 30 S. 15TH STREET STREET 2: SUITE 1200 CITY: PHILADELPHIA STATE: PA ZIP: 19102 BUSINESS PHONE: 2153514600 MAIL ADDRESS: STREET 1: 30 S 15TH STREET STREET 2: SUITE 1200 CITY: PHILADELPHIA STATE: PA ZIP: 19102 10-Q/A 1 ub10qa.htm 10-Q/A ub10qa.htm


UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549


FORM 10-Q/A
(Amendment No. 1)

(Mark One)

     [X]
QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE
 
SECURITIES EXCHANGE ACT OF 1934

For the quarterly period ended:     September 30, 2012

OR

     [  ]
TRANSITION REPORT PURSUANT TO SECTION 13 OF 15(d) OF THE
 
SECURITIES EXCHANGE ACT OF 1934

For the transition period from:                    to

Commission file number: 0-25976

UNITED BANCSHARES, INC.
(Exact name of registrant as specified in its charter)

Pennsylvania
23-2802415
(State or other jurisdiction of
(IRS Employer
incorporation or organization)
Identification No.)

30 S. 15th Street
 
Philadelphia, PA
19102
(Address of principal
(Zip code)
executive offices)
 


Registrant's telephone number, including area code:  (215)351-4600

Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been subject to such filing requirements for the past 90 days.

Yes [X]   No [ ]

 
Indicate by check mark whether the registrant has submitted electronically and posted on its corporate Web site, if any, every Interactive Data File required to be submitted and posted pursuant to Rule 405 of Regulation S-T during the preceding 12 months (or for such shorter period that the registrant was required to submit and post such files).
Yes [X]  No [ ]
 
 
 
 

 
 
Indicate by check mark whether the Registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer or a smaller reporting company.  See the definitions of “large accelerated filer,” “accelerated filer” and “smaller reporting company” in Rule 12b-2 of the Exchange Act.

(Check one):
 
Large accelerated filer [ ]
Accelerated filer [ ]
Non-accelerated filer [ ]
Smaller reporting company [ X]
(Do not check if a smaller
 
reporting company)
 

Indicate by check mark whether the registrant is a shell company (as defined in Rule 12b-2 of the Act).

Yes [ ]  No [X]

Indicate the number of shares outstanding of each of the issuer's classes of common stock, as of the latest practicable date.


As of January 7, 2013, the aggregate number of the shares of the Registrant’s Common Stock issued was 1,068,588 (including 191,667 Class B non-voting).

The Series Preferred Stock consists of 500,000 authorized shares of stock of which 250,000 have been designated as Series A Preferred stock of which 136,842 shares are issued as of January 7, 2013.
 
 


EXPLANATORY NOTE


The sole purpose of this amendment to our Quarterly Report on Form 10-Q for the quarterly period ended September 30, 2012, originally filed with the Securities and Exchange Commission on November 14, 2012, is to furnish Exhibit 101 to the Form 10-Q which contains the XBRL (eXtensible Business Reporting Language) Interactive Data File for the financial statements and notes included in Part 1, Item 1 of the Form 10-Q. As permitted by Rule 405(a)(2)(ii) of Regulation S-T, Exhibit 101 was required to be furnished by amendment within 30 days of the original filing date of the Form 10-Q.

No changes have been made to the Form 10-Q other than the furnishing of Exhibit 101 described above. This amendment does not reflect subsequent events occurring after the original filing date of the Form 10-Q or modify or update in any way disclosures made in the Form 10-Q.

Pursuant to Rule 406T of Regulation S-T, the Interactive Data File on Exhibit 101 hereto are deemed not filed or part of a registration statement or prospectus for purposes of Section 11 or 12 of the Securities Act of 1933, as amended, are deemed not filed for purposes of Section 18 of the Securities Act of 1934, as amended, and otherwise are not subject to liability under those sections.
 
 
 
 

 
 

 
SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized.


   
UNITED BANCSHARES, INC
   
(Registrant)
     
January 7, 2013
 
/s/ Evelyn F. Smalls
Date
 
Evelyn F. Smalls
   
President and Chief Executive Officer
     
     
January 7, 2013
 
/s/ Brenda Hudson-Nelson
Date
 
Executive Vice President,
   
Chief Financial Officer

 

Exhibit No.
 
Description
   
3.1
Certificate of Incorporation (1)
   
3.2
Bylaws (1)
   
31.1
Rule 13a-14(a)/15d-14(a) Certifications (1)
   
31.2
Rule 13a-14(a)/15d-14(a) Certifications (1)
   
32.1
Section 1350 Certifications (1)
   
32.2
 
101.INS
101.SCH
101.CAL
101.DEF
101.LAB
101.PRE
Section 1350 Certifications (1)
 
XBRL Instance Document (2)
XBRL Taxonomy Extension Schema Document(2)
XBRL Taxonomy Extension Calculation Linkbase Document(2)
XBRL Taxonomy Extension Definition Linkbase Document(2)
XBRL Taxonomy Extension Label Linkbase Document(2)
XBRL Taxonomy Extension Presentation Linkbase Document(2)
   

(1)
Filed previously.
   
(2)
Furnished herewith.
 
 


 
 

 

