The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M COMPANY COM 885794101 552 4,263 SH   SOLE   2,326 0 1,937
ABBOTT LABORATORIES COM 002824100 1,348 12,411 SH   SOLE   3,122 0 9,289
ABBVIE INC COM COM 002874109 3,517 22,963 SH   SOLE   16,838 0 6,125
ADOBE SYSTEMS INC COM 00724F101 8,306 22,690 SH   SOLE   16,042 0 6,648
ADSOUTH PARTNERS INC (NV) COM 00737M200 0 10,001 SH   SOLE   0 0 10,001
ADVANCED MICRO DIVICES INC COM 007903107 4,295 56,167 SH   SOLE   43,620 0 12,547
AGNC INVESTMENT CORP COM 00123Q104 111 10,000 SH   SOLE   10,000 0 0
ALBEMARLE CORP COM 012653101 472 2,260 SH   SOLE   2,260 0 0
ALLIANT ENERGY CORP COM 018802108 465 7,931 SH   SOLE   7,931 0 0
ALPHABET INC CLASS A COM 02079K305 776 356 SH   SOLE   317 0 39
ALPHABET INC CLASS C COM 02079K107 12,792 5,848 SH   SOLE   4,533 0 1,315
AMAZON COM INC COM 023135106 6,998 65,889 SH   SOLE   48,459 0 17,430
AMERICAN ELECTICAL POWER COMPANY INC COM 025537101 513 5,342 SH   SOLE   5,342 0 0
AMERICAN EXPRESS CORP COM 025816109 2,605 18,791 SH   SOLE   16,001 0 2,790
AMERN TOWER CORP CLASS A COM 03027X100 5,112 19,999 SH   SOLE   14,524 0 5,475
AMGEN INC COM COM 031162100 573 2,355 SH   SOLE   1,655 0 700
ANNALY CAPITAL MANAGEMENT COM 035710409 143 24,200 SH   SOLE   24,200 0 0
APOLLO INVESTMENT GROUP COM 03761U502 140 13,000 SH   SOLE   13,000 0 0
APPLE, INC. COM 037833100 18,897 138,220 SH   SOLE   100,470 0 37,750
AT & T INC COM 00206R102 1,184 56,498 SH   SOLE   44,539 0 11,959
ATHERSYS INC COM 04744L106 6 22,500 SH   SOLE   2,500 0 20,000
AUTO DATA PROCESSING COM 053015103 3,040 14,472 SH   SOLE   8,468 0 6,004
AUTOZONE INC COM 053332102 2,815 1,310 SH   SOLE   1,146 0 164
BALCHEM CORP COM 057665200 452 3,483 SH   SOLE   2,840 0 643
BANKAMERICA CORP COM 060505104 6,602 212,066 SH   SOLE   178,582 0 33,484
THE BANK OF NY MELLON CORP COM 064058100 858 20,573 SH   SOLE   18,838 0 1,735
BERKSHIRE BANCORP INC DEL COM COM 084597202 118 10,816 SH   SOLE   10,816 0 0
BLACKSTONE GROUP LP COM 09260D107 328 3,596 SH   SOLE   1,423 0 2,173
BOEING CO COM 097023105 1,058 7,740 SH   SOLE   5,787 0 1,953
BP PLC ADR COM 055622104 289 10,182 SH   SOLE   9,807 0 375
BRISTOL-MYERS SQUIBB CO COM 110122108 1,650 21,423 SH   SOLE   19,111 0 2,312
BROADCOM LTD COM Y09827109 4,529 9,323 SH   SOLE   5,256 0 4,067
CARDINAL HEALTH INC COM 14149Y108 328 6,276 SH   SOLE   6,276 0 0
CARMAX INC COM 143130102 537 5,940 SH   SOLE   4,176 0 1,764
CATERPILLAR INC COM 149123101 689 3,856 SH   SOLE   2,606 0 1,250
CHARLES SCHWAB CORP COM 808513105 213 3,372 SH   SOLE   3,372 0 0
