-----BEGIN PRIVACY-ENHANCED MESSAGE-----
Proc-Type: 2001,MIC-CLEAR
Originator-Name: webmaster@www.sec.gov
Originator-Key-Asymmetric:
 MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen
 TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB
MIC-Info: RSA-MD5,RSA,
 H79aNE1JbRwDLtdQNLbPdJOo0Kf6tHYJ/2bcbQ3sDlllIMgRCInv1ARlvFdaBsZQ
 05P2pB/3/0sqKT4IvEg17A==

<SEC-DOCUMENT>0000000000-09-064216.txt : 20100106
<SEC-HEADER>0000000000-09-064216.hdr.sgml : 20100106
<ACCEPTANCE-DATETIME>20091112164353
<PRIVATE-TO-PUBLIC>
ACCESSION NUMBER:		0000000000-09-064216
CONFORMED SUBMISSION TYPE:	UPLOAD
PUBLIC DOCUMENT COUNT:		1
FILED AS OF DATE:		20091112

FILED FOR:		

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			HANOVER INSURANCE GROUP, INC.
		CENTRAL INDEX KEY:			0000944695
		STANDARD INDUSTRIAL CLASSIFICATION:	FIRE, MARINE & CASUALTY INSURANCE [6331]
		IRS NUMBER:				043263626
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			1106

	FILING VALUES:
		FORM TYPE:		UPLOAD

	BUSINESS ADDRESS:	
		STREET 1:		440 LINCOLN ST
		CITY:			WORCESTER
		STATE:			MA
		ZIP:			01653
		BUSINESS PHONE:		5088551000

	MAIL ADDRESS:	
		STREET 1:		440 LINCOLN ST
		CITY:			WORCESTER
		STATE:			MA
		ZIP:			01653

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	ALLMERICA FINANCIAL CORP
		DATE OF NAME CHANGE:	19950501
PUBLIC REFERENCE ACCESSION NUMBER:		0001193125-09-040951
</SEC-HEADER>
<DOCUMENT>
<TYPE>LETTER
<SEQUENCE>1
<FILENAME>filename1.pdf
<TEXT>
<PDF>
begin 644 filename1.pdf
M)5!$1BTQ+C0-)>+CS],-"C4Q(#`@;V)J#3P\+TQI;F5A<FEZ960@,2],(#$R
M.#@R+T\@-3,O12`V-3`P+TX@,2]4(#$Q.#$U+T@@6R`U-38@,3<V73X^#65N
M9&]B:@T@("`@("`@("`@("`@("`@("`@#0IX<F5F#0HU,2`Q,PT*,#`P,#`P
M,#`Q-B`P,#`P,"!N#0HP,#`P,#`P.#DY(#`P,#`P(&X-"C`P,#`P,#$Q-S(@
M,#`P,#`@;@T*,#`P,#`P,30Q-2`P,#`P,"!N#0HP,#`P,#`Q.#8W(#`P,#`P
M(&X-"C`P,#`P,#$Y,#(@,#`P,#`@;@T*,#`P,#`P,C@Q,2`P,#`P,"!N#0HP
M,#`P,#`S,C,X(#`P,#`P(&X-"C`P,#`P,#4Y,S$@,#`P,#`@;@T*,#`P,#`P
M-C$W-"`P,#`P,"!N#0HP,#`P,#`V-#(S(#`P,#`P(&X-"C`P,#`P,#`W,S(@
M,#`P,#`@;@T*,#`P,#`P,#4U-B`P,#`P,"!N#0IT<F%I;&5R#0H\/"]3:7IE
M(#8T+U!R978@,3$X,#0O6%)E9E-T;2`W,S(O4F]O="`U,B`P(%(O26YF;R`V
M(#`@4B])1%L\.#4X,C0Q-S,P,#1&,D(Q,T$U045$13@W03,U-4(V.#@^/#<T
