The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M COMPANY COM 885794101 756 4,721 SH   SOLE   2,621 0 2,100
ABBOTT LABORATORIES COM 002824100 1,665 15,303 SH   SOLE   3,734 0 11,569
ABBVIE INC COM COM 002874109 1,184 13,516 SH   SOLE   5,695 0 7,821
ADOBE SYSTEMS INC COM 00724F101 14,665 29,903 SH   SOLE   22,101 0 7,802
ADSOUTH PARTNERS INC (NV) COM 00737M200 0 10,001 SH   SOLE   0 0 10,001
ALBEMARLE CORP COM 012653101 201 2,250 SH   SOLE   2,250 0 0
ALPHABET INC CLASS A COM 02079K305 446 304 SH   SOLE   294 0 10
ALPHABET INC CLASS C COM 02079K107 9,223 6,276 SH   SOLE   4,764 0 1,512
ALTRIA GROUP INC COM 02209S103 225 5,817 SH   SOLE   5,217 0 600
AMAZON COM INC COM 023135106 10,627 3,375 SH   SOLE   2,533 0 842
AMERN TOWER CORP CLASS A COM 03027X100 5,912 24,458 SH   SOLE   17,931 0 6,527
AMGEN INC COM COM 031162100 774 3,045 SH   SOLE   2,185 0 860
AMTRUST FINANCIAL SERVICES INC COM 032359846 417 27,800 SH   SOLE   27,800 0 0
APPLE, INC. COM 037833100 19,444 167,897 SH   SOLE   124,496 0 43,401
AT & T INC COM 00206R102 1,827 64,070 SH   SOLE   51,749 0 12,321
ATHERSYS INC COM 04744L106 44 22,500 SH   SOLE   2,500 0 20,000
AUTO DATA PROCESSING COM 053015103 3,400 24,372 SH   SOLE   15,067 0 9,305
AUTOZONE INC COM 053332102 1,032 876 SH   SOLE   715 0 161
BALCHEM CORP COM 057665200 376 3,855 SH   SOLE   3,012 0 843
BANKAMERICA CORP COM 060505104 4,857 201,616 SH   SOLE   166,619 0 34,997
THE BANK OF NY MELLON CORP COM 064058100 919 26,769 SH   SOLE   22,834 0 3,935
BERKSHIRE BANCORP INC DEL COM COM 084597202 113 13,048 SH   SOLE   13,048 0 0
BLACKROCK MUNIENHANCED FD INC COM 09253Y100 129 11,400 SH   SOLE   11,400 0 0
BOEING CO COM 097023105 1,790 10,830 SH   SOLE   8,090 0 2,740
BP PLC ADR COM 055622104 208 11,896 SH   SOLE   10,571 0 1,325
BRISTOL-MYERS SQUIBB CO COM 110122108 1,586 26,303 SH   SOLE   23,066 0 3,237
BROADCOM LTD COM Y09827109 5,740 15,756 SH   SOLE   10,913 0 4,843
CABOT OIL & GAS CORP COM 127097103 684 39,427 SH   SOLE   30,765 0 8,662
CARDINAL HEALTH INC COM 14149Y108 338 7,202 SH   SOLE   7,202 0 0
CARMAX INC COM 143130102 779 8,471 SH   SOLE   5,804 0 2,667
CATERPILLAR INC COM 149123101 616 4,129 SH   SOLE   2,854 0 1,275
Cellcube Energy Storage Sys Inc Com COM 15116L102 0 15,000 SH   SOLE   15,000 0 0
CHEVRON CORP COM 166764100 2,135 29,656 SH   SOLE   23,004 0 6,652
CHIPOTLE MEXICAN GRILL INC. COM COM 169656105 1,097 882 SH   SOLE   756 0 126
CHUBB LTD COM H1467J104 607 5,230 SH   SOLE   4,981 0 249
CIENA CORP COM 171779309 1,202 30,276 SH   SOLE   29,441 0 835
CIGNA CORP COM 125523100 349 2,060 SH   SOLE   1,677 0 383
CISCO SYSTEMS INC COM 17275R102 3,842 97,543 SH   SOLE   82,718 0 14,825
CITRIX SYSTEMS INC COM 177376100 1,319 9,575 SH   SOLE   9,575 0 0
COCA COLA COMPANY COM 191216100 378 7,655 SH   SOLE   3,855 0 3,800