CHART INDUSTRIES INC COM 16115Q308 1,172 7,002 SH   SOLE   6,696 0 306
CHEVRON CORP COM 166764100 3,070 21,202 SH   SOLE   15,215 0 5,987
CHIPOTLE MEXICAN GRILL INC. COM COM 169656105 1,947 1,489 SH   SOLE   1,299 0 190
CHUBB LIMITED COM H1467J104 751 3,821 SH   SOLE   3,572 0 249
CIENA CORP COM 171779309 2,958 64,720 SH   SOLE   58,976 0 5,744
CIGNA CORP COM 125523100 484 1,836 SH   SOLE   1,466 0 370
CISCO SYSTEMS INC COM 17275R102 4,102 96,201 SH   SOLE   85,889 0 10,312
CITRIX SYSTEMS INC COM 177376100 641 6,600 SH   SOLE   6,600 0 0
CMS ENERGY CORP COM 125896100 506 7,498 SH   SOLE   7,243 0 255
COCA COLA COMPANY COM 191216100 452 7,178 SH   SOLE   3,378 0 3,800
COLGATE-PALMOLIVE CO COM 194162103 209 2,613 SH   SOLE   450 0 2,163
COMCAST CORP NEW CL A COM 20030N101 2,237 57,015 SH   SOLE   38,305 0 18,710
COMMERCIAL METALS CO COM 201723103 510 15,410 SH   SOLE   15,410 0 0
SPDR SECTOR COMMUNICATION SERVICES ETF COM 81369Y852 3,746 69,034 SH   SOLE   785 0 68,249
CONOCOPHILLIPS COM 20825C104 2,458 27,365 SH   SOLE   18,115 0 9,250
CONSOLIDATED EDISON INC COM 209115104 240 2,521 SH   SOLE   2,521 0 0
SPDR SECTOR CONSUMER DISCRETIONARY ETF COM 81369Y407 4,034 29,339 SH   SOLE   307 0 29,032
SPDR SECTOR CONSUMER STAPLES ETF COM 81369Y308 3,000 41,563 SH   SOLE   301 0 41,262
CORNING INC COM 219350105 747 23,699 SH   SOLE   19,324 0 4,375
COSTCO WHSL CORP NEW COM 22160K105 2,039 4,254 SH   SOLE   3,249 0 1,005
COTERRA ENERGY INC COM 127097103 2,148 83,299 SH   SOLE   69,734 0 13,565
CSW INDUSTRIALS INC COM 126402106 331 3,212 SH   SOLE   3,212 0 0
C S X CORP COM 126408103 6,108 210,188 SH   SOLE   177,542 0 32,646
CVS HEALTH CORP COM 126650100 1,783 19,245 SH   SOLE   17,046 0 2,199
D T E ENERGY COMPANY COM 233331107 488 3,849 SH   SOLE   3,849 0 0
DANAHER CORP COM 235851102 7,985 31,496 SH   SOLE   25,456 0 6,040
DEVON ENERGY CORP COM 25179M103 1,950 35,391 SH   SOLE   32,338 0 3,053
DOLLAR GENERAL CORPORATION COM 256677105 5,693 23,197 SH   SOLE   17,451 0 5,746
DOW INC COM 260557103 243 4,714 SH   SOLE   4,673 0 41
DUKE ENERGY CORPORATION COM 26441C204 5,663 52,823 SH   SOLE   39,050 0 13,773
EAGLE POINT CREDIT CO LLC COM 269808101 124 10,500 SH   SOLE   10,500 0 0
ELI LILLY & COMPANY COM 532457108 17,959 55,390 SH   SOLE   16,570 0 38,820
EMERSON ELECTRIC CO COM 291011104 1,384 17,397 SH   SOLE   15,943 0 1,454
ENBRIDGE INC COM 29250N105 2,647 62,645 SH   SOLE   54,058 0 8,587
SPDR SECTOR ENERGY ETF COM 81369Y506 2,947 41,214 SH   SOLE   1,277 0 39,937
EOG RESOURCES INC COM 26875P101 223 2,022 SH   SOLE   0 0 2,022