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Significant Accounting Policies</font></i></b><font style="font-size:10.0pt;&#10;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;"/></p> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10;normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">&#160;</font></p> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10;normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">United Bancshares, Inc. (the "Company") is a bank holding company registered under the Bank Holding Company Act of 1956. The Company's principal activity is the ownership and management of its wholly owned subsidiary, United Bank of Philadelphia (the "Bank").</font></p> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10;normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">&#160;</font></p> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10;normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">During interim periods, the Company follows the accounting policies set forth in its Annual Report on Form 10-K filed with the Securities and Exchange Commission. Readers are encouraged to refer to the Company's Form 10-K for the fiscal year ended December 31, 2011 when reviewing this Form 10-Q. Quarterly results reported herein are not necessarily indicative of results to be expected for other quarters.</font></p> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10;normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">&#160;</font></p> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10;normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">In the opinion of management, the accompanying unaudited consolidated financial statements contain all adjustments (consisting of normal recurring adjustments) considered necessary to present fairly the Company's consolidated financial position as of September 30, 2012 and December 31, 2011 and the consolidated results of its operations and its cash flows for the three and nine months ended September 30, 2012 and 2011.</font></p> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10;normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">&#160;</font></p> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10;normal" class="MsoNormal"><i><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">Management&#8217;s Use of Estimates</font></i><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN"/></p> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10;normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">The preparation of the financial statements in conformity with accounting principles generally accepted in the United States of America requires management to make estimates and assumptions that affect the amounts reported in the financial statements and accompanying notes. 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&quot;Times New Roman&quot;;mso-fareast-language:EN-IN"/></p></td></tr> <tr> <td style="width:18.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 0cm 0cm" valign="top" width="18%"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><b><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">Basic:</font></b><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&#10; &quot;Times New Roman&quot;;mso-fareast-language:EN-IN"/></p></td> <td style="width:18.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 0cm 0cm" valign="top" width="18%"/> <td style="width:16.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 0cm 0cm" valign="top" width="16%"/> <td style="width:16.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 0cm 0cm" valign="top" width="16%"/> <td style="width:16.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 0cm 0cm" valign="top" width="16%"/></tr> <tr> <td style="width:18.0%;background:white;padding:0cm 0cm 0cm 0cm" valign="top" width="18%"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">Net loss available to common shareholders</font></p></td> <td style="width:18.0%;background:white;padding:0cm 0cm 0cm 0cm" valign="top" width="18%"> <p align="center" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:center;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">$(407,236)</font></p></td> <td style="width:16.0%;background:white;padding:0cm 0cm 0cm 0cm" valign="top" width="16%"> <p align="center" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:center;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">$(281,056)</font></p></td> <td style="width:16.0%;background:white;padding:0cm 0cm 0cm 0cm" valign="top" width="16%"> <p align="center" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:center;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">$(881,941)</font></p></td> <td style="width:16.0%;background:white;padding:0cm 0cm 0cm 0cm" valign="top" width="16%"> <p align="center" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:center;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">$(757,804)</font></p></td></tr> <tr> <td style="width:18.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 0cm 0cm" valign="top" width="18%"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">Average common shares outstanding-basic</font></p></td> <td style="width:18.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 0cm 0cm" valign="top" width="18%"> <p align="center" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:center;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">1,065,588</font></p></td> <td style="width:16.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 0cm 0cm" valign="top" width="16%"> <p align="center" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:center;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">1,065,588</font></p></td> <td style="width:16.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 0cm 0cm" valign="top" width="16%"> <p align="center" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:center;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">1,065,588</font></p></td> <td style="width:16.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 0cm 0cm" valign="top" width="16%"> <p align="center" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:center;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">1,065,588</font></p></td></tr> <tr> <td style="width:18.0%;background:white;padding:0cm 0cm 0cm 0cm" valign="top" width="18%"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">Net loss per share-basic</font></p></td> <td style="width:18.0%;background:white;padding:0cm 0cm 0cm 0cm" valign="top" width="18%"> <p align="center" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:center;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">$ (0.38)</font></p></td> <td style="width:16.0%;background:white;padding:0cm 0cm 0cm 0cm" valign="top" width="16%"> <p align="center" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:center;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">$ (0.26)</font></p></td> <td style="width:16.0%;background:white;padding:0cm 0cm 0cm 0cm" valign="top" width="16%"> <p align="center" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:center;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">$ (0.83)</font></p></td> <td style="width:16.0%;background:white;padding:0cm 0cm 0cm 0cm" valign="top" width="16%"> <p align="center" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:center;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">$ (0.71)</font></p></td></tr> <tr> <td style="width:18.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 0cm 0cm" valign="top" width="18%"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><b><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">Diluted:</font></b><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&#10; &quot;Times New Roman&quot;;mso-fareast-language:EN-IN"/></p></td> <td style="width:18.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 0cm 0cm" valign="top" width="18%"/> <td style="width:16.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 0cm 0cm" valign="top" width="16%"/> <td style="width:16.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 0cm 0cm" valign="top" width="16%"/> <td style="width:16.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 0cm 0cm" valign="top" width="16%"/></tr> <tr> <td style="width:18.0%;background:white;padding:0cm 0cm 0cm 0cm" valign="top" width="18%"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">Average common shares-diluted</font></p></td> <td style="width:18.0%;background:white;padding:0cm 0cm 0cm 0cm" valign="top" width="18%"> <p align="center" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:center;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">1,065,588</font></p></td> <td style="width:16.0%;background:white;padding:0cm 0cm 0cm 0cm" valign="top" width="16%"> <p align="center" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:center;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">1,065,588</font></p></td> <td style="width:16.0%;background:white;padding:0cm 0cm 0cm 0cm" valign="top" width="16%"> <p align="center" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:center;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">1,065,588</font></p></td> <td style="width:16.0%;background:white;padding:0cm 0cm 0cm 0cm" valign="top" width="16%"> <p align="center" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:center;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">1,065,588</font></p></td></tr> <tr style="mso-yfti-lastrow:yes"> <td style="width:18.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 0cm 0cm" valign="top" width="18%"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">Net loss per share-diluted</font></p></td> <td style="width:18.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 0cm 0cm" valign="top" width="18%"> <p align="center" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:center;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">$ (0.38)</font></p></td> <td style="width:16.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 0cm 0cm" valign="top" width="16%"> <p align="center" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:center;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">$ (0.26)</font></p></td> <td style="width:16.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 0cm 0cm" valign="top" width="16%"> <p align="center" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:center;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">$ (0.83)</font></p></td> <td style="width:16.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 0cm 0cm" valign="top" width="16%"> <p align="center" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:center;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">$ (0.71)</font></p></td></tr></table></div> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10;normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">&#160;</font></p> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10;normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">The preferred stock is non cumulative and the Company is restricted from paying dividends. Therefore, no effect of the preferred stock is included in the loss per share calculations.</font></p> <!--EndFragment--> <!--StartFragment--> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10;normal" class="MsoNormal"><b><i><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">3.New Authoritative Accounting Guidance</font></i></b><font style="font-size:10.0pt;&#10;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;"/></p> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10;normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">In May 2011, the FASB issued Accounting Standards Update (ASU) No. 2011-04, <i>Fair Value Measurement (Topic 820): Amendments to Achieve Common Fair Value Measurement and Disclosure Requirements in U.S. GAAP and IFRSs</i>. This ASU represents the converged guidance of the FASB and the International Accounting Standards Board (the &#8220;Boards&#8221;) on fair value measurement. The collective efforts of the Boards and their staffs, reflected in ASU 2011-04, have resulted in common requirements for measuring fair value and for disclosing information about fair value measurements, including a consistent meaning of the term &#8220;fair value.&#8221; The Boards have concluded the common requirements will result in greater comparability of fair value measurements presented and disclosed in financial statements prepared in accordance with U.S. GAAP and International Financial Reporting Standards. The amendments to the Codification in ASU 2011-04 are to be applied prospectively. For public entities, the amendments are effective during interim and annual periods beginning after December 15, 2011. The Company adopted ASU No. 2011-04 as of March 31, 2012 as reflected in Note 7.</font></p> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10;normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">&#160;</font></p> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10;normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">In June 2011, the FASB issued Accounting Standards Update (ASU) No. 2011-05, <i>Comprehensive Income (Topic 220): Presentation of Comprehensive Income</i>. This ASU amends the Codification to allow an entity the option to present the total of comprehensive income, the components of net income, and the components of other comprehensive income either in a single continuous statement of comprehensive income or in two separate but consecutive statements. In both choices, an entity is required to present each component of net income along with total net income, each component of other comprehensive income along with a total for other comprehensive income, and a total amount for comprehensive income. ASU 2011-05 eliminates the option to present the components of other comprehensive income as part of the statement of changes in stockholders' equity. The amendments to the Codification in ASU 2011-05 do not change the items that must be reported in other comprehensive income or when an item of other comprehensive income must be reclassified to net income. ASU 2011-05 should be applied retrospectively. For public entities, the amendments are effective for fiscal years, and interim periods within those years, beginning after December 15, 2011. The Company adopted ASU 2011-05 during the quarter ended March 31, 2012 and presents comprehensive loss in a a separate statement.</font></p> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10;normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">&#160;</font></p> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10;normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">In December 2011, the FASB issued an update (&#8220;ASU&#8221; No. 2011-12, <i>Presentation of Comprehensive Income: Deferral of the Effective Date for Amendments to the Presentation of Reclassifications of Items Out of Accumulated Other Comprehensive Income in Accounting Standards Update No. 2011-05</i>) which under ASU 2011-05 defers the effective date pertaining to reclassification adjustments out of other accumulated other comprehensive income (AOCI). Concerns were raised that reclassifications of items out of AOCI would be costly for preparers and may add unnecessary complexity to financial statements. All other requirements in ASU 2011-05 are not affected by this Update. This amendment is effective for interim and annual periods beginning after December 15, 2011. </font></p> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10;normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">&#160;</font></p> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10;normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">In December 2011, the FASB issued Accounting Standards Update ASU 2011-11: <i>Balance Sheet (Topic 210): Disclosures about Offsetting Assets and Liabilities. </i>The amendments in this Update require an entity to disclose information about offsetting and related arrangements to enable users of its financial statements to understand the effect of those arrangements on its financial position. This Update affects all entities that have financial instruments and derivative instruments that are either (1) offset in accordance with either Section 210-20-45 or Section 815-10-45 or (2) subject to an enforceable master netting arrangement or similar agreement. The requirements amend the disclosure requirements on offsetting in Section 210-20-50. This information is intended to enable users of an entity&#8217;s financial statements to evaluate the effect or potential effect of netting arrangements on an entity&#8217;s financial position, including the effect or potential effect of rights of setoff associated with certain financial instruments and derivative instruments in the scope of this Update. The amendments are effective for annual reporting periods beginning on or after January 1, 2013, and interim periods within those annual periods. An entity should provide the disclosures required by those amendments retrospectively for all comparative periods presented. The Company is evaluating the impact of ASU 2011-11 on its consolidated financial statements.</font></p> <!--EndFragment--> <!--StartFragment--> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10;normal" class="MsoNormal"><b><i><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">6. Other Real Estate Owned</font></i></b><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN"/></p> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10;normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">&#160;</font></p> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10;normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">Period-end other real estate owned was as follows:</font></p> <div align="center"> <table cellpadding="0" cellspacing="0" border="0" style="width:90.0%;mso-cellspacing:0cm;mso-yfti-tbllook:1184;mso-padding-alt:&#10; 0cm 0cm 0cm 0cm" class="MsoNormalTable" width="90%"> <tr style="mso-yfti-firstrow:yes"> <td style="padding:0cm 0cm 0cm 0cm" valign="bottom"/> <td style="padding:0cm 0cm 0cm 0cm" valign="bottom"/> <td colspan="2" style="padding:0cm 0cm 0cm 0cm" valign="bottom"/> <td nowrap="nowrap" style="padding:0cm 0cm 0cm 0cm" valign="bottom"/> <td style="padding:0cm 0cm 0cm 0cm" valign="bottom"/> <td colspan="2" style="padding:0cm 0cm 0cm 0cm" valign="bottom"/> <td nowrap="nowrap" style="padding:0cm 0cm 0cm 0cm" valign="bottom"/></tr> <tr> <td style="padding:0cm 0cm 0cm 0cm" valign="bottom"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">(in 000's)</font></p></td> <td style="padding:0cm 0cm 0cm 0cm" valign="bottom"/> <td colspan="2" style="padding:0cm 0cm 0cm 0cm" valign="bottom"> <p align="center" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:center;line-height:normal" class="MsoNormal"><b><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">Nine Months Ended</font></b><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&#10; &quot;Times New Roman&quot;;mso-fareast-language:EN-IN"/></p></td> <td nowrap="nowrap" style="padding:0cm 0cm 0cm 0cm" valign="bottom"/> <td style="padding:0cm 0cm 0cm 0cm" valign="bottom"/> <td colspan="2" style="padding:0cm 0cm 0cm 0cm" valign="bottom"> <p align="center" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:center;line-height:normal" class="MsoNormal"><b><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">Nine Months Ended</font></b><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&#10; &quot;Times New Roman&quot;;mso-fareast-language:EN-IN"/></p></td> <td nowrap="nowrap" style="padding:0cm 0cm 0cm 0cm" valign="bottom"/></tr> <tr> <td style="padding:0cm 0cm 0cm 0cm" valign="bottom"/> <td style="padding:0cm 0cm 0cm 0cm" valign="bottom"/> <td colspan="2" style="padding:0cm 0cm 0cm 0cm" valign="bottom"> <p align="center" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:center;line-height:normal" class="MsoNormal"><b><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">September 30, 2012</font></b><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&#10; &quot;Times New Roman&quot;;mso-fareast-language:EN-IN"/></p></td> <td nowrap="nowrap" style="padding:0cm 0cm 0cm 0cm" valign="bottom"/> <td style="padding:0cm 0cm 0cm 0cm" valign="bottom"/> <td colspan="2" style="padding:0cm 0cm 0cm 0cm" valign="bottom"> <p align="center" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:center;line-height:normal" class="MsoNormal"><b><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">December 31, 2011</font></b><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&#10; &quot;Times New Roman&quot;;mso-fareast-language:EN-IN"/></p></td> <td nowrap="nowrap" style="padding:0cm 0cm 0cm 0cm" valign="bottom"/></tr> <tr> <td style="padding:0cm 0cm 0cm 0cm" valign="bottom"/> <td style="padding:0cm 0cm 0cm 0cm" valign="bottom"/> <td colspan="2" style="padding:0cm 0cm 0cm 0cm" valign="bottom"/> <td nowrap="nowrap" style="padding:0cm 0cm 0cm 0cm" valign="bottom"/> <td style="padding:0cm 0cm 0cm 0cm" valign="bottom"/> <td colspan="2" style="padding:0cm 0cm 0cm 0cm" valign="bottom"/> <td nowrap="nowrap" style="padding:0cm 0cm 0cm 0cm" valign="bottom"/></tr> <tr> <td style="width:76.0%;background:#CCEEFF;&#10; padding:0cm 0cm 0cm 0cm" valign="bottom" width="76%"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">Beginning balance</font></p></td> <td style="width:1.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 0cm 0cm" valign="bottom" width="1%"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">$</font></p></td> <td style="width:9.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 0cm 0cm" valign="bottom" width="9%"> <p align="right" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:right;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">1,284</font></p></td> <td nowrap="nowrap" style="width:1.0%;background:#CCEEFF;&#10; padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 0cm 0cm" valign="bottom" width="1%"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">$</font></p></td> <td style="width:9.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 0cm 0cm" valign="bottom" width="9%"> <p align="right" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:right;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">1,417</font></p></td> <td nowrap="nowrap" style="width:1.0%;background:#CCEEFF;&#10; padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/></tr> <tr> <td style="width:76.0%;background:white;padding:&#10; 0cm 0cm 0cm 0cm" valign="bottom" width="76%"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">Additions, transfers from loans</font></p></td> <td style="width:1.0%;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:9.0%;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="9%"> <p align="right" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:right;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">75</font></p></td> <td nowrap="nowrap" style="width:1.0%;background:white;&#10; padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:9.0%;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="9%"> <p align="right" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:right;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">602</font></p></td> <td nowrap="nowrap" style="width:1.0%;background:white;&#10; padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/></tr> <tr> <td style="width:76.0%;background:#CCEEFF;&#10; padding:0cm 0cm 1.5pt 0cm" valign="bottom" width="76%"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">Sale of other real estate (book value)</font></p></td> <td style="width:1.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 1.5pt 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;border:none;border-bottom:&#10; solid black 1.5pt;background:#CCEEFF;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:9.0%;border:none;border-bottom:&#10; solid black 1.5pt;background:#CCEEFF;padding:0cm 0cm 0cm 0cm" valign="bottom" width="9%"> <p align="right" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:right;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">(28</font></p></td> <td nowrap="nowrap" style="width:1.0%;background:#CCEEFF;&#10; padding:0cm 0cm 1.5pt 0cm" valign="bottom" width="1%"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">)</font></p></td> <td style="width:1.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 1.5pt 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;border:none;border-bottom:&#10; solid black 1.5pt;background:#CCEEFF;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:9.0%;border:none;border-bottom:&#10; solid black 1.5pt;background:#CCEEFF;padding:0cm 0cm 0cm 0cm" valign="bottom" width="9%"> <p align="right" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:right;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">(734</font></p></td> <td nowrap="nowrap" style="width:1.0%;background:#CCEEFF;&#10; padding:0cm 0cm 1.5pt 0cm" valign="bottom" width="1%"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">)</font></p></td></tr> <tr> <td style="width:76.0%;background:white;padding:&#10; 0cm 0cm 0cm 0cm" valign="bottom" width="76%"/> <td style="width:1.0%;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:9.0%;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="9%"> <p align="right" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; 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padding:0cm 0cm 1.5pt 0cm" valign="bottom" width="76%"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">Less: write-downs</font></p></td> <td style="width:1.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 1.5pt 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;border:none;border-bottom:&#10; solid black 1.5pt;background:#CCEEFF;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:9.0%;border:none;border-bottom:&#10; solid black 1.5pt;background:#CCEEFF;padding:0cm 0cm 0cm 0cm" valign="bottom" width="9%"> <p align="right" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:right;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">(154</font></p></td> <td nowrap="nowrap" style="width:1.0%;background:#CCEEFF;&#10; padding:0cm 0cm 1.5pt 0cm" valign="bottom" width="1%"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">)</font></p></td> <td style="width:1.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 1.5pt 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;border:none;border-bottom:&#10; solid black 1.5pt;background:#CCEEFF;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:9.0%;border:none;border-bottom:&#10; solid black 1.5pt;background:#CCEEFF;padding:0cm 0cm 0cm 0cm" valign="bottom" width="9%"> <p align="right" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:right;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">(1</font></p></td> <td nowrap="nowrap" style="width:1.0%;background:#CCEEFF;&#10; padding:0cm 0cm 1.5pt 0cm" valign="bottom" width="1%"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">)</font></p></td></tr> <tr style="mso-yfti-lastrow:yes"> <td style="width:76.0%;background:white;padding:&#10; 0cm 0cm 3.0pt 0cm" valign="bottom" width="76%"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">Ending Balance</font></p></td> <td style="width:1.0%;background:white;padding:0cm 0cm 3.0pt 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;border:none;border-bottom:&#10; double black 2.25pt;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">$</font></p></td> <td style="width:9.0%;border:none;border-bottom:&#10; 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Fair Value</font></i></b></p> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10;normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">&#160;</font></p> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10;normal" class="MsoNormal"><b><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">Fair Value Measurement</font></b><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN"/></p> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10;normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">&#160;</font></p> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10;normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">The Company uses fair value measurements to record fair value adjustments to certain assets and liabilities and to determine fair value disclosures. In accordance with the Fair Value Measurements and Disclosures topic of ASC 820, the fair value of a financial instrument is the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date. Fair value is best determined based upon quoted market prices. However, in many instances, there are no quoted market prices for the Company's various financial instruments. In cases where quoted market prices are not available, fair values are based on estimates using present value or other valuation techniques. Those techniques are significantly affected by the assumptions used, including the discount rate and estimates of future cash flows. Accordingly, the fair value estimates may not be realized in an immediate settlement of the instrument.</font></p> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10;normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">&#160;</font></p> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10;normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">The fair value guidance in FASB ASC 820 provides a consistent definition of fair value, which focuses on exit price in an orderly transaction (that is, not a forced liquidation or distressed sale) between market participants at the measurement date under current market conditions. If there has been a significant decrease in the volume and level of activity for the asset or liability, a change in valuation technique or the use of multiple valuation techniques may be appropriate. In such instances, determining the price at which willing market participants would transact at the measurement date under current market conditions depends on the facts and circumstances and requires the use of significant judgment. The fair value is a reasonable point within the range that is most representative of fair value under current market conditions. In accordance with this guidance, the Company groups its assets and liabilities carried at fair value in three levels as follows:</font></p> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10;normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">&#160;</font></p> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10;normal" class="MsoNormal"><i><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">&#160;&#160;&#160;&#160;&#160; Level 1</font></i><font style="font-size:&#10;10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;"/></p> <table cellpadding="0" cellspacing="0" border="0" style="width:100.0%;mso-cellspacing:0cm;mso-yfti-tbllook:1184;mso-padding-alt:&#10; 0cm 0cm 0cm 0cm" class="MsoNormalTable" width="100%"> <tr style="mso-yfti-firstrow:yes;mso-yfti-lastrow:yes"> <td style="width:53.25pt;padding:0cm 0cm 0cm 0cm" valign="top" width="71"> <p align="right" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; 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normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">$</font></p></td> <td style="width:9.0%;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="9%"> <p align="right" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:right;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">-</font></p></td> <td nowrap="nowrap" style="width:1.0%;background:white;&#10; padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/></tr> <tr> <td style="background:#CCEEFF;padding:0cm 0cm 1.5pt 0cm" valign="bottom"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">Money Market Funds</font></p></td> <td style="background:#CCEEFF;padding:0cm 0cm 1.5pt 0cm" valign="bottom"/> <td style="border:none;border-bottom:solid black 1.5pt;&#10; background:#CCEEFF;padding:0cm 0cm 0cm 0cm" valign="bottom"/> <td style="border:none;border-bottom:solid black 1.5pt;&#10; background:#CCEEFF;padding:0cm 0cm 0cm 0cm" valign="bottom"> <p align="right" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:right;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">129</font></p></td> <td nowrap="nowrap" style="background:#CCEEFF;padding:0cm 0cm 1.5pt 0cm" valign="bottom"/> <td style="background:#CCEEFF;padding:0cm 0cm 1.5pt 0cm" valign="bottom"/> <td style="border:none;border-bottom:solid black 1.5pt;&#10; background:#CCEEFF;padding:0cm 0cm 0cm 0cm" valign="bottom"/> <td style="border:none;border-bottom:solid black 1.5pt;&#10; background:#CCEEFF;padding:0cm 0cm 0cm 0cm" valign="bottom"> <p align="right" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:right;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">129</font></p></td> <td nowrap="nowrap" style="background:#CCEEFF;padding:0cm 0cm 1.5pt 0cm" valign="bottom"/> <td style="background:#CCEEFF;padding:0cm 0cm 1.5pt 0cm" valign="bottom"/> <td style="border:none;border-bottom:solid black 1.5pt;&#10; background:#CCEEFF;padding:0cm 0cm 0cm 0cm" valign="bottom"/> <td style="border:none;border-bottom:solid black 1.5pt;&#10; background:#CCEEFF;padding:0cm 0cm 0cm 0cm" valign="bottom"> <p align="right" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:right;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">-</font></p></td> <td nowrap="nowrap" style="background:#CCEEFF;padding:0cm 0cm 1.5pt 0cm" valign="bottom"/> <td style="background:#CCEEFF;padding:0cm 0cm 1.5pt 0cm" valign="bottom"/> <td colspan="2" style="border:none;border-bottom:solid black 1.5pt;&#10; background:#CCEEFF;padding:0cm 0cm 0cm 0cm" valign="bottom"> <p align="right" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:right;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">-</font></p></td> <td nowrap="nowrap" style="background:#CCEEFF;padding:0cm 0cm 1.5pt 0cm" valign="bottom"/></tr> <tr style="mso-yfti-lastrow:yes"> <td style="width:52.0%;background:white;padding:&#10; 0cm 0cm 3.0pt 0cm" valign="bottom" width="52%"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">Total</font></p></td> <td style="width:1.0%;background:white;padding:0cm 0cm 3.0pt 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;border:none;border-bottom:&#10; double black 2.25pt;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">$</font></p></td> <td style="width:9.0%;border:none;border-bottom:&#10; double black 2.25pt;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="9%"> <p align="right" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:right;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">1,088</font></p></td> <td