The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579y101 1,604 7,721 SH   SOLE   0 0 7,721
A.O. SMITH CORP COM 831865209 212 3,979 SH   SOLE   0 0 3,979
ABBOTT LABS COM 002824100 348 4,354 SH   SOLE   0 0 4,354
ABBVIE INC COM 00287Y109 285 3,536 SH   SOLE   0 0 3,536
ADOBE SYS INC COM COM 00724f101 287 1,076 SH   SOLE   0 0 1,076
AFLAC INC COM 001055102 1,528 30,556 SH   SOLE   0 0 30,556
AIR PRODUCTS & CHEMICALS INC COM 009158106 300 1,572 SH   SOLE   0 0 1,572
ALPHABET INC - CL C COM 02079k107 752 641 SH   SOLE   0 0 641
ALTRIA GROUP INC COM 02209s103 605 10,534 SH   SOLE   0 0 10,534
AMAZON COM INC COM COM 023135106 1,149 645 SH   SOLE   0 0 645
AMGEN INC COM 031162100 300 1,581 SH   SOLE   0 0 1,581
APPLE COMPUTER INC COM COM 037833100 1,809 9,522 SH   SOLE   0 0 9,522
ARCHER DANIELS MIDLAND COM COM 039483102 268 6,218 SH   SOLE   0 0 6,218
AT&T CORP COM COM 00206r102 537 17,112 SH   SOLE   0 0 17,112
ATMOS ENERGY CORP COM 049560105 339 3,298 SH   SOLE   0 0 3,298
AUTOMATIC DATA PROCESS COM COM 053015103 519 3,248 SH   SOLE   0 0 3,248
BANKAMERICA CORP NEW COM COM 060505104 1,457 52,823 SH   SOLE   0 0 52,823
BECTON DICKINSON AND CO COM 075887109 302 1,211 SH   SOLE   0 0 1,211
BROWN FORMAN CORP CL B COM 115637209 256 4,858 SH   SOLE   0 0 4,858
CDK GLOBAL INC COM 12508e101 218 3,700 SH   SOLE   0 0 3,700
CHEVRONTEXACO CORP COM 166764100 373 3,032 SH   SOLE   0 0 3,032
CINCINNATI FINL CORP COM COM 172062101 376 4,383 SH   SOLE   0 0 4,383
CINTAS CORP COM 172908105 465 2,303 SH   SOLE   0 0 2,303
CISCO SYSTEMS INC COM COM 17275R102 283 5,242 SH   SOLE   0 0 5,242
CLOROX CO DEL COM COM 189054109 683 4,254 SH   SOLE   0 0 4,254
COCA COLA COM 191216100 2,283 48,727 SH   SOLE   0 0 48,727
COLGATE PALMOLIVE CO COM COM 194162103 313 4,563 SH   SOLE   0 0 4,563
COMCAST COPR-CL A COM 20030N101 348 8,711 SH   SOLE   0 0 8,711
COMMERCE BANCSHARES INC COM 200525103 684 11,787 SH   SOLE   0 0 11,787
CONSOLIDATED EDISON COM COM 209115104 300 3,533 SH   SOLE   0 0 3,533
COSTCO WHSL CORP NEW COM COM 22160k105 231 952 SH   SOLE   0 0 952
DOVER CORP COM COM 260003108 266 2,840 SH   SOLE   0 0 2,840
ECOLAB INC COM 278865100 402 2,275 SH   SOLE   0 0 2,275
EMERSON ELEC CO COM 291011104 253 3,696 SH   SOLE   0 0 3,696
ENTERGY CORP NEW COM COM 29364G103 213 2,229 SH   SOLE   0 0 2,229
EXXON MOBIL CORP COM COM 30231G102 640 7,916 SH   SOLE   0 0 7,916
FACEBOOK INC-A COM 30303m102 352 2,114 SH   SOLE   0 0 2,114
FACTSET RESEARCH SYSTEMS INC COM 303075105 307 1,237 SH   SOLE   0 0 1,237
FEDERAL REALTY INVT TR COM 313747206 314 2,275 SH   SOLE   0 0 2,275
FEDEX CORP DELAWARE COM COM 31428X106 847 4,668 SH   SOLE   0 0 4,668
FIDELITY MSCI ENERGY ETF COM 316092402 3,661 202,501 SH   SOLE   0 0 202,501
FIDELITY MSCI HEALTH CARE INDE COM 316092600 3,603 80,976 SH   SOLE   0 0 80,976
FIDELITY UTILITIES ETF COM 316092865 4,208 109,875 SH   SOLE   0 0 109,875
FIRST BANCSHARES INC/MS COM 318916103 1,103 35,681 SH   SOLE   0 0 35,681
FRANKLIN RESOURCES INC COM 354613101 222 6,701 SH   SOLE   0 0 6,701
