Subsequent Events (Tables)

6 Months Ended

Jun. 30, 2020

Subsequent Events [Abstract]

Schedule of Loan Modifications

There were no loans modified as TDRs during the three-month periods ended June 30, 2020 and 2019 and for the six-month period ended June 30, 2020. Loan modifications that are considered TDRs completed during the six-month period ended June 30, 2019 were as follows:

	For the Six-Month Period Ended
	June 30, 2019
	Number of Contracts		Pre- Modification Outstanding Recorded Investment		Post- Modification Outstanding Recorded Investment
Commercial & Agriculture		—	$	—	$	—
Commercial Real Estate—Owner Occupied		—		—		—
Commercial Real Estate—Non-Owner Occupied		1		382		382
Residential Real Estate		—		—		—
Real Estate Construction		—		—		—
Farm Real Estate		—		—		—
Consumer and Other		—		—		—
Total Loan Modifications		1	$	382	$	382

Civista has received second customer deferral requests related to the COVID-19 pandemic for loans that had been previously modified. Through August 5, 2020, Civista granted a second modification on 75 loans totaling $95,153. Most of the second modifications consisted of the deferral of principal and/or interest payments as was granted under the first modification. Included in the second modifications were 17 loans totaling $33,160 that migrated from principal and interest deferrals to interest only payments. Eighty-seven loans have returned to making principal and interest payments and 651 loans are still within the original 90-day modification period. Details with respect to the second loan modifications are as follows:

	Number of				Weighted Average
Type of Loan	Loans		Balance		Interest Rate
			(In thousands)
Commercial & Agriculture		25	$	8,635		4.63	%
Commercial Real Estate:
Owner Occupied		23		14,343		4.59	%
Non-Owner Occupied		25		65,640		4.42	%
Real Estate Construction		2		6,535		3.42	%
Total		75	$	95,153		4.40	%