The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T INC COM 00206R102 452 16,742 SH   SOLE   0 0 16,742
ARK ETF TR INNOVATION ETF 00214Q104 726 6,568 SH   SOLE   0 0 6,568
ABBOTT LABS COM 002824100 950 8,045 SH   SOLE   0 0 8,045
ABBVIE INC COM 00287Y109 770 7,135 SH   SOLE   0 0 7,135
ADOBE SYSTEMS INCORPORATED COM 00724F101 1,530 2,658 SH   SOLE   0 0 2,658
AIR PRODS & CHEMS INC COM 009158106 366 1,431 SH   SOLE   0 0 1,431
ALBEMARLE CORP COM 012653101 285 1,300 SH   SOLE   0 0 1,300
ALLIANT ENERGY CORP COM 018802108 486 8,675 SH   SOLE   0 0 8,675
ALTRIA GROUP INC COM 02209S103 391 8,580 SH   SOLE   0 0 8,580
AMAZON COM INC COM 023135106 3,706 1,128 SH   SOLE   0 0 1,128
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802 1,357 21,000 SH   SOLE   0 0 21,000
AMERICAN TOWER CORP NEW COM 03027X100 527 1,987 SH   SOLE   0 0 1,987
AMGEN INC COM 031162100 232 1,089 SH   SOLE   0 0 1,089
ANALOG DEVICES INC COM 032654105 200 1,197 SH   SOLE   0 0 1,197
APPLE INC COM 037833100 10,309 72,853 SH   SOLE   0 0 72,853
BK OF AMERICA CORP COM 060505104 1,317 31,029 SH   SOLE   0 0 31,029
BLACKROCK MUN TARGET TERM TR COM SHS BEN IN 09257P105 765 29,981 SH   SOLE   0 0 29,981
BLACKSTONE INC COM 09260D107 224 1,928 SH   SOLE   0 0 1,928
BOEING CO COM 097023105 1,428 6,493 SH   SOLE   0 0 6,493
BRISTOL-MYERS SQUIBB CO COM 110122108 688 11,624 SH   SOLE   0 0 11,624
BRITISH AMERN TOB PLC SPONSORED ADR 110448107 238 6,757 SH   SOLE   0 0 6,757
CARRIER GLOBAL CORPORATION COM 14448C104 363 7,008 SH   SOLE   0 0 7,008
CATERPILLAR INC COM 149123101 290 1,510 SH   SOLE   0 0 1,510
CHESAPEAKE UTILS CORP COM 165303108 443 3,687 SH   SOLE   0 0 3,687
CHEVRON CORP NEW COM 166764100 1,086 10,702 SH   SOLE   0 0 10,702
CISCO SYS INC COM 17275R102 519 9,529 SH   SOLE   0 0 9,529
CITIGROUP INC COM NEW 172967424 478 6,804 SH   SOLE   0 0 6,804
COCA COLA CO COM 191216100 940 17,914 SH   SOLE   0 0 17,914
COHEN & STEERS QUALITY INCOM COM 19247L106 380 25,517 SH   SOLE   0 0 25,517
COHEN & STEERS REIT & PFD & COM 19247X100 270 10,534 SH   SOLE   0 0 10,534
COLGATE PALMOLIVE CO COM 194162103 378 5,003 SH   SOLE   0 0 5,003
COSTCO WHSL CORP NEW COM 22160K105 2,107 4,689 SH   SOLE   0 0 4,689
CUMMINS INC COM 231021106 775 3,450 SH   SOLE   0 0 3,450
DANAHER CORPORATION COM 235851102 334 1,098 SH   SOLE   0 0 1,098
DARLING INGREDIENTS INC COM 237266101 261 3,627 SH   SOLE   0 0 3,627
DECKERS OUTDOOR CORP COM 243537107 504 1,400 SH   SOLE   0 0 1,400
DEERE & CO COM 244199105 883 2,634 SH   SOLE   0 0 2,634
DEVON ENERGY CORP NEW COM 25179M103 3,287 92,553 SH   SOLE   0 0 92,553
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401 872 18,487 SH   SOLE   0 0 18,487
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 77,706 2,924,578 SH   SOLE   0 0 2,924,578
