The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M COMPANY COM 885794101 920 4,632 SH   SOLE   2,532 0 2,100
ABBOTT LABORATORIES COM 002824100 1,610 13,889 SH   SOLE   3,099 0 10,790
ABBVIE INC COM COM 002874109 1,402 12,444 SH   SOLE   5,191 0 7,253
ADOBE SYSTEMS INC COM 00724F101 16,186 27,638 SH   SOLE   20,064 0 7,574
ADSOUTH PARTNERS INC (NV) COM 00737M200 0 10,001 SH   SOLE   0 0 10,001
ALBEMARLE CORP COM 012653101 379 2,250 SH   SOLE   2,250 0 0
ALPHABET INC CLASS A COM 02079K305 742 304 SH   SOLE   294 0 10
ALPHABET INC CLASS C COM 02079K107 15,449 6,164 SH   SOLE   4,708 0 1,456
AMAZON COM INC COM 023135106 11,662 3,390 SH   SOLE   2,578 0 812
AMERICAN EXPRESS CORP COM 025816109 1,732 10,482 SH   SOLE   8,992 0 1,490
AMERN TOWER CORP CLASS A COM 03027X100 6,101 22,583 SH   SOLE   16,579 0 6,004
AMGEN INC COM COM 031162100 630 2,585 SH   SOLE   1,785 0 800
ANNALY CAPITAL MANAGEMENT COM 035710409 179 20,200 SH   SOLE   20,200 0 0
APOLLO INVESTMENT GROUP COM 03761U502 171 12,500 SH   SOLE   12,500 0 0
APPLE, INC. COM 037833100 20,903 152,624 SH   SOLE   112,348 0 40,276
AT & T INC COM 00206R102 1,735 60,294 SH   SOLE   48,048 0 12,246
ATHERSYS INC COM 04744L106 32 22,500 SH   SOLE   2,500 0 20,000
ATRION CORP COM 049904105 310 500 SH   SOLE   0 0 500
AUTO DATA PROCESSING COM 053015103 4,125 20,770 SH   SOLE   12,470 0 8,300
AUTOZONE INC COM 053332102 1,439 964 SH   SOLE   813 0 151
BALCHEM CORP COM 057665200 455 3,468 SH   SOLE   2,825 0 643
BALL CORP COM 058498106 284 3,500 SH   SOLE   0 0 3,500
BANKAMERICA CORP COM 060505104 8,619 209,056 SH   SOLE   176,601 0 32,455
THE BANK OF NY MELLON CORP COM 064058100 1,143 22,303 SH   SOLE   20,368 0 1,935
BERKSHIRE BANCORP INC DEL COM COM 084597202 118 10,816 SH   SOLE   10,816 0 0
BLACKROCK MUNIENHANCED FD INC COM 09253Y100 222 6,950 SH   SOLE   6,950 0 0
BOEING CO COM 097023105 2,066 8,626 SH   SOLE   6,381 0 2,245
BP PLC ADR COM 055622104 264 10,010 SH   SOLE   9,635 0 375
BRISTOL-MYERS SQUIBB CO COM 110122108 1,587 23,753 SH   SOLE   20,916 0 2,837
BROADCOM LTD COM Y09827109 6,718 14,089 SH   SOLE   9,480 0 4,609
CABOT OIL & GAS CORP COM 127097103 916 52,459 SH   SOLE   44,392 0 8,067
CARDINAL HEALTH INC COM 14149Y108 380 6,651 SH   SOLE   6,651 0 0
CARMAX INC COM 143130102 1,083 8,386 SH   SOLE   5,907 0 2,479
CATERPILLAR INC COM 149123101 859 3,946 SH   SOLE   2,696 0 1,250
Cellcube Energy Storage Sys Inc Com COM 15116L102 1 15,000 SH   SOLE   15,000 0 0
CHARLES SCHWAB CORP COM 808513105 208 2,851 SH   SOLE   2,851 0 0
CHEVRON CORP COM 166764100 2,606 24,880 SH   SOLE   18,278 0 6,602
CHIPOTLE MEXICAN GRILL INC. COM COM 169656105 1,936 1,249 SH   SOLE   1,073 0 176