nowrap="nowrap" style="width:1.0%;background:white;&#10; padding:0cm 0cm 3.0pt 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:white;padding:0cm 0cm 3.0pt 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;border:none;border-bottom:&#10; double black 2.25pt;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">$</font></p></td> <td style="width:9.0%;border:none;border-bottom:&#10; double black 2.25pt;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="9%"> <p align="right" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:right;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">129</font></p></td> <td nowrap="nowrap" style="width:1.0%;background:white;&#10; padding:0cm 0cm 3.0pt 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:white;padding:0cm 0cm 3.0pt 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;border:none;border-bottom:&#10; double black 2.25pt;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">$</font></p></td> <td style="width:9.0%;border:none;border-bottom:&#10; double black 2.25pt;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="9%"> <p align="right" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:right;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">959</font></p></td> <td nowrap="nowrap" style="width:1.0%;background:white;&#10; padding:0cm 0cm 3.0pt 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:white;padding:0cm 0cm 3.0pt 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;border:none;border-bottom:&#10; double black 2.25pt;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">$</font></p></td> <td style="width:9.0%;border:none;border-bottom:&#10; double black 2.25pt;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="9%"> <p align="right" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:right;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">-</font></p></td> <td nowrap="nowrap" style="width:1.0%;background:white;&#10; padding:0cm 0cm 3.0pt 0cm" valign="bottom" width="1%"/></tr></table></div> <p align="center" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10;text-align:center;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&#10;&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;mso-fareast-language:&#10;EN-IN">&#160;</font></p> <div align="center"> <table cellpadding="0" cellspacing="0" border="0" style="width:90.0%;mso-cellspacing:0cm;mso-yfti-tbllook:1184;mso-padding-alt:&#10; 0cm 0cm 0cm 0cm" width="90%" class="MsoNormalTable"> <tr style="mso-yfti-firstrow:yes"> <td style="padding:0cm 0cm 0cm 0cm" valign="bottom"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">&#160;</font></p> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">(in 000&#8217;s)</font></p></td> <td style="padding:0cm 0cm 0cm 0cm" valign="bottom"/> <td colspan="2" style="padding:0cm 0cm 0cm 0cm" valign="bottom"/> <td nowrap="nowrap" style="padding:0cm 0cm 0cm 0cm" valign="bottom"/> <td style="padding:0cm 0cm 0cm 0cm" valign="bottom"/> <td colspan="10" style="padding:0cm 0cm 0cm 0cm" valign="bottom"> <p align="center" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:center;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">Fair Value Measurements at Reporting Date Using:</font></p></td> <td nowrap="nowrap" style="padding:0cm 0cm 0cm 0cm" valign="bottom"/></tr> <tr> <td style="padding:0cm 0cm 0cm 0cm" valign="bottom"/> <td style="padding:0cm 0cm 0cm 0cm" valign="bottom"/> <td colspan="2" style="padding:0cm 0cm 0cm 0cm" valign="bottom"> <p align="center" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:center;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">Assets/Liabilities Measured at Fair Value at</font></p> <p align="center" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:center;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">December 31, 2011</font></p></td> <td nowrap="nowrap" style="padding:0cm 0cm 0cm 0cm" valign="bottom"/> <td style="padding:0cm 0cm 0cm 0cm" valign="bottom"/> <td colspan="2" style="padding:0cm 0cm 0cm 0cm" valign="bottom"> <p align="center" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:center;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">Quoted Prices in Active Markets for Identical Assets (Level 1)</font></p></td> <td nowrap="nowrap" style="padding:0cm 0cm 0cm 0cm" valign="bottom"/> <td style="padding:0cm 0cm 0cm 0cm" valign="bottom"/> <td colspan="2" style="padding:0cm 0cm 0cm 0cm" valign="bottom"> <p align="center" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:center;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">Significant Other Observable Inputs (Level 2)</font></p></td> <td nowrap="nowrap" style="padding:0cm 0cm 0cm 0cm" valign="bottom"/> <td style="padding:0cm 0cm 0cm 0cm" valign="bottom"/> <td colspan="2" style="padding:0cm 0cm 0cm 0cm" valign="bottom"> <p align="center" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:center;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">Significant Unobservable Inputs (Level 3)</font></p></td> <td nowrap="nowrap" style="padding:0cm 0cm 0cm 0cm" valign="bottom"/></tr> <tr> <td style="background:#CCEEFF;padding:0cm 0cm 0cm 0cm" valign="bottom"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">Investment securities available-for-sale:</font></p></td> <td style="background:#CCEEFF;padding:0cm 0cm 0cm 0cm" valign="bottom"/> <td colspan="2" style="background:#CCEEFF;padding:0cm 0cm 0cm 0cm" valign="bottom"/> <td nowrap="nowrap" style="background:#CCEEFF;padding:0cm 0cm 0cm 0cm" valign="bottom"/> <td style="background:#CCEEFF;padding:0cm 0cm 0cm 0cm" valign="bottom"/> <td colspan="2" style="background:#CCEEFF;padding:0cm 0cm 0cm 0cm" valign="bottom"/> <td nowrap="nowrap" style="background:#CCEEFF;padding:0cm 0cm 0cm 0cm" valign="bottom"/> <td style="background:#CCEEFF;padding:0cm 0cm 0cm 0cm" valign="bottom"/> <td colspan="2" style="background:#CCEEFF;padding:0cm 0cm 0cm 0cm" valign="bottom"/> <td nowrap="nowrap" style="background:#CCEEFF;padding:0cm 0cm 0cm 0cm" valign="bottom"/> <td style="background:#CCEEFF;padding:0cm 0cm 0cm 0cm" valign="bottom"/> <td colspan="2" style="background:#CCEEFF;padding:0cm 0cm 0cm 0cm" valign="bottom"/> <td nowrap="nowrap" style="background:#CCEEFF;padding:0cm 0cm 0cm 0cm" valign="bottom"/></tr> <tr> <td style="width:52.0%;background:white;padding:&#10; 0cm 0cm 0cm 0cm" valign="bottom" width="52%"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">Government Sponsored Enterprises residential mortgage-backed securities</font></p></td> <td style="width:1.0%;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">$</font></p></td> <td style="width:9.0%;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="9%"> <p align="right" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:right;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">1,152</font></p></td> <td nowrap="nowrap" style="width:1.0%;background:white;&#10; padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">$</font></p></td> <td style="width:9.0%;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="9%"> <p align="right" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:right;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">-</font></p></td> <td nowrap="nowrap" style="width:1.0%;background:white;&#10; padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">$</font></p></td> <td style="width:9.0%;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="9%"> <p align="right" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:right;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">1,152</font></p></td> <td nowrap="nowrap" style="width:1.0%;background:white;&#10; padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:9.0%;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="9%"> <p align="right" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:right;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">-</font></p></td> <td nowrap="nowrap" style="width:1.0%;background:white;&#10; padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/></tr> <tr> <td style="width:52.0%;background:#CCEEFF;&#10; padding:0cm 0cm 1.5pt 0cm" valign="bottom" width="52%"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">Money Market Funds</font></p></td> <td style="width:1.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 1.5pt 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;border:none;border-bottom:&#10; solid black 1.5pt;background:#CCEEFF;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:9.0%;border:none;border-bottom:&#10; solid black 1.5pt;background:#CCEEFF;padding:0cm 0cm 0cm 0cm" valign="bottom" width="9%"> <p align="right" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:right;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">129</font></p></td> <td nowrap="nowrap" style="width:1.0%;background:#CCEEFF;&#10; padding:0cm 0cm 1.5pt 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 1.5pt 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;border:none;border-bottom:&#10; solid black 1.5pt;background:#CCEEFF;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:9.0%;border:none;border-bottom:&#10; solid black 1.5pt;background:#CCEEFF;padding:0cm 0cm 0cm 0cm" valign="bottom" width="9%"> <p align="right" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:right;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">129</font></p></td> <td nowrap="nowrap" style="width:1.0%;background:#CCEEFF;&#10; padding:0cm 0cm 1.5pt 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 1.5pt 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;border:none;border-bottom:&#10; solid black 1.5pt;background:#CCEEFF;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:9.0%;border:none;border-bottom:&#10; solid black 1.5pt;background:#CCEEFF;padding:0cm 0cm 0cm 0cm" valign="bottom" width="9%"> <p align="right" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:right;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">-</font></p></td> <td nowrap="nowrap" style="width:1.0%;background:#CCEEFF;&#10; padding:0cm 0cm 1.5pt 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 1.5pt 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:9.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 1.5pt 0cm" valign="bottom" width="9%"> <p align="right" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:right;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">-</font></p></td> <td nowrap="nowrap" style="width:1.0%;background:#CCEEFF;&#10; padding:0cm 0cm 1.5pt 0cm" valign="bottom" width="1%"/></tr> <tr style="mso-yfti-lastrow:yes"> <td style="width:52.0%;background:white;padding:&#10; 0cm 0cm 3.0pt 0cm" valign="bottom" width="52%"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">Total</font></p></td> <td style="width:1.0%;background:white;padding:0cm 0cm 3.0pt 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;border:none;border-bottom:&#10; double black 2.25pt;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">$</font></p></td> <td style="width:9.0%;border:none;border-bottom:&#10; double black 2.25pt;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="9%"> <p align="right" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:right;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">1,281</font></p></td> <td nowrap="nowrap" style="width:1.0%;background:white;&#10; padding:0cm 0cm 3.0pt 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:white;padding:0cm 0cm 3.0pt 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;border:none;border-bottom:&#10; double black 2.25pt;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">$</font></p></td> <td style="width:9.0%;border:none;border-bottom:&#10; double black 2.25pt;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="9%"> <p align="right" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:right;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">129</font></p></td> <td nowrap="nowrap" style="width:1.0%;background:white;&#10; padding:0cm 0cm 3.0pt 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:white;padding:0cm 0cm 3.0pt 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;border:none;border-bottom:&#10; double black 2.25pt;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">$</font></p></td> <td style="width:9.0%;border:none;border-bottom:&#10; double black 2.25pt;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="9%"> <p align="right" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:right;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">1,152</font></p></td> <td nowrap="nowrap" style="width:1.0%;background:white;&#10; padding:0cm 0cm 3.0pt 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:white;padding:0cm 0cm 3.0pt 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:9.0%;background:white;padding:0cm 0cm 3.0pt 0cm" valign="bottom" width="9%"/> <td nowrap="nowrap" style="width:1.0%;background:white;&#10; padding:0cm 0cm 3.0pt 0cm" valign="bottom" width="1%"/></tr></table></div> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10;normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">&#160;</font></p> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10;normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">The fair value of the Bank&#8217;s AFS securities portfolio was approximately $1,088,000 and $1,281,000 at September 30, 2012 and December 31, 2011, respectively. Approximately 88% of the portfolio consisted of residential mortgage-backed securities, which had a fair value of $959,000 at September 30, 2012. All the residential mortgage-backed securities were issued or guaranteed by the Government National Mortgage Association (&#8220;GNMA&#8221;), the Federal National Mortgage Association (&#8220;FNMA&#8221;) or the Federal Home Loan Mortgage Corporation (&#8220;FHLMC&#8221;). The underlying loans for these securities are residential mortgages that are geographically dispersed throughout the United States. The majority of the AFS securities were classified as level 2 assets at September 30, 2012. The valuation of AFS securities using Level 2 inputs was primarily determined using the market approach, which uses quoted prices for similar instruments and all relevant information. There were no transfers between Level 1 and Level 2 assets during the period ended September 30, 2012 and year ended December 31, 2011.</font></p> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10;normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">&#160;</font></p> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10;normal" class="MsoNormal"><b><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">Fair Value on a Nonrecurring Basis</font></b></p> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10;normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">&#160;</font></p> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10;normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">Certain assets are not measured at fair value on a recurring basis but are subject to fair value adjustments in certain circumstances (for example, when there is evidence of impairment). The following table presents the assets carried on the balance sheet of condition by level within the hierarchy as of September 30, 2012 and December 31, 2011, for which a nonrecurring change in fair value has been recorded during the nine months ended September 30, 2012 and year ended December 31, 2011.</font></p> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10;normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">&#160;</font></p> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10;normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">&#160;</font></p> <div align="center"> <table cellpadding="0" cellspacing="0" border="0" style="width:90.0%;mso-cellspacing:0cm;mso-yfti-tbllook:1184;mso-padding-alt:&#10; 0cm 0cm 0cm 0cm" width="90%" class="MsoNormalTable"> <tr style="mso-yfti-firstrow:yes"> <td style="width:40.0%;padding:0cm 0cm 0cm 0cm" valign="bottom" width="40%"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">(in 000&#8217;s)</font></p></td> <td style="width:1.0%;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td colspan="2" style="width:10.0%;padding:0cm 0cm 0cm 0cm" valign="bottom" width="10%"> <p align="center" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:center;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">Total</font></p></td> <td nowrap="nowrap" style="width:1.0%;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td colspan="2" style="width:10.0%;padding:0cm 0cm 0cm 0cm" valign="bottom" width="10%"> <p align="center" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:center;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">Quoted Prices in Active markets for Identical Assets</font></p> <p align="center" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:center;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">(Level 1)</font></p></td> <td nowrap="nowrap" style="width:1.0%;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td colspan="2" style="width:10.0%;padding:0cm 0cm 0cm 0cm" valign="bottom" width="10%"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">Significant Other Observable Inputs</font></p> <p align="center" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:center;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">(Level 2)</font></p></td> <td nowrap="nowrap" style="width:1.0%;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td colspan="2" style="width:10.0%;padding:0cm 0cm 0cm 0cm" valign="bottom" width="10%"> <p align="center" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:center;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">Significant Unobservable Inputs</font></p> <p align="center" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:center;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">(Level 3)</font></p></td> <td nowrap="nowrap" style="width:1.0%;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td colspan="2" style="width:10.0%;padding:0cm 0cm 0cm 0cm" valign="bottom" width="10%"> <p align="center" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:center;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">Total fair value gain (loss) during 9 months ended</font></p> <p align="center" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:center;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">September 30, 2012</font></p></td> <td nowrap="nowrap" style="width:1.0%;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/></tr> <tr> <td style="width:40.0%;background:#CCEEFF;&#10; padding:0cm 0cm 0cm 0cm" valign="bottom" width="40%"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">Impaired loans</font></p></td> <td style="width:1.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 0cm 0cm" valign="bottom" width="1%"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">$</font></p></td> <td style="width:9.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 0cm 0cm" valign="bottom" width="9%"> <p align="right" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:right;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">100 </font></p></td> <td nowrap="nowrap" style="width:1.0%;background:#CCEEFF;&#10; padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:9.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 0cm 0cm" valign="bottom" width="9%"> <p align="right" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:right;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">- </font></p></td> <td nowrap="nowrap" style="width:1.0%;background:#CCEEFF;&#10; padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:9.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 0cm 0cm" valign="bottom" width="9%"> <p align="right" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:right;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">- </font></p></td> <td nowrap="nowrap" style="width:1.0%;background:#CCEEFF;&#10; padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 0cm 0cm" valign="bottom" width="1%"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">$</font></p></td> <td style="width:9.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 0cm 0cm" valign="bottom" width="9%"> <p align="right" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:right;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">100 </font></p></td> <td nowrap="nowrap" style="width:1.0%;background:#CCEEFF;&#10; padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 0cm 0cm" valign="bottom" width="1%"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">$</font></p></td> <td style="width:9.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 0cm 0cm" valign="bottom" width="9%"> <p align="right" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:right;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">(195</font></p></td> <td nowrap="nowrap" style="width:1.0%;background:#CCEEFF;&#10; padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">)</font></p></td></tr> <tr> <td style="width:40.0%;background:white;padding:&#10; 0cm 0cm 0cm 0cm" valign="bottom" width="40%"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">Other real estate owned (&#8220;OREO&#8221;)</font></p></td> <td style="width:1.0%;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">$</font></p></td> <td style="width:9.0%;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="9%"> <p align="right" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:right;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">1,177</font></p></td> <td nowrap="nowrap" style="width:1.0%;background:white;&#10; padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:9.0%;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="9%"> <p align="right" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:right;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">-</font></p></td> <td nowrap="nowrap" style="width:1.0%;background:white;&#10; padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:9.0%;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="9%"> <p align="right" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:right;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">-</font></p></td> <td nowrap="nowrap" style="width:1.0%;background:white;&#10; padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">$</font></p></td> <td style="width:9.0%;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="9%"> <p align="right" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:right;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">1,177</font></p></td> <td nowrap="nowrap" style="width:1.0%;background:white;&#10; padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">$</font></p></td> <td style="width:9.0%;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="9%"> <p align="right" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:right;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">(139</font></p></td> <td nowrap="nowrap" style="width:1.0%;background:white;&#10; padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">)</font></p></td></tr> <tr style="mso-yfti-lastrow:yes"> <td style="width:40.0%;background:#CCEEFF;&#10; padding:0cm 0cm 0cm 0cm" valign="bottom" width="40%"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">Assets held for sale<font style="letter-spacing:9.0pt"> </font></font></p></td> <td style="width:1.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:9.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 0cm 0cm" valign="bottom" width="9%"> <p align="right" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:right;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">357</font></p></td> <td nowrap="nowrap" style="width:1.0%;background:#CCEEFF;&#10; padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:9.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 0cm 0cm" valign="bottom" width="9%"> <p align="right" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:right;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">-</font></p></td> <td nowrap="nowrap" style="width:1.0%;background:#CCEEFF;&#10; padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:9.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 0cm 0cm" valign="bottom" width="9%"> <p align="right" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:right;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">-</font></p></td> <td nowrap="nowrap" style="width:1.0%;background:#CCEEFF;&#10; padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:9.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 0cm 0cm" valign="bottom" width="9%"> <p align="right" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:right;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">800</font></p></td> <td nowrap="nowrap" style="width:1.0%;background:#CCEEFF;&#10; padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:9.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 0cm 0cm" valign="bottom" width="9%"> <p align="right" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:right;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">443</font></p></td> <td nowrap="nowrap" style="width:1.0%;background:#CCEEFF;&#10; padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/></tr></table></div> <p align="center" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10;text-align:center;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&#10;&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;display:&#10;none;mso-hide:all;mso-fareast-language:EN-IN">&#160;</font></p> <div align="center"> <table cellpadding="0" cellspacing="0" border="0" style="width:90.0%;mso-cellspacing:0cm;mso-yfti-tbllook:1184;mso-padding-alt:&#10; 0cm 0cm 0cm 0cm" width="90%" class="MsoNormalTable"> <tr style="mso-yfti-firstrow:yes"> <td style="width:40.0%;padding:0cm 0cm 0cm 0cm" valign="bottom" width="40%"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">&#160;</font></p> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">&#160;</font></p> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">Carrying Value at December 31, 2011:</font></p></td> <td style="width:1.0%;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td colspan="2" style="width:10.0%;padding:0cm 0cm 0cm 0cm" valign="bottom" width="10%"/> <td nowrap="nowrap" style="width:1.0%;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td colspan="2" style="width:10.0%;padding:0cm 0cm 0cm 0cm" valign="bottom" width="10%"/> <td nowrap="nowrap" style="width:1.0%;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td colspan="2" style="width:10.0%;padding:0cm 0cm 0cm 0cm" valign="bottom" width="10%"/> <td nowrap="nowrap" style="width:1.0%;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td colspan="2" style="width:10.0%;padding:0cm 0cm 0cm 0cm" valign="bottom" width="10%"/> <td nowrap="nowrap" style="width:1.0%;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td colspan="2" style="width:10.0%;padding:0cm 0cm 0cm 0cm" valign="bottom" width="10%"/> <td nowrap="nowrap" style="width:1.0%;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/></tr> <tr> <td style="width:40.0%;padding:0cm 0cm 0cm 0cm" valign="bottom" width="40%"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">(in 000&#8217;s)</font></p></td> <td style="width:1.0%;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td colspan="2" style="width:10.0%;padding:0cm 0cm 0cm 0cm" valign="bottom" width="10%"> <p align="center" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:center;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">Total</font></p></td> <td nowrap="nowrap" style="width:1.0%;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td colspan="2" style="width:10.0%;padding:0cm 0cm 0cm 0cm" valign="bottom" width="10%"> <p align="center" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:center;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">Quoted Prices in Active markets for Identical Assets</font></p> <p align="center" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:center;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">(Level 1)</font></p></td> <td nowrap="nowrap" style="width:1.0%;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td colspan="2" style="width:10.0%;padding:0cm 0cm 0cm 0cm" valign="bottom" width="10%"> <p align="center" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:center;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">Significant Other Observable Inputs</font></p> <p align="center" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:center;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">(Level 2)</font></p></td> <td nowrap="nowrap" style="width:1.0%;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td colspan="2" style="width:10.0%;padding:0cm 0cm 0cm 0cm" valign="bottom" width="10%"> <p align="center" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:center;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">Significant Unobservable Inputs</font></p> <p align="center" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:center;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">(Level 3)</font></p></td> <td nowrap="nowrap" style="width:1.0%;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td colspan="2" style="width:10.0%;padding:0cm 0cm 0cm 0cm" valign="bottom" width="10%"> <p align="center" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:center;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">Total fair value gain (loss) during 12 months ended</font></p> <p align="center" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:center;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">December 31, 2010</font></p></td> <td nowrap="nowrap" style="width:1.0%;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/></tr> <tr> <td style="width:40.0%;background:#CCEEFF;&#10; padding:0cm 0cm 0cm 0cm" valign="bottom" width="40%"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">Impaired Loans</font></p></td> <td style="width:1.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 0cm 0cm" valign="bottom" width="1%"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">$</font></p></td> <td style="width:9.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 0cm 0cm" valign="bottom" width="9%"> <p align="right" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:right;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">206 </font></p></td> <td nowrap="nowrap" style="width:1.0%;background:#CCEEFF;&#10; padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:9.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 0cm 0cm" valign="bottom" width="9%"> <p align="right" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:right;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">- </font></p></td> <td nowrap="nowrap" style="width:1.0%;background:#CCEEFF;&#10; padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:9.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 0cm 0cm" valign="bottom" width="9%"> <p align="right" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:right;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">- </font></p></td> <td nowrap="nowrap" style="width:1.0%;background:#CCEEFF;&#10; padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 0cm 0cm" valign="bottom" width="1%"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">$</font></p></td> <td style="width:9.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 0cm 0cm" valign="bottom" width="9%"> <p align="right" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:right;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">206 </font></p></td> <td nowrap="nowrap" style="width:1.0%;background:#CCEEFF;&#10; padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 0cm 0cm" valign="bottom" width="1%"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">$</font></p></td> <td style="width:9.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 0cm 0cm" valign="bottom" width="9%"> <p align="right" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:right;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">(308</font></p></td> <td nowrap="nowrap" style="width:1.0%;background:#CCEEFF;&#10; padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">)</font></p></td></tr> <tr style="mso-yfti-lastrow:yes"> <td style="width:40.0%;background:white;padding:&#10; 0cm 0cm 0cm 0cm" valign="bottom" width="40%"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">Other real estate owned (&#8220;OREO&#8221;)</font></p></td> <td style="width:1.0%;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:9.0%;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="9%"> <p align="right" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:right;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">1,284</font></p></td> <td nowrap="nowrap" style="width:1.0%;background:white;&#10; padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:9.0%;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="9%"> <p align="right" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:right;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">-</font></p></td> <td nowrap="nowrap" style="width:1.0%;background:white;&#10; padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:9.0%;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="9%"> <p align="right" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:right;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">-</font></p></td> <td nowrap="nowrap" style="width:1.0%;background:white;&#10; padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:9.0%;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="9%"> <p align="right" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:right;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">1,284</font></p></td> <td nowrap="nowrap" style="width:1.0%;background:white;&#10; padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:9.0%;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="9%"> <p align="right" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:right;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">-</font></p></td> <td nowrap="nowrap" style="width:1.0%;background:white;&#10; padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/></tr></table></div> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10;normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">&#160;</font></p> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10;normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">The measured impairment for collateral dependent of impaired loans is determined by the fair value of the collateral less estimated liquidation costs. Collateral values for loans and OREO are determined by annual or more frequent appraisals if warranted by volatile market conditions, which may be discounted up to 10% based upon management&#8217;s review and the estimated cost of liquidation. These appraisals may utilize a single valuation approach or a combination of approaches including comparable sales and the income approach. Adjustments are routinely made on the appraisal process by the appraisers for differences between the comparable sales and income data available. Such adjustments are usually significant and typically result in a Level 3 classification of the inputs for determining fair value. The valuation allowance for impaired loans is adjusted as necessary based on changes in the value of collateral as well as the cost of liquidation. It is included in the allowance for loan losses in the consolidated statements of condition. The valuation allowance for impaired loans at September 30, 2012 was approximately $503,000. 