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880 48,090 1,858,181 SH   SOLE   0 0 1,858,181
DISNEY WALT CO COM 254687106 643 3,800 SH   SOLE   0 0 3,800
DOCUSIGN INC COM 256163106 568 2,206 SH   SOLE   0 0 2,206
DOLLAR GEN CORP NEW COM 256677105 579 2,727 SH   SOLE   0 0 2,727
DUKE ENERGY CORP NEW COM NEW 26441C204 602 6,173 SH   SOLE   0 0 6,173
EMERSON ELEC CO COM 291011104 244 2,592 SH   SOLE   0 0 2,592
ENBRIDGE INC COM 29250N105 719 18,060 SH   SOLE   0 0 18,060
ENTERPRISE PRODS PARTNERS L COM 293792107 305 14,109 SH   SOLE   0 0 14,109
EXELON CORP COM 30161N101 2,333 48,270 SH   SOLE   0 0 48,270
EXXON MOBIL CORP COM 30231G102 653 11,106 SH   SOLE   0 0 11,106
FACEBOOK INC CL A 30303M102 1,908 5,622 SH   SOLE   0 0 5,622
FIDELITY NATL INFORMATION SV COM 31620M106 288 2,365 SH   SOLE   0 0 2,365
FIRST TR EXCHANGE-TRADED FD DJ INTERNT IDX 33733E302 749 3,177 SH   SOLE   0 0 3,177
FIRST TR EXCHANGE TRADED FD CONSUMR DISCRE 33734X101 214 3,618 SH   SOLE   0 0 3,618
FIRST TR EXCHANGE TRADED FD HLTH CARE ALPH 33734X143 293 2,461 SH   SOLE   0 0 2,461
FIRST TR EXCHANGE TRADED FD DJ GLBL DIVID 33734X200 529 21,144 SH   SOLE   0 0 21,144
FORD MTR CO DEL COM 345370860 881 62,245 SH   SOLE   0 0 62,245
HOME DEPOT INC COM 437076102 1,320 4,020 SH   SOLE   0 0 4,020
HONEYWELL INTL INC COM 438516106 743 3,501 SH   SOLE   0 0 3,501
ILLINOIS TOOL WKS INC COM 452308109 961 4,651 SH   SOLE   0 0 4,651
INNOVATOR ETFS TR IBD 50 ETF 45782C102 636 13,425 SH   SOLE   0 0 13,425
INNOVATOR ETFS TR US EQTY BUFR MAR 45782C391 252 7,644 SH   SOLE   0 0 7,644
INTEL CORP COM 458140100 991 18,596 SH   SOLE   0 0 18,596
INTERNATIONAL BUSINESS MACHS COM 459200101 644 4,634 SH   SOLE   0 0 4,634
INVESCO QQQ TR UNIT SER 1 46090E103 900 2,515 SH   SOLE   0 0 2,515
INVESCO VALUE MUN INCOME TR COM 46132P108 231 14,147 SH   SOLE   0 0 14,147
INVESCO EXCHANGE TRADED FD T S&P500 PUR GWT 46137V266 5,092 26,446 SH   SOLE   0 0 26,446
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 269 1,796 SH   SOLE   0 0 1,796
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1500 46137V597 3,792 20,780 SH   SOLE   0 0 20,780
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 22,176 364,493 SH   SOLE   0 0 364,493
INVESCO EXCH TRADED FD TR II FTSE RAFI EMNG 46138E727 337 15,098 SH   SOLE   0 0 15,098
GOLD TR ISHARES NEW 464285204 620 18,565 SH   SOLE   0 0 18,565
ISHARES INC JP MRGN EM HI BD 464286285 591 13,325 SH   SOLE   0 0 13,325
ISHARES TR S&P 100 ETF 464287101 1,169 5,919 SH   SOLE   0 0 5,919
ISHARES TR CORE S&P TTL STK 464287150 20,680 210,202 SH   SOLE   0 0 210,202
ISHARES TR SELECT DIVID ETF 464287168 1,928 16,809 SH   SOLE   0 0 16,809
ISHARES TR TIPS BD ETF 464287176 44,789 350,763 SH   SOLE   0 0 350,763
