The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M COMPANY COM 885794101 904 4,694 SH   SOLE   2,594 0 2,100
ABBOTT LABORATORIES COM 002824100 1,755 14,643 SH   SOLE   3,099 0 11,544
ABBVIE INC COM COM 002874109 1,413 13,056 SH   SOLE   5,649 0 7,407
ADOBE SYSTEMS INC COM 00724F101 14,248 29,972 SH   SOLE   22,184 0 7,788
ADSOUTH PARTNERS INC (NV) COM 00737M200 0 10,001 SH   SOLE   0 0 10,001
ALBEMARLE CORP COM 012653101 329 2,250 SH   SOLE   2,250 0 0
ALPHABET INC CLASS A COM 02079K305 627 304 SH   SOLE   294 0 10
ALPHABET INC CLASS C COM 02079K107 13,626 6,587 SH   SOLE   5,097 0 1,490
ALTRIA GROUP INC COM 02209S103 236 4,617 SH   SOLE   4,117 0 500
AMAZON COM INC COM 023135106 11,272 3,643 SH   SOLE   2,807 0 836
AMERICAN EXPRESS CORP COM 025816109 1,216 8,600 SH   SOLE   7,295 0 1,305
AMERN TOWER CORP CLASS A COM 03027X100 5,863 24,526 SH   SOLE   18,300 0 6,226
AMGEN INC COM COM 031162100 727 2,920 SH   SOLE   2,060 0 860
ANNALY CAPITAL MANAGEMENT COM 035710409 174 20,200 SH   SOLE   20,200 0 0
APOLLO INVESTMENT GROUP COM 03761U502 172 12,500 SH   SOLE   12,500 0 0
APPLE, INC. COM 037833100 20,127 164,774 SH   SOLE   123,446 0 41,328
AT & T INC COM 00206R102 1,813 59,884 SH   SOLE   47,638 0 12,246
ATHERSYS INC COM 04744L106 40 22,500 SH   SOLE   2,500 0 20,000
ATRION CORP COM 049904105 321 500 SH   SOLE   0 0 500
AUTO DATA PROCESSING COM 053015103 4,245 22,526 SH   SOLE   14,120 0 8,406
AUTOZONE INC COM 053332102 1,254 893 SH   SOLE   742 0 151
BALCHEM CORP COM 057665200 451 3,593 SH   SOLE   2,950 0 643
BALL CORP COM 058498106 297 3,500 SH   SOLE   0 0 3,500
BANKAMERICA CORP COM 060505104 7,888 203,877 SH   SOLE   171,392 0 32,485
THE BANK OF NY MELLON CORP COM 064058100 1,066 22,550 SH   SOLE   20,615 0 1,935
BERKSHIRE BANCORP INC DEL COM COM 084597202 120 12,298 SH   SOLE   12,298 0 0
BLACKROCK MUNIENHANCED FD INC COM 09253Y100 215 6,950 SH   SOLE   6,950 0 0
BOEING CO COM 097023105 2,337 9,173 SH   SOLE   6,798 0 2,375
BP PLC ADR COM 055622104 244 10,010 SH   SOLE   9,635 0 375
BRISTOL-MYERS SQUIBB CO COM 110122108 1,572 24,903 SH   SOLE   21,666 0 3,237
BROADCOM LTD COM Y09827109 7,314 15,774 SH   SOLE   11,038 0 4,736
CABOT OIL & GAS CORP COM 127097103 954 50,807 SH   SOLE   41,755 0 9,052
CARDINAL HEALTH INC COM 14149Y108 438 7,202 SH   SOLE   7,202 0 0
CARMAX INC COM 143130102 1,223 9,221 SH   SOLE   6,612 0 2,609
CATERPILLAR INC COM 149123101 946 4,079 SH   SOLE   2,829 0 1,250
Cellcube Energy Storage Sys Inc Com COM 15116L102 1 15,000 SH   SOLE   15,000 0 0