EXXON MOBIL CORPORATION COM 30231G102 7,326 85,542 SH   SOLE   64,621 0 20,921
FEDEX CORPORATION COM 31428X106 4,026 17,760 SH   SOLE   14,405 0 3,355
SPDR SECTOR FINANCIAL ETF COM 81369Y605 5,202 165,421 SH   SOLE   1,557 0 163,864
FLUOR CORPORATION COM 343412102 1,465 60,169 SH   SOLE   56,916 0 3,253
FORD MOTOR COMPANY COM 345370860 134 12,022 SH   SOLE   6,350 0 5,672
G6 MATERIALS CORPORATION COM 361333107 1 16,900 SH   SOLE   16,900 0 0
GENERAL ELECTRIC COMPANY COM 370000000 275 4,326 SH   SOLE   1,086 0 3,240
GOLDMAN SACHS GROUP INC COM 38141G104 854 2,876 SH   SOLE   2,826 0 50
HALLIBURTON CO COM 406216101 274 8,730 SH   SOLE   6,730 0 2,000
SPDR SECTOR HEALTH CARE ETF COM 81369Y209 7,171 55,917 SH   SOLE   1,031 0 54,886
HONEYWELL INTERNATIONAL COM 438516106 3,510 20,197 SH   SOLE   14,709 0 5,488
ILLINOIS TOOL WORKS INC COM 452308109 560 3,072 SH   SOLE   1,317 0 1,755
ILLUMINA INC COM 452327109 2,801 15,194 SH   SOLE   11,235 0 3,959
SPDR SECTOR INDUSTRIAL ETF COM 81369Y704 3,955 45,283 SH   SOLE   282 0 45,001
INTEL CORP COM 458000000 2,043 54,611 SH   SOLE   47,420 0 7,191
INTL BUSINESS MACHINES COM 459200101 1,782 12,620 SH   SOLE   8,165 0 4,455
INTL FLAVOR & FRAGRANCES COM 459506101 505 4,241 SH   SOLE   4,241 0 0
INTUITIVE SURGICAL INC NEW COM 46120E602 15,086 75,163 SH   SOLE   333 0 74,830
INVESCO EX TR FD TR II CEF INCOME COM COM 46138E404 195 10,304 SH   SOLE   10,304 0 0
INVESCO QQQ TR UNIT SER 1 COM 00461E107 1,214 4,331 SH   SOLE   373 0 3,958
IRON MOUNTAIN INC COM 46284V101 312 6,400 SH   SOLE   6,400 0 0
ISHARES 1-3 YEAR TREASURY BOND COM 464287457 31,672 382,556 SH   SOLE   17,717 0 364,839
ISHARES 1-5 YEAR INVESTMENT GRAND CORP BOND COM 464288646 21,336 422,080 SH   SOLE   1,440 0 420,640
ISHARES 3-7 YEAR TREASURY BOND COM 464288661 17,674 148,097 SH   SOLE   45 0 148,052
ISHARES TR CORE S&P SMALL-CAP ETF COM 464287804 669 7,235 SH   SOLE   529 0 6,706
ISHARES FLOATING RATE BOND COM 46429B655 6,154 123,268 SH   SOLE   289 0 122,979
ISHARES TR MSCI EAFE ETF COM 464287465 568 9,090 SH   SOLE   5,110 0 3,980
ISHARES TR MSCI EMERGING MKTS INDEX FD COM 464287234 215 5,353 SH   SOLE   3,475 0 1,878
ISHARES NEW YORK MUNI BOND COM 464000000 892 16,950 SH   SOLE   16,950 0 0
ISHARES NORTH AMERICAN TECH COM 464287549 266 905 SH   SOLE   95 0 810
ISHARES TR S&P US PFD STK INDE COM 464000000 16,159 491,456 SH   SOLE   400,476 0 90,980
ISHARES TR S&P 500 GROWTH COM 464287309 225 3,736 SH   SOLE   0 0 3,736
ISHARES CORE S&P 500 COM 464287200 367 967 SH   SOLE   192 0 775
ISHARES US TECHNOLOGY ETF COM 464287721 381 4,760 SH   SOLE   0 0 4,760