COMCAST CORP NEW CL A COM 20030N101 5,441 117,608 SH   SOLE   89,287 0 28,321
COMMERCIAL METALS CO COM 201723103 317 15,855 SH   SOLE   15,855 0 0
CONOCOPHILLIPS COM 20825C104 1,352 41,161 SH   SOLE   32,331 0 8,830
CORNING INC COM 219350105 926 28,562 SH   SOLE   23,837 0 4,725
COSTCO WHSL CORP NEW COM 22160K105 2,520 7,099 SH   SOLE   5,687 0 1,412
CSW INDUSTRIALS INC COM 126402106 256 3,312 SH   SOLE   3,312 0 0
C S X CORP COM 126408103 3,887 50,044 SH   SOLE   41,517 0 8,527
CVS HEALTH CORP COM 126650100 1,306 22,356 SH   SOLE   21,601 0 755
DANAHER CORP COM 235851102 7,192 33,398 SH   SOLE   25,985 0 7,413
DOLLAR GENERAL CORPORATION COM 256677105 4,653 22,199 SH   SOLE   17,129 0 5,070
DOW INC COM 260557103 217 4,610 SH   SOLE   4,564 0 46
DUKE ENERGY CORPORATION COM 26441C204 3,715 41,953 SH   SOLE   29,820 0 12,133
DUPONT DE MEMOURS INC COM 26614N102 302 5,443 SH   SOLE   5,397 0 46
ELI LILLY & COMPANY COM 532457108 8,864 59,883 SH   SOLE   19,420 0 40,463
EMERSON ELECTRIC CO COM 291011104 1,245 18,989 SH   SOLE   17,514 0 1,475
ENBRIDGE INC COM 29250N105 2,131 72,984 SH   SOLE   55,972 0 17,012
EXXON MOBIL CORPORATION COM 30231G102 1,977 57,582 SH   SOLE   37,055 0 20,527
FACEBOOK INC CL A COM 30303M102 9,672 36,931 SH   SOLE   28,410 0 8,521
FEDEX CORPORATION COM 31428X106 3,356 13,344 SH   SOLE   11,401 0 1,943
GENERAL ELECTRIC COMPANY COM 370000000 192 30,783 SH   SOLE   4,850 0 25,933
GLAXOSMITHKLINE PLC ADR COM 37733W105 210 5,583 SH   SOLE   2,083 0 3,500
GOLDMAN SACHS GROUP INC COM 38141G104 767 3,817 SH   SOLE   3,767 0 50
HALLIBURTON COMPANY COM 406216101 191 15,850 SH   SOLE   13,850 0 2,000
HONEYWELL INTERNATIONAL COM 438516106 4,229 25,693 SH   SOLE   18,906 0 6,787
ILLINOIS TOOL WORKS INC COM 452308109 627 3,245 SH   SOLE   1,165 0 2,080
ILLUMINA INC COM 452327109 5,067 16,393 SH   SOLE   11,898 0 4,495
INTEL CORP COM 458140100 4,070 78,609 SH   SOLE   68,068 0 10,541
INTL BUSINESS MACHINES COM 459200101 1,329 10,922 SH   SOLE   7,400 0 3,522
INTL FLAVOR & FRAGRANCES COM 459506101 415 3,390 SH   SOLE   3,390 0 0
INTUITIVE SURGICAL INC NEW COM 46120E602 20,871 29,415 SH   SOLE   100 0 29,315
INVESCO QQQ TR UNIT SER 1 COM 46090E107 1,766 6,355 SH   SOLE   2,395 0 3,960
ISHARES TR CORE S&P SMALL-CAP ETF COM 464287804 465 6,627 SH   SOLE   245 0 6,382
ISHARES TR MSCI EAFE ETF COM 464287465 657 10,325 SH   SOLE   5,145 0 5,180
ISHARES TR MSCI EMERGING MKTS INDEX FD COM 464287234 283 6,417 SH   SOLE   4,539 0 1,878
ISHARES TR N Y MUNI BD ETF FD COM 464288323 793 13,800 SH   SOLE   13,800 0 0
ISHARES NORTH AMERICAN TECH COM 464287549 255 825 SH   SOLE   0 0 825
ISHARES TR S&P US PFD STK INDE COM 464288687 5,275 144,713 SH   SOLE   126,013 0 18,700
ISHARES US TECHNOLOGY ETF COM 464287721 421 1,397 SH   SOLE   32 0 1,365
JEFFERSONVILLE BANCORP COM 47559A103 459 29,641 SH   SOLE   29,641 0 0