ISHARES TR CORE S&P500 ETF 464287200 45,023 104,505 SH   SOLE   0 0 104,505
ISHARES TR CORE US AGGBD ET 464287226 116,740 1,016,633 SH   SOLE   0 0 1,016,633
ISHARES TR MSCI EMG MKT ETF 464287234 2,713 53,847 SH   SOLE   0 0 53,847
ISHARES TR IBOXX INV CP ETF 464287242 511 3,838 SH   SOLE   0 0 3,838
ISHARES TR S&P 500 GRWT ETF 464287309 109,098 1,476,092 SH   SOLE   0 0 1,476,092
ISHARES TR S&P 500 VAL ETF 464287408 106,249 730,633 SH   SOLE   0 0 730,633
ISHARES TR 20 YR TR BD ETF 464287432 207 1,432 SH   SOLE   0 0 1,432
ISHARES TR BARCLAYS 7 10 YR 464287440 670 5,811 SH   SOLE   0 0 5,811
ISHARES TR 1 3 YR TREAS BD 464287457 4,987 57,888 SH   SOLE   0 0 57,888
ISHARES TR MSCI EAFE ETF 464287465 4,194 53,764 SH   SOLE   0 0 53,764
ISHARES TR RUS MID CAP ETF 464287499 1,246 15,924 SH   SOLE   0 0 15,924
ISHARES TR CORE S&P MCP ETF 464287507 49,817 189,369 SH   SOLE   0 0 189,369
ISHARES TR RUS 1000 VAL ETF 464287598 13,575 86,733 SH   SOLE   0 0 86,733
ISHARES TR RUS 1000 GRW ETF 464287614 10,402 37,958 SH   SOLE   0 0 37,958
ISHARES TR RUS 1000 ETF 464287622 475 1,964 SH   SOLE   0 0 1,964
ISHARES TR RUSSELL 2000 ETF 464287655 10,035 45,873 SH   SOLE   0 0 45,873
ISHARES TR RUSSELL 3000 ETF 464287689 2,030 7,965 SH   SOLE   0 0 7,965
ISHARES TR U.S. ENERGY ETF 464287796 253 8,969 SH   SOLE   0 0 8,969
ISHARES TR CORE S&P SCP ETF 464287804 28,312 259,293 SH   SOLE   0 0 259,293
ISHARES TR SHRT NAT MUN ETF 464288158 2,010 18,681 SH   SOLE   0 0 18,681
ISHARES TR JPMORGAN USD EMG 464288281 24,830 225,607 SH   SOLE   0 0 225,607
ISHARES TR NEW YORK MUN ETF 464288323 404 6,987 SH   SOLE   0 0 6,987
ISHARES TR NATIONAL MUN ETF 464288414 136,267 1,172,996 SH   SOLE   0 0 1,172,996
ISHARES TR INTL SEL DIV ETF 464288448 1,301 42,766 SH   SOLE   0 0 42,766
ISHARES TR IBOXX HI YD ETF 464288513 589 6,732 SH   SOLE   0 0 6,732
ISHARES TR MBS ETF 464288588 7,998 73,964 SH   SOLE   0 0 73,964
ISHARES TR USD INV GRDE ETF 464288620 7,904 131,518 SH   SOLE   0 0 131,518
ISHARES TR ISHS 5-10YR INVT 464288638 250 4,166 SH   SOLE   0 0 4,166
ISHARES TR ISHS 1-5YR INVS 464288646 1,815 33,211 SH   SOLE   0 0 33,211
ISHARES TR 3 7 YR TREAS BD 464288661 304 2,337 SH   SOLE   0 0 2,337
ISHARES TR SHORT TREAS BD 464288679 1,176 10,642 SH   SOLE   0 0 10,642
ISHARES TR PFD AND INCM SEC 464288687 31,927 822,638 SH   SOLE   0 0 822,638
ISHARES TR MICRO-CAP ETF 464288869 938 6,500 SH   SOLE   0 0 6,500
ISHARES TR EAFE VALUE ETF 464288877 723 14,224 SH   SOLE   0 0 14,224
ISHARES TR EAFE GRWTH ETF 464288885 887 8,327 SH   SOLE   0 0 8,327
ISHARES TR RUS TP200 GR ETF 464289438 696 4,562 SH   SOLE   0 0 4,562
ISHARES TR AGGRES ALLOC ETF 464289859 601 8,608 SH   SOLE   0 0 8,608
ISHARES TR GRWT ALLOCAT ETF 464289867 499 8,996 SH   SOLE   0 0 8,996