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Investment securities held-to-maturity are based on quoted market prices, where available. If quoted market prices are not available, fair values are based on quoted market prices of comparable instruments.</font></p> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10;normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">&#160;</font></p> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10;normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">Loans: The fair value of loans was estimated using a discounted cash flow analysis, which considered estimated pre&#173;payments, amortizations, and non performance risk. Prepayments and discount rates were based on current marketplace estimates and pricing. Residential mortgage loans were discounted at the current effective yield, including fees, of conventional loans, adjusted for their maturities with a spread to the Treasury yield curve. 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The carrying amounts for variable-rate, fixed-term money market accounts and certificates of deposit approximate the fair values at the reporting date. Fair values for fixed-rate certificates of deposit are estimated using a discounted cash flow calculation. The Treasury yield curve was utilized for discounting cash flows as it approximates the average marketplace certificate of deposit rates across the relevant maturity spectrum.</font></p> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10;normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">&#160;</font></p> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10;normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">Accrued interest payable: The carrying amounts of accrued interest payable approximate fair value.</font></p> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10;normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">&#160;</font></p> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10;normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">Commitments to extend credit: The carrying amounts for commitments to extend credit approximate fair value as such commitments are not substantially different from the fees currently charged to enter into similar agreements, taking into account the remaining terms of the agreements and the present creditworthiness of the counterparts. 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text-align:right;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">11,703</font></p></td> <td nowrap="nowrap" style="background:white;padding:0cm 0cm 0cm 0cm" valign="bottom"/> <td style="background:white;padding:0cm 0cm 0cm 0cm" valign="bottom"/> <td style="background:white;padding:0cm 0cm 0cm 0cm" valign="bottom"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">$</font></p></td> <td style="background:white;padding:0cm 0cm 0cm 0cm" valign="bottom"> <p align="right" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:right;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">11,703</font></p></td> <td nowrap="nowrap" style="background:white;padding:0cm 0cm 0cm 0cm" valign="bottom"/> <td style="background:white;padding:0cm 0cm 0cm 0cm" valign="bottom"/> <td style="background:white;padding:0cm 0cm 0cm 0cm" valign="bottom"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">$</font></p></td> <td style="background:white;padding:0cm 0cm 0cm 0cm" valign="bottom"> <p align="right" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:right;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">14,497</font></p></td> <td nowrap="nowrap" style="background:white;padding:0cm 0cm 0cm 0cm" valign="bottom"/> <td style="background:white;padding:0cm 0cm 0cm 0cm" valign="bottom"/> <td style="background:white;padding:0cm 0cm 0cm 0cm" valign="bottom"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">$</font></p></td> <td style="background:white;padding:0cm 0cm 0cm 0cm" valign="bottom"> <p align="right" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:right;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">14,497</font></p></td> <td nowrap="nowrap" style="background:white;padding:0cm 0cm 0cm 0cm" valign="bottom"/></tr> <tr> <td style="width:40.0%;background:#CCEEFF;&#10; padding:0cm 0cm 0cm 0cm" valign="bottom" width="40%"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">Available for sale securities</font></p></td> <td style="width:1.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:9.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 0cm 0cm" valign="bottom" width="9%"> <p align="right" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:right;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">(1</font></p></td> <td nowrap="nowrap" style="width:1.0%;background:#CCEEFF;&#10; padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">)</font></p></td> <td style="width:1.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:9.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 0cm 0cm" valign="bottom" width="9%"> <p align="right" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:right;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">1,088</font></p></td> <td nowrap="nowrap" style="width:1.0%;background:#CCEEFF;&#10; padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:9.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 0cm 0cm" valign="bottom" width="9%"> <p align="right" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:right;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">1,088</font></p></td> <td nowrap="nowrap" style="width:1.0%;background:#CCEEFF;&#10; padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:9.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 0cm 0cm" valign="bottom" width="9%"> <p align="right" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:right;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">1,281</font></p></td> <td nowrap="nowrap" style="width:1.0%;background:#CCEEFF;&#10; padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:9.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 0cm 0cm" valign="bottom" width="9%"> <p align="right" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:right;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">1,281</font></p></td> <td nowrap="nowrap" style="width:1.0%;background:#CCEEFF;&#10; padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/></tr> <tr> <td style="background:white;padding:0cm 0cm 0cm 0cm" valign="bottom"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">Held to maturity securities</font></p></td> <td style="background:white;padding:0cm 0cm 0cm 0cm" valign="bottom"/> <td colspan="2" style="background:white;padding:0cm 0cm 0cm 0cm" valign="bottom"> <p align="center" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:center;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">Level 2</font></p></td> <td nowrap="nowrap" style="background:white;padding:0cm 0cm 0cm 0cm" valign="bottom"/> <td style="background:white;padding:0cm 0cm 0cm 0cm" valign="bottom"/> <td style="background:white;padding:0cm 0cm 0cm 0cm" valign="bottom"/> <td style="background:white;padding:0cm 0cm 0cm 0cm" valign="bottom"> <p align="right" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:right;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">12,399</font></p></td> <td nowrap="nowrap" style="background:white;padding:0cm 0cm 0cm 0cm" valign="bottom"/> <td style="background:white;padding:0cm 0cm 0cm 0cm" valign="bottom"/> <td style="background:white;padding:0cm 0cm 0cm 0cm" valign="bottom"/> <td style="background:white;padding:0cm 0cm 0cm 0cm" valign="bottom"> <p align="right" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:right;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">13,074</font></p></td> <td nowrap="nowrap" style="background:white;padding:0cm 0cm 0cm 0cm" valign="bottom"/> <td style="background:white;padding:0cm 0cm 0cm 0cm" valign="bottom"/> <td style="background:white;padding:0cm 0cm 0cm 0cm" valign="bottom"/> <td style="background:white;padding:0cm 0cm 0cm 0cm" valign="bottom"> <p align="right" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:right;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">17,209</font></p></td> <td nowrap="nowrap" style="background:white;padding:0cm 0cm 0cm 0cm" valign="bottom"/> <td style="background:white;padding:0cm 0cm 0cm 0cm" valign="bottom"/> <td style="background:white;padding:0cm 0cm 0cm 0cm" valign="bottom"/> <td style="background:white;padding:0cm 0cm 0cm 0cm" valign="bottom"> <p align="right" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:right;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">17,738</font></p></td> <td nowrap="nowrap" style="background:white;padding:0cm 0cm 0cm 0cm" valign="bottom"/></tr> <tr> <td style="width:40.0%;background:#CCEEFF;&#10; padding:0cm 0cm 0cm 0cm" valign="bottom" width="40%"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">Loans, net of allowance for loan losses</font></p></td> <td style="width:1.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:9.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 0cm 0cm" valign="bottom" width="9%"> <p align="right" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:right;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">(2</font></p></td> <td nowrap="nowrap" style="width:1.0%;background:#CCEEFF;&#10; padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">)</font></p></td> <td style="width:1.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:9.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 0cm 0cm" valign="bottom" width="9%"> <p align="right" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:right;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">39,805</font></p></td> <td nowrap="nowrap" style="width:1.0%;background:#CCEEFF;&#10; padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:9.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 0cm 0cm" valign="bottom" width="9%"> <p align="right" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:right;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">40,262</font></p></td> <td nowrap="nowrap" style="width:1.0%;background:#CCEEFF;&#10; padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:9.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 0cm 0cm" valign="bottom" width="9%"> <p align="right" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:right;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">40,635</font></p></td> <td nowrap="nowrap" style="width:1.0%;background:#CCEEFF;&#10; padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:9.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 0cm 0cm" valign="bottom" width="9%"> <p align="right" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:right;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">40,552</font></p></td> <td nowrap="nowrap" style="width:1.0%;background:#CCEEFF;&#10; padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/></tr> <tr> <td style="width:40.0%;background:white;padding:&#10; 0cm 0cm 0cm 0cm" valign="bottom" width="40%"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">Assets held for sale</font></p></td> <td style="width:1.0%;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td colspan="2" style="width:1.0%;background:white;&#10; padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"> <p align="center" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:center;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">Level 3</font></p></td> <td nowrap="nowrap" style="width:1.0%;background:white;&#10; padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:9.0%;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="9%"> <p align="right" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:right;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">357</font></p></td> <td nowrap="nowrap" style="width:1.0%;background:white;&#10; padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:9.0%;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="9%"> <p align="right" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:right;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">800</font></p></td> <td nowrap="nowrap" style="width:1.0%;background:white;&#10; padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:9.0%;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="9%"> <p align="right" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:right;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">-</font></p></td> <td nowrap="nowrap" style="width:1.0%;background:white;&#10; padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:9.0%;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="9%"> <p align="right" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:right;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">-</font></p></td> <td nowrap="nowrap" style="width:1.0%;background:white;&#10; padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/></tr> <tr> <td style="background:#CCEEFF;padding:0cm 0cm 0cm 0cm" valign="bottom"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">Accrued interest receivable</font></p></td> <td style="background:#CCEEFF;padding:0cm 0cm 0cm 0cm" valign="bottom"/> <td colspan="2" style="background:#CCEEFF;padding:0cm 0cm 0cm 0cm" valign="bottom"> <p align="center" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:center;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">Level 2</font></p></td> <td nowrap="nowrap" style="background:#CCEEFF;padding:0cm 0cm 0cm 0cm" valign="bottom"/> <td style="background:#CCEEFF;padding:0cm 0cm 0cm 0cm" valign="bottom"/> <td style="background:#CCEEFF;padding:0cm 0cm 0cm 0cm" valign="bottom"/> <td style="background:#CCEEFF;padding:0cm 0cm 0cm 0cm" valign="bottom"> <p align="right" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:right;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">325</font></p></td> <td nowrap="nowrap" style="background:#CCEEFF;padding:0cm 0cm 0cm 0cm" valign="bottom"/> <td style="background:#CCEEFF;padding:0cm 0cm 0cm 0cm" valign="bottom"/> <td style="background:#CCEEFF;padding:0cm 0cm 0cm 0cm" valign="bottom"/> <td style="background:#CCEEFF;padding:0cm 0cm 0cm 0cm" valign="bottom"> <p align="right" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:right;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">325</font></p></td> <td nowrap="nowrap" style="background:#CCEEFF;padding:0cm 0cm 0cm 0cm" valign="bottom"/> <td style="background:#CCEEFF;padding:0cm 0cm 0cm 0cm" valign="bottom"/> <td style="background:#CCEEFF;padding:0cm 0cm 0cm 0cm" valign="bottom"/> <td style="background:#CCEEFF;padding:0cm 0cm 0cm 0cm" valign="bottom"> <p align="right" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:right;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">342</font></p></td> <td nowrap="nowrap" style="background:#CCEEFF;padding:0cm 0cm 0cm 0cm" valign="bottom"/> <td style="background:#CCEEFF;padding:0cm 0cm 0cm 0cm" valign="bottom"/> <td style="background:#CCEEFF;padding:0cm 0cm 0cm 0cm" valign="bottom"/> <td style="background:#CCEEFF;padding:0cm 0cm 0cm 0cm" valign="bottom"> <p align="right" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:right;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">342</font></p></td> <td nowrap="nowrap" style="background:#CCEEFF;padding:0cm 0cm 0cm 0cm" valign="bottom"/></tr> <tr> <td style="width:40.0%;background:white;padding:&#10; 0cm 0cm 0cm 0cm" valign="bottom" width="40%"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">Liabilities:</font></p></td> <td style="width:1.0%;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:9.0%;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="9%"/> <td nowrap="nowrap" style="width:1.0%;background:white;&#10; padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:9.0%;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="9%"/> <td nowrap="nowrap" style="width:1.0%;background:white;&#10; padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:9.0%;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="9%"/> <td nowrap="nowrap" style="width:1.0%;background:white;&#10; padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:9.0%;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="9%"/> <td nowrap="nowrap" style="width:1.0%;background:white;&#10; padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:9.0%;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="9%"/> <td nowrap="nowrap" style="width:1.0%;background:white;&#10; padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/></tr> <tr> <td style="background:#CCEEFF;padding:0cm 0cm 0cm 0cm" valign="bottom"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">Demand deposits</font></p></td> <td style="background:#CCEEFF;padding:0cm 0cm 0cm 0cm" valign="bottom"/> <td colspan="2" style="background:#CCEEFF;padding:0cm 0cm 0cm 0cm" valign="bottom"> <p align="center" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:center;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">Level 2</font></p></td> <td nowrap="nowrap" style="background:#CCEEFF;padding:0cm 0cm 0cm 0cm" valign="bottom"/> <td style="background:#CCEEFF;padding:0cm 0cm 0cm 0cm" valign="bottom"/> <td style="background:#CCEEFF;padding:0cm 0cm 0cm 0cm" valign="bottom"/> <td style="background:#CCEEFF;padding:0cm 0cm 0cm 0cm" valign="bottom"> <p align="right" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:right;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">31,874</font></p></td> <td nowrap="nowrap" style="background:#CCEEFF;padding:0cm 0cm 0cm 0cm" valign="bottom"/> <td style="background:#CCEEFF;padding:0cm 0cm 0cm 0cm" valign="bottom"/> <td style="background:#CCEEFF;padding:0cm 0cm 0cm 0cm" valign="bottom"/> <td style="background:#CCEEFF;padding:0cm 0cm 0cm 0cm" valign="bottom"> <p align="right" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:right;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">31,874</font></p></td> <td nowrap="nowrap" style="background:#CCEEFF;padding:0cm 0cm 0cm 0cm" valign="bottom"/> <td style="background:#CCEEFF;padding:0cm 0cm 0cm 0cm" valign="bottom"/> <td style="background:#CCEEFF;padding:0cm 0cm 0cm 0cm" valign="bottom"/> <td style="background:#CCEEFF;padding:0cm 0cm 0cm 0cm" valign="bottom"> <p align="right" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:right;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">31,260</font></p></td> <td nowrap="nowrap" style="background:#CCEEFF;padding:0cm 0cm 0cm 0cm" valign="bottom"/> <td style="background:#CCEEFF;padding:0cm 0cm 0cm 0cm" valign="bottom"/> <td style="background:#CCEEFF;padding:0cm 0cm 0cm 0cm" valign="bottom"/> <td style="background:#CCEEFF;padding:0cm 0cm 0cm 0cm" valign="bottom"> <p align="right" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:right;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">31,260</font></p></td> <td nowrap="nowrap" style="background:#CCEEFF;padding:0cm 0cm 0cm 0cm" valign="bottom"/></tr> <tr> <td style="background:white;padding:0cm 0cm 0cm 0cm" valign="bottom"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">Savings deposits</font></p></td> <td style="background:white;padding:0cm 0cm 0cm 0cm" valign="bottom"/> <td colspan="2" style="background:white;padding:0cm 0cm 0cm 0cm" valign="bottom"> <p align="center" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:center;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">Level 2</font></p></td> <td nowrap="nowrap" style="background:white;padding:0cm 0cm 0cm 0cm" valign="bottom"/> <td style="background:white;padding:0cm 0cm 0cm 0cm" valign="bottom"/> <td style="background:white;padding:0cm 0cm 0cm 0cm" valign="bottom"/> <td style="background:white;padding:0cm 0cm 0cm 0cm" valign="bottom"> <p align="right" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:right;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">14,167</font></p></td> <td nowrap="nowrap" style="background:white;padding:0cm 0cm 0cm 0cm" valign="bottom"/> <td style="background:white;padding:0cm 0cm 0cm 0cm" valign="bottom"/> <td style="background:white;padding:0cm 0cm 0cm 0cm" valign="bottom"/> <td style="background:white;padding:0cm 0cm 0cm 0cm" valign="bottom"> <p align="right" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:right;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">14,167</font></p></td> <td nowrap="nowrap" style="background:white;padding:0cm 0cm 0cm 0cm" valign="bottom"/> <td style="background:white;padding:0cm 0cm 0cm 0cm" valign="bottom"/> <td style="background:white;padding:0cm 0cm 0cm 0cm" valign="bottom"/> <td style="background:white;padding:0cm 0cm 0cm 0cm" valign="bottom"> <p align="right" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:right;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">14,689</font></p></td> <td nowrap="nowrap" style="background:white;padding:0cm 0cm 0cm 0cm" valign="bottom"/> <td style="background:white;padding:0cm 0cm 0cm 0cm" valign="bottom"/> <td style="background:white;padding:0cm 0cm 0cm 0cm" valign="bottom"/> <td style="background:white;padding:0cm 0cm 0cm 0cm" valign="bottom"> <p align="right" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:right;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">14,689</font></p></td> <td nowrap="nowrap" style="background:white;padding:0cm 0cm 0cm 0cm" valign="bottom"/></tr> <tr> <td style="background:#CCEEFF;padding:0cm 0cm 0cm 0cm" valign="bottom"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">Time deposits</font></p></td> <td style="background:#CCEEFF;padding:0cm 0cm 0cm 0cm" valign="bottom"/> <td colspan="2" style="background:#CCEEFF;padding:0cm 0cm 0cm 0cm" valign="bottom"> <p align="center" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:center;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">Level 2</font></p></td> <td nowrap="nowrap" style="background:#CCEEFF;padding:0cm 0cm 0cm 0cm" valign="bottom"/> <td style="background:#CCEEFF;padding:0cm 0cm 0cm 0cm" valign="bottom"/> <td style="background:#CCEEFF;padding:0cm 0cm 0cm 0cm" valign="bottom"/> <td style="background:#CCEEFF;padding:0cm 0cm 0cm 0cm" valign="bottom"> <p align="right" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:right;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">17,181</font></p></td> <td nowrap="nowrap" style="background:#CCEEFF;padding:0cm 0cm 0cm 0cm" valign="bottom"/> <td style="background:#CCEEFF;padding:0cm 0cm 0cm 0cm" valign="bottom"/> <td style="background:#CCEEFF;padding:0cm 0cm 0cm 0cm" valign="bottom"/> <td style="background:#CCEEFF;padding:0cm 0cm 0cm 0cm" valign="bottom"> <p align="right" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:right;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">17,544</font></p></td> <td nowrap="nowrap" style="background:#CCEEFF;padding:0cm 0cm 0cm 0cm" valign="bottom"/> <td style="background:#CCEEFF;padding:0cm 0cm 0cm 0cm" valign="bottom"/> <td style="background:#CCEEFF;padding:0cm 0cm 0cm 0cm" valign="bottom"/> <td style="background:#CCEEFF;padding:0cm 0cm 0cm 0cm" valign="bottom"> <p align="right" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:right;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">25,352</font></p></td> <td nowrap="nowrap" style="background:#CCEEFF;padding:0cm 0cm 0cm 0cm" valign="bottom"/> <td style="background:#CCEEFF;padding:0cm 0cm 0cm 0cm" valign="bottom"/> <td style="background:#CCEEFF;padding:0cm 0cm 0cm 0cm" valign="bottom"/> <td style="background:#CCEEFF;padding:0cm 0cm 0cm 0cm" valign="bottom"> <p align="right" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:right;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">25,401</font></p></td> <td nowrap="nowrap" style="background:#CCEEFF;padding:0cm 0cm 0cm 0cm" valign="bottom"/></tr> <tr style="mso-yfti-lastrow:yes"> <td style="background:white;padding:0cm 0cm 0cm 0cm" valign="bottom"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">Accrued interest payable</font></p></td> <td style="background:white;padding:0cm 0cm 0cm 0cm" valign="bottom"/> <td colspan="2" style="background:white;padding:0cm 0cm 0cm 0cm" valign="bottom"> <p align="center" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:center;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">Level 2</font></p></td> <td nowrap="nowrap" style="background:white;padding:0cm 0cm 0cm 0cm" valign="bottom"/> <td style="background:white;padding:0cm 0cm 0cm 0cm" valign="bottom"/> <td style="background:white;padding:0cm 0cm 0cm 0cm" valign="bottom"/> <td style="background:white;padding:0cm 0cm 0cm 0cm" valign="bottom"> <p align="right" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:right;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">27</font></p></td> <td nowrap="nowrap" style="background:white;padding:0cm 0cm 0cm 0cm" valign="bottom"/> <td style="background:white;padding:0cm 0cm 0cm 0cm" valign="bottom"/> <td style="background:white;padding:0cm 0cm 0cm 0cm" valign="bottom"/> <td style="background:white;padding:0cm 0cm 0cm 0cm" valign="bottom"> <p align="right" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:right;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">27</font></p></td> <td nowrap="nowrap" style="background:white;padding:0cm 0cm 0cm 0cm" valign="bottom"/> <td style="background:white;padding:0cm 0cm 0cm 0cm" valign="bottom"/> <td style="background:white;padding:0cm 0cm 0cm 0cm" valign="bottom"/> <td style="background:white;padding:0cm 0cm 0cm 0cm" valign="bottom"> <p align="right" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:right;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">58</font></p></td> <td nowrap="nowrap" style="background:white;padding:0cm 0cm 0cm 0cm" valign="bottom"/> <td style="background:white;padding:0cm 0cm 0cm 0cm" valign="bottom"/> <td style="background:white;padding:0cm 0cm 0cm 0cm" valign="bottom"/> <td style="background:white;padding:0cm 0cm 0cm 0cm" valign="bottom"> <p align="right" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:right;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">58</font></p></td> <td nowrap="nowrap" style="background:white;padding:0cm 0cm 0cm 0cm" valign="bottom"/></tr></table></div> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10;normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">&#160;</font></p> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10;normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">(1) Level 1 for money market funds; Level 2 for all other securities.</font></p> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10;normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">(2) Level 2 for non-impaired loans; Level 3 for impaired loans.</font></p> <!--EndFragment--> <!--StartFragment--> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10;normal" class="MsoNormal"><b><i><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">8. Regulatory</font></i></b><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN"/></p> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10;normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">On January 31, 2012, the Bank entered into stipulations consenting to the issuance of Consent Orders with the Federal Deposit Insurance Corporation (&#8220;FDIC&#8221;) and the Pennsylvania Department of Banking (&#8220;Department&#8221;). The material terms of the Consent Orders are identical. The requirements and status of items included in the Consent Orders are as follows:</font></p> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10;normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">&#160;</font></p> <div align="center"> <table cellpadding="0" cellspacing="0" border="0" style="width:90.0%;mso-cellspacing:0cm;mso-yfti-tbllook:1184;mso-padding-alt:&#10; 0cm 0cm 0cm 0cm" class="MsoNormalTable" width="90%"> <tr style="mso-yfti-firstrow:yes"> <td style="width:54.8%;border-top:solid black 1.0pt;&#10; border-left:solid black 1.0pt;border-bottom:solid black 1.5pt;border-right:&#10; none;mso-border-top-alt:solid black .75pt;mso-border-left-alt:solid black .75pt;padding:0cm 0cm 0cm 0cm" valign="top" width="54%"> <p align="center" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:center;line-height:normal" class="MsoNormal"><b><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">Requirement</font></b><font style="font-size:&#10; 10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;"/></p></td> <td style="width:45.2%;border:solid black 1.0pt;&#10; border-bottom:solid black 1.5pt;mso-border-alt:solid black .75pt;mso-border-bottom-alt:&#10; solid black 1.5pt;padding:0cm 0cm 0cm 0cm" valign="top" width="45%"> <p align="center" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:center;line-height:normal" class="MsoNormal"><b><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">Status</font></b><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;"/></p></td></tr> <tr> <td style="width:54.8%;border-top:none;border-left:&#10; solid black 1.0pt;border-bottom:solid black 1.5pt;border-right:none;mso-border-bottom-alt:solid black 1.5pt;&#10; padding:0cm 0cm 0cm 0cm" valign="top" width="54%"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">Increase participation of the Bank&#8217;s board of directors in the Bank&#8217;s affairs by having the board assume full responsibility for approving the Bank&#8217;s policies and objectives and for supervising the Bank&#8217;s management;</font></p></td> <td style="width:45.2%;border-top:none;border-left:&#10; solid black 1.0pt;border-bottom:solid black 1.5pt;border-right:solid black 1.0pt;mso-border-bottom-alt:solid black 1.5pt;padding:0cm 0cm 0cm 0cm" valign="top" width="45%"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">Board participation has been improved with attendance at board and committee meetings.</font></p></td></tr> <tr> <td style="width:54.8%;border-top:none;border-left:&#10; solid black 1.0pt;border-bottom:solid black 1.5pt;border-right:none;mso-border-bottom-alt:solid black 1.5pt;&#10; padding:0cm 0cm 0cm 0cm" valign="top" width="54%"/> <td style="width:45.2%;border-top:none;border-left:&#10; solid black 1.0pt;border-bottom:solid black 1.5pt;border-right:solid black 1.0pt;mso-border-bottom-alt:solid black 1.5pt;padding:0cm 0cm 0cm 0cm" valign="top" width="45%"/></tr> <tr> <td style="width:54.8%;border-top:none;border-left:&#10; solid black 1.0pt;border-bottom:solid black 1.5pt;border-right:none;mso-border-bottom-alt:solid black 1.5pt;&#10; padding:0cm 0cm 0cm 0cm" valign="top" width="54%"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">Have and retain qualified management, and notify the FDIC and the Department of any changes in the Bank&#8217;s board of directors or senior executive officers;</font></p></td> <td style="width:45.2%;border-top:none;border-left:&#10; solid black 1.0pt;border-bottom:solid black 1.5pt;border-right:solid black 1.0pt;mso-border-bottom-alt:solid black 1.5pt;padding:0cm 0cm 0cm 0cm" valign="top" width="45%"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">A management assessment was completed in June 2012 in conjunction with the required management review and written management plan with benchmarks for recommended enhancements.</font></p></td></tr> <tr> <td style="width:54.8%;border-top:none;border-left:&#10; solid black 1.0pt;border-bottom:solid black 1.5pt;border-right:none;mso-border-bottom-alt:solid black 1.5pt;&#10; padding:0cm 0cm 0cm 0cm" valign="top" width="54%"/> <td style="width:45.2%;border-top:none;border-left:&#10; solid black 1.0pt;border-bottom:solid black 1.5pt;border-right:solid black 1.0pt;mso-border-bottom-alt:solid black 1.5pt;padding:0cm 0cm 0cm 0cm" valign="top" width="45%"/></tr> <tr> <td style="width:54.8%;border-top:none;border-left:&#10; solid black 1.0pt;border-bottom:solid black 1.5pt;border-right:none;mso-border-bottom-alt:solid black 1.5pt;&#10; padding:0cm 0cm 0cm 0cm" valign="top" width="54%"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">Retain a bank consultant acceptable to the FDIC and the Department to develop a written analysis and assessment of the Bank&#8217;s management needs and thereafter formulate a written management plan;</font></p></td> <td style="width:45.2%;border-top:none;border-left:&#10; solid black 1.0pt;border-bottom:solid black 1.5pt;border-right:solid black 1.0pt;mso-border-bottom-alt:solid black 1.5pt;padding:0cm 0cm 0cm 0cm" valign="top" width="45%"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">An engagement letter from a qualified consultant was received and approved by the Bank&#8217;s regulators. Upon acceptance, the review commenced in May 2012 and was completed in June 2012.</font></p></td></tr> <tr> <td style="width:54.8%;border-top:none;border-left:&#10; solid black 1.0pt;border-bottom:solid black 1.5pt;border-right:none;mso-border-bottom-alt:solid black 1.5pt;&#10; padding:0cm 0cm 0cm 0cm" valign="top" width="54%"/> <td style="width:45.2%;border-top:none;border-left:&#10; solid black 1.0pt;border-bottom:solid black 1.5pt;border-right:solid black 1.0pt;mso-border-bottom-alt:solid black 1.5pt;padding:0cm 0cm 0cm 0cm" valign="top" width="45%"/></tr> <tr> <td style="width:54.8%;border-top:none;border-left:&#10; solid black 1.0pt;border-bottom:solid black 1.5pt;border-right:none;mso-border-bottom-alt:solid black 1.5pt;&#10; padding:0cm 0cm 0cm 0cm" valign="top" width="54%"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">Formulate and implement written profit and budget plans for each year during which the orders are in effect;</font></p></td> <td style="width:45.2%;border-top:none;border-left:&#10; solid black 1.0pt;border-bottom:solid black 1.5pt;border-right:solid black 1.0pt;mso-border-bottom-alt:solid black 1.5pt;padding:0cm 0cm 0cm 0cm" valign="top" width="45%"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">A three year profit and budget plan was prepared and submitted to regulators for review together with a revised Strategic Plan in May 2012 following the completion of a regulatory review.