JOHNSON & JOHNSON COM 478160104 5,217 35,045 SH   SOLE   29,108 0 5,937
JP MORGAN CHASE & CO COM 46625H100 8,544 88,754 SH   SOLE   66,378 0 22,376
KIMBERLY-CLARK CORP COM 494368103 281 1,900 SH   SOLE   525 0 1,375
L3HARRIS TECHNOLOGIES INC COM 502431109 648 3,816 SH   SOLE   2,681 0 1,135
LENNAR CORP COM 526057104 561 6,873 SH   SOLE   5,313 0 1,560
LIFE STORAGE INC COM 53223X107 225 2,135 SH   SOLE   400 0 1,735
LINCOLN ELEC HLDGS INC COM 533900106 1,399 15,201 SH   SOLE   11,851 0 3,350
LOCKHEED MARTIN CORP COM 539830109 3,017 7,872 SH   SOLE   6,212 0 1,660
LOWES COMPANIES INC COM 548661107 582 3,509 SH   SOLE   2,684 0 825
LYONDELLBASELL INDUSTRIES NV COM N53745100 203 2,876 SH   SOLE   1,921 0 955
M & T BANK CORP COM 55261F104 734 7,967 SH   SOLE   7,217 0 750
MARSH & MCLENNAN CO INC COM 571748102 5,535 48,255 SH   SOLE   37,026 0 11,229
MASCO CORP COM 574599106 219 3,970 SH   SOLE   3,100 0 870
MCDONALDS CORP COM 580135101 1,516 6,908 SH   SOLE   4,295 0 2,613
MEDTRONIC PLC COM G5960L103 13,450 129,429 SH   SOLE   18,666 0 110,763
MERCK & CO INC COM 58933Y105 4,215 50,815 SH   SOLE   38,625 0 12,190
METLIFE INC COM 59156R108 248 6,672 SH   SOLE   6,522 0 150
MICROSOFT CORP COM 594918104 27,453 130,524 SH   SOLE   106,380 0 24,144
MONDELEZ INTL INC CL A COM 609207105 1,888 32,857 SH   SOLE   25,180 0 7,677
MORGAN STANLEY COM 617446448 2,039 42,170 SH   SOLE   30,940 0 11,230
NEXTERA ENERGY INC. COM 302571104 1,465 5,278 SH   SOLE   3,578 0 1,700
NIKE INC CLASS B COM 654106103 5,961 47,481 SH   SOLE   34,216 0 13,265
NORFOLK SOUTHERN CORP COM 655844108 566 2,643 SH   SOLE   2,458 0 185
NORTHROP GRUMMAN CORP COM 666807102 959 3,040 SH   SOLE   3,010 0 30
NUVEEN MUNICIPAL CREDIT INCOME FD COM 67071L106 164 10,500 SH   SOLE   10,500 0 0
NUVEEN AMT FREE MUN INCOME FD COM 670657105 315 22,000 SH   SOLE   22,000 0 0
NUVEEN MUN HIGH INCOME OPP FD COM 670682103 155 11,500 SH   SOLE   11,500 0 0
NUVEEN MUNICIPAL CR INCOME FD COM 67070X101 154 10,500 SH   SOLE   10,500 0 0
NUVEEN MUNICIPAL VALUE FUND INC COM 670928100 1,326 124,386 SH   SOLE   123,836 0 550
NVIDIA CORP COM 67066G104 7,803 14,418 SH   SOLE   12,268 0 2,150
OCEANFIRST FINL CORP COM 675234108 1,917 140,000 SH   SOLE   140,000 0 0
ORACLE CORPORATION COM 68389X105 2,570 43,050 SH   SOLE   41,700 0 1,350
ORANGE CNTY BANCORP INC COM 68417L107 15,129 637,031 SH   SOLE   0 0 637,031
OSHKOSH CORP COM 688239201 892 12,130 SH   SOLE   8,152 0 3,978
PEPSICO INCORPORATED COM 713448108 8,302 59,897 SH   SOLE   45,080 0 14,817
PERKINELMER INC COM 714046109 2,609 20,791 SH   SOLE   15,648 0 5,143
PFIZER INCORPORATED COM 717081103 5,286 144,031 SH   SOLE   120,849 0 23,182
PHILLIPS 66 COM 718546104 400 7,722 SH   SOLE   6,347 0 1,375
PNC FINANCIAL SERVICES COM 693475105 1,219 11,093 SH   SOLE   6,873 0 4,220
