Consolidated Statements of Operations (USD $) In Thousands, unless otherwise specified	3 Months Ended		6 Months Ended
	Jun. 30, 2012	Jun. 30, 2011	Jun. 30, 2012	Jun. 30, 2011
Interest income:
Interest on loans	$ 2,498	$ 2,806	$ 5,013	$ 5,601
Interest on interest-bearing accounts	39	27	74	47
Total interest income	2,537	2,833	5,087	5,648
Interest expense:
Borrowings from financial institutions	683	1,177	1,374	2,451
Notes payable	618	661	1,242	1,321
Total interest expense	1,301	1,838	2,616	3,772
Net interest income	1,236	995	2,471	1,876
Provision (credit) for loan losses	(240)	383	(136)	483
Net interest income after provision (credit) for loan losses	1,476	612	2,607	1,393
Non-interest income	25	136	60	138
Non-interest expenses:
Salaries and benefits	456	370	914	737
Marketing and promotion	33	26	69	61
Office operations	426	390	798	750
Legal and accounting	220	207	429	425
Total non-interest expenses	1,135	993	2,210	1,973
Income (loss) before provision for income taxes	366	(245)	457	(442)
Provision for income taxes	4	4	8	8
Net income (loss)	$ 362	$ (249)	$ 449	$ (450)