CHARLES SCHWAB CORP COM 808513105 215 3,301 SH   SOLE   3,301 0 0
CHEVRON CORP COM 166764100 2,755 26,288 SH   SOLE   19,631 0 6,657
CHIPOTLE MEXICAN GRILL INC. COM COM 169656105 1,635 1,151 SH   SOLE   1,151 0 0
CHUBB LTD COM H1467J104 750 4,747 SH   SOLE   4,498 0 249
CIENA CORP COM 171779309 2,414 44,113 SH   SOLE   40,531 0 3,582
CIGNA CORP COM 125523100 468 1,937 SH   SOLE   1,554 0 383
CISCO SYSTEMS INC COM 17275R102 4,363 84,366 SH   SOLE   74,691 0 9,675
CITRIX SYSTEMS INC COM 177376100 1,256 8,950 SH   SOLE   8,950 0 0
COCA COLA COMPANY COM 191216100 403 7,655 SH   SOLE   3,855 0 3,800
COMCAST CORP NEW CL A COM 20030N101 6,317 116,740 SH   SOLE   90,737 0 26,003
COMMERCIAL METALS CO COM 201723103 486 15,745 SH   SOLE   15,745 0 0
CONOCOPHILLIPS COM 20825C104 2,274 42,936 SH   SOLE   31,796 0 11,140
CORNING INC COM 219350105 1,197 27,512 SH   SOLE   22,787 0 4,725
COSTCO WHSL CORP NEW COM 22160K105 2,609 7,402 SH   SOLE   5,980 0 1,422
CSW INDUSTRIALS INC COM 126402106 447 3,312 SH   SOLE   3,312 0 0
C S X CORP COM 126408103 5,983 62,051 SH   SOLE   50,874 0 11,177
CVS HEALTH CORP COM 126650100 1,597 21,231 SH   SOLE   20,476 0 755
DANAHER CORP COM 235851102 7,658 34,022 SH   SOLE   26,697 0 7,325
DOLLAR GENERAL CORPORATION COM 256677105 4,837 23,872 SH   SOLE   17,803 0 6,069
DOW INC COM 260557103 282 4,408 SH   SOLE   4,362 0 46
DUKE ENERGY CORPORATION COM 26441C204 3,901 40,414 SH   SOLE   29,216 0 11,198
EAGLE POINT CREDIT CO LLC COM 269808101 126 10,500 SH   SOLE   10,500 0 0
ELI LILLY & COMPANY COM 532457108 11,123 59,540 SH   SOLE   19,699 0 39,841
EMERSON ELECTRIC CO COM 291011104 1,650 18,288 SH   SOLE   16,834 0 1,454
ENBRIDGE INC COM 29250N105 1,972 54,180 SH   SOLE   44,659 0 9,521
EXXON MOBIL CORPORATION COM 30231G102 4,296 76,949 SH   SOLE   56,592 0 20,357
FACEBOOK INC CL A COM 30303M102 11,211 38,063 SH   SOLE   28,946 0 9,117
FEDEX CORPORATION COM 31428X106 4,646 16,356 SH   SOLE   13,902 0 2,454
GENERAL ELECTRIC COMPANY COM 369604103 396 30,133 SH   SOLE   4,200 0 25,933
GOLDMAN SACHS GROUP INC COM 38141G104 1,135 3,472 SH   SOLE   3,422 0 50
HALLIBURTON COMPANY COM 406216101 268 12,480 SH   SOLE   10,480 0 2,000
HONEYWELL INTERNATIONAL COM 438516106 5,710 26,305 SH   SOLE   20,060 0 6,245
ILLINOIS TOOL WORKS INC COM 452308109 704 3,180 SH   SOLE   1,125 0 2,055
ILLUMINA INC COM 452327109 6,754 17,586 SH   SOLE   13,039 0 4,547
INTEL CORP COM 458140100 4,291 67,054 SH   SOLE   58,113 0 8,941
INTL BUSINESS MACHINES COM 459200101 1,558 11,692 SH   SOLE   8,290 0 3,402