ISHARES TR US TREAS BD ETF 46429B267 12,457 469,545 SH   SOLE   0 0 469,545
ISHARES TR FLTG RATE NT ETF 46429B655 3,438 67,625 SH   SOLE   0 0 67,625
ISHARES TR CORE HIGH DV ETF 46429B663 1,644 17,439 SH   SOLE   0 0 17,439
ISHARES TR MSCI EAFE MIN VL 46429B689 2,573 34,157 SH   SOLE   0 0 34,157
ISHARES TR MSCI USA MIN VOL 46429B697 1,073 14,600 SH   SOLE   0 0 14,600
ISHARES U S ETF TR BLACKROCK SHORT 46431W838 4,461 88,921 SH   SOLE   0 0 88,921
ISHARES U S ETF TR GSCI CMDTY STGY 46431W853 46,206 1,289,242 SH   SOLE   0 0 1,289,242
ISHARES TR MSCI USA QLT FCT 46432F339 22,511 170,891 SH   SOLE   0 0 170,891
ISHARES TR MSCI USA VALUE 46432F388 132,046 1,311,279 SH   SOLE   0 0 1,311,279
ISHARES TR CORE MSCI TOTAL 46432F834 25,223 355,250 SH   SOLE   0 0 355,250
ISHARES TR CORE MSCI EAFE 46432F842 121,615 1,637,911 SH   SOLE   0 0 1,637,911
ISHARES INC CORE MSCI EMKT 46434G103 40,083 649,012 SH   SOLE   0 0 649,012
ISHARES INC ESG AWR MSCI EM 46434G863 2,456 59,267 SH   SOLE   0 0 59,267
ISHARES TR 0-5YR HI YL CP 46434V407 2,782 60,880 SH   SOLE   0 0 60,880
ISHARES TR MSCI INTL QUALTY 46434V456 8,741 230,766 SH   SOLE   0 0 230,766
ISHARES TR CORE DIV GRWTH 46434V621 12,699 252,764 SH   SOLE   0 0 252,764
ISHARES TR CORE MSCI EURO 46434V738 507 9,043 SH   SOLE   0 0 9,043
ISHARES TR HDG MSCI EAFE 46434V803 748 21,744 SH   SOLE   0 0 21,744
ISHARES TR BLACKROCK ULTRA 46434V878 1,080 21,385 SH   SOLE   0 0 21,385
ISHARES TR IBONDS DEC23 ETF 46434VAX8 2,810 108,076 SH   SOLE   0 0 108,076
ISHARES TR IBONDS DEC22 ETF 46434VBA7 3,228 127,503 SH   SOLE   0 0 127,503
ISHARES TR IBONDS DEC25 ETF 46434VBD1 2,224 82,854 SH   SOLE   0 0 82,854
ISHARES TR IBONDS DEC24 ETF 46434VBG4 2,239 85,169 SH   SOLE   0 0 85,169
ISHARES TR IBONDS DEC21 ETF 46434VBK5 2,758 111,529 SH   SOLE   0 0 111,529
ISHARES TR IBONDS DEC2023 46435G318 2,731 105,034 SH   SOLE   0 0 105,034
ISHARES TR ESG AWR MSCI USA 46435G425 532 5,400 SH   SOLE   0 0 5,400
ISHARES TR FALN ANGLS USD 46435G474 1,227 40,767 SH   SOLE   0 0 40,767
ISHARES TR ESG AW MSCI EAFE 46435G516 2,709 34,559 SH   SOLE   0 0 34,559
ISHARES TR INTL DIV GRWTH 46435G524 516 7,898 SH   SOLE   0 0 7,898
ISHARES TR IBONDS DEC2022 46435G755 3,306 126,283 SH   SOLE   0 0 126,283
ISHARES TR IBONDS DEC2021 46435G789 8,533 333,575 SH   SOLE   0 0 333,575
ISHARES TR IBONDS DEC2026 46435GAA0 1,966 74,180 SH   SOLE   0 0 74,180
ISHARES TR ESG MSCI LEADR 46435U218 7,418 98,247 SH   SOLE   0 0 98,247
ISHARES TR IBONDS DEC 26 46435U259 1,457 54,202 SH   SOLE   0 0 54,202
ISHARES TR IBONDS DEC 27 46435U283 1,278 47,310 SH   SOLE   0 0 47,310
ISHARES TR IBONDS DEC 28 46435U325 2,348 86,258 SH   SOLE   0 0 86,258
ISHARES TR IBONDS DEC 25 46435U432 736 26,334 SH   SOLE   0 0 26,334