M-S5$,T0P0C,W,#,S-#=".$,Y,#!&.38W14,Y-D,U/ET^/@T*<W1A<G1X<F5F
M#0HP#0HE)45/1@T*("`-"C8S(#`@;V)J#3P\+TQE;F=T:"`X-B]#(#DU+T9I
M;'1E<B]&;&%T941E8V]D92])(#$Q-R],(#<Y+U,@,SD^/G-T<F5A;0T*>-IB
M8&#@9&!@?L(`!"(7&%`!$Q"S,'`<8#!`$N2$8@8&908>7L:%#,Q9$EU)O`S7
MF!;`-,EP0C5;`3$C`X/$%@C-'`HWA8V!02<'(LK(`!!@`&Z>".(-"F5N9'-T
M<F5A;0UE;F1O8FH--C(@,"!O8FH-/#PO3&5N9W1H(#(P+T9I;'1E<B]&;&%T
M941E8V]D92]76S$@,2`Q72]);F1E>%LW(#0T72]$96-O9&5087)M<SP\+T-O
M;'5M;G,@,R]0<F5D:6-T;W(@,3(^/B]3:7IE(#4Q+U1Y<&4O6%)E9CX^<W1R
M96%M#0IXVF)B8F1@8F!@'"H8(,``+_,`APT*96YD<W1R96%M#65N9&]B:@TU
M,B`P(&]B:@T\/"]-87)K26YF;SP\+TQE='1E<G-P86-E1FQA9W,@,"]-87)K
M960@=')U93X^+TUE=&%D871A(#4@,"!2+U!I96-E26YF;SP\+TUA<FME9%!$
M1CP\+TQA<W1-;V1I9FEE9"A$.C(P,#DQ,3$R,38T,3,P*3X^/CXO4&%G97,@
M-"`P(%(O4&%G94QA>6]U="]/;F5#;VQU;6XO4W1R=6-T5')E95)O;W0@-R`P
M(%(O5'EP92]#871A;&]G+TQA;F<H_O\`10!.`"T`50!3*2],87-T36]D:69I
M960H1#HR,#`Y,3$Q,C$V-#$S,"DO4&%G94QA8F5L<R`R(#`@4CX^#65N9&]B
M:@TU,R`P(&]B:@T\/"]#<F]P0F]X6S`@,"`V,3(@-SDR72]087)E;G0@-"`P
M(%(O4W1R=6-T4&%R96YT<R`P+T-O;G1E;G1S(#4V(#`@4B]2;W1A=&4@,"]-
M961I84)O>%LP(#`@-C$R(#<Y,ETO4F5S;W5R8V5S/#PO0V]L;W)3<&%C93P\
M+T-3,"`U-2`P(%(^/B]&;VYT/#PO5%0P(#4T(#`@4B]45#$@-3<@,"!2/CXO
M4')O8U-E=%LO4$1&+U1E>'1=+T5X=$=3=&%T93P\+T=3,"`V,2`P(%(^/CX^
M+U1Y<&4O4&%G93X^#65N9&]B:@TU-"`P(&]B:@T\/"]3=6)T>7!E+U1R=654
M>7!E+T9O;G1$97-C<FEP=&]R(#4Y(#`@4B],87-T0VAA<B`Q,C$O5VED=&AS
M6S(U,"`P(#`@,"`P(#`@,"`P(#`@,"`P(#`@,C4P(#,S,R`R-3`@,"`U,#`@
M-3`P(#4P,"`U,#`@-3`P(#4P,"`U,#`@-3`P(#`@-3`P(#(W."`P(#`@,"`P
M(#`@,"`W,C(@,"`V-C<@-S(R(#8Q,2`U-38@-S(R(#<R,B`S,S,@,S@Y(#<R
M,B`V,3$@.#@Y(#<R,B`W,C(@-34V(#`@-C8W(#4U-B`V,3$@-S(R(#<R,B`Y
M-#0@,"`P(#`@,"`P(#`@,"`P(#`@-#0T(#4P,"`T-#0@-3`P(#0T-"`S,S,@
M-3`P(#4P,"`R-S@@,"`U,#`@,C<X(#<W."`U,#`@-3`P(#4P,"`P(#,S,R`S
M.#D@,C<X(#4P,"`U,#`@-S(R(#4P,"`U,#!=+T)A<V5&;VYT+U1I;65S3F5W
M4F]M86Y04TU4+T9I<G-T0VAA<B`S,B]%;F-O9&EN9R]7:6Y!;G-I16YC;V1I
M;F<O5'EP92]&;VYT/CX-96YD;V)J#34U(#`@;V)J#5LO24-#0F%S960@-3@@
M,"!270UE;F1O8FH--38@,"!O8FH-/#PO3&5N9W1H(#@S.2]&:6QT97(O1FQA
M=&5$96-O9&4^/G-T<F5A;0T*2(FL5N]OTT@0_1Z)_V$^KE'L[*Y_Q0@A09,`
MA=Q5K0^$>O?!.&.R=XD=K9U"__N;=;!=4Z<IB$11DO7ZS<Q[;V;]*AY-+N#Y
M\\GR[.T,.+QX\6IV!J/)V16'M*0%\X8RS4>3U[3TI1Q-XIB#@#@;"5E?I:^(
M0\BG3A1`O!TQL.)_1_.E@>F@10/-P1:.\"&>'=DIFYWQTR,[W),[O),[_#8?