INTL FLAVOR & FRAGRANCES COM 459506101 826 5,918 SH   SOLE   5,918 0 0
INTUITIVE SURGICAL INC NEW COM 46120E602 21,145 28,615 SH   SOLE   100 0 28,515
INVESCO QQQ TR UNIT SER 1 COM 46090E103 4,125 12,925 SH   SOLE   8,822 0 4,103
IRON MOUNTAIN INC COM 46284V101 237 6,400 SH   SOLE   6,400 0 0
ISHARES TR CORE S&P SMALL-CAP ETF COM 464287804 699 6,437 SH   SOLE   55 0 6,382
ISHARES TR MSCI EAFE ETF COM 464287465 693 9,140 SH   SOLE   3,960 0 5,180
ISHARES TR MSCI EMERGING MKTS INDEX FD COM 464287234 322 6,043 SH   SOLE   4,165 0 1,878
ISHARES NORTH AMERICAN TECH COM 464287549 292 810 SH   SOLE   0 0 810
ISHARES TR S&P US PFD STK INDE COM 464288687 20,505 533,973 SH   SOLE   441,768 0 92,205
ISHARES US TECHNOLOGY ETF COM 464287721 479 5,460 SH   SOLE   0 0 5,460
JEFFERSONVILLE BANCORP COM 47559A103 543 29,641 SH   SOLE   29,641 0 0
JOHNSON & JOHNSON COM 478160104 5,322 32,380 SH   SOLE   26,718 0 5,662
JP MORGAN CHASE & CO COM 46625H100 13,227 86,886 SH   SOLE   65,594 0 21,292
KIMBERLY-CLARK CORP COM 494368103 226 1,625 SH   SOLE   500 0 1,125
L3HARRIS TECHNOLOGIES INC COM 502431109 504 2,486 SH   SOLE   2,201 0 285
LENNAR CORP COM 526057104 766 7,562 SH   SOLE   5,979 0 1,583
LIFE STORAGE INC COM 53223X107 275 3,202 SH   SOLE   600 0 2,602
LINCOLN ELEC HLDGS INC COM 533900106 1,836 14,936 SH   SOLE   12,345 0 2,591
LOCKHEED MARTIN CORP COM 539830109 2,558 6,922 SH   SOLE   5,174 0 1,748
LOWES COMPANIES INC COM 548661107 667 3,509 SH   SOLE   2,684 0 825
LUMEN TECHNOLOGIES COM 156700106 200 15,000 SH   SOLE   15,000 0 0
LYONDELLBASELL INDUSTRIES NV COM N53745100 223 2,146 SH   SOLE   1,341 0 805
M & T BANK CORP COM 55261F104 1,151 7,592 SH   SOLE   6,942 0 650
MARSH & MCLENNAN CO INC COM 571748102 6,159 50,563 SH   SOLE   39,694 0 10,869
MASCO CORP COM 574599106 238 3,970 SH   SOLE   3,100 0 870
MCDONALDS CORP COM 580135101 1,556 6,943 SH   SOLE   4,330 0 2,613
MEDTRONIC PLC COM G5960L103 15,565 131,763 SH   SOLE   21,031 0 110,732
MERCK & CO INC COM 58933Y105 3,636 47,161 SH   SOLE   36,678 0 10,483
METLIFE INC COM 59156R108 377 6,202 SH   SOLE   6,052 0 150
MICROSOFT CORP COM 594918104 30,034 127,386 SH   SOLE   104,613 0 22,773
MONDELEZ INTL INC CL A COM 609207105 1,853 31,654 SH   SOLE   25,335 0 6,319
MORGAN STANLEY COM 617446448 3,809 49,053 SH   SOLE   38,345 0 10,708
NEW RESIDENTIAL INVT CORP COM 64828T201 127 11,300 SH   SOLE   11,300 0 0
NEXTERA ENERGY INC. COM 302571104 1,728 22,854 SH   SOLE   16,054 0 6,800
NIKE INC CLASS B COM 654106103 6,090 45,831 SH   SOLE   33,330 0 12,501
NORFOLK SOUTHERN CORP COM 655844108 692 2,578 SH   SOLE   2,393 0 185