ISHARES TR GBL GREEN ETF 46435U440 616 11,224 SH   SOLE   0 0 11,224
ISHARES TR IBDS DEC28 ETF 46435U515 728 25,406 SH   SOLE   0 0 25,406
ISHARES TR ESG AWR US AGRGT 46435U549 2,482 45,026 SH   SOLE   0 0 45,026
ISHARES TR ESG AWARE MSCI 46435U663 1,044 26,766 SH   SOLE   0 0 26,766
ISHARES TR IBONDS DEC 46435U697 1,338 49,648 SH   SOLE   0 0 49,648
ISHARES TR IBONDS 27 ETF 46435UAA9 927 34,341 SH   SOLE   0 0 34,341
ISHARES TR IBONDS DEC 29 46436E205 478 17,972 SH   SOLE   0 0 17,972
ISHARES TR ESG MSCI EM LDRS 46436E601 779 12,741 SH   SOLE   0 0 12,741
JPMORGAN CHASE & CO COM 46625H100 1,113 6,798 SH   SOLE   0 0 6,798
J P MORGAN EXCHANGE-TRADED F ULTRA SHT MUNCPL 46641Q654 59,016 1,155,481 SH   SOLE   0 0 1,155,481
J P MORGAN EXCHANGE-TRADED F ULTRA SHRT INC 46641Q837 32,686 644,437 SH   SOLE   0 0 644,437
JOHNSON & JOHNSON COM 478160104 1,126 6,970 SH   SOLE   0 0 6,970
KILROY RLTY CORP COM 49427F108 331 5,000 SH   SOLE   0 0 5,000
KIMBERLY-CLARK CORP COM 494368103 256 1,935 SH   SOLE   0 0 1,935
KIRKLAND LAKE GOLD LTD COM 49741E100 446 10,712 SH   SOLE   0 0 10,712
LILLY ELI & CO COM 532457108 375 1,625 SH   SOLE   0 0 1,625
LOCKHEED MARTIN CORP COM 539830109 540 1,565 SH   SOLE   0 0 1,565
LOWES COS INC COM 548661107 495 2,439 SH   SOLE   0 0 2,439
MARATHON PETE CORP COM 56585A102 609 9,845 SH   SOLE   0 0 9,845
MASTERCARD INCORPORATED CL A 57636Q104 395 1,135 SH   SOLE   0 0 1,135
MATTHEWS INTL CORP CL A 577128101 432 12,439 SH   SOLE   0 0 12,439
MCDONALDS CORP COM 580135101 1,130 4,687 SH   SOLE   0 0 4,687
MERCK & CO INC COM 58933Y105 1,993 26,535 SH   SOLE   0 0 26,535
MICROSOFT CORP COM 594918104 7,632 27,072 SH   SOLE   0 0 27,072
MONDELEZ INTL INC CL A 609207105 584 10,043 SH   SOLE   0 0 10,043
MONOLITHIC PWR SYS INC COM 609839105 660 1,362 SH   SOLE   0 0 1,362
MONSTER BEVERAGE CORP NEW COM 61174X109 486 5,474 SH   SOLE   0 0 5,474
NETFLIX INC COM 64110L106 681 1,116 SH   SOLE   0 0 1,116
NETEASE INC SPONSORED ADS 64110W102 492 5,757 SH   SOLE   0 0 5,757
NEWMONT CORP COM 651639106 299 5,500 SH   SOLE   0 0 5,500
NEXTERA ENERGY INC COM 65339F101 2,380 30,308 SH   SOLE   0 0 30,308
NIKE INC CL B 654106103 1,175 8,092 SH   SOLE   0 0 8,092
NORFOLK SOUTHN CORP COM 655844108 372 1,555 SH   SOLE   0 0 1,555
NUVEEN AMT FREE QLTY MUN INC COM 670657105 3,339 219,811 SH   SOLE   0 0 219,811
NVIDIA CORPORATION COM 67066G104 948 4,576 SH   SOLE   0 0 4,576
NUVEEN QUALITY MUNCP INCOME COM 67066V101 4,334 277,469 SH   SOLE   0 0 277,469
NUVEEN MUN HIGH INCOME OPPOR COM 670682103 2,973 201,454 SH   SOLE   0 0 201,454
NUVEEN MUNICIPAL CREDIT INC COM SH BEN INT 67070X101 557 33,318 SH   SOLE   0 0 33,318
NUVEEN AMT FREE MUN CR INC F COM 67071L106 858 50,031 SH   SOLE   0 0 50,031