MAW,>0IR"W?S\"G3;-?N@$E@D::FV5L34!B')5_"7<^7`,E$;L/Z)S^_!!EV9
MA,B_8['ZAJNJV($72B)T**.PN=5M&%H=R7W:RUUTN8LV=_A-K[^?'+OR1W&#
M6VO*/J,F"XQ!<AX-<Q(-<S)L$_Y@;?9=;A8:5ZA5^A^\<6"^VZG\"^HQG&MG
M/(PM>MANA^VVO%UH+-4*<\MGU1C.U@HSF'_#=%^I&X0_LTRE5*\QPDQI3*N"
M-FK+EFRX=-&:N0XD@J;X>(WP)LF)0PUO\W*ODSQ%>*V+_6Y,"ZDS7(';@Y,-
MFN=Q>*_RM-CDY#*-6`U;3'@]!F3+@&Q<SSX6.L6R,D0ND[),TO6^Q*JB42`"
MWQU&]>\+?-+#HNT4&BCB,%!^2.I0WV%>!&9>7+-+?`:6+:3/'\/@H")ACP*O
MC2:Z8/XA&$62H2_8HM!;,J;]#K)"PT*5:4*J;VK5/V&B89ZOD`R!*6Y--[AT
M5=0-,3V2P_2(#*VB37#.%C1X5K#`SWIO!2S1MR##AYI-#'=;'Y":UP$JV19N
MZ'O#0)+?$>C[Q#_0XSTPN\7CVW=FJ%OJKG6?#4/*7W"7=(\Q'/T@,_N(L$ZH
MM]-BN]M@1607>PT:;Q1^A2*#6_-W49@H=S02@1.%)ID54:O-'#0.L>R0O:NG
M@\9-8K`RM:':2K-&KCA$RHL#X[7KNBDDZBEDB\@@M_5=L\SRV-X23%=K,A>E
M2:>1^6!.79E44*U52=:`JCZG\(COI?<34UCZ_=/:>^BX#NY/50K6"71%@PF)
MC]OAJ2S#7F+V:6VGCW^4B$X_2_!''[MNW]Q^9RJ_8?,<LTSC+5PJ7&U(K4$8
MV8.9=C#3MEE?EJ4JJR0G7:OVI`G,22/H:!\4V'7O"VSWA.BRF<>C_P48`/J8
M308-"F5N9'-T<F5A;0UE;F1O8FH--3<@,"!O8FH-/#PO4W5B='EP92]4<G5E
M5'EP92]&;VYT1&5S8W)I<'1O<B`V,"`P(%(O3&%S=$-H87(@,3(Q+U=I9'1H
M<ULR-3`@,"`P(#`@,"`P(#`@,"`P(#`@,"`P(#(U,"`S,S,@,C4P(#`@-3`P
M(#4P,"`U,#`@-3`P(#4P,"`U,#`@,"`U,#`@-3`P(#4P,"`S,S,@,"`P(#`@
M,"`P(#`@,"`P(#`@-S(R(#8V-R`V,3$@-S<X(#<W."`S.#D@,"`W-S@@,"`P
M(#<R,B`P(#`@,"`W,C(@,"`V-C<@,"`P(#`@,"`W,C(@,"`P(#`@,"`P(#`@
M,"`U,#`@-34V(#0T-"`U-38@-#0T(#,S,R`P(#4U-B`R-S@@,"`P(#(W."`X
M,S,@-34V(#4P,"`U-38@,"`T-#0@,S@Y(#`@-34V(#4P,"`P(#`@-3`P72]"
M87-E1F]N="]4:6UE<TYE=U)O;6%N4%,M0F]L9$U4+T9I<G-T0VAA<B`S,B]%
M;F-O9&EN9R]7:6Y!;G-I16YC;V1I;F<O5'EP92]&;VYT/CX-96YD;V)J#34X
M(#`@;V)J#3P\+TQE;F=T:"`R-3DX+T9I;'1E<B]&;&%T941E8V]D92].(#,O
M06QT97)N871E+T1E=FEC95)'0CX^<W1R96%M#0IHWIR6=U14UQ:'S[UW>J'-
