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Commitments, Contingencies and Off-Balance-Sheet Risk (Tables)
12 Months Ended
Dec. 31, 2024
Commitments and Contingencies Disclosure [Abstract]  
Contractual Amounts of Financial Instruments with Off-Balance-Sheet Risk

The contractual amount of financial instruments with off-balance-sheet risk was as follows at year-end.

 

 

 

2024

 

 

2023

 

 

 

Fixed
Rate

 

 

Variable
Rate

 

 

Fixed
Rate

 

 

Variable
Rate

 

Commitments to extend credit:

 

 

 

 

 

 

 

 

 

 

 

 

Lines of credit and construction loans

 

$

31,940

 

 

$

657,401

 

 

$

58,318

 

 

$

668,893

 

Overdraft protection

 

 

10

 

 

 

55,085

 

 

 

10

 

 

 

59,489

 

Letters of credit

 

 

782

 

 

 

244

 

 

 

821

 

 

 

273

 

 

 

$

32,732

 

 

$

712,730

 

 

$

59,149

 

 

$

728,655