NUVEEN MUN VALUE FD INC COM 670928100 783 69,203 SH   SOLE   0 0 69,203
ORACLE CORP COM 68389X105 645 7,401 SH   SOLE   0 0 7,401
ORGANON & CO COMMON STOCK 68622V106 528 16,111 SH   SOLE   0 0 16,111
OTIS WORLDWIDE CORP COM 68902V107 279 3,388 SH   SOLE   0 0 3,388
PG&E CORP COM 69331C108 288 30,038 SH   SOLE   0 0 30,038
PNC FINL SVCS GROUP INC COM 693475105 250 1,277 SH   SOLE   0 0 1,277
PAYLOCITY HLDG CORP COM 70438V106 979 3,491 SH   SOLE   0 0 3,491
PAYPAL HLDGS INC COM 70450Y103 728 2,799 SH   SOLE   0 0 2,799
PFIZER INC COM 717081103 662 15,393 SH   SOLE   0 0 15,393
PHILIP MORRIS INTL INC COM 718172109 548 5,777 SH   SOLE   0 0 5,777
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 286 2,805 SH   SOLE   0 0 2,805
PINNACLE WEST CAP CORP COM 723484101 579 8,002 SH   SOLE   0 0 8,002
PIONEER MUNICIPAL HIGH INCOM COM 723762100 1,438 123,989 SH   SOLE   0 0 123,989
PIONEER MUNICIPAL HIGH INCOM COM SHS 723763108 1,715 141,401 SH   SOLE   0 0 141,401
PRICE T ROWE GROUP INC COM 74144T108 206 1,045 SH   SOLE   0 0 1,045
PROCTER AND GAMBLE CO COM 742718109 2,618 18,730 SH   SOLE   0 0 18,730
PROSHARES TR S&P 500 DV ARIST 74348A467 65,963 745,090 SH   SOLE   0 0 745,090
PULTE GROUP INC COM 745867101 230 5,000 SH   SOLE   0 0 5,000
QUALCOMM INC COM 747525103 238 1,847 SH   SOLE   0 0 1,847
RAYTHEON TECHNOLOGIES CORP COM 75513E101 674 7,842 SH   SOLE   0 0 7,842
ROCKWELL AUTOMATION INC COM 773903109 9,945 33,822 SH   SOLE   0 0 33,822
SBA COMMUNICATIONS CORP NEW CL A 78410G104 3,837 11,607 SH   SOLE   0 0 11,607
SPDR S&P 500 ETF TR TR UNIT 78462F103 8,243 19,207 SH   SOLE   0 0 19,207
SPDR GOLD TR GOLD SHS 78463V107 564 3,436 SH   SOLE   0 0 3,436
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 2,025 47,617 SH   SOLE   0 0 47,617
SPDR INDEX SHS FDS MSCI ACWI EXUS 78463X848 25,044 864,491 SH   SOLE   0 0 864,491
SPDR SER TR BLOMBRG BRC INTL 78464A151 5,730 162,307 SH   SOLE   0 0 162,307
SPDR SER TR NUVEEN BBG BRCLY 78464A284 257 4,290 SH   SOLE   0 0 4,290
SPDR SER TR S&P 600 SMCP VAL 78464A300 387 4,723 SH   SOLE   0 0 4,723
SPDR SER TR PRTFLO S&P500 GW 78464A409 29,295 457,599 SH   SOLE   0 0 457,599
SPDR SER TR PRTFLO S&P500 VL 78464A508 313 8,033 SH   SOLE   0 0 8,033
SPDR SER TR S&P DIVID ETF 78464A763 7,713 65,611 SH   SOLE   0 0 65,611
SPDR SER TR S&P 400 MDCP VAL 78464A839 477 7,206 SH   SOLE   0 0 7,206
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 441 1,304 SH   SOLE   0 0 1,304
SPDR SER TR NUVEEN BRC MUNIC 78468R721 20,981 406,854 SH   SOLE   0 0 406,854
SPDR SER TR NUVEEN BLMBRG SR 78468R739 2,680 54,242 SH   SOLE   0 0 54,242
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 52,242 503,005 SH   SOLE   0 0 503,005
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 1,051 10,106 SH   SOLE   0 0 10,106