M,-(9>I,N,(#T+B`=!%$89@88R@###$ULB*A`1!$1`460H(`!HZ%(K(AB(2BH
M8`]($%!B,(JHJ&1&UDI\>7GOY>7WQ[W?VF?O<_?9>Y^U+@`D3Q\N+P66`B"9
M)^`'>CC35X5'T+']``9X@`&F`#!9Z:F^0>[!0"0O-Q=ZNL@)_(O>#`%(_+YE
MZ.E/IX/_3]*L5+X``,A?Q.9L3CI+Q/DB3LH4I(KM,R*FQB2*&4:)F2]*4,1R
M8HY;Y*6??1;94<SL9!Y;Q.*<4]G);#'WB'A[AI`C8L1'Q`497$ZFB&^+6#-)
MF,P5\5MQ;#*'F0X`BB2V"SBL>!&;B)C$#PYT$?%R`'"DN"\XY@L6<+($XD.Y
MI*1F\[EQ\0*Z+DN/;FIMS:![<C*3.`*!H3^3E<CDL^DN*<FI3%XV`(MG_BP9
M<6WIHB);FEI;6AJ:&9E^4:C_NO@W)>[M(KT*^-PSB-;WA^VO_%+J`&#,BFJS
MZP];S'X`.K8"('?_#YOF(0`D17UKO_'%>6CB>8D7"%)MC(TS,S.-N!R6D;B@
MO^M_.OP-??$](_%VOY>'[LJ)90J3!'1QW5@I22E"/CT]E<GBT`W_/,3_./"O
M\U@:R(GE\#D\442H:,JXO#A1NWELKH";PJ-S>?^IB?\P[$]:G&N1*/6?`#7*
M"$C=H`+DYSZ`HA`!$GE0W/7?^^:##P7BFQ>F.K$X]Y\%_?NN<(GXD<Z-^QSG
M$AA,9PGY&8MKXFL)T(``)`$5R`,5H`%T@2$P`U;`%C@"-[`"^(%@$`[6`A:(
M!\F`#S)!+M@,"D`1V`7V@DI0`^I!(V@!)T`'.`TN@,O@.K@)[H`'8`2,@^=@
M!KP!\Q`$82$R1('D(55("S*`S"`&9`^Y03Y0(!0.14-Q$`\20KG0%J@(*H4J
MH5JH$?H6.@5=@*Y"`]`]:!2:@GZ%WL,(3(*IL#*L#1O##-@)]H:#X35P')P&
MY\#Y\$ZX`JZ#C\'M\`7X.GP''H&?P[,(0(@(#5%##!$&XH+X(1%(+,)'-B"%
M2#E2A[0@74@O<@L90::1=R@,BH*BHPQ1MBA/5`B*A4I#;4`5HRI11U'MJ![4
M+=0H:@;U"4U&*Z$-T#9H+_0J=!PZ$UV`+D<WH-O0E]!WT./H-Q@,AH;1P5AA
M/#'AF`3,.DPQY@"F%7,>,X`9P\QBL5AYK`'6#NN'96(%V`+L?NPQ[#GL('8<
M^Q9'Q*GBS'#NN`@<#Y>'*\<UX<[B!G$3N'F\%%X+;X/WP[/QV?@2?#V^"W\#
M/XZ?)T@3=`AVA&!"`F$SH8+00KA$>$AX1202U8G6Q``BE[B)6$$\3KQ"'"6^
M(\F0]$DNI$B2D+23=(1TGG2/](I,)FN3'<D19`%Y)[F1?)'\F/Q6@B)A).$E
MP9;8*%$ET2XQ*/%"$B^I)>DDN58R1[)<\J3D#<EI*;R4MI2+%%-J@U25U"FI
M8:E9:8JTJ;2?=+)TL723]%7I21FLC+:,FPQ;)E_FL,Q%F3$*0M&@N%!8E"V4
M>LHERC@50]6A>E$3J$74;ZC]U!E9&=EELJ&R6;)5LF=D1V@(39OF14NBE=!.
MT(9H[Y<H+W%:PEFR8TG+DL$E<W**<HYR'+E"N5:Y.W+OY>GR;O*)\KOE.^0?