JEFFERSONVILLE BANCORP COM 47559A103 664 31,094 SH   SOLE   31,094 0 0
JOHNSON & JOHNSON COM 478160104 4,345 24,477 SH   SOLE   20,505 0 3,972
JP MORGAN CHASE & CO COM 46625H100 8,549 75,921 SH   SOLE   56,232 0 19,689
K L A TENCOR CORP COM 482480100 1,915 6,001 SH   SOLE   5,346 0 655
KIMBERLY-CLARK CORP COM 494368103 213 1,575 SH   SOLE   450 0 1,125
L3HARRIS TECHNOLOGIES INC COM 502431109 526 2,175 SH   SOLE   1,885 0 290
LENNAR CORP COM 526057104 990 14,028 SH   SOLE   12,369 0 1,659
LIFE STORAGE INC COM 53223X107 358 3,202 SH   SOLE   600 0 2,602
LINCOLN ELEC HLDGS INC COM 533900106 2,057 16,677 SH   SOLE   14,217 0 2,460
LOCKHEED MARTIN CORP COM 539830109 1,275 2,965 SH   SOLE   1,577 0 1,388
LOWES COMPANIES INC COM 548661107 352 2,018 SH   SOLE   1,658 0 360
LUMEN TECHNOLOGIES COM 156700106 164 15,006 SH   SOLE   15,006 0 0
M & T BANK CORP COM 55261F104 614 3,855 SH   SOLE   3,555 0 300
MAGNA INTERNATIONAL INC COM 559222401 384 6,996 SH   SOLE   6,506 0 490
MARSH & MCLENNAN CO INC COM 571748102 6,462 41,626 SH   SOLE   32,477 0 9,149
MATERIALS SELECT SECTOR SPDR ETF COM 81369Y100 210 2,855 SH   SOLE   44 0 2,811
MCDONALDS CORP COM 580135101 2,502 10,135 SH   SOLE   7,446 0 2,689
MEDTRONIC PLC COM G5960L103 10,966 122,184 SH   SOLE   13,604 0 108,580
MERCK & CO INC COM 58933Y105 2,753 30,198 SH   SOLE   22,655 0 7,543
META PLATFORMS INC COM 30303M102 5,356 33,213 SH   SOLE   25,452 0 7,761
METLIFE INC COM 59156R108 317 5,046 SH   SOLE   4,896 0 150
MICROSOFT CORP COM 594918104 26,832 104,472 SH   SOLE   83,880 0 20,592
MODELEZ INTERANTIONAL INC COM 609207105 2,435 39,223 SH   SOLE   32,847 0 6,376
MORGAN STANLEY COM 617446448 3,741 49,191 SH   SOLE   37,501 0 11,690
NEW RESIDENTIAL INVT CORP COM 64828T201 133 14,300 SH   SOLE   14,300 0 0
NEXTERA ENERGY INC. COM 302571104 1,086 14,017 SH   SOLE   8,233 0 5,784
NIKE INC CLASS B COM 654106103 2,039 19,955 SH   SOLE   11,358 0 8,597
NORFOLK SOUTHERN CORP COM 655844108 539 2,373 SH   SOLE   2,328 0 45
NORTHROP GRUMMAN CORP COM 666807102 1,122 2,345 SH   SOLE   2,345 0 0
NUCOR CORP COM 670346105 1,533 14,680 SH   SOLE   13,939 0 741
NUVEEN AMT FREE MUNICIPAL CREDIT INCOME FD COM 67071L106 138 10,500 SH   SOLE   10,500 0 0
NUVEEN AMT FREE MUN INCOME FD COM 670657105 258 22,000 SH   SOLE   22,000 0 0
NUVEEN MUN HIGH INCOME OPP FD COM 670682103 135 11,500 SH   SOLE   11,500 0 0
NUVEEN MUNICIPAL CR INCOME FD COM 67070X101 132 10,500 SH   SOLE   10,500 0 0
NUVEEN MUNICIPAL VALUE FUND INC COM 670928100 1,457 163,211 SH   SOLE   159,511 0 3,700