PPL CORPORATION COM 69351T106 522 19,195 SH   SOLE   17,865 0 1,330
PROCTER & GAMBLE CO COM 742718109 3,647 26,239 SH   SOLE   20,559 0 5,680
PROLOGICS INC. COM 74340W103 2,422 24,069 SH   SOLE   19,434 0 4,635
QUALCOMM INC COM 747525103 462 3,930 SH   SOLE   3,930 0 0
RAYTHEON COMPANY NEW COM 755111507 1,702 29,580 SH   SOLE   15,757 0 13,823
RESMED INC COM 761152107 2,079 12,125 SH   SOLE   0 0 12,125
ROYAL CARIBBEAN CRUISES LTD COM 761152107 884 13,655 SH   SOLE   8,896 0 4,759
ROYAL DUTCH SHELL SPON ADR COM 780259206 201 7,980 SH   SOLE   7,830 0 150
SALESFORCE COM COM 79466L302 8,104 32,247 SH   SOLE   23,866 0 8,381
SPDR HEALTH CARE SELECT SECTOR TR COM 81369Y209 228 2,160 SH   SOLE   60 0 2,100
SHERWIN WILLIAMS CO COM 824348106 5,437 7,804 SH   SOLE   5,537 0 2,267
SONOS INC COM 83570H108 307 20,250 SH   SOLE   20,250 0 0
SPDR S&P 500 ETF TR COM 78462F103 6,687 19,969 SH   SOLE   5,265 0 14,704
SPDR S&P MIDCAP 400 ETF TR COM 78467Y107 1,874 5,530 SH   SOLE   1,010 0 4,520
SPDR SER TR BLOOMBERG BARCLAYS INTER TERM CORP BD ETF COM 78464A375 1,900 51,700 SH   SOLE   1,988 0 49,712
SPDR PORTFOLIO SHORT TERM CORPORATE BD ETF COM 78464A474 1,934 61,651 SH   SOLE   2,225 0 59,426
STARBUCKS CORP COM 855244109 2,786 32,426 SH   SOLE   23,286 0 9,140
STERLING BANCORP DEL COM COM 85917A100 3,462 329,066 SH   SOLE   329,066 0 0
SYSCO CORPORATION COM 871829107 1,129 18,152 SH   SOLE   15,587 0 2,565
AES CORP COM 00130H105 1,431 79,017 SH   SOLE   69,897 0 9,120
ESTEE LAUDER COMPANIES INC CL A COM 518439104 4,539 20,799 SH   SOLE   14,949 0 5,850
THE HOME DEPOT INC COM 437076102 16,554 59,610 SH   SOLE   48,720 0 10,890
THE KRAFT HEINZ CO COM 500754106 323 10,781 SH   SOLE   9,906 0 875
THERMO FISHER SCIENTIFIC INC. COM 883556102 14,883 33,709 SH   SOLE   26,958 0 6,751
TORONTO DOMINION BK COM 891160509 301 6,514 SH   SOLE   4,204 0 2,310
TRUIST FINANCIAL CORP COM 89832Q109 1,564 41,091 SH   SOLE   34,594 0 6,497
UNITED HEALTHCARE CORP COM 91324P102 7,349 23,573 SH   SOLE   17,210 0 6,363
US BANCORP DEL NEW COM 902973304 255 7,117 SH   SOLE   3,067 0 4,050
VALERO ENERGY CORP COM 91913Y100 311 7,185 SH   SOLE   3,860 0 3,325
VANGUARD FTSE DEVELOPED MARKETS ETF COM 921943858 247 6,047 SH   SOLE   3,175 0 2,872
VERIZON COMMUNICATIONS COM 92343V104 7,627 128,212 SH   SOLE   102,511 0 25,701
VISA INC COM 92826C839 6,261 31,309 SH   SOLE   22,016 0 9,293
WALGREEN BOOTS ALLIANCE INC COM 931427108 239 6,667 SH   SOLE   6,667 0 0
WAL-MART STORES INC COM 931142103 3,890 27,804 SH   SOLE   19,186 0 8,618
DISNEY WALT CO COM 254687106 5,471 44,095 SH   SOLE   31,861 0 12,234
WESTMONT RES INC COM 96081P302 0 30,000 SH   SOLE   0 0 30,000
WILLIAMS COMPANIES COM 969457100 389 19,802 SH   SOLE   18,612 0 1,190
XILINX INC COM 983919101 2,934 28,145 SH   SOLE   19,785 0 8,360