M*:`4]!4"%#(5#BI<4IA6I"K:*K(4"Q5/*-Y7@I7TE0*5UBD=5NI3FE564?90
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M,Z@,?T8QXXHUVMK9>J/U:>MW-I8V`IL3-K_8&MHFVC;93B[76<Y97K]\S$[=
MCFE7:S=B3[>/MC]D/^*@YL!TJ'-XXJCAR'9L<)QPTG-*<#KF],+9Q)GOW.8\
MYV+CLM[EO"OBZN%:Z-KO)N,6XE;I]MA=W3W.O=E]QL/"8YW'>4^TI[?G;L]A
M+V4OEE>CU\P*JQ7K5_1XD[R#O"N]G_CH^_!]NGQAWQ6^>WP?KM1:R5O9X0?\
MO/SV^#WRU_%/\_\^`!/@'U`5\#30-#`WL#>($A05U!3T)M@YN"3X08ANB#"D
M.U0R-#*T,70NS#6L-&QDE?&J]:NNARN$<\,[([`1H1$-$;.KW5;O73T>:1%9
M$#FT1F=-UIJK:Q76)JT]$R49Q8PZ&8V.#HMNBO[`]&/6,6=CO&*J8V98+JQ]
MK.=L1W89>XICQRGE3,3:Q9;&3L;9Q>V)FXIWB"^/G^:Z<"NY+Q,\$VH2YA+]
M$H\D+B2%);4FXY*CDT_Q9'B)O)X4E92LE(%4@]2"U)$TF[2]:3-\;WY#.I2^
M)KU30!7]3/4)=85;A:,9]AE5&6\S0S-/9DEG\;+ZLO6S=V1/Y+CG?+T.M8ZU
MKCM7+7=S[NAZI_6U&Z`-,1NZ-VILS-\XOLECT]'-A,V)FW_(,\DKS7N])6Q+
M5[YR_J;\L:T>6YL+)`KX!</;;+?5;$=MYV[OWV&^8_^.3X7LPFM%)D7E11^*
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M70/+!\X..@Q>N.5ZZ_)MK]O7[ZR\,S`4,G1W.')XY"[[[N2]I'LO[V?<GW^P
MZ2'Z8>$CJ4?ECY4>U_VH]V/KB.7(F5'7T;XG04\>C+'&GO^4_M.'\?RGY*?E
M$ZH3C9-FDZ>GW*=N/EO];/QYZO/YZ8*?I7^N?J'[XKM?''_IFUDU,_Z2_W+A
MU^)7\J^.O%[VNGO6?_;QF^0W\W.%;^7?'GW'>-?[/NS]Q'SF!^R'BH]Z'[L^
M>7]ZN)"\L/";``,`]X3S^PH-"F5N9'-T<F5A;0UE;F1O8FH--3D@,"!O8FH-
M/#PO4W1E;58@.#(O1F]N=$YA;64O5&EM97-.97=2;VUA;E!3350O1F]N=%-T
M<F5T8V@O3F]R;6%L+T9O;G1796EG:'0@-#`P+T9L86=S(#,T+T1E<V-E;G0@
M+3(Q-B]&;VYT0D)O>%LM-38X("TS,#<@,C`P,"`Q,#`W72]!<V-E;G0@.#DQ
M+T9O;G1&86UI;'DH5&EM97,@3F5W(%)O;6%N*2]#87!(96EG:'0@-C4V+UA(
M96EG:'0@+34T-B]4>7!E+T9O;G1$97-C<FEP=&]R+TET86QI8T%N9VQE(#`^
M/@UE;F1O8FH--C`@,"!O8FH-/#PO4W1E;58@,3,V+T9O;G1.86UE+U1I;65S
M3F5W4F]M86Y04RU";VQD350O1F]N=%-T<F5T8V@O3F]R;6%L+T9O;G1796EG
M:'0@-S`P+T9L86=S(#,T+T1E<V-E;G0@+3(Q-B]&;VYT0D)O>%LM-34X("TS
M,#<@,C`P,"`Q,#(V72]!<V-E;G0@.#DQ+T9O;G1&86UI;'DH5&EM97,@3F5W
M(%)O;6%N*2]#87!(96EG:'0@-C4V+UA(96EG:'0@+34T-B]4>7!E+T9O;G1$
M97-C<FEP=&]R+TET86QI8T%N9VQE(#`^/@UE;F1O8FH--C$@,"!O8FH-/#PO
M3U!-(#$O3U`@9F%L<V4O;W`@9F%L<V4O5'EP92]%>'1'4W1A=&4O4T$@9F%L
M<V4O4TT@,"XP,CX^#65N9&]B:@TQ(#`@;V)J#3P\+T9I<G-T(#,S.2],96YG
M=&@@-S4W+T9I;'1E<B]&;&%T941E8V]D92].(#0T+U1Y<&4O3V)J4W1M/CYS
M=')E86T-"GC:Y)5-;]LP#(;W4WC<#ILL4?('4!1(TP8(TB\T*78H=G!3-0N6
MVH'C#.V_WVMQ:=H.&*Q#@0$[6`SE5P]%TE(R2B@GG214$&>,7\2%(:TIU3"&
M4@?#E&66M*6\R$@[J`QF4\@L!DQQCDEP+&,H8'-#)H'4I&0T;)906`*&0934
MY61`S!+HL#1SCDR'*@HRX.66R0"5Y]"!5S`3@U=D.;$&&A#N0J3P(=78(@.M