NVIDIA CORP COM 67066G104 8,632 56,943 SH   SOLE   46,505 0 10,438
OGE ENERGY CORP COM 670837103 483 12,518 SH   SOLE   12,518 0 0
ORACLE CORPORATION COM 68389X105 2,275 32,558 SH   SOLE   31,908 0 650
ORANGE CNTY BANCORP INC COM 68417L107 23,695 624,054 SH   SOLE   0 0 624,054
OSHKOSH CORP COM 688239201 788 9,589 SH   SOLE   6,595 0 2,994
PEPSICO INCORPORATED COM 713448108 8,164 48,984 SH   SOLE   36,784 0 12,200
PERKINELMER INC COM 714046109 3,057 21,492 SH   SOLE   16,685 0 4,807
PFIZER INCORPORATED COM 717081103 6,781 129,342 SH   SOLE   108,938 0 20,404
PHILLIPS 66 COM 718546104 622 7,588 SH   SOLE   4,812 0 2,776
PIMCO ETF ENHANCED SHORT FD COM 72201R833 3,500 35,316 SH   SOLE   2,593 0 32,723
PINNACLE WEST CAPITAL COM 723484101 469 6,417 SH   SOLE   6,417 0 0
PNC FINANCIAL SERVICES COM 693475105 776 4,917 SH   SOLE   1,942 0 2,975
PPL CORPORATION COM 69351T106 477 17,570 SH   SOLE   16,670 0 900
PROCTER & GAMBLE CO COM 742718109 2,363 16,434 SH   SOLE   11,471 0 4,963
PROLOGICS INC. COM 74340W103 3,686 31,327 SH   SOLE   26,127 0 5,200
PUBLIC SERVICE ENTERPRISE GROUP INC COM 744573106 460 7,273 SH   SOLE   7,273 0 0
QUALCOMM INC COM 747525103 593 4,641 SH   SOLE   3,200 0 1,441
RAYTHEON COMPANY NEW COM 755111507 1,285 13,371 SH   SOLE   4,656 0 8,715
REAL ESTATE SELECT SECTOR SPDR COM 81369Y860 211 5,153 SH   SOLE   10 0 5,143
RESMED INC COM 761152107 2,310 11,018 SH   SOLE   18 0 11,000
ROYAL CARIBBEAN CRUISES LTD COM V7780T103 244 6,987 SH   SOLE   4,654 0 2,333
SALESFORCE COM COM 79466L302 5,063 30,679 SH   SOLE   23,024 0 7,655
SALTBAE CAPITAL CORP COM 79575K104 0 15,000 SH   SOLE   15,000 0 0
SCHLUMBERGER LTD COM 806857108 1,518 42,449 SH   SOLE   40,249 0 2,200
SEATTLE GENETICS INC COM 81181C104 220 1,245 SH   SOLE   1,245 0 0
SHELL PLC ADR COM 780259305 331 6,330 SH   SOLE   5,780 0 550
SHERWIN WILLIAMS CO COM 824348106 4,595 20,521 SH   SOLE   14,761 0 5,760
SIMON PROPERTY GROUP INC COM 828806109 1,197 12,606 SH   SOLE   12,185 0 421
SOUTHWEST AIRLINES CO COM 844741108 903 25,003 SH   SOLE   22,142 0 2,861
SPDR S&P 500 ETF TR COM 78462F103 13,188 34,957 SH   SOLE   813 0 34,144
SPDR S&P MIDCAP 400 ETF TR COM 78467Y107 4,348 10,516 SH   SOLE   499 0 10,017
SPDR PORTFOLIO DEVELOPED WORLD EX-US ETF COM 78463X889 247 8,573 SH   SOLE   2,375 0 6,198
SPDR PORTFOLIO EMERGING MARKETS ETF COM 78463X509 329 9,461 SH   SOLE   2,188 0 7,273
SPDR SER TR BLOOMBERG BARCLAYS INTER TERM CORP BD ETF COM 78464A375 6,501 199,235 SH   SOLE   5,407 0 193,828
SPDR PORTFOLIO S&P 400 MID CAP ETF COM 78464A847 400 10,069 SH   SOLE   3,178 0 6,891