CHUBB LTD COM H1467J104 692 4,357 SH   SOLE   4,108 0 249
CIENA CORP COM 171779309 3,098 54,453 SH   SOLE   50,671 0 3,782
CIGNA CORP COM 125523100 458 1,933 SH   SOLE   1,550 0 383
CISCO SYSTEMS INC COM 17275R102 3,909 73,756 SH   SOLE   64,431 0 9,325
CITRIX SYSTEMS INC COM 177376100 938 8,000 SH   SOLE   8,000 0 0
COCA COLA COMPANY COM 191216100 406 7,505 SH   SOLE   3,705 0 3,800
COLGATE-PALMOLIVE CO COM 194162103 200 2,463 SH   SOLE   300 0 2,163
COMCAST CORP NEW CL A COM 20030N101 6,526 114,457 SH   SOLE   89,204 0 25,253
COMMERCIAL METALS CO COM 201723103 484 15,745 SH   SOLE   15,745 0 0
CONOCOPHILLIPS COM 20825C104 2,270 37,279 SH   SOLE   26,689 0 10,590
CONSOLIDATED EDISON INC COM 209115104 213 2,969 SH   SOLE   2,526 0 443
CORNING INC COM 219350105 1,052 25,712 SH   SOLE   21,187 0 4,525
COSTCO WHSL CORP NEW COM 22160K105 2,371 5,992 SH   SOLE   4,605 0 1,387
CSW INDUSTRIALS INC COM 126402106 392 3,312 SH   SOLE   3,312 0 0
C S X CORP COM 126408103 3,057 95,292 SH   SOLE   61,506 0 33,786
CVS HEALTH CORP COM 126650100 1,600 19,181 SH   SOLE   18,476 0 705
DANAHER CORP COM 235851102 9,003 33,548 SH   SOLE   26,322 0 7,226
DOLLAR GENERAL CORPORATION COM 256677105 4,867 22,491 SH   SOLE   16,434 0 6,057
DOW INC COM 260557103 271 4,287 SH   SOLE   4,246 0 41
DUKE ENERGY CORPORATION COM 26441C204 3,933 39,839 SH   SOLE   28,686 0 11,153
EAGLE POINT CREDIT CO LLC COM 269808101 142 10,500 SH   SOLE   10,500 0 0
ELI LILLY & COMPANY COM 532457108 13,187 57,453 SH   SOLE   17,687 0 39,766
EMERSON ELECTRIC CO COM 291011104 1,731 17,990 SH   SOLE   16,536 0 1,454
ENBRIDGE INC COM 29250N105 1,901 47,412 SH   SOLE   38,230 0 9,182
ENZOLYTICS INC COM 294112107 18 95,000 SH   SOLE   95,000 0 0
EXXON MOBIL CORPORATION COM 30231G102 5,248 83,201 SH   SOLE   62,804 0 20,397
FACEBOOK INC CL A COM 30303M102 13,138 37,785 SH   SOLE   28,891 0 8,894
FEDEX CORPORATION COM 31428X106 5,091 17,065 SH   SOLE   14,451 0 2,614
G6 MATERIALS CORPORATION COM 361333107 2 16,900 SH   SOLE   16,900 0 0
GENERAL ELECTRIC COMPANY COM 369604103 406 30,133 SH   SOLE   4,200 0 25,933
GOLDMAN SACHS GROUP INC COM 38141G104 1,204 3,172 SH   SOLE   3,122 0 50
HALLIBURTON COMPANY COM 406216101 206 8,930 SH   SOLE   6,930 0 2,000
HONEYWELL INTERNATIONAL COM 438516106 5,413 24,676 SH   SOLE   18,513 0 6,163
ILLINOIS TOOL WORKS INC COM 452308109 675 3,020 SH   SOLE   1,100 0 1,920
ILLUMINA INC COM 452327109 7,855 16,599 SH   SOLE   12,199 0 4,400
INTEL CORP COM 458140100 3,466 61,741 SH   SOLE   53,375 0 8,366
INTL BUSINESS MACHINES COM 459200101 1,641 11,197 SH   SOLE   7,795 0 3,402
INTL FLAVOR & FRAGRANCES COM 459506101 691 4,627 SH   SOLE   4,627 0 0