MP66@3`(?H8V%G\$6\(%B#(P0G#-9;,DBB`7/(G7;;05)=*%="A^\%,G9;FN9
M)J1J,B1MP<M2^.#E"7SP<J?)@9<7*1T<J`EJFM"5NBP;7[6SQGN4]_7$N7]L
M)_Z)M+JJ5_ZL7'>E[R2SI[57T[;9SH/NJJY;-5R5FTW0Z$YS>-C%N,'>X'1U
M#R9$Z*H>C!9CQ+`8*\:)2<4(Q0C%"(6%PD)AH;!06"@L%!8*"X6%PD*Q0K%"
ML4*Q0K%"L4*Q0K%"L4*Q0G&!\DU=4GBKIFKJYZTZ+:O%QY/SS]?3#Y]"0<ZW
M#YN;I/LL.WF8&E>K9>6GWTN4=+1<;!NOCIMZ/2S7._=BVW82-5V7E9IN;S?S
M9KEN=^[:-R\G9A<#/$,\HV#1I>4/7V]WK]'2H_I1'2]_JO.Z>2A7ZE*=5'=5
MW7I,8!BAF7OONKKSS3XZJ.,..U:CIGSP`?-JZP@O`DDW1+C14E4M5=525>WV
M-0![[@?WK6\H^9*$30Y6RP72:\NF51<HY%.7PM=FV2ZKQ5E]Y]5I,[N5A4?^
MOF[\\\HQMERUP45B+[P`V_OO%IG3?S6T<>8=@R=]8O]G-P)*/2#Y_M5P=^(F
ME."FR'_?%+MCN"#'SS?G\Z();M_^6A.AY0BMC="Z"&W:0\MOBY?U7H3_N`AM
M$=.4J`[&M%#']%#'-%';B&)H%R-.8\0Q_=,Q#=1%A-C$=-#H&+*)$<=TT,2<
M0].G@_;MX3)]6NG^6)7U7@5Q'B,N>F>!*RV)$>L8<=3-^O>>_A)@`/"V+R\-
M"F5N9'-T<F5A;0UE;F1O8FH-,B`P(&]B:@T\/"].=6US6S`@,R`P(%)=/CX-
M96YD;V)J#3,@,"!O8FH-/#PO4R]$/CX-96YD;V)J#30@,"!O8FH-/#PO0V]U
M;G0@,2]4>7!E+U!A9V5S+TMI9'-;-3,@,"!273X^#65N9&]B:@TU(#`@;V)J
M#3P\+U-U8G1Y<&4O6$U,+TQE;F=T:"`T,#`X+U1Y<&4O365T861A=&$^/G-T
M<F5A;0T*/#]X<&%C:V5T(&)E9VEN/2+ON[\B(&ED/2)7-4TP37!#96AI2'IR
M95-Z3E1C>FMC.60B/SX*/'@Z>&UP;65T82!X;6QN<SIX/2)A9&]B93IN<SIM
M971A+R(@>#IX;7!T:STB061O8F4@6$U0($-O<F4@-"XP+6,S,38@-#0N,C4S
M.3(Q+"!3=6X@3V-T(#`Q(#(P,#8@,3<Z,30Z,SDB/@H@("`\<F1F.E)$1B!X
M;6QN<SIR9&8](FAT='`Z+R]W=W<N=S,N;W)G+S$Y.3DO,#(O,C(M<F1F+7-Y
M;G1A>"UN<R,B/@H@("`@("`\<F1F.D1E<V-R:7!T:6]N(')D9CIA8F]U=#TB
M(@H@("`@("`@("`@("!X;6QN<SIP9&8](FAT='`Z+R]N<RYA9&]B92YC;VTO
M<&1F+S$N,R\B/@H@("`@("`@("`\<&1F.E!R;V1U8V5R/D%C<F]B870@1&ES
M=&EL;&5R(#@N,2XP("A7:6YD;W=S*3PO<&1F.E!R;V1U8V5R/@H@("`@("`\
M+W)D9CI$97-C<FEP=&EO;CX*("`@("`@/')D9CI$97-C<FEP=&EO;B!R9&8Z
M86)O=70](B(*("`@("`@("`@("`@>&UL;G,Z<&1F>#TB:'1T<#HO+VYS+F%D
M;V)E+F-O;2]P9&9X+S$N,R\B/@H@("`@("`@("`\<&1F>#I#;VUP86YY/E-%
M0SPO<&1F>#I#;VUP86YY/@H@("`@("`@("`\<&1F>#I3;W5R8V5-;V1I9FEE
M9#Y$.C(P,#DQ,3$R,C$T,3`V/"]P9&9X.E-O=7)C94UO9&EF:65D/@H@("`@
M("`\+W)D9CI$97-C<FEP=&EO;CX*("`@("`@/')D9CI$97-C<FEP=&EO;B!R
M9&8Z86)O=70](B(*("`@("`@("`@("`@>&UL;G,Z>&%P/2)H='1P.B\O;G,N
M861O8F4N8V]M+WAA<"\Q+C`O(CX*("`@("`@("`@/'AA<#I#<F5A=&]R5&]O
M;#Y!8W)O8F%T(%!$1DUA:V5R(#@N,2!F;W(@5V]R9#PO>&%P.D-R96%T;W)4
M;V]L/@H@("`@("`@("`\>&%P.DUO9&EF>41A=&4^,C`P.2TQ,2TQ,E0Q-CHT
M,3HS,"TP-3HP,#PO>&%P.DUO9&EF>41A=&4^"B`@("`@("`@(#QX87`Z0W)E