</font></p></td></tr> <tr> <td style="width:54.8%;border-top:none;border-left:&#10; solid black 1.0pt;border-bottom:solid black 1.5pt;border-right:none;mso-border-bottom-alt:solid black 1.5pt;&#10; padding:0cm 0cm 0cm 0cm" valign="top" width="54%"/> <td style="width:45.2%;border-top:none;border-left:&#10; solid black 1.0pt;border-bottom:solid black 1.5pt;border-right:solid black 1.0pt;mso-border-bottom-alt:solid black 1.5pt;padding:0cm 0cm 0cm 0cm" valign="top" width="45%"/></tr> <tr> <td style="width:54.8%;border-top:none;border-left:&#10; solid black 1.0pt;border-bottom:solid black 1.5pt;border-right:none;mso-border-bottom-alt:solid black 1.5pt;&#10; padding:0cm 0cm 0cm 0cm" valign="top" width="54%"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">Develop and implement a strategic plan for each year during which the orders are in effect, to be revised annually;</font></p></td> <td style="width:45.2%;border-top:none;border-left:&#10; solid black 1.0pt;border-bottom:solid black 1.5pt;border-right:solid black 1.0pt;mso-border-bottom-alt:solid black 1.5pt;padding:0cm 0cm 0cm 0cm" valign="top" width="45%"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">A comprehensive strategic plan was prepared and submitted to regulators for review in May 2012 following the completion of a regulatory review.</font></p></td></tr> <tr> <td style="width:54.8%;border-top:none;border-left:&#10; solid black 1.0pt;border-bottom:solid black 1.5pt;border-right:none;mso-border-bottom-alt:solid black 1.5pt;&#10; padding:0cm 0cm 0cm 0cm" valign="top" width="54%"/> <td style="width:45.2%;border-top:none;border-left:&#10; solid black 1.0pt;border-bottom:solid black 1.5pt;border-right:solid black 1.0pt;mso-border-bottom-alt:solid black 1.5pt;padding:0cm 0cm 0cm 0cm" valign="top" width="45%"/></tr> <tr> <td style="width:54.8%;border-top:none;border-left:&#10; solid black 1.0pt;border-bottom:solid black 1.5pt;border-right:none;mso-border-bottom-alt:solid black 1.5pt;&#10; padding:0cm 0cm 0cm 0cm" valign="top" width="54%"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">Develop a written capital plan detailing the manner in which the Bank will meet and maintain a ratio of Tier 1 capital to total assets (&#8220;leverage ratio&#8221;) of at least 8.5% and a ratio of qualifying total capital to risk-weighted assets (total risk-based capital ratio) of at least 12.5%, within a reasonable but unspecified time period;</font></p></td> <td style="width:45.2%;border-top:none;border-left:&#10; solid black 1.0pt;border-bottom:solid black 1.5pt;border-right:solid black 1.0pt;mso-border-bottom-alt:solid black 1.5pt;padding:0cm 0cm 0cm 0cm" valign="top" width="45%"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">A capital plan with quarterly benchmarks was prepared and submitted to regulators for review together with the Bank&#8217;s Strategic Plan in May 2012 following the completion of a regulatory review.</font></p></td></tr> <tr> <td style="width:54.8%;border-top:none;border-left:&#10; solid black 1.0pt;border-bottom:solid black 1.5pt;border-right:none;mso-border-bottom-alt:solid black 1.5pt;&#10; padding:0cm 0cm 0cm 0cm" valign="top" width="54%"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">Formulate a written plan to reduce the Bank&#8217;s risk positions in each asset or loan in excess of $100,000 classified as &#8220;Doubtful&#8221; or &#8220;Substandard&#8221; at its regulatory examination;</font></p></td> <td style="width:45.2%;border-top:none;border-left:&#10; solid black 1.0pt;border-bottom:solid black 1.5pt;border-right:solid black 1.0pt;mso-border-bottom-alt:solid black 1.5pt;padding:0cm 0cm 0cm 0cm" valign="top" width="45%"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">A classified asset reduction plan with quarterly benchmarks measured against capital was prepared and submitted in May 2012 following the completion of a regulatory review.</font></p></td></tr> <tr> <td style="width:54.8%;border-top:none;border-left:&#10; solid black 1.0pt;border-bottom:solid black 1.5pt;border-right:none;mso-border-bottom-alt:solid black 1.5pt;&#10; padding:0cm 0cm 0cm 0cm" valign="top" width="54%"/> <td style="width:45.2%;border-top:none;border-left:&#10; solid black 1.0pt;border-bottom:solid black 1.5pt;border-right:solid black 1.0pt;mso-border-bottom-alt:solid black 1.5pt;padding:0cm 0cm 0cm 0cm" valign="top" width="45%"/></tr> <tr> <td style="width:54.8%;border-top:none;border-left:&#10; solid black 1.0pt;border-bottom:solid black 1.5pt;border-right:none;mso-border-bottom-alt:solid black 1.5pt;&#10; padding:0cm 0cm 0cm 0cm" valign="top" width="54%"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">Eliminate all assets classified as &#8220;Loss&#8221; at its current regulatory examination;</font></p></td> <td style="width:45.2%;border-top:none;border-left:&#10; solid black 1.0pt;border-bottom:solid black 1.5pt;border-right:solid black 1.0pt;mso-border-bottom-alt:solid black 1.5pt;padding:0cm 0cm 0cm 0cm" valign="top" width="45%"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">All assets classified as &#8220;Loss&#8221; have been eliminated.</font></p></td></tr> <tr> <td style="width:54.8%;border-top:none;border-left:&#10; solid black 1.0pt;border-bottom:solid black 1.5pt;border-right:none;mso-border-bottom-alt:solid black 1.5pt;&#10; padding:0cm 0cm 0cm 0cm" valign="top" width="54%"/> <td style="width:45.2%;border-top:none;border-left:&#10; solid black 1.0pt;border-bottom:solid black 1.5pt;border-right:solid black 1.0pt;mso-border-bottom-alt:solid black 1.5pt;padding:0cm 0cm 0cm 0cm" valign="top" width="45%"/></tr> <tr> <td style="width:54.8%;border-top:none;border-left:&#10; solid black 1.0pt;border-bottom:solid black 1.5pt;border-right:none;mso-border-bottom-alt:solid black 1.5pt;&#10; padding:0cm 0cm 0cm 0cm" valign="top" width="54%"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">Revise the Bank&#8217;s loan policy to establish and monitor procedures for adherence to the loan policy and to eliminate credit administration and underwriting deficiencies identified at its current regulatory examination;</font></p></td> <td style="width:45.2%;border-top:none;border-left:&#10; solid black 1.0pt;border-bottom:solid black 1.5pt;border-right:solid black 1.0pt;mso-border-bottom-alt:solid black 1.5pt;padding:0cm 0cm 0cm 0cm" valign="top" width="45%"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">The Bank&#8217;s loan policy has been revised to include enhanced monitoring procedures and submitted to regulators for review in April 2012.</font></p></td></tr> <tr> <td style="width:54.8%;border-top:none;border-left:&#10; solid black 1.0pt;border-bottom:solid black 1.0pt;border-right:none;mso-border-bottom-alt:solid black .75pt;&#10; padding:0cm 0cm 0cm 0cm" valign="top" width="54%"/> <td style="width:45.2%;border:solid black 1.0pt;&#10; border-top:none;mso-border-left-alt:solid black .75pt;mso-border-bottom-alt:&#10; solid black .75pt;mso-border-right-alt:solid black .75pt;padding:0cm 0cm 0cm 0cm" valign="top" width="45%"/></tr> <tr> <td style="width:54.8%;border-top:none;border-left:&#10; solid black 1.0pt;border-bottom:solid black 1.5pt;border-right:none;mso-border-bottom-alt:solid black 1.5pt;&#10; padding:0cm 0cm 0cm 0cm" valign="top" width="54%"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">Develop a comprehensive policy and methodology for determining the allowance for loan and lease losses;</font></p></td> <td style="width:45.2%;border-top:none;border-left:&#10; solid black 1.0pt;border-bottom:solid black 1.5pt;border-right:solid black 1.0pt;mso-border-bottom-alt:solid black 1.5pt;padding:0cm 0cm 0cm 0cm" valign="top" width="45%"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">The ALLL policy and methodology for determining the allowance for loan losses were submitted to regulators for review in April 2012.</font></p></td></tr> <tr> <td style="width:54.8%;border-top:none;border-left:&#10; solid black 1.0pt;border-bottom:solid black 1.5pt;border-right:none;mso-border-bottom-alt:solid black 1.5pt;&#10; padding:0cm 0cm 0cm 0cm" valign="top" width="54%"/> <td style="width:45.2%;border-top:none;border-left:&#10; solid black 1.0pt;border-bottom:solid black 1.5pt;border-right:solid black 1.0pt;mso-border-bottom-alt:solid black 1.5pt;padding:0cm 0cm 0cm 0cm" valign="top" width="45%"/></tr> <tr> <td style="width:54.8%;border-top:none;border-left:&#10; solid black 1.0pt;border-bottom:solid black 1.5pt;border-right:none;mso-border-bottom-alt:solid black 1.5pt;&#10; padding:0cm 0cm 0cm 0cm" valign="top" width="54%"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">Develop an interest rate risk policy and procedures to identify, measure, monitor and control the nature and amount of interest rate risk the Bank takes;</font></p></td> <td style="width:45.2%;border-top:none;border-left:&#10; solid black 1.0pt;border-bottom:solid black 1.5pt;border-right:solid black 1.0pt;mso-border-bottom-alt:solid black 1.5pt;padding:0cm 0cm 0cm 0cm" valign="top" width="45%"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">The Bank&#8217;s interest rate risk policy and procedures were submitted to regulators for review in April 2012.</font></p></td></tr> <tr> <td style="width:54.8%;border-top:none;border-left:&#10; solid black 1.0pt;border-bottom:solid black 1.5pt;border-right:none;mso-border-bottom-alt:solid black 1.5pt;&#10; padding:0cm 0cm 0cm 0cm" valign="top" width="54%"/> <td style="width:45.2%;border-top:none;border-left:&#10; solid black 1.0pt;border-bottom:solid black 1.5pt;border-right:solid black 1.0pt;mso-border-bottom-alt:solid black 1.5pt;padding:0cm 0cm 0cm 0cm" valign="top" width="45%"/></tr> <tr> <td style="width:54.8%;border-top:none;border-left:&#10; solid black 1.0pt;border-bottom:solid black 1.5pt;border-right:none;mso-border-bottom-alt:solid black 1.5pt;&#10; padding:0cm 0cm 0cm 0cm" valign="top" width="54%"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">Revise its liquidity and funds management policy and update and review the policy annually;</font></p></td> <td style="width:45.2%;border-top:none;border-left:&#10; solid black 1.0pt;border-bottom:solid black 1.5pt;border-right:solid black 1.0pt;mso-border-bottom-alt:solid black 1.5pt;padding:0cm 0cm 0cm 0cm" valign="top" width="45%"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">The Bank&#8217;s liquidity policy and contingency plan were submitted to regulators for review in April 2012.</font></p></td></tr> <tr> <td style="width:54.8%;border-top:none;border-left:&#10; solid black 1.0pt;border-bottom:solid black 1.5pt;border-right:none;mso-border-bottom-alt:solid black 1.5pt;&#10; padding:0cm 0cm 0cm 0cm" valign="top" width="54%"/> <td style="width:45.2%;border-top:none;border-left:&#10; solid black 1.0pt;border-bottom:solid black 1.5pt;border-right:solid black 1.0pt;mso-border-bottom-alt:solid black 1.5pt;padding:0cm 0cm 0cm 0cm" valign="top" width="45%"/></tr> <tr> <td style="width:54.8%;border-top:none;border-left:&#10; solid black 1.0pt;border-bottom:solid black 1.5pt;border-right:none;mso-border-bottom-alt:solid black 1.5pt;&#10; padding:0cm 0cm 0cm 0cm" valign="top" width="54%"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">Refrain from accepting any brokered deposits;</font></p></td> <td style="width:45.2%;border-top:none;border-left:&#10; solid black 1.0pt;border-bottom:solid black 1.5pt;border-right:solid black 1.0pt;mso-border-bottom-alt:solid black 1.5pt;padding:0cm 0cm 0cm 0cm" valign="top" width="45%"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">The Bank did not accept brokered deposits.</font></p></td></tr> <tr> <td style="width:54.8%;border-top:none;border-left:&#10; solid black 1.0pt;border-bottom:solid black 1.5pt;border-right:none;mso-border-bottom-alt:solid black 1.5pt;&#10; padding:0cm 0cm 0cm 0cm" valign="top" width="54%"/> <td style="width:45.2%;border-top:none;border-left:&#10; solid black 1.0pt;border-bottom:solid black 1.5pt;border-right:solid black 1.0pt;mso-border-bottom-alt:solid black 1.5pt;padding:0cm 0cm 0cm 0cm" valign="top" width="45%"/></tr> <tr> <td style="width:54.8%;border-top:none;border-left:&#10; solid black 1.0pt;border-bottom:solid black 1.5pt;border-right:none;mso-border-bottom-alt:solid black 1.5pt;&#10; padding:0cm 0cm 0cm 0cm" valign="top" width="54%"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">Refrain from paying cash dividends without prior approval of the FDIC and the Department;</font></p></td> <td style="width:45.2%;border-top:none;border-left:&#10; 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The Bank will continue to serve its customers in all areas including making loans, establishing lines of credit, accepting deposits and processing banking transactions. Customer deposits remain fully insured to the highest limits set by the FDIC. The FDIC and the Department did not impose or recommend any monetary penalties in connection with the Consent Orders.</font></p> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10;normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">&#160;</font></p> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10;normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">As of September 30, 2012 and December 31, 2011, the Bank&#8217;s tier one leverage capital ratio was 6.06% and 6.27%, respectively, and its total risk based capital ratio was 11.20% and 12.41%, respectively. Although in excess of &#8220;well capitalized&#8221; levels, these ratios have declined as a result of losses and are below the levels required by the Orders. 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Actual results could differ from those estimates. Material estimates which are particularly susceptible to significant change in the near term relate to the fair value of investment securities, the determination of the allowance for loan losses, valuation allowance for deferred tax assets and consideration of impairment of other intangible assets.</font></p> <!--EndFragment--> <!--StartFragment--> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10;normal" class="MsoNormal"><i><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">Commitments</font></i><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&#10;&quot;Times New Roman&quot;;mso-fareast-language:EN-IN"/></p> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10;normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">In the general course of business, there are various outstanding commitments to extend credit, such as letters of credit and un-advanced loan commitments, which are not reflected in the accompanying financial statements. 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Management does not believe that the resolution of this litigation will have a material adverse effect on the financial condition or results of operations of the Company. However, the ultimate outcome of any such litigation, as with litigation generally, is inherently uncertain and it is possible that some litigation matters may be resolved adversely to the Company.</font></p> <!--EndFragment--> <!--StartFragment--> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10;normal" class="MsoNormal"><i><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">Allowance for Loan Losses</font></i><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN"/></p> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10;normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">The allowance for loan losses is established as losses are estimated to have occurred through a provision for loan losses. Loans that are determined to be uncollectible are charged against the allowance account, and subsequent recoveries, if any, are credited to the allowance. When evaluating the adequacy of the allowance, an assessment of the loan portfolio will typically include changes in the composition and volume of the loan portfolio, overall portfolio quality and past loss experience, review of specific problem loans, current economic conditions which may affect borrowers&#8217; ability to repay, and other factors which may warrant current recognition. 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Accordingly, the Bank does not separately identify individual consumer and residential loans for impairment disclosures.</font></p> <!--EndFragment--> <!--StartFragment--> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10;normal" class="MsoNormal"><i><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">Non-accrual and Past Due Loans.</font></i><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN"/></p> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10;normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">Loans are considered past due if the required principal and interest payments have not been received 30 days as of the date such payments were due. The Bank generally places a loan on non-accrual status when interest or principal is past due 90 days or more. If it otherwise appears doubtful that the loan will be repaid, management may place the loan on nonaccrual status before the lapse of 90 days. Interest on loans past due 90 days or more ceases to accrue except for loans that are well collateralized and in the process of collection. When a loan is placed on nonaccrual status, previously accrued and unpaid interest is reversed out of income. Loans are returned to accrual status when all the principal and interest amounts contractually due are brought current and future payments are reasonably assured.</font></p> <!--EndFragment--> <!--StartFragment--> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10;normal" class="MsoNormal"><i><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">Income Taxes</font></i><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN"/></p> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10;normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">Under the liability method, deferred tax assets and liabilities are determined based on the difference between the financial statement and tax basis of assets and liabilities. 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-56000 8000 -66000 -5000 -119000 503000 364000 2000 869000 387000 412000 68000 867000 301000 553000 52000 20000 926000 55000 23000 15000 7000 100000 -62000 -148000 -42000 -252000 1000 5000 4000 15000 25000 -61000 -143000 4000 -27000 -227000 799000 71000 433000 295000 63000 -6000 1000 3000 61000 -56000 -43000 -7000 -106000 3000 1000 4000 8000 -98000 -3000 -42000 3000 -56000 496000 367000 43000 906000 280000 432000 55000 767000 15000 15000 30000 -5000 -5000 1000 1000 5000 7000 1000 1000 2000 503000 364000 2000 503000 366000 626000 3267000 3893000 1120000 29019000 30139000 4806000 4806000 1835000 1835000 1746000 38927000 40673000 308000 79000 412000 68000 308000 559000 592000 3138000 3730000 1095000 29102000 30197000 5586000 5586000 1989000 1989000 1687000 39815000 41502000 75000 75000 340000 340000 479000 99000 578000 894000 99000 993000 698000 127000 2075000 2900000 1592000 127000 2174000 131000 732000 863000 13552000 14415000 628000 628000 806000 937000 387000 1119000 1193000 2056000 2530000 11373000 28083000 2530000 12566000 121000 121000 188000 188000 64000 227000 291000 373000 227000 600000 1096000 26000 3084000 4206000 1469000 26000 3311000 1058000 188000 1410000 2656000 32289000 34945000 3000 24000 4000 31000 108000 108000 3000 132000 4000 139000 35000 1498000 163000 1696000 38000 1630000 167000 1164000 636000 1988000 3788000 36885000 32000 32000 491000 101000 592000 523000 101000 624000 963000 235000 1908000 3106000 1486000 235000 2009000 99000 677000 776000 13901000 14677000 476000 476000 559000 658000 173000 173000 418000 1095000 1150000 1926000 1391000 12503000 28271000 1391000 13653000 173000 173000 152000 152000 106000 38000 301000 445000 431000 38000 301000 770000 1714000 47000 3055000 4816000 2145000 85000 3356000 831000 325000 1540000 2696000 33087000 35783000 112000 3000 115000 146000 146000 258000 3000 261000 58000 1503000 167000 1728000 58000 1761000 170000 978000 471000 2132000 3581000 37921000 250000 87000 758000 19000 85000 393000 1592000 30000 48000 49000 127000 1897000 125000 53000 99000 2174000 250000 2014000 883000 120000 233000 393000 3893000 12266000 749000 1083000 317000 14415000 628000 628000 1899000 631000 2530000 8746000 3269000 164000 387000 12566000 23539000 4018000 164000 2101000 317000 30139000 250000 25553000 4901000 284000 2334000 710000 34032000 1405000 64000 1469000 26000 26000 3084000 227000 3311000 4515000 291000 4806000 38000 38000 1630000 1630000 1835000 1835000 6350000 291000 6641000 40673000 379000 586000 31000 264000 226000 1486000 130000 56000 49000 235000 1847000 61000 101000 2009000 379000 2563000 117000 31000 414000 226000 3730000 13118000 151000 1408000 14677000 471000 5000 476000 1391000 1391000 9751000 2925000 977000 13653000 24731000 3076000 2390000 30197000 379000 27294000 3193000 31000 2804000 226000 33927000 2039000 106000 2145000 47000 38000 85000 3055000 301000 3356000 5141000 445000 5586000 1989000 1989000 58000 58000 1761000 1761000 170000 170000 7130000 445000 7575000 41502000 478000 23000 455000 355000 49000 49000 49000 99000 99000 99000 733000 733000 387000 387000 626000 23000 603000 503000 1746000 1143000 603000 503000 491000 78000 413000 246000 101000 101000 62000 592000 78000 514000 308000 677000 677000 407000 407000 1687000 1173000 514000 308000 503000 125000 628000 1000 2000 3000 673000 400000 1703000 1701000 3000 479000 18000 45000 542000 846000 58000 439000 3000 1343000 3000 1885000 3000 500000 1000 1000 120000 620000 2000 670000 390000 1060000 1680000 2000 470000 18000 40000 528000 835000 436000 58000 1329000 1857000 Company had no troubled debt restructurings Company had no troubled debt restructurings 75000 -28000 1331000 -154000 602000 -734000 1285000 -1000 1417000 129000 129000 959000 959000 129000 129000 1152000 1152000 100000 1177000 -195000 -139000 100000 1177000 206000 1284000 308000 206000 1284000 11703000 11703000 1088000 1088000 12399000 13074000 39805000 40262000 325000 325000 31874000 31874000 14167000 14167000 17181000 17544000 27000 27000 14497000 14497000 1281000 1281000 17209000 17738000 40635000 40552000 342000 342000 31260000 31260000 14689000 14689000 25352000 25401000 58000 58000 0.88 0.10 503000 308000 0.0606 0.0627 0.1120 0.1241 The Banks deposits declined by more than $8 million. 600000 <!--StartFragment--> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10;normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">The calculation of net loss income per share follows:</font></p> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10;normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">&#160;</font></p> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10;normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">&#160;</font></p> <div align="center"> <table cellpadding="0" cellspacing="0" border="0" style="width:90.0%;mso-cellspacing:0cm;mso-yfti-tbllook:1184;mso-padding-alt:&#10; 0cm 0cm 0cm 0cm" class="MsoNormalTable" width="90%"> <tr style="mso-yfti-firstrow:yes"> <td style="width:18.0%;padding:0cm 0cm 0cm 0cm" valign="top" width="18%"/> <td style="width:18.0%;padding:0cm 0cm 0cm 0cm" valign="top" width="18%"> <p align="center" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:center;line-height:normal" class="MsoNormal"><b><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">Three Months Ended September 30, 2012</font></b><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&#10; &quot;Times New Roman&quot;;mso-fareast-language:EN-IN"/></p></td> <td style="width:16.0%;padding:0cm 0cm 0cm 0cm" valign="top" width="16%"> <p align="center" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:center;line-height:normal" class="MsoNormal"><b><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">Three Months Ended September 30, 2011</font></b><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&#10; &quot;Times New Roman&quot;;mso-fareast-language:EN-IN"/></p></td> <td style="width:16.0%;padding:0cm 0cm 0cm 0cm" valign="top" width="16%"> <p align="center" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:center;line-height:normal" class="MsoNormal"><b><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">Nine Months Ended September 30, 2012</font></b><font 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align="center" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:center;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">$(881,941)</font></p></td> <td style="width:16.0%;background:white;padding:0cm 0cm 0cm 0cm" valign="top" width="16%"> <p align="center" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:center;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">$(757,804)</font></p></td></tr> <tr> <td style="width:18.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 0cm 0cm" valign="top" width="18%"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">Average common shares outstanding-basic</font></p></td> <td style="width:18.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 0cm 0cm" valign="top" width="18%"> <p align="center" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:center;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">1,065,588</font></p></td> <td style="width:16.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 0cm 0cm" valign="top" width="16%"> <p align="center" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:center;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">1,065,588</font></p></td> <td style="width:16.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 0cm 0cm" valign="top" width="16%"> <p align="center" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:center;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">1,065,588</font></p></td> <td style="width:16.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 0cm 0cm" valign="top" width="16%"> <p align="center" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:center;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">1,065,588</font></p></td></tr> <tr> <td style="width:18.0%;background:white;padding:0cm 0cm 0cm 0cm" valign="top" width="18%"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">Net loss per share-basic</font></p></td> <td style="width:18.0%;background:white;padding:0cm 0cm 0cm 0cm" valign="top" width="18%"> <p align="center" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:center;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">$ (0.38)</font></p></td> <td style="width:16.0%;background:white;padding:0cm 0cm 0cm 0cm" valign="top" width="16%"> <p align="center" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:center;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">$ (0.26)</font></p></td> <td style="width:16.0%;background:white;padding:0cm 0cm 0cm 0cm" valign="top" width="16%"> <p align="center" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:center;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">$ (0.83)</font></p></td> <td style="width:16.0%;background:white;padding:0cm 0cm 0cm 0cm" valign="top" width="16%"> <p align="center" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:center;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">$ (0.71)</font></p></td></tr> <tr> <td style="width:18.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 0cm 0cm" valign="top" width="18%"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><b><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">Diluted:</font></b><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&#10; &quot;Times New Roman&quot;;mso-fareast-language:EN-IN"/></p></td> <td style="width:18.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 0cm 0cm" valign="top" width="18%"/> <td style="width:16.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 0cm 0cm" valign="top" width="16%"/> <td style="width:16.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 0cm 0cm" valign="top" width="16%"/> <td style="width:16.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 0cm 0cm" valign="top" width="16%"/></tr> <tr> <td style="width:18.0%;background:white;padding:0cm 0cm 0cm 0cm" valign="top" width="18%"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">Average common shares-diluted</font></p></td> <td style="width:18.0%;background:white;padding:0cm 0cm 0cm 0cm" valign="top" width="18%"> <p align="center" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:center;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">1,065,588</font></p></td> <td style="width:16.0%;background:white;padding:0cm 0cm 0cm 0cm" valign="top" width="16%"> <p align="center" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:center;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">1,065,588</font></p></td> <td style="width:16.0%;background:white;padding:0cm 0cm 0cm 0cm" valign="top" width="16%"> <p align="center" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:center;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">1,065,588</font></p></td> <td style="width:16.0%;background:white;padding:0cm 0cm 0cm 0cm" valign="top" width="16%"> <p align="center" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:center;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">1,065,588</font></p></td></tr> <tr style="mso-yfti-lastrow:yes"> <td style="width:18.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 0cm 0cm" valign="top" width="18%"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">Net loss per share-diluted</font></p></td> <td style="width:18.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 0cm 0cm" valign="top" width="18%"> <p align="center" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:center;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">$ (0.38)</font></p></td> <td style="width:16.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 0cm 0cm" valign="top" width="16%"> <p align="center" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:center;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">$ (0.26)</font></p></td> <td style="width:16.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 0cm 0cm" valign="top" width="16%"> <p align="center" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:center;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">$ (0.83)</font></p></td> <td style="width:16.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 0cm 0cm" valign="top" width="16%"> <p align="center" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:center;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">$ (0.71)</font></p></td></tr></table></div> <!--EndFragment--> <!--StartFragment--> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10;normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">The following is a summary of the Company's investment portfolio as of September 30, 2012: </font></p> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10;normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">&#160;</font></p> <div align="center"> <table cellpadding="0" cellspacing="0" border="0" style="width:90.0%;mso-cellspacing:0cm;mso-yfti-tbllook:1184;mso-padding-alt:&#10; 0cm 0cm 0cm 0cm" class="MsoNormalTable" width="90%"> <tr style="mso-yfti-firstrow:yes"> <td style="padding:0cm 0cm 0cm 0cm" valign="bottom"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">(In 000&#8217;s)</font></p></td> <td style="padding:0cm 0cm 0cm 0cm" valign="bottom"/> <td colspan="2" style="padding:0cm 0cm 0cm 0cm" valign="bottom"/> <td nowrap="nowrap" style="padding:0cm 0cm 0cm 0cm" valign="bottom"/> <td style="padding:0cm 0cm 0cm 0cm" valign="bottom"/> <td colspan="2" style="padding:0cm 0cm 0cm 0cm" valign="bottom"/> <td nowrap="nowrap" style="padding:0cm 0cm 0cm 0cm" valign="bottom"/> <td style="padding:0cm 0cm 0cm 0cm" valign="bottom"/> <td colspan="2" style="padding:0cm 0cm 0cm 0cm" valign="bottom"/> <td nowrap="nowrap" style="padding:0cm 0cm 0cm 0cm" valign="bottom"/> <td style="padding:0cm 0cm 0cm 0cm" valign="bottom"/> <td colspan="2" style="padding:0cm 0cm 0cm 0cm" valign="bottom"/> <td nowrap="nowrap" style="padding:0cm 0cm 0cm 0cm" valign="bottom"/></tr> <tr> <td style="background:white;padding:0cm 0cm 1.5pt 0cm" valign="bottom"/> <td style="background:white;padding:0cm 0cm 1.5pt 0cm" valign="bottom"/> <td colspan="2" style="border:none;border-bottom:solid black 1.5pt;&#10; background:white;padding:0cm 0cm 0cm 0cm" valign="bottom"> <p align="center" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:center;line-height:normal" class="MsoNormal"><b><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">Amortized Cost</font></b><font style="font-size:&#10; 10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;"/></p></td> <td nowrap="nowrap" style="background:white;padding:0cm 0cm 1.5pt 0cm" valign="bottom"/> <td style="background:white;padding:0cm 0cm 1.5pt 0cm" valign="bottom"/> <td colspan="2" style="border:none;border-bottom:solid black 1.5pt;&#10; background:white;padding:0cm 0cm 0cm 0cm" valign="bottom"> <p align="center" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:center;line-height:normal" class="MsoNormal"><b><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">Gross unrealized gains</font></b><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&#10; &quot;Times New Roman&quot;;mso-fareast-language:EN-IN"/></p></td> <td nowrap="nowrap" style="background:white;padding:0cm 0cm 1.5pt 0cm" valign="bottom"/> <td style="background:white;padding:0cm 0cm 1.5pt 0cm" valign="bottom"/> <td colspan="2" style="border:none;border-bottom:solid black 1.5pt;&#10; background:white;padding:0cm 0cm 0cm 0cm" valign="bottom"> <p align="center" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:center;line-height:normal" class="MsoNormal"><b><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">Gross unrealized losses</font></b><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&#10; &quot;Times New Roman&quot;;mso-fareast-language:EN-IN"/></p></td> <td nowrap="nowrap" style="background:white;padding:0cm 0cm 1.5pt 0cm" valign="bottom"/> <td style="background:white;padding:0cm 0cm 1.5pt 0cm" valign="bottom"/> <td colspan="2" style="border:none;border-bottom:solid black 1.5pt;&#10; background:white;padding:0cm 0cm 0cm 0cm" valign="bottom"> <p align="center" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:center;line-height:normal" class="MsoNormal"><b><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">Fair Value</font></b><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;"/></p></td> <td nowrap="nowrap" style="background:white;padding:0cm 0cm 1.5pt 0cm" valign="bottom"/></tr> <tr> <td style="width:52.0%;background:#CCEEFF;&#10; padding:0cm 0cm 0cm 0cm" valign="bottom" width="52%"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">Available-for-sale:</font></p></td> <td style="width:1.