INTUITIVE SURGICAL INC NEW COM 46120E602 24,775 26,940 SH   SOLE   100 0 26,840
INVESCO QQQ TR UNIT SER 1 COM 46090E103 1,658 4,677 SH   SOLE   574 0 4,103
IRON MOUNTAIN INC COM 46284V101 271 6,400 SH   SOLE   6,400 0 0
ISHARES TR CORE S&P SMALL-CAP ETF COM 464287804 727 6,437 SH   SOLE   55 0 6,382
ISHARES TR MSCI EAFE ETF COM 464287465 741 9,390 SH   SOLE   4,235 0 5,155
ISHARES TR MSCI EMERGING MKTS INDEX FD COM 464287234 350 6,343 SH   SOLE   4,465 0 1,878
ISHARES NEW YORK MUNI BOND COM 464288323 1,026 17,550 SH   SOLE   17,550 0 0
ISHARES NORTH AMERICAN TECH COM 464287549 327 810 SH   SOLE   0 0 810
ISHARES TR S&P US PFD STK INDE COM 464288687 19,486 495,335 SH   SOLE   392,010 0 103,325
ISHARES US TECHNOLOGY ETF COM 464287721 543 5,460 SH   SOLE   0 0 5,460
JEFFERSONVILLE BANCORP COM 47559A103 534 28,841 SH   SOLE   28,841 0 0
JOHNSON & JOHNSON COM 478160104 4,828 29,305 SH   SOLE   23,675 0 5,630
JOHNSON CONTROLS INTERNATIONAL PLC COM G51502105 204 2,972 SH   SOLE   2,972 0 0
JP MORGAN CHASE & CO COM 46625H100 12,935 83,165 SH   SOLE   62,388 0 20,777
KIMBERLY-CLARK CORP COM 494368103 217 1,625 SH   SOLE   500 0 1,125
L3HARRIS TECHNOLOGIES INC COM 502431109 476 2,201 SH   SOLE   2,201 0 0
LENNAR CORP COM 526057104 735 7,398 SH   SOLE   5,872 0 1,526
LIFE STORAGE INC COM 53223X107 344 3,202 SH   SOLE   600 0 2,602
LINCOLN ELEC HLDGS INC COM 533900106 2,003 15,208 SH   SOLE   12,625 0 2,583
LOCKHEED MARTIN CORP COM 539830109 1,870 4,942 SH   SOLE   3,194 0 1,748
LOWES COMPANIES INC COM 548661107 472 2,435 SH   SOLE   1,650 0 785
LUMEN TECHNOLOGIES COM 156700106 204 15,000 SH   SOLE   15,000 0 0
M & T BANK CORP COM 55261F104 718 4,940 SH   SOLE   4,290 0 650
MAGNA INTERNATIONAL INC COM 559222401 627 6,764 SH   SOLE   6,764 0 0
MARSH & MCLENNAN CO INC COM 571748102 6,802 48,348 SH   SOLE   37,799 0 10,549
MASCO CORP COM 574599106 234 3,970 SH   SOLE   3,100 0 870
MCDONALDS CORP COM 580135101 1,443 6,248 SH   SOLE   3,635 0 2,613
MEDTRONIC PLC COM G5960L103 16,436 132,406 SH   SOLE   21,994 0 110,412
MERCK & CO INC COM 58933Y105 3,190 41,016 SH   SOLE   30,583 0 10,433
METLIFE INC COM 59156R108 332 5,552 SH   SOLE   5,402 0 150
MICROSOFT CORP COM 594918104 31,530 116,388 SH   SOLE   93,994 0 22,394
MONDELEZ INTL INC CL A COM 609207105 2,072 33,179 SH   SOLE   26,905 0 6,274
MORGAN STANLEY COM 617446448 4,576 49,903 SH   SOLE   39,300 0 10,603
NEW RESIDENTIAL INVT CORP COM 64828T201 120 11,300 SH   SOLE   11,300 0 0
NEXTERA ENERGY INC. COM 302571104 1,334 18,206 SH   SOLE   11,814 0 6,392
NIKE INC CLASS B COM 654106103 6,173 39,955 SH   SOLE   27,844 0 12,111