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 54,009 364,706 SH   SOLE   0 0 364,706
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 28,098 416,395 SH   SOLE   0 0 416,395
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 5,264 68,665 SH   SOLE   0 0 68,665
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 1,167 11,659 SH   SOLE   0 0 11,659
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 1,671 54,818 SH   SOLE   0 0 54,818
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755 742 22,595 SH   SOLE   0 0 22,595
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 12,190 314,986 SH   SOLE   0 0 314,986
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 27,457 506,019 SH   SOLE   0 0 506,019
SCHWAB STRATEGIC TR US REIT ETF 808524847 687 15,045 SH   SOLE   0 0 15,045
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 293 7,068 SH   SOLE   0 0 7,068
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 5,759 90,156 SH   SOLE   0 0 90,156
SHERWIN WILLIAMS CO COM 824348106 429 1,535 SH   SOLE   0 0 1,535
SOUTHERN CO COM 842587107 380 6,132 SH   SOLE   0 0 6,132
SQUARE INC CL A 852234103 922 3,846 SH   SOLE   0 0 3,846
STARBUCKS CORP COM 855244109 433 3,925 SH   SOLE   0 0 3,925
STRYKER CORPORATION COM 863667101 397 1,505 SH   SOLE   0 0 1,505
SYSCO CORP COM 871829107 318 4,055 SH   SOLE   0 0 4,055
TARGET CORP COM 87612E106 1,130 4,939 SH   SOLE   0 0 4,939
TEXAS INSTRS INC COM 882508104 519 2,699 SH   SOLE   0 0 2,699
3M CO COM 88579Y101 523 2,981 SH   SOLE   0 0 2,981
TREX CO INC COM 89531P105 245 2,400 SH   SOLE   0 0 2,400
TRUIST FINL CORP COM 89832Q109 417 7,109 SH   SOLE   0 0 7,109
UNION PAC CORP COM 907818108 1,367 6,975 SH   SOLE   0 0 6,975
UNITED STS COMMODITY INDEX F COMM IDX FND 911717106 1,256 30,719 SH   SOLE   0 0 30,719
UNITEDHEALTH GROUP INC COM 91324P102 685 1,753 SH   SOLE   0 0 1,753
VANECK ETF TRUST SHRT HGH YLD MUN 92189F387 2,957 117,794 SH   SOLE   0 0 117,794
VANECK ETF TRUST JUNIOR GOLD MINE 92189F791 327 8,523 SH   SOLE   0 0 8,523
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 82,949 540,030 SH   SOLE   0 0 540,030
VANGUARD STAR FDS VG TL INTL STK F 921909768 916 14,477 SH   SOLE   0 0 14,477
VANGUARD WORLD FD ESG INTL STK ETF 921910725 210 3,405 SH   SOLE   0 0 3,405
VANGUARD WORLD FD ESG US STK ETF 921910733 793 9,905 SH   SOLE   0 0 9,905
VANGUARD ADMIRAL FDS INC 500 GRTH IDX F 921932505 403 1,512 SH   SOLE   0 0 1,512
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 2,542 31,017 SH   SOLE   0 0 31,017
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 35,233 412,322 SH   SOLE   0 0 412,322
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 130,925 2,593,086 SH   SOLE   0 0 2,593,086
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 660 12,552 SH   SOLE   0 0 12,552
