Consolidated Balance Sheets (Unaudited) (USD $) In Thousands	Sep. 30, 2011	Dec. 31, 2010
ASSETS
Cash and due from financial institutions	$ 85,749	$ 79,030
Securities available for sale	209,708	184,952
Loans held for sale	483	0
Loans, net of allowance of $22,687 and $21,768	755,564	745,555
Other securities	15,388	15,344
Premises and equipment, net	18,038	18,129
Accrued interest receivable	5,061	4,382
Goodwill	21,720	21,720
Core deposit and other intangibles	4,402	5,275
Bank owned life insurance	17,797	12,320
Other assets	11,275	13,915
Total assets	1,145,185	1,100,622
Deposits
Noninterest-bearing	174,064	157,529
Interest-bearing	737,698	734,934
Total deposits	911,762	892,463
Federal Home Loan Bank advances	70,303	50,327
Securities sold under agreements to repurchase	19,283	21,842
U. S. Treasury interest-bearing demand note payable	2,339	2,008
Subordinated debentures	29,427	29,427
Accrued expenses and other liabilities	9,535	7,605
Total liabilities	1,042,649	1,003,672
SHAREHOLDERS' EQUITY
Preferred stock, no par value, 200,000 shares authorized, 23,184 shares issued	23,146	23,134
Common stock, no par value, 20,000,000 shares authorized, 8,455,881 shares issued	114,447	114,447
Retained deficit	(18,630)	(20,218)
Treasury stock, 747,964 shares at cost	(17,235)	(17,235)
Accumulated other comprehensive income (loss)	808	(3,178)
Total shareholders' equity	102,536	96,950
Total liabilities and shareholders' equity	$ 1,145,185	$ 1,100,622