NORFOLK SOUTHERN CORP COM 655844108 644 2,428 SH   SOLE   2,368 0 60
NORTHROP GRUMMAN CORP COM 666807102 1,005 2,765 SH   SOLE   2,735 0 30
NUVEEN AMT FREE MUNICIPAL CREDIT INCOME FD COM 67071L106 188 10,500 SH   SOLE   10,500 0 0
NUVEEN AMT FREE MUN INCOME FD COM 670657105 345 22,000 SH   SOLE   22,000 0 0
NUVEEN MUN HIGH INCOME OPP FD COM 670682103 177 11,500 SH   SOLE   11,500 0 0
NUVEEN MUNICIPAL CR INCOME FD COM 67070X101 181 10,500 SH   SOLE   10,500 0 0
NUVEEN MUNICIPAL VALUE FUND INC COM 670928100 1,819 157,786 SH   SOLE   156,436 0 1,350
NVIDIA CORP COM 67066G104 12,926 16,156 SH   SOLE   13,446 0 2,710
OCEANFIRST FINL CORP COM 675234108 2,918 140,000 SH   SOLE   140,000 0 0
ORACLE CORPORATION COM 68389X105 2,755 35,396 SH   SOLE   34,046 0 1,350
ORANGE CNTY BANCORP INC COM 68417L107 21,409 629,665 SH   SOLE   0 0 629,665
OSHKOSH CORP COM 688239201 1,629 13,067 SH   SOLE   9,043 0 4,024
PEPSICO INCORPORATED COM 713448108 7,650 51,633 SH   SOLE   38,328 0 13,305
PERKINELMER INC COM 714046109 3,530 22,863 SH   SOLE   17,621 0 5,242
PFIZER INCORPORATED COM 717081103 5,012 127,976 SH   SOLE   107,519 0 20,457
PHILLIPS 66 COM 718546104 951 11,084 SH   SOLE   8,308 0 2,776
PNC FINANCIAL SERVICES COM 693475105 972 5,098 SH   SOLE   5,098 0 0
PPL CORPORATION COM 69351T106 555 19,847 SH   SOLE   18,747 0 1,100
PROCTER & GAMBLE CO COM 742718109 2,849 21,114 SH   SOLE   15,679 0 5,435
PROLOGICS INC. COM 74340W103 3,122 26,120 SH   SOLE   21,578 0 4,542
QUALCOMM INC COM 747525103 505 3,530 SH   SOLE   3,530 0 0
RAYTHEON COMPANY NEW COM 755111507 1,155 13,535 SH   SOLE   5,294 0 8,241
RESMED INC COM 761152107 2,712 11,000 SH   SOLE   0 0 11,000
ROYAL CARIBBEAN CRUISES LTD COM V7780T103 957 11,224 SH   SOLE   8,547 0 2,677
ROYAL DUTCH SHELL SPON ADR COM 780259206 260 6,424 SH   SOLE   6,274 0 150
SALESFORCE COM COM 79466L302 7,977 32,656 SH   SOLE   24,417 0 8,239
SPDR HEALTH CARE SELECT SECTOR TR COM 81369Y209 272 2,160 SH   SOLE   60 0 2,100
SHERWIN WILLIAMS CO COM 824348106 6,262 22,985 SH   SOLE   16,285 0 6,700
SONOS INC COM 83570H108 361 10,250 SH   SOLE   10,250 0 0
SOUTHWEST AIRLINES CO COM 844741108 1,153 21,716 SH   SOLE   19,085 0 2,631
SPDR S&P 500 ETF TR COM 78462F103 5,982 13,974 SH   SOLE   522 0 13,452
SPDR S&P MIDCAP 400 ETF TR COM 78467Y107 2,260 4,602 SH   SOLE   680 0 3,922
SPDR PORTFOLIO DEVELOPED WORLD EX-US ETF COM 78463X889 280 7,599 SH   SOLE   1,330 0 6,269
SPDR PORTFOLIO EMERGING MARKETS ETF COM 78463X509 404 8,885 SH   SOLE   1,415 0 7,470
SPDR SER TR BLOOMBERG BARCLAYS INTER TERM CORP BD ETF COM 78464A375 820 22,354 SH   SOLE   2,858 0 19,496
SPDR PORTFOLIO S&P 400 MID CAP ETF COM 78464A847 243 5,139 SH   SOLE   897 0 4,242