NORTHROP GRUMMAN CORP COM 666807102 984 3,040 SH   SOLE   3,010 0 30
NUVEEN MUNICIPAL CREDIT INCOME FD COM 67071L106 177 10,500 SH   SOLE   10,500 0 0
NUVEEN AMT FREE MUN INCOME FD COM 670657105 326 22,000 SH   SOLE   22,000 0 0
NUVEEN MUN HIGH INCOME OPP FD COM 670682103 166 11,500 SH   SOLE   11,500 0 0
NUVEEN MUNICIPAL CR INCOME FD COM 67070X101 170 10,500 SH   SOLE   10,500 0 0
NUVEEN MUNICIPAL VALUE FUND INC COM 670928100 1,676 150,486 SH   SOLE   149,136 0 1,350
NVIDIA CORP COM 67066G104 8,770 16,426 SH   SOLE   13,766 0 2,660
OCEANFIRST FINL CORP COM 675234108 3,352 140,000 SH   SOLE   140,000 0 0
ORACLE CORPORATION COM 68389X105 2,863 40,796 SH   SOLE   39,446 0 1,350
ORANGE CNTY BANCORP INC COM 68417L107 19,283 627,077 SH   SOLE   0 0 627,077
OSHKOSH CORP COM 688239201 1,505 12,682 SH   SOLE   8,658 0 4,024
PEPSICO INCORPORATED COM 713448108 8,180 57,829 SH   SOLE   44,304 0 13,525
PERKINELMER INC COM 714046109 2,802 21,845 SH   SOLE   16,603 0 5,242
PFIZER INCORPORATED COM 717081103 5,031 138,859 SH   SOLE   117,362 0 21,497
PHILLIPS 66 COM 718546104 957 11,738 SH   SOLE   9,012 0 2,726
PNC FINANCIAL SERVICES COM 693475105 1,643 9,368 SH   SOLE   5,488 0 3,880
PPL CORPORATION COM 69351T106 579 20,077 SH   SOLE   18,847 0 1,230
PROCTER & GAMBLE CO COM 742718109 3,291 24,299 SH   SOLE   18,844 0 5,455
PROLOGICS INC. COM 74340W103 2,462 23,226 SH   SOLE   18,829 0 4,397
QUALCOMM INC COM 747525103 481 3,630 SH   SOLE   3,630 0 0
RAYTHEON COMPANY NEW COM 755111507 1,197 15,485 SH   SOLE   6,668 0 8,817
RESMED INC COM 761152107 2,352 12,125 SH   SOLE   0 0 12,125
ROYAL CARIBBEAN CRUISES LTD COM 761152107 683 7,973 SH   SOLE   5,222 0 2,751
ROYAL DUTCH SHELL SPON ADR COM 780259206 332 8,474 SH   SOLE   8,324 0 150
SALESFORCE COM COM 79466L302 7,068 33,358 SH   SOLE   24,844 0 8,514
SPDR HEALTH CARE SELECT SECTOR TR COM 81369Y209 252 2,160 SH   SOLE   60 0 2,100
SHERWIN WILLIAMS CO COM 824348106 6,709 9,091 SH   SOLE   6,818 0 2,273
SONOS INC COM 83570H108 384 10,250 SH   SOLE   10,250 0 0
SOUTHWEST AIRLINES CO COM 844741108 1,146 18,776 SH   SOLE   16,445 0 2,331
SPDR S&P 500 ETF TR COM 78462F103 9,101 22,962 SH   SOLE   9,384 0 13,578
SPDR S&P MIDCAP 400 ETF TR COM 78467Y107 2,257 4,742 SH   SOLE   720 0 4,022
SPDR PORTFOLIO DEVELOPED WORLD EX-US ETF COM 78463X889 256 7,226 SH   SOLE   1,145 0 6,081
SPDR PORTFOLIO EMERGING MARKETS ETF COM 78463X509 381 8,704 SH   SOLE   1,490 0 7,214
SPDR SER TR BLOOMBERG BARCLAYS INTER TERM CORP BD ETF COM 78464A375 699 19,276 SH   SOLE   0 0 19,276