GENERAL DYNAMICS CORP COM COM 369550108 334 1,976 SH   SOLE   0 0 1,976
GENERAL ELEC CO COM 369604103 215 21,476 SH   SOLE   0 0 21,476
GENUINE PARTS CO COM COM 372460105 317 2,826 SH   SOLE   0 0 2,826
GRACO INC COM 384109104 280 5,650 SH   SOLE   0 0 5,650
GRAINGER W W INC COM COM 384802104 280 931 SH   SOLE   0 0 931
HALLIBURTON COMPANY COM 406216101 353 12,059 SH   SOLE   0 0 12,059
HEWLETT PACKARD ENTERPRISE CO COM 42824c109 204 13,243 SH   SOLE   0 0 13,243
HORMEL FOODS CORP COM 440452100 357 7,986 SH   SOLE   0 0 7,986
HP INC COM 40434l105 257 13,243 SH   SOLE   0 0 13,243
ILLINOIS TOOL WKS INC COM COM 452308109 279 1,941 SH   SOLE   0 0 1,941
INTEL CORP COM 458140100 430 8,006 SH   SOLE   0 0 8,006
INTL BUSINESS MACH COM 459200101 289 2,048 SH   SOLE   0 0 2,048
INVESCO QQQ TR UNIT SER 1 COM 46090e103 5,135 28,579 SH   SOLE   0 0 28,579
INVESCO S&P 500 EQUAL WEIGHT E COM 46137v357 832 7,971 SH   SOLE   0 0 7,971
ISHARES CORE S&P TOTAL US COM 464287150 2,925 45,414 SH   SOLE   0 0 45,414
ISHARES DJ SELECT DIVIDEND COM 464287168 3,064 31,203 SH   SOLE   0 0 31,203
ISHARES RUSSELL MIDCAP INDEX COM 464287499 517 9,580 SH   SOLE   0 0 9,580
ISHARES S&P PREF STOCK INDEX COM 464288687 1,090 29,811 SH   SOLE   0 0 29,811
ISHARES TR MSCI EAFE IDX COM 464287465 207 3,191 SH   SOLE   0 0 3,191
ISHARES TR RUSSELL 2000 COM 464287655 848 5,542 SH   SOLE   0 0 5,542
ISHARES TR RUSSELL1000GRW COM 464287614 838 5,538 SH   SOLE   0 0 5,538
ISHARES TR RUSSELL1000VAL COM 464287598 634 5,134 SH   SOLE   0 0 5,134
ISHARES TR S&P 500 INDEX COM 464287200 8,942 31,422 SH   SOLE   0 0 31,422
JACK HENRY & ASSOCIATES COM 426281101 1,944 14,010 SH   SOLE   0 0 14,010
JOHNSON AND JOHNSON COM 478160104 5,865 41,955 SH   SOLE   0 0 41,955
KIMBERLY CLARK CORP COM COM 494368103 398 3,211 SH   SOLE   0 0 3,211
KKR & CO INC-A COM 48251w104 219 9,328 SH   SOLE   0 0 9,328
LEGGETT & PLATT INC COM COM 524660107 245 5,807 SH   SOLE   0 0 5,807
LINDE PLC COM g5494j103 355 2,018 SH   SOLE   0 0 2,018
LOCKHEED MARTIN CORP COM 539830109 297 988 SH   SOLE   0 0 988
LOWE'S COMPANIES COM 548661107 2,753 25,147 SH   SOLE   0 0 25,147
MCCORMICK & CO - NON VTG SHRS COM 579780206 359 2,381 SH   SOLE   0 0 2,381
MCDONALDS CORP COM COM 580135101 470 2,473 SH   SOLE   0 0 2,473
MEDTRONIC PLC COM g5960l103 371 4,073 SH   SOLE   0 0 4,073
MICROSOFT CORP COM COM 594918104 1,755 14,884 SH   SOLE   0 0 14,884
MYLAN NV COM N59465109 241 8,513 SH   SOLE   0 0 8,513
NEW YORK CMNTY BANCORP COM COM 649445103 280 24,187 SH   SOLE   0 0 24,187
NIKE INC CL B COM 654106103 741 8,796 SH   SOLE   0 0 8,796
NORDSON CORP COM 655663102 251 1,892 SH   SOLE   0 0 1,892
NORTHROP GRUMMAN CORP COM COM 666807102 327 1,214 SH   SOLE   0 0 1,214
NUCOR CORP COM 670346105 231 3,960 SH   SOLE   0 0 3,960
NUVEEN QUALITY PREFERRED II COM 67072c105 117 13,000 SH   SOLE   0 0 13,000
ORACLE CORP COM 68389X105 4,228 78,717 SH   SOLE   0 0 78,717
PEPSICO COM 713448108 4,846 39,539 SH   SOLE   0 0 39,539