SPDR PORTFILIO S&P 500 GROWTH COM 78464A409 434 8,294 SH   SOLE   0 0 8,294
SPDR PORTFILIO S&P 500 VALUE COM 78464A508 350 9,511 SH   SOLE   0 0 9,511
SPDR PORTFOLIO S&P 600 SMALL CAP ETF COM 78468R853 758 21,074 SH   SOLE   4,334 0 16,740
SPDR PORTFOLIO SHORT TERM CORPORATE BD ETF COM 78464A474 6,710 225,708 SH   SOLE   2,022 0 223,686
SPDR S&P 600 SMALL CAP ETF COM 78464A813 3,053 38,125 SH   SOLE   1,338 0 36,787
STARBUCKS CORP COM 855244109 2,607 34,129 SH   SOLE   26,140 0 7,989
SUNOCO LP COM COM 86765K109 447 12,000 SH   SOLE   12,000 0 0
SYSCO CORPORATION COM 871829107 2,151 25,398 SH   SOLE   22,437 0 2,961
T. ROWE PRICE GROUP INC COM 74144T108 338 2,975 SH   SOLE   2,975 0 0
SPDR SECTOR TECHNOLOGY ETF COM 81369Y803 10,305 81,063 SH   SOLE   919 0 80,144
AES CORP COM 00130H105 2,027 96,455 SH   SOLE   88,221 0 8,234
ESTEE LAUDER COMPANIES INC CL A COM 518439104 3,685 14,471 SH   SOLE   9,424 0 5,047
THE HERSHEY CO COM 427866108 252 1,170 SH   SOLE   425 0 745
THE HOME DEPOT INC COM 437076102 12,917 47,097 SH   SOLE   37,912 0 9,185
THE KRAFT HEINZ CO COM 500754106 329 8,626 SH   SOLE   7,751 0 875
THERMO FISHER SCIENTIFIC INC. COM 883556102 12,994 23,919 SH   SOLE   18,774 0 5,145
TORONTO DOMINION BK COM 891160509 202 3,081 SH   SOLE   1,156 0 1,925
TRUIST FINANCIAL CORP COM 89832Q109 579 12,214 SH   SOLE   11,589 0 625
TWO HARBORS INVESTMENT CORP COM 90187B408 76 15,350 SH   SOLE   15,350 0 0
UNITED RENTALS INC COM 911363109 1,480 6,092 SH   SOLE   5,556 0 536
UNITED HEALTHCARE CORP COM 91324P102 10,899 21,219 SH   SOLE   15,821 0 5,398
UNITI CORP COM 91325V108 140 14,900 SH   SOLE   0 0 14,900
UNITIL CORP COM 913259107 583 9,934 SH   SOLE   9,934 0 0
SPDR SELECT SECTOR UTILITIES COM 81369Y886 1,625 23,168 SH   SOLE   1,590 0 21,578
VALERO ENERGY CORP COM 91913Y100 480 4,515 SH   SOLE   1,455 0 3,060
VANGUARD SCOTTSDALE FDS COM 92206C102 704 11,965 SH   SOLE   200 0 11,765
VERIZON COMMUNICATIONS COM 92343V104 5,942 117,081 SH   SOLE   96,041 0 21,040
VISA INC COM 92826C839 5,071 25,757 SH   SOLE   17,470 0 8,287
WALGREEN BOOTS ALLIANCE INC COM 931427108 258 6,797 SH   SOLE   6,797 0 0
WAL-MART STORES INC COM 931142103 2,611 21,475 SH   SOLE   14,087 0 7,388
DISNEY WALT CO COM 254687106 4,134 43,794 SH   SOLE   33,725 0 10,069
WEBSTER FINL CORP COM 947890109 2,961 70,257 SH   SOLE   70,257 0 0
WEYERHAEUSER CO COM 962166104 1,583 47,797 SH   SOLE   43,587 0 4,210
WILLIAMS COMPANIES COM 969457100 427 13,685 SH   SOLE   13,435 0 250
XCEL ENERGY INC COM 98389B100 469 6,632 SH   SOLE   6,632 0 0