SPDR PORTFOLIO S&P 400 MID CAP ETF COM 78464A847 225 4,922 SH   SOLE   787 0 4,135
SPDR PORTFILIO S&P 500 GROWTH COM 78464A409 282 5,007 SH   SOLE   3 0 5,004
SPDR PORTFILIO S&P 500 VALUE COM 78464A508 247 6,511 SH   SOLE   0 0 6,511
SPDR PORTFOLIO S&P 600 SMALL CAP ETF COM 78468R853 578 13,682 SH   SOLE   2,132 0 11,550
SPDR PORTFOLIO SHORT TERM CORPORATE BD ETF COM 78464A474 3,575 114,169 SH   SOLE   0 0 114,169
STARBUCKS CORP COM 855244109 3,868 35,398 SH   SOLE   27,087 0 8,311
STERLING BANCORP DEL COM COM 85917A100 4,044 175,681 SH   SOLE   175,681 0 0
SUNOCO LP COM COM 86765K109 382 12,000 SH   SOLE   12,000 0 0
SYSCO CORPORATION COM 871829107 1,262 16,032 SH   SOLE   13,467 0 2,565
T. ROWE PRICE GROUP INC COM 74144T108 519 3,025 SH   SOLE   3,025 0 0
TESLA MTRS INC COM 88160R101 264 395 SH   SOLE   395 0 0
AES CORP COM 00130H105 2,213 82,548 SH   SOLE   73,324 0 9,224
ESTEE LAUDER COMPANIES INC CL A COM 518439104 6,101 20,976 SH   SOLE   15,204 0 5,772
THE HOME DEPOT INC COM 437076102 17,789 58,278 SH   SOLE   47,866 0 10,412
THE KRAFT HEINZ CO COM 500754106 384 9,598 SH   SOLE   8,723 0 875
THERMO FISHER SCIENTIFIC INC. COM 883556102 15,030 32,934 SH   SOLE   26,399 0 6,535
TORONTO DOMINION BK COM 891160509 286 4,385 SH   SOLE   2,075 0 2,310
TRUIST FINANCIAL CORP COM 89832Q109 1,074 18,414 SH   SOLE   16,992 0 1,422
TWO HARBORS INVESTMENT CORP COM 90187B408 91 12,350 SH   SOLE   12,350 0 0
UNITED HEALTHCARE CORP COM 91324P102 8,855 23,798 SH   SOLE   17,658 0 6,140
US BANCORP DEL NEW COM 902973304 202 3,650 SH   SOLE   100 0 3,550
VALERO ENERGY CORP COM 91913Y100 496 6,930 SH   SOLE   3,205 0 3,725
VANGUARD ADMIRAL FDS INC S&P SMALLCAP 600 INDEX FD COM 921932828 587 2,950 SH   SOLE   2,950 0 0
VANGUARD EMERGING MARKETS ETF COM 922042858 583 11,200 SH   SOLE   11,200 0 0
VANGUARD FTSE DEVELOPED MARKETS ETF COM 921943858 608 12,375 SH   SOLE   12,375 0 0
VANGUARD INDEX FD S&P 500 ETF COM 922908363 214 588 SH   SOLE   0 0 588
VERIZON COMMUNICATIONS COM 92343V104 7,355 126,475 SH   SOLE   103,124 0 23,351
VISA INC COM 92826C839 6,841 32,312 SH   SOLE   23,348 0 8,964
WALGREEN BOOTS ALLIANCE INC COM 931427108 366 6,667 SH   SOLE   6,667 0 0
WAL-MART STORES INC COM 931142103 3,937 28,983 SH   SOLE   20,564 0 8,419
DISNEY WALT CO COM 254687106 8,352 45,262 SH   SOLE   33,612 0 11,650
WILLIAMS COMPANIES COM 969457100 361 15,259 SH   SOLE   14,819 0 440
WORLDS INC COM 98159J200 67 153,350 SH   SOLE   153,350 0 0
XILINX INC COM 983919101 3,495 28,207 SH   SOLE   20,210 0 7,997