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:9.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 0cm 0cm" valign="bottom" width="9%"/> <td nowrap="nowrap" style="width:1.0%;background:#CCEEFF;&#10; padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:9.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 0cm 0cm" valign="bottom" width="9%"/> <td nowrap="nowrap" style="width:1.0%;background:#CCEEFF;&#10; padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:9.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 0cm 0cm" valign="bottom" width="9%"/> <td nowrap="nowrap" style="width:1.0%;background:#CCEEFF;&#10; padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:9.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 0cm 0cm" valign="bottom" width="9%"/> <td nowrap="nowrap" style="width:1.0%;background:#CCEEFF;&#10; padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/></tr> <tr> <td style="width:52.0%;background:white;padding:&#10; 0cm 0cm 0cm 0cm" valign="bottom" width="52%"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">Government Sponsored Enterprises residential mortgage-backed securities</font></p></td> <td style="width:1.0%;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">$</font></p></td> <td style="width:9.0%;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="9%"> <p align="right" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:right;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">903</font></p></td> <td nowrap="nowrap" style="width:1.0%;background:white;&#10; padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">$</font></p></td> <td style="width:9.0%;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="9%"> <p align="right" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:right;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">56</font></p></td> <td nowrap="nowrap" style="width:1.0%;background:white;&#10; padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">$</font></p></td> <td style="width:9.0%;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="9%"> <p align="right" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:right;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">-</font></p></td> <td nowrap="nowrap" style="width:1.0%;background:white;&#10; padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">$</font></p></td> <td style="width:9.0%;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="9%"> <p align="right" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:right;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">959</font></p></td> <td nowrap="nowrap" style="width:1.0%;background:white;&#10; padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/></tr> <tr> <td style="width:52.0%;background:#CCEEFF;&#10; padding:0cm 0cm 1.5pt 0cm" valign="bottom" width="52%"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">Investments in money market funds</font></p></td> <td style="width:1.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 1.5pt 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;border:none;border-bottom:&#10; solid black 1.5pt;background:#CCEEFF;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:9.0%;border:none;border-bottom:&#10; solid black 1.5pt;background:#CCEEFF;padding:0cm 0cm 0cm 0cm" valign="bottom" width="9%"> <p align="right" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:right;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">129</font></p></td> <td nowrap="nowrap" style="width:1.0%;background:#CCEEFF;&#10; padding:0cm 0cm 1.5pt 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 1.5pt 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;border:none;border-bottom:&#10; solid black 1.5pt;background:#CCEEFF;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:9.0%;border:none;border-bottom:&#10; solid black 1.5pt;background:#CCEEFF;padding:0cm 0cm 0cm 0cm" valign="bottom" width="9%"> <p align="right" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:right;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">-</font></p></td> <td nowrap="nowrap" style="width:1.0%;background:#CCEEFF;&#10; padding:0cm 0cm 1.5pt 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 1.5pt 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;border:none;border-bottom:&#10; solid black 1.5pt;background:#CCEEFF;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:9.0%;border:none;border-bottom:&#10; solid black 1.5pt;background:#CCEEFF;padding:0cm 0cm 0cm 0cm" valign="bottom" width="9%"> <p align="right" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:right;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">-</font></p></td> <td nowrap="nowrap" style="width:1.0%;background:#CCEEFF;&#10; padding:0cm 0cm 1.5pt 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 1.5pt 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;border:none;border-bottom:&#10; solid black 1.5pt;background:#CCEEFF;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:9.0%;border:none;border-bottom:&#10; solid black 1.5pt;background:#CCEEFF;padding:0cm 0cm 0cm 0cm" valign="bottom" width="9%"> <p align="right" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:right;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">129</font></p></td> <td nowrap="nowrap" style="width:1.0%;background:#CCEEFF;&#10; padding:0cm 0cm 1.5pt 0cm" valign="bottom" width="1%"/></tr> <tr> <td style="width:52.0%;background:white;padding:&#10; 0cm 0cm 3.0pt 0cm" valign="bottom" width="52%"/> <td style="width:1.0%;background:white;padding:0cm 0cm 3.0pt 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;border:none;border-bottom:&#10; double black 2.25pt;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">$</font></p></td> <td style="width:9.0%;border:none;border-bottom:&#10; double black 2.25pt;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="9%"> <p align="right" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:right;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">1,032</font></p></td> <td nowrap="nowrap" style="width:1.0%;background:white;&#10; padding:0cm 0cm 3.0pt 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:white;padding:0cm 0cm 3.0pt 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;border:none;border-bottom:&#10; double black 2.25pt;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">$</font></p></td> <td style="width:9.0%;border:none;border-bottom:&#10; double black 2.25pt;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="9%"> <p align="right" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:right;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">56</font></p></td> <td nowrap="nowrap" style="width:1.0%;background:white;&#10; padding:0cm 0cm 3.0pt 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:white;padding:0cm 0cm 3.0pt 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;border:none;border-bottom:&#10; double black 2.25pt;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:9.0%;border:none;border-bottom:&#10; double black 2.25pt;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="9%"> <p align="right" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:right;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">-</font></p></td> <td nowrap="nowrap" style="width:1.0%;background:white;&#10; padding:0cm 0cm 3.0pt 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:white;padding:0cm 0cm 3.0pt 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;border:none;border-bottom:&#10; double black 2.25pt;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">$</font></p></td> <td style="width:9.0%;border:none;border-bottom:&#10; double black 2.25pt;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="9%"> <p align="right" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:right;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">1,088</font></p></td> <td nowrap="nowrap" style="width:1.0%;background:white;&#10; padding:0cm 0cm 3.0pt 0cm" valign="bottom" width="1%"/></tr> <tr> <td style="width:52.0%;background:#CCEEFF;&#10; padding:0cm 0cm 0cm 0cm" valign="bottom" width="52%"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">Held-to-maturity:</font></p></td> <td style="width:1.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:9.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 0cm 0cm" valign="bottom" width="9%"/> <td nowrap="nowrap" style="width:1.0%;background:#CCEEFF;&#10; padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:9.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 0cm 0cm" valign="bottom" width="9%"/> <td nowrap="nowrap" style="width:1.0%;background:#CCEEFF;&#10; padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:9.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 0cm 0cm" valign="bottom" width="9%"/> <td nowrap="nowrap" style="width:1.0%;background:#CCEEFF;&#10; padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:9.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 0cm 0cm" valign="bottom" width="9%"/> <td nowrap="nowrap" style="width:1.0%;background:#CCEEFF;&#10; padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/></tr> <tr> <td style="width:52.0%;background:white;padding:&#10; 0cm 0cm 0cm 0cm" valign="bottom" width="52%"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">U.S. government agencies</font></p></td> <td style="width:1.0%;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">$</font></p></td> <td style="width:9.0%;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="9%"> <p align="right" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:right;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">3,355</font></p></td> <td nowrap="nowrap" style="width:1.0%;background:white;&#10; padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">$</font></p></td> <td style="width:9.0%;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="9%"> <p align="right" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:right;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">171</font></p></td> <td nowrap="nowrap" style="width:1.0%;background:white;&#10; padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">$</font></p></td> <td style="width:9.0%;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="9%"> <p align="right" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:right;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">-</font></p></td> <td nowrap="nowrap" style="width:1.0%;background:white;&#10; padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">$</font></p></td> <td style="width:9.0%;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="9%"> <p align="right" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:right;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">3,526</font></p></td> <td nowrap="nowrap" style="width:1.0%;background:white;&#10; padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/></tr> <tr> <td style="width:52.0%;background:#CCEEFF;&#10; padding:0cm 0cm 1.5pt 0cm" valign="bottom" width="52%"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">Government Sponsored Enterprises residential mortgage-backed securities</font></p></td> <td style="width:1.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 1.5pt 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;border:none;border-bottom:&#10; solid black 1.5pt;background:#CCEEFF;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:9.0%;border:none;border-bottom:&#10; solid black 1.5pt;background:#CCEEFF;padding:0cm 0cm 0cm 0cm" valign="bottom" width="9%"> <p align="right" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:right;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">9,044</font></p></td> <td nowrap="nowrap" style="width:1.0%;background:#CCEEFF;&#10; padding:0cm 0cm 1.5pt 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 1.5pt 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;border:none;border-bottom:&#10; solid black 1.5pt;background:#CCEEFF;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:9.0%;border:none;border-bottom:&#10; solid black 1.5pt;background:#CCEEFF;padding:0cm 0cm 0cm 0cm" valign="bottom" width="9%"> <p align="right" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:right;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">505</font></p></td> <td nowrap="nowrap" style="width:1.0%;background:#CCEEFF;&#10; padding:0cm 0cm 1.5pt 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 1.5pt 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;border:none;border-bottom:&#10; solid black 1.5pt;background:#CCEEFF;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:9.0%;border:none;border-bottom:&#10; solid black 1.5pt;background:#CCEEFF;padding:0cm 0cm 0cm 0cm" valign="bottom" width="9%"> <p align="right" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:right;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">(1</font></p></td> <td nowrap="nowrap" style="width:1.0%;background:#CCEEFF;&#10; padding:0cm 0cm 1.5pt 0cm" valign="bottom" width="1%"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">)</font></p></td> <td style="width:1.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 1.5pt 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;border:none;border-bottom:&#10; solid black 1.5pt;background:#CCEEFF;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:9.0%;border:none;border-bottom:&#10; solid black 1.5pt;background:#CCEEFF;padding:0cm 0cm 0cm 0cm" valign="bottom" width="9%"> <p align="right" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:right;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">9,548</font></p></td> <td nowrap="nowrap" style="width:1.0%;background:#CCEEFF;&#10; padding:0cm 0cm 1.5pt 0cm" valign="bottom" width="1%"/></tr> <tr style="mso-yfti-lastrow:yes"> <td style="width:52.0%;background:white;padding:&#10; 0cm 0cm 3.0pt 0cm" valign="bottom" width="52%"/> <td style="width:1.0%;background:white;padding:0cm 0cm 3.0pt 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;border:none;border-bottom:&#10; double black 2.25pt;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">$</font></p></td> <td style="width:9.0%;border:none;border-bottom:&#10; double black 2.25pt;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="9%"> <p align="right" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:right;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">12,399</font></p></td> <td nowrap="nowrap" style="width:1.0%;background:white;&#10; padding:0cm 0cm 3.0pt 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:white;padding:0cm 0cm 3.0pt 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;border:none;border-bottom:&#10; double black 2.25pt;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">$</font></p></td> <td style="width:9.0%;border:none;border-bottom:&#10; double black 2.25pt;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="9%"> <p align="right" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:right;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">676</font></p></td> <td nowrap="nowrap" style="width:1.0%;background:white;&#10; padding:0cm 0cm 3.0pt 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:white;padding:0cm 0cm 3.0pt 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;border:none;border-bottom:&#10; double black 2.25pt;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">$</font></p></td> <td style="width:9.0%;border:none;border-bottom:&#10; double black 2.25pt;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="9%"> <p align="right" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:right;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">(1</font></p></td> <td nowrap="nowrap" style="width:1.0%;background:white;&#10; padding:0cm 0cm 3.0pt 0cm" valign="bottom" width="1%"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">)</font></p></td> <td style="width:1.0%;background:white;padding:0cm 0cm 3.0pt 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;border:none;border-bottom:&#10; double black 2.25pt;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">$</font></p></td> <td style="width:9.0%;border:none;border-bottom:&#10; double black 2.25pt;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="9%"> <p align="right" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:right;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">13,074</font></p></td> <td nowrap="nowrap" style="width:1.0%;background:white;&#10; padding:0cm 0cm 3.0pt 0cm" valign="bottom" width="1%"/></tr></table></div> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10;normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">&#160;</font></p> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10;normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">The following is a summary of the Company's investment portfolio as of December 31, 2011: </font></p> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10;normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">&#160;</font></p> <div align="center"> <table cellpadding="0" cellspacing="0" border="0" style="width:90.0%;mso-cellspacing:0cm;mso-yfti-tbllook:1184;mso-padding-alt:&#10; 0cm 0cm 0cm 0cm" width="90%" class="MsoNormalTable"> <tr style="mso-yfti-firstrow:yes"> <td style="padding:0cm 0cm 0cm 0cm" valign="bottom"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">(In 000&#8217;s)</font></p></td> <td style="padding:0cm 0cm 0cm 0cm" valign="bottom"/> <td colspan="2" style="padding:0cm 0cm 0cm 0cm" valign="bottom"/> <td nowrap="nowrap" style="padding:0cm 0cm 0cm 0cm" valign="bottom"/> <td style="padding:0cm 0cm 0cm 0cm" valign="bottom"/> <td colspan="2" style="padding:0cm 0cm 0cm 0cm" valign="bottom"/> <td nowrap="nowrap" style="padding:0cm 0cm 0cm 0cm" valign="bottom"/> <td style="padding:0cm 0cm 0cm 0cm" valign="bottom"/> <td colspan="2" style="padding:0cm 0cm 0cm 0cm" valign="bottom"/> <td nowrap="nowrap" style="padding:0cm 0cm 0cm 0cm" valign="bottom"/> <td style="padding:0cm 0cm 0cm 0cm" valign="bottom"/> <td colspan="2" style="padding:0cm 0cm 0cm 0cm" valign="bottom"/> <td nowrap="nowrap" style="padding:0cm 0cm 0cm 0cm" valign="bottom"/></tr> <tr> <td style="padding:0cm 0cm 1.5pt 0cm" valign="bottom"/> <td style="padding:0cm 0cm 1.5pt 0cm" valign="bottom"/> <td colspan="2" style="border:none;border-bottom:solid black 1.5pt;&#10; padding:0cm 0cm 0cm 0cm" valign="bottom"> <p align="center" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:center;line-height:normal" class="MsoNormal"><b><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">Amortized Cost</font></b><font style="font-size:&#10; 10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;"/></p></td> <td nowrap="nowrap" style="padding:0cm 0cm 1.5pt 0cm" valign="bottom"/> <td style="padding:0cm 0cm 1.5pt 0cm" valign="bottom"/> <td colspan="2" style="border:none;border-bottom:solid black 1.5pt;&#10; padding:0cm 0cm 0cm 0cm" valign="bottom"> <p align="center" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:center;line-height:normal" class="MsoNormal"><b><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">Gross unrealized gains</font></b><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&#10; &quot;Times New Roman&quot;;mso-fareast-language:EN-IN"/></p></td> <td nowrap="nowrap" style="padding:0cm 0cm 1.5pt 0cm" valign="bottom"/> <td style="padding:0cm 0cm 1.5pt 0cm" valign="bottom"/> <td colspan="2" style="border:none;border-bottom:solid black 1.5pt;&#10; padding:0cm 0cm 0cm 0cm" valign="bottom"> <p align="center" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:center;line-height:normal" class="MsoNormal"><b><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">Gross unrealized losses</font></b><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&#10; &quot;Times New Roman&quot;;mso-fareast-language:EN-IN"/></p></td> <td nowrap="nowrap" style="padding:0cm 0cm 1.5pt 0cm" valign="bottom"/> <td style="padding:0cm 0cm 1.5pt 0cm" valign="bottom"/> <td colspan="2" style="border:none;border-bottom:solid black 1.5pt;&#10; padding:0cm 0cm 0cm 0cm" valign="bottom"> <p align="center" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:center;line-height:normal" class="MsoNormal"><b><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">Fair Value</font></b><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;"/></p></td> <td nowrap="nowrap" style="padding:0cm 0cm 1.5pt 0cm" valign="bottom"/></tr> <tr> <td style="background:#CCEEFF;padding:0cm 0cm 0cm 0cm" valign="bottom"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">Available-for-sale:</font></p></td> <td style="background:#CCEEFF;padding:0cm 0cm 0cm 0cm" valign="bottom"/> <td colspan="2" style="background:#CCEEFF;padding:0cm 0cm 0cm 0cm" valign="bottom"/> <td nowrap="nowrap" style="background:#CCEEFF;padding:0cm 0cm 0cm 0cm" valign="bottom"/> <td style="background:#CCEEFF;padding:0cm 0cm 0cm 0cm" valign="bottom"/> <td colspan="2" style="background:#CCEEFF;padding:0cm 0cm 0cm 0cm" valign="bottom"/> <td nowrap="nowrap" style="background:#CCEEFF;padding:0cm 0cm 0cm 0cm" valign="bottom"/> <td style="background:#CCEEFF;padding:0cm 0cm 0cm 0cm" valign="bottom"/> <td colspan="2" style="background:#CCEEFF;padding:0cm 0cm 0cm 0cm" valign="bottom"/> <td nowrap="nowrap" style="background:#CCEEFF;padding:0cm 0cm 0cm 0cm" valign="bottom"/> <td style="background:#CCEEFF;padding:0cm 0cm 0cm 0cm" valign="bottom"/> <td colspan="2" style="background:#CCEEFF;padding:0cm 0cm 0cm 0cm" valign="bottom"/> <td nowrap="nowrap" style="background:#CCEEFF;padding:0cm 0cm 0cm 0cm" valign="bottom"/></tr> <tr> <td style="width:52.0%;background:white;padding:&#10; 0cm 0cm 0cm 0cm" valign="bottom" width="52%"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">Government Sponsored Enterprises residential mortgage-backed securities</font></p></td> <td style="width:1.0%;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">$</font></p></td> <td style="width:9.0%;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="9%"> <p align="right" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:right;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">1,094</font></p></td> <td nowrap="nowrap" style="width:1.0%;background:white;&#10; padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">$</font></p></td> <td style="width:9.0%;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="9%"> <p align="right" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:right;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">58</font></p></td> <td nowrap="nowrap" style="width:1.0%;background:white;&#10; padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">$</font></p></td> <td style="width:9.0%;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="9%"> <p align="right" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:right;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">-</font></p></td> <td nowrap="nowrap" style="width:1.0%;background:white;&#10; padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">$</font></p></td> <td style="width:9.0%;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="9%"> <p align="right" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:right;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">1,152</font></p></td> <td nowrap="nowrap" style="width:1.0%;background:white;&#10; padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/></tr> <tr> <td style="width:52.0%;background:#CCEEFF;&#10; padding:0cm 0cm 1.5pt 0cm" valign="bottom" width="52%"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">Investments in money market funds</font></p></td> <td style="width:1.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 1.5pt 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;border:none;border-bottom:&#10; solid black 1.5pt;background:#CCEEFF;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:9.0%;border:none;border-bottom:&#10; solid black 1.5pt;background:#CCEEFF;padding:0cm 0cm 0cm 0cm" valign="bottom" width="9%"> <p align="right" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:right;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">129</font></p></td> <td nowrap="nowrap" style="width:1.0%;background:#CCEEFF;&#10; padding:0cm 0cm 1.5pt 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 1.5pt 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;border:none;border-bottom:&#10; solid black 1.5pt;background:#CCEEFF;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:9.0%;border:none;border-bottom:&#10; solid black 1.5pt;background:#CCEEFF;padding:0cm 0cm 0cm 0cm" valign="bottom" width="9%"> <p align="right" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:right;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">-</font></p></td> <td nowrap="nowrap" style="width:1.0%;background:#CCEEFF;&#10; padding:0cm 0cm 1.5pt 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 1.5pt 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;border:none;border-bottom:&#10; solid black 1.5pt;background:#CCEEFF;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:9.0%;border:none;border-bottom:&#10; solid black 1.5pt;background:#CCEEFF;padding:0cm 0cm 0cm 0cm" valign="bottom" width="9%"> <p align="right" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:right;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">-</font></p></td> <td nowrap="nowrap" style="width:1.0%;background:#CCEEFF;&#10; padding:0cm 0cm 1.5pt 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 1.5pt 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;border:none;border-bottom:&#10; solid black 1.5pt;background:#CCEEFF;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:9.0%;border:none;border-bottom:&#10; solid black 1.5pt;background:#CCEEFF;padding:0cm 0cm 0cm 0cm" valign="bottom" width="9%"> <p align="right" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:right;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">129</font></p></td> <td nowrap="nowrap" style="width:1.0%;background:#CCEEFF;&#10; padding:0cm 0cm 1.5pt 0cm" valign="bottom" width="1%"/></tr> <tr> <td style="width:52.0%;background:white;padding:&#10; 0cm 0cm 3.0pt 0cm" valign="bottom" width="52%"/> <td style="width:1.0%;background:white;padding:0cm 0cm 3.0pt 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;border:none;border-bottom:&#10; double black 2.25pt;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">$</font></p></td> <td style="width:9.0%;border:none;border-bottom:&#10; double black 2.25pt;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="9%"> <p align="right" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:right;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">1,223</font></p></td> <td nowrap="nowrap" style="width:1.0%;background:white;&#10; padding:0cm 0cm 3.0pt 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:white;padding:0cm 0cm 3.0pt 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;border:none;border-bottom:&#10; double black 2.25pt;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">$</font></p></td> <td style="width:9.0%;border:none;border-bottom:&#10; double black 2.25pt;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="9%"> <p align="right" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:right;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">58</font></p></td> <td nowrap="nowrap" style="width:1.0%;background:white;&#10; padding:0cm 0cm 3.0pt 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:white;padding:0cm 0cm 3.0pt 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;border:none;border-bottom:&#10; double black 2.25pt;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">$</font></p></td> <td style="width:9.0%;border:none;border-bottom:&#10; double black 2.25pt;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="9%"> <p align="right" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:right;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">-</font></p></td> <td nowrap="nowrap" style="width:1.0%;background:white;&#10; padding:0cm 0cm 3.0pt 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:white;padding:0cm 0cm 3.0pt 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;border:none;border-bottom:&#10; double black 2.25pt;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">$</font></p></td> <td style="width:9.0%;border:none;border-bottom:&#10; double black 2.25pt;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="9%"> <p align="right" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:right;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">1,281</font></p></td> <td nowrap="nowrap" style="width:1.0%;background:white;&#10; padding:0cm 0cm 3.0pt 0cm" valign="bottom" width="1%"/></tr> <tr> <td style="width:52.0%;background:#CCEEFF;&#10; padding:0cm 0cm 0cm 0cm" valign="bottom" width="52%"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">Held-to-maturity:</font></p></td> <td style="width:1.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:9.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 0cm 0cm" valign="bottom" width="9%"/> <td nowrap="nowrap" style="width:1.0%;background:#CCEEFF;&#10; padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:9.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 0cm 0cm" valign="bottom" width="9%"/> <td nowrap="nowrap" style="width:1.0%;background:#CCEEFF;&#10; padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:9.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 0cm 0cm" valign="bottom" width="9%"/> <td nowrap="nowrap" style="width:1.0%;background:#CCEEFF;&#10; padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:9.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 0cm 0cm" valign="bottom" width="9%"/> <td nowrap="nowrap" style="width:1.0%;background:#CCEEFF;&#10; padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/></tr> <tr> <td style="width:52.0%;background:white;padding:&#10; 0cm 0cm 0cm 0cm" valign="bottom" width="52%"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">U.S. government agencies</font></p></td> <td style="width:1.0%;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">$</font></p></td> <td style="width:9.0%;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="9%"> <p align="right" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:right;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">7,531</font></p></td> <td nowrap="nowrap" style="width:1.0%;background:white;&#10; padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">$</font></p></td> <td style="width:9.0%;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="9%"> <p align="right" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:right;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">158</font></p></td> <td nowrap="nowrap" style="width:1.0%;background:white;&#10; padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">$</font></p></td> <td style="width:9.0%;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="9%"> <p align="right" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:right;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">-</font></p></td> <td nowrap="nowrap" style="width:1.0%;background:white;&#10; padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">$</font></p></td> <td style="width:9.0%;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="9%"> <p align="right" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:right;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">7,689</font></p></td> <td nowrap="nowrap" style="width:1.0%;background:white;&#10; padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/></tr> <tr> <td style="width:52.0%;background:#CCEEFF;&#10; padding:0cm 0cm 1.5pt 0cm" valign="bottom" width="52%"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">Government Sponsored Enterprises residential mortgage-backed securities</font></p></td> <td style="width:1.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 1.5pt 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;border:none;border-bottom:&#10; solid black 1.5pt;background:#CCEEFF;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:9.0%;border:none;border-bottom:&#10; solid black 1.5pt;background:#CCEEFF;padding:0cm 0cm 0cm 0cm" valign="bottom" width="9%"> <p align="right" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:right;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">9,678</font></p></td> <td nowrap="nowrap" style="width:1.0%;background:#CCEEFF;&#10; padding:0cm 0cm 1.5pt 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 1.5pt 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;border:none;border-bottom:&#10; solid black 1.5pt;background:#CCEEFF;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:9.0%;border:none;border-bottom:&#10; solid black 1.5pt;background:#CCEEFF;padding:0cm 0cm 0cm 0cm" valign="bottom" width="9%"> <p align="right" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:right;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">373</font></p></td> <td nowrap="nowrap" style="width:1.0%;background:#CCEEFF;&#10; padding:0cm 0cm 1.5pt 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 1.5pt 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;border:none;border-bottom:&#10; solid black 1.5pt;background:#CCEEFF;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:9.0%;border:none;border-bottom:&#10; solid black 1.5pt;background:#CCEEFF;padding:0cm 0cm 0cm 0cm" valign="bottom" width="9%"> <p align="right" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:right;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">(2</font></p></td> <td nowrap="nowrap" style="width:1.0%;background:#CCEEFF;&#10; padding:0cm 0cm 1.5pt 0cm" valign="bottom" width="1%"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">)</font></p></td> <td style="width:1.