M871E1&%T93XR,#`Y+3$Q+3$R5#$V.C0Q.C(U+3`U.C`P/"]X87`Z0W)E871E
M1&%T93X*("`@("`@("`@/'AA<#I-971A9&%T841A=&4^,C`P.2TQ,2TQ,E0Q
M-CHT,3HS,"TP-3HP,#PO>&%P.DUE=&%D871A1&%T93X*("`@("`@/"]R9&8Z
M1&5S8W)I<'1I;VX^"B`@("`@(#QR9&8Z1&5S8W)I<'1I;VX@<F1F.F%B;W5T
M/2(B"B`@("`@("`@("`@('AM;&YS.GAA<$U-/2)H='1P.B\O;G,N861O8F4N
M8V]M+WAA<"\Q+C`O;6TO(CX*("`@("`@("`@/'AA<$U-.D1O8W5M96YT240^
M=75I9#IA,3-F.30R82TQ8V8V+30R-#@M.#8W82TY9C-B9C8P8S4R.&(\+WAA
M<$U-.D1O8W5M96YT240^"B`@("`@("`@(#QX87!-33I);G-T86YC94E$/G5U
M:60Z-6-E9#=E-3(M,F,X.2TT-F9E+6(Y9C0M-3=F8C)F9C<Y.3$Q/"]X87!-
M33I);G-T86YC94E$/@H@("`@("`@("`\>&%P34TZ<W5B:F5C=#X*("`@("`@
M("`@("`@/')D9CI397$^"B`@("`@("`@("`@("`@(#QR9&8Z;&D^-#PO<F1F
M.FQI/@H@("`@("`@("`@("`\+W)D9CI397$^"B`@("`@("`@(#PO>&%P34TZ
M<W5B:F5C=#X*("`@("`@/"]R9&8Z1&5S8W)I<'1I;VX^"B`@("`@(#QR9&8Z
M1&5S8W)I<'1I;VX@<F1F.F%B;W5T/2(B"B`@("`@("`@("`@('AM;&YS.F1C
M/2)H='1P.B\O<'5R;"YO<F<O9&,O96QE;65N=',O,2XQ+R(^"B`@("`@("`@
M(#QD8SIF;W)M870^87!P;&EC871I;VXO<&1F/"]D8SIF;W)M870^"B`@("`@
M("`@(#QD8SIC<F5A=&]R/@H@("`@("`@("`@("`\<F1F.E-E<3X*("`@("`@
M("`@("`@("`@/')D9CIL:3YS8VAO;&QH/"]R9&8Z;&D^"B`@("`@("`@("`@
M(#PO<F1F.E-E<3X*("`@("`@("`@/"]D8SIC<F5A=&]R/@H@("`@("`@("`\
M9&,Z=&ET;&4^"B`@("`@("`@("`@(#QR9&8Z06QT/@H@("`@("`@("`@("`@
M("`\<F1F.FQI('AM;#IL86YG/2)X+61E9F%U;'0B/D%P<&5N9&EX($$\+W)D
M9CIL:3X*("`@("`@("`@("`@/"]R9&8Z06QT/@H@("`@("`@("`\+V1C.G1I
M=&QE/@H@("`@("`\+W)D9CI$97-C<FEP=&EO;CX*("`@/"]R9&8Z4D1&/@H\
M+W@Z>&UP;65T83X*("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@(`H@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@"B`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`*
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@(`H@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@"B`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`*("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@(`H@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@"B`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`*("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@(`H@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@"B`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`*("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@(`H@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@"B`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`*("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@(`H@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@"B`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`*("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@(`H@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@"B`@("`@("`@("`@("`@("`@("`@("`@("`@(`H\/WAP86-K970@