SPDR PORTFILIO S&P 500 GROWTH COM 78464A409 355 5,637 SH   SOLE   3 0 5,634
SPDR PORTFILIO S&P 500 VALUE COM 78464A508 285 7,218 SH   SOLE   0 0 7,218
SPDR PORTFOLIO S&P 600 SMALL CAP ETF COM 78468R853 603 13,713 SH   SOLE   2,012 0 11,701
SPDR PORTFOLIO SHORT TERM CORPORATE BD ETF COM 78464A474 3,785 120,931 SH   SOLE   2,641 0 118,290
STARBUCKS CORP COM 855244109 4,152 37,132 SH   SOLE   28,691 0 8,441
STERLING BANCORP DEL COM COM 85917A100 4,284 172,831 SH   SOLE   172,831 0 0
SUNOCO LP COM COM 86765K109 452 12,000 SH   SOLE   12,000 0 0
SYSCO CORPORATION COM 871829107 1,104 14,197 SH   SOLE   11,632 0 2,565
T. ROWE PRICE GROUP INC COM 74144T108 599 3,025 SH   SOLE   3,025 0 0
TESLA MTRS INC COM 88160R101 249 367 SH   SOLE   367 0 0
AES CORP COM 00130H105 2,232 85,614 SH   SOLE   76,390 0 9,224
ESTEE LAUDER COMPANIES INC CL A COM 518439104 6,246 19,635 SH   SOLE   14,064 0 5,571
THE HERSHEY COMPANY COM 427866108 203 1,164 SH   SOLE   419 0 745
THE HOME DEPOT INC COM 437076102 16,834 52,790 SH   SOLE   42,658 0 10,132
THE KRAFT HEINZ CO COM 500754106 382 9,365 SH   SOLE   8,490 0 875
THERMO FISHER SCIENTIFIC INC. COM 883556102 15,120 29,973 SH   SOLE   23,598 0 6,375
TORONTO DOMINION BK COM 891160509 298 4,250 SH   SOLE   2,000 0 2,250
TRUIST FINANCIAL CORP COM 89832Q109 903 16,269 SH   SOLE   15,029 0 1,240
TWO HARBORS INVESTMENT CORP COM 90187B408 93 12,350 SH   SOLE   12,350 0 0
UNITED PARCEL SERVICE INC COM 911312106 203 975 SH   SOLE   875 0 100
UNITED HEALTHCARE CORP COM 91324P102 8,860 22,126 SH   SOLE   16,101 0 6,025
US BANCORP DEL NEW COM 902973304 208 3,650 SH   SOLE   100 0 3,550
VALERO ENERGY CORP COM 91913Y100 490 6,280 SH   SOLE   2,555 0 3,725
VANGUARD ADMIRAL FDS INC S&P SMALLCAP 600 INDEX FD COM 921932828 845 4,075 SH   SOLE   4,075 0 0
VANGUARD EMERGING MARKETS ETF COM 922042858 304 5,605 SH   SOLE   5,605 0 0
VANGUARD FTSE DEVELOPED MARKETS ETF COM 921943858 449 8,710 SH   SOLE   8,635 0 75
VANGUARD INDEX FD S&P 500 ETF COM 922908363 231 588 SH   SOLE   0 0 588
VERIZON COMMUNICATIONS COM 92343V104 6,796 121,289 SH   SOLE   98,467 0 22,822
VISA INC COM 92826C839 6,935 29,660 SH   SOLE   20,941 0 8,719
WALGREEN BOOTS ALLIANCE INC COM 931427108 351 6,667 SH   SOLE   6,667 0 0
WAL-MART STORES INC COM 931142103 3,692 26,183 SH   SOLE   17,924 0 8,259
DISNEY WALT CO COM 254687106 7,778 44,249 SH   SOLE   32,924 0 11,325
WELLS FARGO & CO. COM 949746101 202 4,465 SH   SOLE   2,150 0 2,315
WILLIAMS COMPANIES COM 969457100 403 15,184 SH   SOLE   14,819 0 365
WORLDS INC COM 98159J200 12 120,000 SH   SOLE   120,000 0 0
XILINX INC COM 983919101 3,927 27,152 SH   SOLE   19,665 0 7,487