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 1.5pt 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;border:none;border-bottom:&#10; solid black 1.5pt;background:#CCEEFF;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:9.0%;border:none;border-bottom:&#10; solid black 1.5pt;background:#CCEEFF;padding:0cm 0cm 0cm 0cm" valign="bottom" width="9%"> <p align="right" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:right;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">10,049</font></p></td> <td nowrap="nowrap" style="width:1.0%;background:#CCEEFF;&#10; padding:0cm 0cm 1.5pt 0cm" valign="bottom" width="1%"/></tr> <tr style="mso-yfti-lastrow:yes"> <td style="width:52.0%;background:white;padding:&#10; 0cm 0cm 3.0pt 0cm" valign="bottom" width="52%"/> <td style="width:1.0%;background:white;padding:0cm 0cm 3.0pt 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;border:none;border-bottom:&#10; double black 2.25pt;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">$</font></p></td> <td style="width:9.0%;border:none;border-bottom:&#10; double black 2.25pt;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="9%"> <p align="right" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:right;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">17,209</font></p></td> <td nowrap="nowrap" style="width:1.0%;background:white;&#10; padding:0cm 0cm 3.0pt 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:white;padding:0cm 0cm 3.0pt 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;border:none;border-bottom:&#10; double black 2.25pt;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">$</font></p></td> <td style="width:9.0%;border:none;border-bottom:&#10; double black 2.25pt;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="9%"> <p align="right" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:right;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">531</font></p></td> <td nowrap="nowrap" style="width:1.0%;background:white;&#10; padding:0cm 0cm 3.0pt 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:white;padding:0cm 0cm 3.0pt 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;border:none;border-bottom:&#10; double black 2.25pt;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">$</font></p></td> <td style="width:9.0%;border:none;border-bottom:&#10; double black 2.25pt;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="9%"> <p align="right" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:right;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">(2</font></p></td> <td nowrap="nowrap" style="width:1.0%;background:white;&#10; padding:0cm 0cm 3.0pt 0cm" valign="bottom" width="1%"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">)</font></p></td> <td style="width:1.0%;background:white;padding:0cm 0cm 3.0pt 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;border:none;border-bottom:&#10; double black 2.25pt;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">$</font></p></td> <td style="width:9.0%;border:none;border-bottom:&#10; double black 2.25pt;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="9%"> <p align="right" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:right;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">17,738</font></p></td> <td nowrap="nowrap" style="width:1.0%;background:white;&#10; padding:0cm 0cm 3.0pt 0cm" valign="bottom" width="1%"/></tr></table></div> <!--EndFragment--> <!--StartFragment--> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10;normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">The amortized cost and fair value of debt securities classified as available-for-sale and held-to-maturity, by contractual maturity, as of September 30, 2012, are as follows:</font></p> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10;normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">&#160;</font></p> <div align="center"> <table cellpadding="0" cellspacing="0" border="0" style="width:90.0%;mso-cellspacing:0cm;mso-yfti-tbllook:1184;mso-padding-alt:&#10; 0cm 0cm 0cm 0cm" class="MsoNormalTable" width="90%"> <tr style="mso-yfti-firstrow:yes"> <td style="padding:0cm 0cm 1.5pt 0cm" valign="bottom"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">(In 000&#8217;s)</font></p></td> <td style="padding:0cm 0cm 1.5pt 0cm" valign="bottom"/> <td colspan="3" style="border:none;border-bottom:solid black 1.5pt;&#10; padding:0cm 0cm 0cm 0cm" valign="bottom"> <p align="center" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:center;line-height:normal" class="MsoNormal"><b><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">Amortized Cost</font></b><font style="font-size:&#10; 10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;"/></p></td> <td colspan="3" style="border:none;border-bottom:solid black 1.5pt;&#10; padding:0cm 0cm 0cm 0cm" valign="bottom"> <p align="center" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:center;line-height:normal" class="MsoNormal"><b><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">Fair Value</font></b><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;"/></p></td> <td nowrap="nowrap" style="padding:0cm 0cm 1.5pt 0cm" valign="bottom"/></tr> <tr> <td style="padding:0cm 0cm 0cm 0cm" valign="bottom"> <p style="margin-top:0cm;margin-right:0cm;margin-bottom:0cm;&#10; margin-left:90.0pt;margin-bottom:.0001pt;line-height:normal" class="MsoNormal"><b><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&#10; &quot;Times New Roman&quot;;mso-fareast-language:EN-IN">Available-for-Sale</font></b><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&#10; &quot;Times New Roman&quot;;mso-fareast-language:EN-IN"/></p></td> <td style="padding:0cm 0cm 0cm 0cm" valign="bottom"/> <td colspan="6" style="padding:0cm 0cm 0cm 0cm" valign="bottom"/> <td nowrap="nowrap" style="padding:0cm 0cm 0cm 0cm" valign="bottom"/></tr> <tr> <td style="width:76.0%;background:#CCEEFF;&#10; padding:0cm 0cm 0cm 0cm" valign="bottom" width="76%"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">Due in one year</font></p></td> <td style="width:1.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 0cm 0cm" valign="bottom" width="1%"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">$</font></p></td> <td style="width:9.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 0cm 0cm" valign="bottom" width="9%"> <p align="right" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:right;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">-</font></p></td> <td nowrap="nowrap" style="width:1.0%;background:#CCEEFF;&#10; padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 0cm 0cm" valign="bottom" width="1%"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">$</font></p></td> <td style="width:9.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 0cm 0cm" valign="bottom" width="9%"> <p align="right" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:right;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">-</font></p></td> <td nowrap="nowrap" style="width:1.0%;background:#CCEEFF;&#10; padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/></tr> <tr> <td style="width:76.0%;background:white;padding:&#10; 0cm 0cm 0cm 0cm" valign="bottom" width="76%"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">Due after one year through five years</font></p></td> <td style="width:1.0%;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:9.0%;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="9%"> <p align="right" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:right;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">-</font></p></td> <td nowrap="nowrap" style="width:1.0%;background:white;&#10; padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:9.0%;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="9%"> <p align="right" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:right;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">-</font></p></td> <td nowrap="nowrap" style="width:1.0%;background:white;&#10; padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/></tr> <tr> <td style="width:76.0%;background:#CCEEFF;&#10; padding:0cm 0cm 0cm 0cm" valign="bottom" width="76%"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">Due after five years through ten years</font></p></td> <td style="width:1.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:9.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 0cm 0cm" valign="bottom" width="9%"> <p align="right" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:right;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">-</font></p></td> <td nowrap="nowrap" style="width:1.0%;background:#CCEEFF;&#10; padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:9.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 0cm 0cm" valign="bottom" width="9%"> <p align="right" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:right;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">-</font></p></td> <td nowrap="nowrap" style="width:1.0%;background:#CCEEFF;&#10; padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/></tr> <tr> <td style="width:76.0%;background:white;padding:&#10; 0cm 0cm 1.5pt 0cm" valign="bottom" width="76%"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">Government Sponsored Enterprises residential mortgage-backed securities</font></p></td> <td style="width:1.0%;background:white;padding:0cm 0cm 1.5pt 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;border:none;border-bottom:&#10; solid black 1.5pt;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:9.0%;border:none;border-bottom:&#10; solid black 1.5pt;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="9%"> <p align="right" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:right;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">903</font></p></td> <td nowrap="nowrap" style="width:1.0%;background:white;&#10; padding:0cm 0cm 1.5pt 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:white;padding:0cm 0cm 1.5pt 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;border:none;border-bottom:&#10; solid black 1.5pt;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:9.0%;border:none;border-bottom:&#10; solid black 1.5pt;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="9%"> <p align="right" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:right;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">959</font></p></td> <td nowrap="nowrap" style="width:1.0%;background:white;&#10; padding:0cm 0cm 1.5pt 0cm" valign="bottom" width="1%"/></tr> <tr> <td style="width:76.0%;background:#CCEEFF;&#10; padding:0cm 0cm 0cm 0cm" valign="bottom" width="76%"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">Total debt securities</font></p></td> <td style="width:1.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 0cm 0cm" valign="bottom" width="1%"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">$</font></p></td> <td style="width:9.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 0cm 0cm" valign="bottom" width="9%"> <p align="right" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:right;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">903</font></p></td> <td nowrap="nowrap" style="width:1.0%;background:#CCEEFF;&#10; padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 0cm 0cm" valign="bottom" width="1%"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">$</font></p></td> <td style="width:9.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 0cm 0cm" valign="bottom" width="9%"> <p align="right" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:right;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">959</font></p></td> <td nowrap="nowrap" style="width:1.0%;background:#CCEEFF;&#10; padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/></tr> <tr> <td style="width:76.0%;background:white;padding:&#10; 0cm 0cm 3.0pt 0cm" valign="bottom" width="76%"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">Investments in money market funds</font></p></td> <td style="width:1.0%;background:white;padding:0cm 0cm 3.0pt 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;border:none;border-bottom:&#10; double black 2.25pt;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">$</font></p></td> <td style="width:9.0%;border:none;border-bottom:&#10; double black 2.25pt;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="9%"> <p align="right" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:right;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">129</font></p></td> <td nowrap="nowrap" style="width:1.0%;background:white;&#10; padding:0cm 0cm 3.0pt 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:white;padding:0cm 0cm 3.0pt 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;border:none;border-bottom:&#10; double black 2.25pt;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">$</font></p></td> <td style="width:9.0%;border:none;border-bottom:&#10; double black 2.25pt;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="9%"> <p align="right" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:right;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">129</font></p></td> <td nowrap="nowrap" style="width:1.0%;background:white;&#10; padding:0cm 0cm 3.0pt 0cm" valign="bottom" width="1%"/></tr> <tr> <td style="width:76.0%;background:#CCEEFF;&#10; padding:0cm 0cm 3.0pt 0cm" valign="bottom" width="76%"/> <td style="width:1.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 3.0pt 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;border:none;border-bottom:&#10; double black 2.25pt;background:#CCEEFF;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">$</font></p></td> <td style="width:9.0%;border:none;border-bottom:&#10; double black 2.25pt;background:#CCEEFF;padding:0cm 0cm 0cm 0cm" valign="bottom" width="9%"> <p align="right" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:right;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">1,032</font></p></td> <td nowrap="nowrap" style="width:1.0%;background:#CCEEFF;&#10; padding:0cm 0cm 3.0pt 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 3.0pt 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;border:none;border-bottom:&#10; double black 2.25pt;background:#CCEEFF;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">$</font></p></td> <td style="width:9.0%;border:none;border-bottom:&#10; double black 2.25pt;background:#CCEEFF;padding:0cm 0cm 0cm 0cm" valign="bottom" width="9%"> <p align="right" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:right;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">1,088</font></p></td> <td nowrap="nowrap" style="width:1.0%;background:#CCEEFF;&#10; padding:0cm 0cm 3.0pt 0cm" valign="bottom" width="1%"/></tr> <tr> <td style="width:76.0%;background:white;padding:&#10; 0cm 0cm 0cm 0cm" valign="bottom" width="76%"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><b><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">Held-to-maturity</font></b><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&#10; &quot;Times New Roman&quot;;mso-fareast-language:EN-IN"/></p></td> <td style="width:1.0%;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:9.0%;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="9%"/> <td nowrap="nowrap" style="width:1.0%;background:white;&#10; padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:9.0%;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="9%"/> <td nowrap="nowrap" style="width:1.0%;background:white;&#10; padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/></tr> <tr> <td style="width:76.0%;background:#CCEEFF;&#10; padding:0cm 0cm 0cm 0cm" valign="bottom" width="76%"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">Due in one year</font></p></td> <td style="width:1.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 0cm 0cm" valign="bottom" width="1%"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">$</font></p></td> <td style="width:9.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 0cm 0cm" valign="bottom" width="9%"> <p align="right" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:right;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">-</font></p></td> <td nowrap="nowrap" style="width:1.0%;background:#CCEEFF;&#10; padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:9.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 0cm 0cm" valign="bottom" width="9%"> <p align="right" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:right;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">-</font></p></td> <td nowrap="nowrap" style="width:1.0%;background:#CCEEFF;&#10; padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/></tr> <tr> <td style="width:76.0%;background:white;padding:&#10; 0cm 0cm 0cm 0cm" valign="bottom" width="76%"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">Due after one year through five years</font></p></td> <td style="width:1.0%;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:9.0%;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="9%"> <p align="right" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:right;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">250</font></p></td> <td nowrap="nowrap" style="width:1.0%;background:white;&#10; padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:9.0%;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="9%"> <p align="right" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:right;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">270</font></p></td> <td nowrap="nowrap" style="width:1.0%;background:white;&#10; padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/></tr> <tr> <td style="width:76.0%;background:#CCEEFF;&#10; padding:0cm 0cm 0cm 0cm" valign="bottom" width="76%"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">Due after five years through ten years</font></p></td> <td style="width:1.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:9.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 0cm 0cm" valign="bottom" width="9%"> <p align="right" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:right;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">3,105</font></p></td> <td nowrap="nowrap" style="width:1.0%;background:#CCEEFF;&#10; padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:9.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 0cm 0cm" valign="bottom" width="9%"> <p align="right" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:right;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">3,256</font></p></td> <td nowrap="nowrap" style="width:1.0%;background:#CCEEFF;&#10; padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/></tr> <tr> <td style="width:76.0%;background:white;padding:&#10; 0cm 0cm 1.5pt 0cm" valign="bottom" width="76%"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">Government Sponsored Enterprises residential mortgage-backed securities</font></p></td> <td style="width:1.0%;background:white;padding:0cm 0cm 1.5pt 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;border:none;border-bottom:&#10; solid black 1.5pt;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:9.0%;border:none;border-bottom:&#10; solid black 1.5pt;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="9%"> <p align="right" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:right;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">9,044</font></p></td> <td nowrap="nowrap" style="width:1.0%;background:white;&#10; padding:0cm 0cm 1.5pt 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:white;padding:0cm 0cm 1.5pt 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;border:none;border-bottom:&#10; solid black 1.5pt;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:9.0%;border:none;border-bottom:&#10; solid black 1.5pt;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="9%"> <p align="right" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:right;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">9,548</font></p></td> <td nowrap="nowrap" style="width:1.0%;background:white;&#10; padding:0cm 0cm 1.5pt 0cm" valign="bottom" width="1%"/></tr> <tr style="mso-yfti-lastrow:yes"> <td style="width:76.0%;background:#CCEEFF;&#10; padding:0cm 0cm 3.0pt 0cm" valign="bottom" width="76%"/> <td style="width:1.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 3.0pt 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;border:none;border-bottom:&#10; double black 2.25pt;background:#CCEEFF;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">$</font></p></td> <td style="width:9.0%;border:none;border-bottom:&#10; double black 2.25pt;background:#CCEEFF;padding:0cm 0cm 0cm 0cm" valign="bottom" width="9%"> <p align="right" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:right;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">12,399</font></p></td> <td nowrap="nowrap" style="width:1.0%;background:#CCEEFF;&#10; padding:0cm 0cm 3.0pt 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 3.0pt 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;border:none;border-bottom:&#10; double black 2.25pt;background:#CCEEFF;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">$</font></p></td> <td style="width:9.0%;border:none;border-bottom:&#10; double black 2.25pt;background:#CCEEFF;padding:0cm 0cm 0cm 0cm" valign="bottom" width="9%"> <p align="right" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:right;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">13,074</font></p></td> <td nowrap="nowrap" style="width:1.0%;background:#CCEEFF;&#10; padding:0cm 0cm 3.0pt 0cm" valign="bottom" width="1%"/></tr></table></div> <!--EndFragment--> <!--StartFragment--> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10;normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">The table below indicates the length of time individual securities have been in a continuous unrealized loss position at September 30, 2012:</font></p> <div align="center"> <table cellpadding="0" cellspacing="0" border="0" style="width:90.0%;mso-cellspacing:0cm;mso-yfti-tbllook:1184;mso-padding-alt:&#10; 0cm 0cm 0cm 0cm" class="MsoNormalTable" width="90%"> <tr style="mso-yfti-firstrow:yes"> <td style="padding:0cm 0cm 1.5pt 0cm" valign="bottom"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">&#160;</font></p> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">(in 000&#8217;s)</font></p></td> <td colspan="7" style="border:none;border-bottom:solid black 1.5pt;&#10; padding:0cm 0cm 0cm 0cm" valign="bottom"> <p align="center" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:center;line-height:normal" class="MsoNormal"><b><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">Less Than 12 Months</font></b><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&#10; &quot;Times New Roman&quot;;mso-fareast-language:EN-IN"/></p></td> <td nowrap="nowrap" style="padding:0cm 0cm 1.5pt 0cm" valign="bottom"/> <td colspan="7" style="border:none;border-bottom:solid black 1.5pt;&#10; padding:0cm 0cm 0cm 0cm" valign="bottom"> <p align="center" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:center;line-height:normal" class="MsoNormal"><b><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">12 Months or Greater</font></b><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&#10; &quot;Times New Roman&quot;;mso-fareast-language:EN-IN"/></p></td> <td nowrap="nowrap" style="padding:0cm 0cm 1.5pt 0cm" valign="bottom"/> <td colspan="7" style="border:none;border-bottom:solid black 1.5pt;&#10; padding:0cm 0cm 0cm 0cm" valign="bottom"> <p align="center" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:center;line-height:normal" class="MsoNormal"><b><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">Total</font></b><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;"/></p></td> <td nowrap="nowrap" style="padding:0cm 0cm 1.5pt 0cm" valign="bottom"/></tr> <tr> <td style="border:none;border-bottom:solid black 1.5pt;&#10; padding:0cm 0cm 0cm 0cm" valign="bottom"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><b><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">Description of Securities</font></b><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN"/></p></td> <td colspan="3" style="border:none;border-bottom:solid black 1.5pt;&#10; padding:0cm 0cm 0cm 0cm" valign="bottom"> <p align="center" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:center;line-height:normal" class="MsoNormal"><b><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">Fair</font></b><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;"/></p> <p align="center" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:center;line-height:normal" class="MsoNormal"><b><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">Value</font></b><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;"/></p></td> <td nowrap="nowrap" style="padding:0cm 0cm 1.5pt 0cm" valign="bottom"/> <td colspan="3" style="border:none;border-bottom:solid black 1.5pt;&#10; padding:0cm 0cm 0cm 0cm" valign="bottom"> <p align="center" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:center;line-height:normal" class="MsoNormal"><b><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">Unrealized</font></b><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;"/></p> <p align="center" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:center;line-height:normal" class="MsoNormal"><b><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">Losses</font></b><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;"/></p></td> <td nowrap="nowrap" style="padding:0cm 0cm 1.5pt 0cm" valign="bottom"/> <td colspan="3" style="border:none;border-bottom:solid black 1.5pt;&#10; padding:0cm 0cm 0cm 0cm" valign="bottom"> <p align="center" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:center;line-height:normal" class="MsoNormal"><b><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">Fair</font></b><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;"/></p> <p align="center" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:center;line-height:normal" class="MsoNormal"><b><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">Value</font></b><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;"/></p></td> <td nowrap="nowrap" style="padding:0cm 0cm 1.5pt 0cm" valign="bottom"/> <td colspan="3" style="border:none;border-bottom:solid black 1.5pt;&#10; padding:0cm 0cm 0cm 0cm" valign="bottom"> <p align="center" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:center;line-height:normal" class="MsoNormal"><b><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">Unrealized</font></b><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;"/></p> <p align="center" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:center;line-height:normal" class="MsoNormal"><b><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">Losses</font></b><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;"/></p></td> <td nowrap="nowrap" style="padding:0cm 0cm 1.5pt 0cm" valign="bottom"/> <td colspan="3" style="border:none;border-bottom:solid black 1.5pt;&#10; padding:0cm 0cm 0cm 0cm" valign="bottom"> <p align="center" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:center;line-height:normal" class="MsoNormal"><b><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">Fair</font></b><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;"/></p> <p align="center" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:center;line-height:normal" class="MsoNormal"><b><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">Value</font></b><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;"/></p></td> <td nowrap="nowrap" style="padding:0cm 0cm 1.5pt 0cm" valign="bottom"/> <td colspan="3" style="border:none;border-bottom:solid black 1.5pt;&#10; padding:0cm 0cm 0cm 0cm" valign="bottom"> <p align="center" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:center;line-height:normal" class="MsoNormal"><b><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">Unrealized</font></b><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;"/></p> <p align="center" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:center;line-height:normal" class="MsoNormal"><b><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">Losses</font></b><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;"/></p></td> <td nowrap="nowrap" style="padding:0cm 0cm 1.5pt 0cm" valign="bottom"/></tr> <tr> <td style="background:#CCEEFF;padding:0cm 0cm 0cm 0cm" valign="bottom"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">Held-to-maturity:</font></p></td> <td style="background:#CCEEFF;padding:0cm 0cm 0cm 0cm" valign="bottom"/> <td colspan="2" style="background:#CCEEFF;padding:0cm 0cm 0cm 0cm" valign="bottom"/> <td nowrap="nowrap" style="background:#CCEEFF;padding:0cm 0cm 0cm 0cm" valign="bottom"/> <td style="background:#CCEEFF;padding:0cm 0cm 0cm 0cm" valign="bottom"/> <td colspan="2" style="background:#CCEEFF;padding:0cm 0cm 0cm 0cm" valign="bottom"/> <td nowrap="nowrap" style="background:#CCEEFF;padding:0cm 0cm 0cm 0cm" valign="bottom"/> <td style="background:#CCEEFF;padding:0cm 0cm 0cm 0cm" valign="bottom"/> <td colspan="2" style="background:#CCEEFF;padding:0cm 0cm 0cm 0cm" valign="bottom"/> <td nowrap="nowrap" style="background:#CCEEFF;padding:0cm 0cm 0cm 0cm" valign="bottom"/> <td style="background:#CCEEFF;padding:0cm 0cm 0cm 0cm" valign="bottom"/> <td colspan="2" style="background:#CCEEFF;padding:0cm 0cm 0cm 0cm" valign="bottom"/> <td nowrap="nowrap" style="background:#CCEEFF;padding:0cm 0cm 0cm 0cm" valign="bottom"/> <td style="background:#CCEEFF;padding:0cm 0cm 0cm 0cm" valign="bottom"/> <td colspan="2" style="background:#CCEEFF;padding:0cm 0cm 0cm 0cm" valign="bottom"/> <td nowrap="nowrap" style="background:#CCEEFF;padding:0cm 0cm 0cm 0cm" valign="bottom"/> <td style="background:#CCEEFF;padding:0cm 0cm 0cm 0cm" valign="bottom"/> <td colspan="2" style="background:#CCEEFF;padding:0cm 0cm 0cm 0cm" valign="bottom"/> <td nowrap="nowrap" style="background:#CCEEFF;padding:0cm 0cm 0cm 0cm" valign="bottom"/></tr> <tr> <td style="width:27.98%;background:white;&#10; padding:0cm 0cm 1.5pt 0cm" valign="bottom" width="27%"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">Government Sponsored Enterprises residential mortgage-backed securities</font></p></td> <td style="width:1.0%;background:white;padding:0cm 0cm 1.5pt 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;border:none;border-bottom:&#10; solid black 1.5pt;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">$</font></p></td> <td style="width:9.0%;border:none;border-bottom:&#10; solid black 1.5pt;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="9%"> <p align="right" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:right;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">255</font></p></td> <td nowrap="nowrap" style="width:1.0%;background:white;&#10; padding:0cm 0cm 1.5pt 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:white;padding:0cm 0cm 1.5pt 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;border:none;border-bottom:&#10; solid black 1.5pt;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">$</font></p></td> <td style="width:9.0%;border:none;border-bottom:&#10; solid black 1.5pt;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="9%"> <p align="right" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:right;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">(1</font></p></td> <td nowrap="nowrap" style="width:1.0%;background:white;&#10; padding:0cm 0cm 1.5pt 0cm" valign="bottom" width="1%"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">)</font></p></td> <td style="width:1.0%;background:white;padding:0cm 0cm 1.5pt 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;border:none;border-bottom:&#10; solid black 1.5pt;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">$</font></p></td> <td style="width:9.0%;border:none;border-bottom:&#10; solid black 1.5pt;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="9%"> <p align="right" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:right;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">-</font></p></td> <td nowrap="nowrap" style="width:1.0%;background:white;&#10; padding:0cm 0cm 1.5pt 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:white;padding:0cm 0cm 1.5pt 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;border:none;border-bottom:&#10; solid black 1.5pt;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">$</font></p></td> <td style="width:9.0%;border:none;border-bottom:&#10; solid black 1.5pt;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="9%"> <p align="right" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:right;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">-</font></p></td> <td nowrap="nowrap" style="width:1.0%;background:white;&#10; padding:0cm 0cm 1.5pt 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:white;padding:0cm 0cm 1.5pt 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;border:none;border-bottom:&#10; solid black 1.5pt;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">$</font></p></td> <td style="width:9.0%;border:none;border-bottom:&#10; solid black 1.5pt;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="9%"> <p align="right" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:right;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">255</font></p></td> <td nowrap="nowrap" style="width:1.0%;background:white;&#10; padding:0cm 0cm 1.5pt 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:white;padding:0cm 0cm 1.5pt 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;border:none;border-bottom:&#10; solid black 1.5pt;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">$</font></p></td> <td style="width:9.0%;border:none;border-bottom:&#10; solid black 1.5pt;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="9%"> <p align="right" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:right;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">(1</font></p></td> <td nowrap="nowrap" style="width:1.0%;background:white;&#10; padding:0cm 0cm 1.5pt 0cm" valign="bottom" width="1%"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">)</font></p></td></tr> <tr style="mso-yfti-lastrow:yes"> <td style="width:27.98%;background:#CCEEFF;&#10; padding:0cm 0cm 3.0pt 0cm" valign="bottom" width="27%"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><b><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">Total</font></b><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&#10; &quot;Times New Roman&quot;;mso-fareast-language:EN-IN"/></p></td> <td style="width:1.