M96YD/2)W(C\^#0IE;F1S=')E86T-96YD;V)J#38@,"!O8FH-/#PO0W)E871I
M;VY$871E*$0Z,C`P.3$Q,3(Q-C0Q,C4M,#4G,#`G*2]!=71H;W(H<V-H;VQL
M:"DO0W)E871O<BA!8W)O8F%T(%!$1DUA:V5R(#@N,2!F;W(@5V]R9"DO4')O
M9'5C97(H06-R;V)A="!$:7-T:6QL97(@."XQ+C`@7"A7:6YD;W=S7"DI+TUO
M9$1A=&4H1#HR,#`Y,3$Q,C$V-#$S,"TP-2<P,"<I+T-O;7!A;GDH4T5#*2]3
M;W5R8V5-;V1I9FEE9"A$.C(P,#DQ,3$R,C$T,3`V*2]4:71L92A!<'!E;F1I
M>"!!*3X^#65N9&]B:@UX<F5F#0HP(#4Q#0HP,#`P,#`P,#`P(#8U-3,U(&8-
M"C`P,#`P,#8U,#`@,#`P,#`@;@T*,#`P,#`P-S,U,R`P,#`P,"!N#0HP,#`P
M,#`W,S@W(#`P,#`P(&X-"C`P,#`P,#<T,3$@,#`P,#`@;@T*,#`P,#`P-S0V
M,R`P,#`P,"!N#0HP,#`P,#$Q-30X(#`P,#`P(&X-"C`P,#`P,#`P,#`@-C4U
M,S4@9@T*,#`P,#`P,#`P,"`V-34S-2!F#0HP,#`P,#`P,#`P(#8U-3,U(&8-
M"C`P,#`P,#`P,#`@-C4U,S4@9@T*,#`P,#`P,#`P,"`V-34S-2!F#0HP,#`P
M,#`P,#`P(#8U-3,U(&8-"C`P,#`P,#`P,#`@-C4U,S4@9@T*,#`P,#`P,#`P
M,"`V-34S-2!F#0HP,#`P,#`P,#`P(#8U-3,U(&8-"C`P,#`P,#`P,#`@-C4U
M,S4@9@T*,#`P,#`P,#`P,"`V-34S-2!F#0HP,#`P,#`P,#`P(#8U-3,U(&8-
M"C`P,#`P,#`P,#`@-C4U,S4@9@T*,#`P,#`P,#`P,"`V-34S-2!F#0HP,#`P
M,#`P,#`P(#8U-3,U(&8-"C`P,#`P,#`P,#`@-C4U,S4@9@T*,#`P,#`P,#`P
M,"`V-34S-2!F#0HP,#`P,#`P,#`P(#8U-3,U(&8-"C`P,#`P,#`P,#`@-C4U
M,S4@9@T*,#`P,#`P,#`P,"`V-34S-2!F#0HP,#`P,#`P,#`P(#8U-3,U(&8-
M"C`P,#`P,#`P,#`@-C4U,S4@9@T*,#`P,#`P,#`P,"`V-34S-2!F#0HP,#`P
M,#`P,#`P(#8U-3,U(&8-"C`P,#`P,#`P,#`@-C4U,S4@9@T*,#`P,#`P,#`P
M,"`V-34S-2!F#0HP,#`P,#`P,#`P(#8U-3,U(&8-"C`P,#`P,#`P,#`@-C4U
M,S4@9@T*,#`P,#`P,#`P,"`V-34S-2!F#0HP,#`P,#`P,#`P(#8U-3,U(&8-
M"C`P,#`P,#`P,#`@-C4U,S4@9@T*,#`P,#`P,#`P,"`V-34S-2!F#0HP,#`P
M,#`P,#`P(#8U-3,U(&8-"C`P,#`P,#`P,#`@-C4U,S4@9@T*,#`P,#`P,#`P
M,"`V-34S-2!F#0HP,#`P,#`P,#`P(#8U-3,U(&8-"C`P,#`P,#`P,#`@-C4U
M,S4@9@T*,#`P,#`P,#`P,"`V-34S-2!F#0HP,#`P,#`P,#`P(#8U-3,U(&8-
M"C`P,#`P,#`P,#`@-C4U,S4@9@T*,#`P,#`P,#`P,"`V-34S-2!F#0HP,#`P
M,#`P,#`P(#8U-3,U(&8-"C`P,#`P,#`P,#`@-C4U,S4@9@T*,#`P,#`P,#`P
M,"`V-34S-2!F#0IT<F%I;&5R#0H\/"]3:7IE(#4Q/CX-"G-T87)T>')E9@T*
,,3$V#0HE)45/1@T*
`
end
</PDF>
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
-----END PRIVACY-ENHANCED MESSAGE-----