PFIZER INC DEL PV$0.05 COM 717081103 805 18,953 SH   SOLE   0 0 18,953
PHILIP MORRIS INTERNATIONAL IN COM 718172109 515 5,823 SH   SOLE   0 0 5,823
PPG INDUSTRIES INC COM 693506107 438 3,880 SH   SOLE   0 0 3,880
PROCTER GAMBLE COM 742718109 719 6,910 SH   SOLE   0 0 6,910
PROSHARES S&P500 ARISTOCRATS COM 74348a467 5,878 86,728 SH   SOLE   0 0 86,728
REGIONS FINANCIAL CORP COM 7591EP100 687 48,567 SH   SOLE   0 0 48,567
RENASANT CORP COM 75970e107 222 6,561 SH   SOLE   0 0 6,561
RITE AID CORP COM 767754872 17 26,851 SH   SOLE   0 0 26,851
ROLLINS INC COM 775711104 312 7,496 SH   SOLE   0 0 7,496
ROPER INDS INC NEW COM COM 776696106 317 928 SH   SOLE   0 0 928
ROYAL DUTCH SHELL PLC SPONS AD COM 780259206 236 3,763 SH   SOLE   0 0 3,763
S&P GLOBAL INC COM 78409v104 289 1,374 SH   SOLE   0 0 1,374
SANDERSON FARMS INC COM 800013104 481 3,652 SH   SOLE   0 0 3,652
SEAGATE TECHNOLOGY COM G7945M107 626 13,080 SH   SOLE   0 0 13,080
SHERWIN-WILLIAMS CO COM 824348106 274 636 SH   SOLE   0 0 636
STANLEY BLACK & DECKER INC COM 854502101 299 2,199 SH   SOLE   0 0 2,199
STARBUCKS CORP COM COM 855244109 264 3,551 SH   SOLE   0 0 3,551
SYSCO CORP COM COM 871829107 860 12,889 SH   SOLE   0 0 12,889
T ROWE PRICE GROUP INC COM 74144t108 229 2,288 SH   SOLE   0 0 2,288
TARGET CORP COM COM 87612e106 353 4,397 SH   SOLE   0 0 4,397
UGI CORP COM 902681105 334 6,020 SH   SOLE   0 0 6,020
V F CORP COM COM 918204108 313 3,600 SH   SOLE   0 0 3,600
VALLEY NATL BANCORP COM COM 919794107 279 29,116 SH   SOLE   0 0 29,116
VANGUARD REIT ETF COM 922908553 1,243 14,305 SH   SOLE   0 0 14,305
VANGUARD S&P 500 ETF COM 922908363 3,441 13,257 SH   SOLE   0 0 13,257
VERIZON COMMUNICATNS COM COM 92343v104 294 4,979 SH   SOLE   0 0 4,979
WAL MART STORES INC COM COM 931142103 370 3,798 SH   SOLE   0 0 3,798
WALGREENS BOOTS ALLIANCE INC COM 931427108 308 4,866 SH   SOLE   0 0 4,866
WALT DISNEY CO COM 254687106 234 2,112 SH   SOLE   0 0 2,112
WELLS FARGO & CO COM 949746101 2,091 43,282 SH   SOLE   0 0 43,282
WR BERKLEY CORP COM 084423102 311 3,675 SH   SOLE   0 0 3,675
ISHARES MSCI EAFE VALUE ETF ETF 36291EFV8 3 61 SH   SOLE   0 0 61
SPDR S&P GL NATURAL RESOURCES ETF ETF 78463x541 21 447 SH   SOLE   0 0 447
ISHARES CORE MSCI EAFE ETF 46432f842 1,987 32,693 SH   SOLE   0 0 32,693
ISHARES TR S&P MIDCAP 400 ETF 464287507 3,577 18,888 SH   SOLE   0 0 18,888
ISHARES S&P MID-CAP 400 VALUE ETF 464287705 2,450 15,610 SH   SOLE   0 0 15,610
ISHARES S&P MID-CAP 400 GROWTH ETF 464287606 2,700 12,325 SH   SOLE   0 0 12,325
ISHARES CORE S&P SMALL-CAP ETF 464287804 608 7,884 SH   SOLE   0 0 7,884
ISHARES S&P SMALLCAP 600/VAL ETF 464287879 89 604 SH   SOLE   0 0 604
ISHARES S&P SMALL-CAP 600 GR ETF 464287887 118 659 SH   SOLE   0 0 659
ISHARES S&P 500 VALUE ETF 464287408 416 3,687 SH   SOLE   0 0 3,687
ISHARES S&P 500 GROWTH ETF 464287309 493 2,860 SH   SOLE   0 0 2,860
INVESCO FTSE RAFI US 1500 SMALL-MID ETF 46137v597 83 650 SH   SOLE   0 0 650
SPDR DJ GLOBAL REAL ESTATE ETF ETF 78463x749 21 429 SH   SOLE   0 0 429