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 3.0pt 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;border:none;border-bottom:&#10; double black 2.25pt;background:#CCEEFF;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><b><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">$</font></b><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&#10; &quot;Times New Roman&quot;;mso-fareast-language:EN-IN"/></p></td> <td style="width:9.0%;border:none;border-bottom:&#10; double black 2.25pt;background:#CCEEFF;padding:0cm 0cm 0cm 0cm" valign="bottom" width="9%"> <p align="right" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:right;line-height:normal" class="MsoNormal"><b><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">255</font></b><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;"/></p></td> <td nowrap="nowrap" style="width:1.0%;background:#CCEEFF;&#10; padding:0cm 0cm 3.0pt 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 3.0pt 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;border:none;border-bottom:&#10; double black 2.25pt;background:#CCEEFF;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><b><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">$</font></b><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&#10; &quot;Times New Roman&quot;;mso-fareast-language:EN-IN"/></p></td> <td style="width:9.0%;border:none;border-bottom:&#10; double black 2.25pt;background:#CCEEFF;padding:0cm 0cm 0cm 0cm" valign="bottom" width="9%"> <p align="right" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:right;line-height:normal" class="MsoNormal"><b><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">(1</font></b><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;"/></p></td> <td nowrap="nowrap" style="width:1.0%;background:#CCEEFF;&#10; padding:0cm 0cm 3.0pt 0cm" valign="bottom" width="1%"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><b><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">)</font></b><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&#10; &quot;Times New Roman&quot;;mso-fareast-language:EN-IN"/></p></td> <td style="width:1.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 3.0pt 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;border:none;border-bottom:&#10; double black 2.25pt;background:#CCEEFF;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><b><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">$</font></b><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&#10; &quot;Times New Roman&quot;;mso-fareast-language:EN-IN"/></p></td> <td style="width:9.0%;border:none;border-bottom:&#10; double black 2.25pt;background:#CCEEFF;padding:0cm 0cm 0cm 0cm" valign="bottom" width="9%"> <p align="right" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:right;line-height:normal" class="MsoNormal"><b><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">-</font></b><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;"/></p></td> <td nowrap="nowrap" style="width:1.0%;background:#CCEEFF;&#10; padding:0cm 0cm 3.0pt 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 3.0pt 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;border:none;border-bottom:&#10; double black 2.25pt;background:#CCEEFF;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><b><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">$</font></b><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&#10; &quot;Times New Roman&quot;;mso-fareast-language:EN-IN"/></p></td> <td style="width:9.0%;border:none;border-bottom:&#10; double black 2.25pt;background:#CCEEFF;padding:0cm 0cm 0cm 0cm" valign="bottom" width="9%"> <p align="right" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:right;line-height:normal" class="MsoNormal"><b><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">-</font></b><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;"/></p></td> <td nowrap="nowrap" style="width:1.0%;background:#CCEEFF;&#10; padding:0cm 0cm 3.0pt 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 3.0pt 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;border:none;border-bottom:&#10; double black 2.25pt;background:#CCEEFF;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><b><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">$</font></b><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&#10; &quot;Times New Roman&quot;;mso-fareast-language:EN-IN"/></p></td> <td style="width:9.0%;border:none;border-bottom:&#10; double black 2.25pt;background:#CCEEFF;padding:0cm 0cm 0cm 0cm" valign="bottom" width="9%"> <p align="right" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:right;line-height:normal" class="MsoNormal"><b><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">255</font></b><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;"/></p></td> <td nowrap="nowrap" style="width:1.0%;background:#CCEEFF;&#10; padding:0cm 0cm 3.0pt 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 3.0pt 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;border:none;border-bottom:&#10; double black 2.25pt;background:#CCEEFF;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><b><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">$</font></b><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&#10; &quot;Times New Roman&quot;;mso-fareast-language:EN-IN"/></p></td> <td style="width:9.0%;border:none;border-bottom:&#10; double black 2.25pt;background:#CCEEFF;padding:0cm 0cm 0cm 0cm" valign="bottom" width="9%"> <p align="right" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:right;line-height:normal" class="MsoNormal"><b><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">(1</font></b><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;"/></p></td> <td nowrap="nowrap" style="width:1.0%;background:#CCEEFF;&#10; padding:0cm 0cm 3.0pt 0cm" valign="bottom" width="1%"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><b><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">)</font></b><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&#10; &quot;Times New Roman&quot;;mso-fareast-language:EN-IN"/></p></td></tr></table></div> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10;normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">&#160;</font></p> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10;normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">The table below indicates the length of time individual securities have been in a continuous unrealized loss position at December 31, 2011:</font></p> <div align="center"> <table cellpadding="0" cellspacing="0" border="0" style="width:90.0%;mso-cellspacing:0cm;mso-yfti-tbllook:1184;mso-padding-alt:&#10; 0cm 0cm 0cm 0cm" width="90%" class="MsoNormalTable"> <tr style="mso-yfti-firstrow:yes"> <td style="padding:0cm 0cm 1.5pt 0cm" valign="bottom"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">&#160;</font></p> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">(in 000&#8217;s)</font></p></td> <td colspan="7" style="border:none;border-bottom:solid black 1.5pt;&#10; padding:0cm 0cm 0cm 0cm" valign="bottom"> <p align="center" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:center;line-height:normal" class="MsoNormal"><b><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">Less Than 12 Months</font></b><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&#10; &quot;Times New Roman&quot;;mso-fareast-language:EN-IN"/></p></td> <td nowrap="nowrap" style="padding:0cm 0cm 1.5pt 0cm" valign="bottom"/> <td colspan="7" style="border:none;border-bottom:solid black 1.5pt;&#10; padding:0cm 0cm 0cm 0cm" valign="bottom"> <p align="center" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:center;line-height:normal" class="MsoNormal"><b><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">12 Months or Greater</font></b><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&#10; &quot;Times New Roman&quot;;mso-fareast-language:EN-IN"/></p></td> <td nowrap="nowrap" style="padding:0cm 0cm 1.5pt 0cm" valign="bottom"/> <td colspan="7" style="border:none;border-bottom:solid black 1.5pt;&#10; padding:0cm 0cm 0cm 0cm" valign="bottom"> <p align="center" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:center;line-height:normal" class="MsoNormal"><b><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">Total</font></b><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;"/></p></td> <td nowrap="nowrap" style="padding:0cm 0cm 1.5pt 0cm" valign="bottom"/></tr> <tr> <td style="border:none;border-bottom:solid black 1.5pt;&#10; padding:0cm 0cm 0cm 0cm" valign="bottom"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><b><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">Description of Securities</font></b><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN"/></p></td> <td colspan="3" style="border:none;border-bottom:solid black 1.5pt;&#10; padding:0cm 0cm 0cm 0cm" valign="bottom"> <p align="center" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:center;line-height:normal" class="MsoNormal"><b><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">Fair</font></b><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;"/></p> <p align="center" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:center;line-height:normal" class="MsoNormal"><b><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">Value</font></b><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;"/></p></td> <td nowrap="nowrap" style="padding:0cm 0cm 1.5pt 0cm" valign="bottom"/> <td colspan="3" style="border:none;border-bottom:solid black 1.5pt;&#10; padding:0cm 0cm 0cm 0cm" valign="bottom"> <p align="center" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:center;line-height:normal" class="MsoNormal"><b><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">Unrealized</font></b><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;"/></p> <p align="center" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:center;line-height:normal" class="MsoNormal"><b><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">Losses</font></b><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;"/></p></td> <td nowrap="nowrap" style="padding:0cm 0cm 1.5pt 0cm" valign="bottom"/> <td colspan="3" style="border:none;border-bottom:solid black 1.5pt;&#10; padding:0cm 0cm 0cm 0cm" valign="bottom"> <p align="center" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:center;line-height:normal" class="MsoNormal"><b><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">Fair</font></b><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;"/></p> <p align="center" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:center;line-height:normal" class="MsoNormal"><b><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">Value</font></b><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;"/></p></td> <td nowrap="nowrap" style="padding:0cm 0cm 1.5pt 0cm" valign="bottom"/> <td colspan="3" style="border:none;border-bottom:solid black 1.5pt;&#10; padding:0cm 0cm 0cm 0cm" valign="bottom"> <p align="center" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:center;line-height:normal" class="MsoNormal"><b><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">Unrealized</font></b><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;"/></p> <p align="center" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:center;line-height:normal" class="MsoNormal"><b><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">Losses</font></b><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;"/></p></td> <td nowrap="nowrap" style="padding:0cm 0cm 1.5pt 0cm" valign="bottom"/> <td colspan="3" style="border:none;border-bottom:solid black 1.5pt;&#10; padding:0cm 0cm 0cm 0cm" valign="bottom"> <p align="center" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:center;line-height:normal" class="MsoNormal"><b><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">Fair</font></b><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;"/></p> <p align="center" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:center;line-height:normal" class="MsoNormal"><b><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">Value</font></b><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;"/></p></td> <td nowrap="nowrap" style="padding:0cm 0cm 1.5pt 0cm" valign="bottom"/> <td colspan="3" style="border:none;border-bottom:solid black 1.5pt;&#10; padding:0cm 0cm 0cm 0cm" valign="bottom"> <p align="center" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:center;line-height:normal" class="MsoNormal"><b><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">Unrealized</font></b><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;"/></p> <p align="center" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:center;line-height:normal" class="MsoNormal"><b><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">Losses</font></b><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;"/></p></td> <td nowrap="nowrap" style="padding:0cm 0cm 1.5pt 0cm" valign="bottom"/></tr> <tr> <td style="background:#CCEEFF;padding:0cm 0cm 0cm 0cm" valign="bottom"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">Held-to-maturity:</font></p></td> <td style="background:#CCEEFF;padding:0cm 0cm 0cm 0cm" valign="bottom"/> <td colspan="2" style="background:#CCEEFF;padding:0cm 0cm 0cm 0cm" valign="bottom"/> <td nowrap="nowrap" style="background:#CCEEFF;padding:0cm 0cm 0cm 0cm" valign="bottom"/> <td style="background:#CCEEFF;padding:0cm 0cm 0cm 0cm" valign="bottom"/> <td colspan="2" style="background:#CCEEFF;padding:0cm 0cm 0cm 0cm" valign="bottom"/> <td nowrap="nowrap" style="background:#CCEEFF;padding:0cm 0cm 0cm 0cm" valign="bottom"/> <td style="background:#CCEEFF;padding:0cm 0cm 0cm 0cm" valign="bottom"/> <td colspan="2" style="background:#CCEEFF;padding:0cm 0cm 0cm 0cm" valign="bottom"/> <td nowrap="nowrap" style="background:#CCEEFF;padding:0cm 0cm 0cm 0cm" valign="bottom"/> <td style="background:#CCEEFF;padding:0cm 0cm 0cm 0cm" valign="bottom"/> <td colspan="2" style="background:#CCEEFF;padding:0cm 0cm 0cm 0cm" valign="bottom"/> <td nowrap="nowrap" style="background:#CCEEFF;padding:0cm 0cm 0cm 0cm" valign="bottom"/> <td style="background:#CCEEFF;padding:0cm 0cm 0cm 0cm" valign="bottom"/> <td colspan="2" style="background:#CCEEFF;padding:0cm 0cm 0cm 0cm" valign="bottom"/> <td nowrap="nowrap" style="background:#CCEEFF;padding:0cm 0cm 0cm 0cm" valign="bottom"/> <td style="background:#CCEEFF;padding:0cm 0cm 0cm 0cm" valign="bottom"/> <td colspan="2" style="background:#CCEEFF;padding:0cm 0cm 0cm 0cm" valign="bottom"/> <td nowrap="nowrap" style="background:#CCEEFF;padding:0cm 0cm 0cm 0cm" valign="bottom"/></tr> <tr> <td style="width:28.0%;background:white;padding:&#10; 0cm 0cm 1.5pt 0cm" valign="bottom" width="28%"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">Government Sponsored Enterprises residential mortgage-backed securities</font></p></td> <td style="width:1.0%;background:white;padding:0cm 0cm 1.5pt 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;border:none;border-bottom:&#10; solid black 1.5pt;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">$</font></p></td> <td style="width:9.0%;border:none;border-bottom:&#10; solid black 1.5pt;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="9%"> <p align="right" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:right;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">1,018</font></p></td> <td nowrap="nowrap" style="width:1.0%;background:white;&#10; padding:0cm 0cm 1.5pt 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:white;padding:0cm 0cm 1.5pt 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;border:none;border-bottom:&#10; solid black 1.5pt;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">$</font></p></td> <td style="width:9.0%;border:none;border-bottom:&#10; solid black 1.5pt;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="9%"> <p align="right" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:right;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">(2</font></p></td> <td nowrap="nowrap" style="width:1.0%;background:white;&#10; padding:0cm 0cm 1.5pt 0cm" valign="bottom" width="1%"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">)</font></p></td> <td style="width:1.0%;background:white;padding:0cm 0cm 1.5pt 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;border:none;border-bottom:&#10; solid black 1.5pt;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">$</font></p></td> <td style="width:9.0%;border:none;border-bottom:&#10; solid black 1.5pt;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="9%"> <p align="right" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:right;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">-</font></p></td> <td nowrap="nowrap" style="width:1.0%;background:white;&#10; padding:0cm 0cm 1.5pt 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:white;padding:0cm 0cm 1.5pt 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;border:none;border-bottom:&#10; solid black 1.5pt;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">$</font></p></td> <td style="width:9.0%;border:none;border-bottom:&#10; solid black 1.5pt;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="9%"> <p align="right" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:right;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">-</font></p></td> <td nowrap="nowrap" style="width:1.0%;background:white;&#10; padding:0cm 0cm 1.5pt 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:white;padding:0cm 0cm 1.5pt 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;border:none;border-bottom:&#10; solid black 1.5pt;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">$</font></p></td> <td style="width:9.0%;border:none;border-bottom:&#10; solid black 1.5pt;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="9%"> <p align="right" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:right;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">1,018</font></p></td> <td nowrap="nowrap" style="width:1.0%;background:white;&#10; padding:0cm 0cm 1.5pt 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:white;padding:0cm 0cm 1.5pt 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;border:none;border-bottom:&#10; solid black 1.5pt;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">$</font></p></td> <td style="width:9.0%;border:none;border-bottom:&#10; solid black 1.5pt;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="9%"> <p align="right" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:right;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">(2</font></p></td> <td nowrap="nowrap" style="width:1.0%;background:white;&#10; padding:0cm 0cm 1.5pt 0cm" valign="bottom" width="1%"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">)</font></p></td></tr> <tr style="mso-yfti-lastrow:yes"> <td style="width:28.0%;background:#CCEEFF;&#10; padding:0cm 0cm 3.0pt 0cm" valign="bottom" width="28%"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><b><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">Total</font></b><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&#10; &quot;Times New Roman&quot;;mso-fareast-language:EN-IN"/></p></td> <td style="width:1.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 3.0pt 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;border:none;border-bottom:&#10; double black 2.25pt;background:#CCEEFF;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><b><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">$</font></b><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&#10; &quot;Times New Roman&quot;;mso-fareast-language:EN-IN"/></p></td> <td style="width:9.0%;border:none;border-bottom:&#10; double black 2.25pt;background:#CCEEFF;padding:0cm 0cm 0cm 0cm" valign="bottom" width="9%"> <p align="right" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:right;line-height:normal" class="MsoNormal"><b><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">1,018</font></b><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;"/></p></td> <td nowrap="nowrap" style="width:1.0%;background:#CCEEFF;&#10; padding:0cm 0cm 3.0pt 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 3.0pt 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;border:none;border-bottom:&#10; double black 2.25pt;background:#CCEEFF;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><b><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">$</font></b><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&#10; &quot;Times New Roman&quot;;mso-fareast-language:EN-IN"/></p></td> <td style="width:9.0%;border:none;border-bottom:&#10; double black 2.25pt;background:#CCEEFF;padding:0cm 0cm 0cm 0cm" valign="bottom" width="9%"> <p align="right" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:right;line-height:normal" class="MsoNormal"><b><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">(2</font></b><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;"/></p></td> <td nowrap="nowrap" style="width:1.0%;background:#CCEEFF;&#10; padding:0cm 0cm 3.0pt 0cm" valign="bottom" width="1%"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><b><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">)</font></b><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&#10; &quot;Times New Roman&quot;;mso-fareast-language:EN-IN"/></p></td> <td style="width:1.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 3.0pt 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;border:none;border-bottom:&#10; double black 2.25pt;background:#CCEEFF;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><b><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">$</font></b><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&#10; &quot;Times New Roman&quot;;mso-fareast-language:EN-IN"/></p></td> <td style="width:9.0%;border:none;border-bottom:&#10; double black 2.25pt;background:#CCEEFF;padding:0cm 0cm 0cm 0cm" valign="bottom" width="9%"> <p align="right" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:right;line-height:normal" class="MsoNormal"><b><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">-</font></b><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;"/></p></td> <td nowrap="nowrap" style="width:1.0%;background:#CCEEFF;&#10; padding:0cm 0cm 3.0pt 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 3.0pt 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;border:none;border-bottom:&#10; double black 2.25pt;background:#CCEEFF;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><b><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">$</font></b><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&#10; &quot;Times New Roman&quot;;mso-fareast-language:EN-IN"/></p></td> <td style="width:9.0%;border:none;border-bottom:&#10; double black 2.25pt;background:#CCEEFF;padding:0cm 0cm 0cm 0cm" valign="bottom" width="9%"> <p align="right" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:right;line-height:normal" class="MsoNormal"><b><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">-</font></b><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;"/></p></td> <td nowrap="nowrap" style="width:1.0%;background:#CCEEFF;&#10; padding:0cm 0cm 3.0pt 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 3.0pt 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;border:none;border-bottom:&#10; double black 2.25pt;background:#CCEEFF;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><b><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">$</font></b><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&#10; &quot;Times New Roman&quot;;mso-fareast-language:EN-IN"/></p></td> <td style="width:9.0%;border:none;border-bottom:&#10; double black 2.25pt;background:#CCEEFF;padding:0cm 0cm 0cm 0cm" valign="bottom" width="9%"> <p align="right" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:right;line-height:normal" class="MsoNormal"><b><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">1,018</font></b><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;"/></p></td> <td nowrap="nowrap" style="width:1.0%;background:#CCEEFF;&#10; padding:0cm 0cm 3.0pt 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 3.0pt 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;border:none;border-bottom:&#10; double black 2.25pt;background:#CCEEFF;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><b><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">$</font></b><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&#10; &quot;Times New Roman&quot;;mso-fareast-language:EN-IN"/></p></td> <td style="width:9.0%;border:none;border-bottom:&#10; double black 2.25pt;background:#CCEEFF;padding:0cm 0cm 0cm 0cm" valign="bottom" width="9%"> <p align="right" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:right;line-height:normal" class="MsoNormal"><b><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">(2</font></b><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;"/></p></td> <td nowrap="nowrap" style="width:1.0%;background:#CCEEFF;&#10; padding:0cm 0cm 3.0pt 0cm" valign="bottom" width="1%"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><b><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">)</font></b><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&#10; &quot;Times New Roman&quot;;mso-fareast-language:EN-IN"/></p></td></tr></table></div> <!--EndFragment--> <!--StartFragment--> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10;normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">The following table presents an analysis of the allowance for loan losses.</font></p> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10;normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">&#160;</font></p> <div align="center"> <table cellpadding="0" cellspacing="0" border="0" style="width:90.0%;mso-cellspacing:0cm;mso-yfti-tbllook:1184;mso-padding-alt:&#10; 0cm 0cm 0cm 0cm" class="MsoNormalTable" width="90%"> <tr style="mso-yfti-firstrow:yes"> <td style="border-top:solid black 1.0pt;border-left:none;&#10; border-bottom:solid black 1.5pt;border-right:none;mso-border-top-alt:solid black .75pt;padding:0cm 0cm 0cm 0cm" valign="bottom"> <p align="center" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:center;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">(in 000's)</font></p></td> <td style="border:none;border-top:solid black 1.0pt;mso-border-top-alt:&#10; solid black .75pt;padding:0cm 0cm 1.5pt 0cm" valign="bottom"/> <td colspan="2" style="border-top:solid black 1.0pt;border-left:&#10; none;border-bottom:solid black 1.5pt;border-right:none;mso-border-top-alt:&#10; solid black .75pt;mso-border-bottom-alt:solid black 1.5pt;padding:0cm 0cm 0cm 0cm" valign="bottom"/> <td nowrap="nowrap" style="border:none;border-top:solid black 1.0pt;padding:0cm 0cm 1.5pt 0cm" valign="bottom"/> <td style="border:none;border-top:solid black 1.0pt;mso-border-top-alt:&#10; solid black .75pt;padding:0cm 0cm 1.5pt 0cm" valign="bottom"/> <td colspan="6" style="border-top:solid black 1.0pt;border-left:&#10; none;border-bottom:solid black 1.5pt;border-right:none;mso-border-top-alt:&#10; solid black .75pt;mso-border-bottom-alt:solid black 1.5pt;padding:0cm 0cm 0cm 0cm" valign="bottom"> <p align="center" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:center;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">For the Nine months ended September 30, 2012</font></p></td> <td nowrap="nowrap" style="border:none;border-top:solid black 1.0pt;padding:0cm 0cm 1.5pt 0cm" valign="bottom"/> <td style="border:none;border-top:solid black 1.0pt;mso-border-top-alt:&#10; solid black .75pt;padding:0cm 0cm 1.5pt 0cm" valign="bottom"/> <td colspan="2" style="border-top:solid black 1.0pt;border-left:&#10; none;border-bottom:solid black 1.5pt;border-right:none;mso-border-top-alt:&#10; solid black .75pt;mso-border-bottom-alt:solid black 1.5pt;padding:0cm 0cm 0cm 0cm" valign="bottom"/> <td nowrap="nowrap" style="border:none;border-top:solid black 1.0pt;padding:0cm 0cm 1.5pt 0cm" valign="bottom"/> <td style="border:none;border-top:solid black 1.0pt;mso-border-top-alt:&#10; solid black .75pt;padding:0cm 0cm 1.5pt 0cm" valign="bottom"/> <td colspan="2" style="border-top:solid black 1.0pt;border-left:&#10; none;border-bottom:solid black 1.5pt;border-right:none;mso-border-top-alt:&#10; solid black .75pt;mso-border-bottom-alt:solid black 1.5pt;padding:0cm 0cm 0cm 0cm" valign="bottom"/> <td nowrap="nowrap" style="border:none;border-top:solid black 1.0pt;padding:0cm 0cm 1.5pt 0cm" valign="bottom"/></tr> <tr> <td style="padding:0cm 0cm 1.5pt 0cm" valign="bottom"/> <td style="padding:0cm 0cm 1.5pt 0cm" valign="bottom"/> <td colspan="2" style="border:none;border-bottom:solid black 1.5pt;&#10; padding:0cm 0cm 0cm 0cm" valign="bottom"> <p align="center" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:center;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">Commercial and industrial</font></p></td> <td nowrap="nowrap" style="padding:0cm 0cm 1.5pt 0cm" valign="bottom"/> <td style="padding:0cm 0cm 1.5pt 0cm" valign="bottom"/> <td colspan="2" style="border:none;border-bottom:solid black 1.5pt;&#10; padding:0cm 0cm 0cm 0cm" valign="bottom"> <p align="center" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:center;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">Commercial real estate</font></p></td> <td nowrap="nowrap" style="padding:0cm 0cm 1.5pt 0cm" valign="bottom"/> <td style="padding:0cm 0cm 1.5pt 0cm" valign="bottom"/> <td colspan="2" style="border:none;border-bottom:solid black 1.5pt;&#10; padding:0cm 0cm 0cm 0cm" valign="bottom"> <p align="center" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:center;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">Consumer real estate</font></p></td> <td nowrap="nowrap" style="padding:0cm 0cm 1.5pt 0cm" valign="bottom"/> <td style="padding:0cm 0cm 1.5pt 0cm" valign="bottom"/> <td colspan="2" style="border:none;border-bottom:solid black 1.5pt;&#10; padding:0cm 0cm 0cm 0cm" valign="bottom"> <p align="center" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:center;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">Consumer loans other</font></p></td> <td nowrap="nowrap" style="padding:0cm 0cm 1.5pt 0cm" valign="bottom"/> <td style="padding:0cm 0cm 1.5pt 0cm" valign="bottom"/> <td colspan="2" style="border:none;border-bottom:solid black 1.5pt;&#10; padding:0cm 0cm 0cm 0cm" valign="bottom"> <p align="center" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:center;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">Total</font></p></td> <td nowrap="nowrap" style="padding:0cm 0cm 1.5pt 0cm" valign="bottom"/></tr> <tr> <td style="width:40.0%;background:#CCEEFF;&#10; padding:0cm 0cm 0cm 0cm" valign="bottom" width="40%"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">Beginning balance</font></p></td> <td style="width:1.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 0cm 0cm" valign="bottom" width="1%"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">$</font></p></td> <td style="width:9.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 0cm 0cm" valign="bottom" width="9%"> <p align="right" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:right;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">387</font></p></td> <td nowrap="nowrap" style="width:1.0%;background:#CCEEFF;&#10; padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 0cm 0cm" valign="bottom" width="1%"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">$</font></p></td> <td style="width:9.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 0cm 0cm" valign="bottom" width="9%"> <p align="right" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:right;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">412</font></p></td> <td nowrap="nowrap" style="width:1.0%;background:#CCEEFF;&#10; padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 0cm 0cm" valign="bottom" width="1%"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">$</font></p></td> <td style="width:9.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 0cm 0cm" valign="bottom" width="9%"> <p align="right" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:right;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">68</font></p></td> <td nowrap="nowrap" style="width:1.0%;background:#CCEEFF;&#10; padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 0cm 0cm" valign="bottom" width="1%"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">$</font></p></td> <td style="width:9.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 0cm 0cm" valign="bottom" width="9%"> <p align="right" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:right;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">-</font></p></td> <td nowrap="nowrap" style="width:1.0%;background:#CCEEFF;&#10; padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 0cm 0cm" valign="bottom" width="1%"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">$</font></p></td> <td style="width:9.0%;background:#CCEEFF;padding:&#10; 0cm 0cm 0cm 0cm" valign="bottom" width="9%"> <p align="right" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:right;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">867</font></p></td> <td nowrap="nowrap" style="width:1.0%;background:#CCEEFF;&#10; padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/></tr> <tr> <td style="width:40.0%;background:white;padding:&#10; 0cm 0cm 0cm 0cm" valign="bottom" width="40%"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">Provision for possible loan losses</font></p></td> <td style="width:1.0%;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:9.0%;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="9%"> <p align="right" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:right;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">172</font></p></td> <td nowrap="nowrap" style="width:1.0%;background:white;&#10; padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:9.0%;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="9%"> <p align="right" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:right;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">(56</font></p></td> <td nowrap="nowrap" style="width:1.0%;background:white;&#10; padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"> <p style="margin-bottom:0cm;margin-bottom:.0001pt;line-height:&#10; normal" class="MsoNormal"><font style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-language:EN-IN">)</font></p></td> <td style="width:1.0%;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:9.0%;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="9%"> <p align="right" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:right;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">-</font></p></td> <td nowrap="nowrap" style="width:1.0%;background:white;&#10; padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:9.0%;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="9%"> <p align="right" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:right;line-height:normal" class="MsoNormal"><font style="font-size:10.0pt;&#10; font-family:&quot;Times New Roman&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;">5</font></p></td> <td nowrap="nowrap" style="width:1.0%;background:white;&#10; padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:1.0%;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="1%"/> <td style="width:9.0%;background:white;padding:0cm 0cm 0cm 0cm" valign="bottom" width="9%"> <p align="right" style="margin-bottom:0cm;margin-bottom:.0001pt;&#10; text-align:right;line-height:normal" class="MsoNormal"><font style="font-size