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 1,310 23,003 SH   SOLE   0 0 23,003
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 4,481 44,000 SH   SOLE   0 0 44,000
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 21,058 345,441 SH   SOLE   0 0 345,441
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 2,745 54,890 SH   SOLE   0 0 54,890
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866 1,502 18,535 SH   SOLE   0 0 18,535
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 5,650 86,121 SH   SOLE   0 0 86,121
VANGUARD WORLD FDS INF TECH ETF 92204A702 1,529 3,810 SH   SOLE   0 0 3,810
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 989 12,004 SH   SOLE   0 0 12,004
VANGUARD SCOTTSDALE FDS LG-TERM COR BD 92206C813 1,300 12,313 SH   SOLE   0 0 12,313
VANGUARD SCOTTSDALE FDS LONG TERM TREAS 92206C847 1,986 22,642 SH   SOLE   0 0 22,642
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 3,408 36,097 SH   SOLE   0 0 36,097
VEEVA SYS INC CL A COM 922475108 485 1,684 SH   SOLE   0 0 1,684
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 62,035 1,132,645 SH   SOLE   0 0 1,132,645
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 118,075 299,379 SH   SOLE   0 0 299,379
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 644 4,614 SH   SOLE   0 0 4,614
VANGUARD INDEX FDS SM CP VAL ETF 922908611 1,081 6,387 SH   SOLE   0 0 6,387
VANGUARD INDEX FDS MID CAP ETF 922908629 1,829 7,725 SH   SOLE   0 0 7,725
VANGUARD INDEX FDS LARGE CAP ETF 922908637 1,728 8,600 SH   SOLE   0 0 8,600
VANGUARD INDEX FDS GROWTH ETF 922908736 4,487 15,464 SH   SOLE   0 0 15,464
VANGUARD INDEX FDS VALUE ETF 922908744 3,871 28,596 SH   SOLE   0 0 28,596
VANGUARD INDEX FDS SMALL CP ETF 922908751 1,040 4,755 SH   SOLE   0 0 4,755
VANGUARD INDEX FDS TOTAL STK MKT 922908769 4,053 18,252 SH   SOLE   0 0 18,252
VERIZON COMMUNICATIONS INC COM 92343V104 633 11,718 SH   SOLE   0 0 11,718
VISA INC COM CL A 92826C839 1,869 8,390 SH   SOLE   0 0 8,390
WALMART INC COM 931142103 548 3,930 SH   SOLE   0 0 3,930
WALGREENS BOOTS ALLIANCE INC COM 931427108 470 9,989 SH   SOLE   0 0 9,989
WASTE MGMT INC DEL COM 94106L109 1,190 7,966 SH   SOLE   0 0 7,966
WELLS FARGO CO NEW COM 949746101 337 7,261 SH   SOLE   0 0 7,261
WHEATON PRECIOUS METALS CORP COM 962879102 447 11,888 SH   SOLE   0 0 11,888
WHEELS UP EXPERIENCE INC COM CL A 96328L106 470 71,250 SH   SOLE   0 0 71,250
WISDOMTREE TR US MIDCAP DIVID 97717W505 2,467 59,517 SH   SOLE   0 0 59,517
WISDOMTREE TR US QTLY DIV GRT 97717X669 249 4,238 SH   SOLE   0 0 4,238
XYLEM INC COM 98419M100 965 7,800 SH   SOLE   0 0 7,800
YUM BRANDS INC COM 988498101 319 2,609 SH   SOLE   0 0 2,609
MEDTRONIC PLC SHS G5960L103 743 5,930 SH   SOLE   0 0 5,930