The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M COMPANY COM 885794101 756 5,537 SH   SOLE   3,437 0 2,100
ABBOTT LABORATORIES COM 002824100 1,460 18,498 SH   SOLE   3,799 0 14,699
ABBVIE INC COM COM 002874109 1,015 13,328 SH   SOLE   3,728 0 9,600
ADOBE SYSTEMS INC COM 00724F101 9,596 30,153 SH   SOLE   21,892 0 8,261
AIMGLOBAL TECHNOLOGIES INC COM 00900N100 0 10,000 SH   SOLE   0 0 10,000
ADSOUTH PARTNERS INC (NV) COM 00737M200 0 10,001 SH   SOLE   0 0 10,001
ALPS ALERIAN MLP ETF COM 00162Q866 36 10,375 SH   SOLE   10,375 0 0
ALLERGAN PLC COM G0177J108 480 2,711 SH   SOLE   2,611 0 100
ALPHABET INC CLASS A COM 02079K305 349 300 SH   SOLE   290 0 10
ALPHABET INC CLASS C COM 02079K107 7,116 6,120 SH   SOLE   4,551 0 1,569
ALTRIA GROUP INC COM 02209S103 232 6,000 SH   SOLE   5,400 0 600
AMAZON COM INC COM 023135106 6,340 3,252 SH   SOLE   2,384 0 868
AMERN TOWER CORP CLASS A COM 03027X100 5,396 24,782 SH   SOLE   17,933 0 6,849
AMGEN INC COM COM 031162100 737 3,637 SH   SOLE   2,657 0 980
ANNALY MTG MANAGEMENT COM 035710409 95 18,700 SH   SOLE   18,700 0 0
APOLLO INVT CORP COM COM 03761U502 74 11,000 SH   SOLE   11,000 0 0
APPLE, INC. COM 037833100 10,780 42,392 SH   SOLE   31,206 0 11,186
ASHFORD HOSPITALITY TR INC COM 044103109 15 20,000 SH   SOLE   20,000 0 0
AT & T INC COM 00206R102 1,737 59,597 SH   SOLE   46,367 0 13,230
ATHERSYS INC COM 04744L106 68 22,500 SH   SOLE   2,500 0 20,000
ATRION CORP COM 049904105 325 500 SH   SOLE   0 0 500
AUTO DATA PROCESSING COM 053015103 3,437 25,147 SH   SOLE   15,437 0 9,710
AUTOZONE INC COM 053332102 781 923 SH   SOLE   770 0 153
BALCHEM CORP COM 057665200 381 3,855 SH   SOLE   3,012 0 843
BALL CORP COM 058498106 226 3,500 SH   SOLE   0 0 3,500
BANKAMERICA CORP COM 060505104 3,936 185,399 SH   SOLE   151,702 0 33,697
THE BANK OF NY MELLON CORP COM 064058100 933 27,696 SH   SOLE   23,611 0 4,085
BERKSHIRE BANCORP INC DEL COM COM 084597202 121 12,298 SH   SOLE   12,298 0 0
BLACKROCK CAPITAL INVESTMENT C COM 092533108 47 21,500 SH   SOLE   21,500 0 0
BLACKROCK MUNIENHANCED FD INC COM 09253Y100 122 11,400 SH   SOLE   11,400 0 0
BOEING CO COM 097023105 1,700 11,401 SH   SOLE   8,471 0 2,930
BOREAL WATER COLLECTION INC CO COM 09971P100 0 35,700 SH   SOLE   0 0 35,700
BP PLC ADR COM 055622104 221 9,057 SH   SOLE   7,732 0 1,325
BRISTOL-MYERS SQUIBB CO COM 110122108 1,537 27,569 SH   SOLE   23,932 0 3,637
BROADCOM LTD COM Y09827109 3,946 16,642 SH   SOLE   11,619 0 5,023
CABOT OIL & GAS CORP COM 127097103 603 35,104 SH   SOLE   29,357 0 5,747
CARDINAL HEALTH INC COM 14149Y108 356 7,428 SH   SOLE   7,428 0 0
CARMAX INC COM 143130102 440 8,166 SH   SOLE   5,309 0 2,857
CATERPILLAR INC COM 149123101 505 4,354 SH   SOLE   3,079 0 1,275
Cellcube Energy Storage Sys Inc Com COM 15116L102 0 15,000 SH   SOLE   15,000 0 0
CHEVRON CORP COM 166764100 2,179 30,070 SH   SOLE   23,238 0 6,832
CHIPOTLE MEXICAN GRILL INC. COM COM 169656105 524 800 SH   SOLE   800 0 0
CHUBB LTD COM H1467J104 630 5,638 SH   SOLE   5,329 0 309
CIGNA CORP COM 125523100 397 2,240 SH   SOLE   1,857 0 383
CISCO SYSTEMS INC COM 17275R102 4,011 102,038 SH   SOLE   86,938 0 15,100
CITRIX SYSTEMS INC COM 177376100 1,405 9,925 SH   SOLE   9,925 0 0
COCA COLA COMPANY COM 191216100 340 7,680 SH   SOLE   3,880 0 3,800
COMCAST CORP NEW CL A COM 20030N101 4,125 119,969 SH   SOLE   90,109 0 29,860
COMMERCIAL METALS CO COM 201723103 250 15,855 SH   SOLE   15,855 0 0
CONOCOPHILLIPS COM 20825C104 1,336 43,383 SH   SOLE   33,675 0 9,708
CORNING INC COM 219350105 664 32,312 SH   SOLE   27,587 0 4,725
COSTCO WHSL CORP NEW COM 22160K105 2,054 7,203 SH   SOLE   5,831 0 1,372
CSW INDUSTRIALS INC COM 126402106 215 3,312 SH   SOLE   3,312 0 0
C S X CORP COM 126408103 2,513 43,856 SH   SOLE   35,504 0 8,352
CVS HEALTH CORP COM 126650100 1,372 23,126 SH   SOLE   22,371 0 755
DANAHER CORP COM 235851102 4,459 32,216 SH   SOLE   25,066 0 7,150
DOLLAR GENERAL CORPORATION COM 256677105 3,276 21,695 SH   SOLE   16,760 0 4,935
DUKE ENERGY CORPORATION COM 26441C204 3,787 46,824 SH   SOLE   34,740 0 12,084
EAGLE POINT CREDIT CO COM 269808101 72 10,500 SH   SOLE   10,500 0 0
ELI LILLY & COMPANY COM 532457108 8,263 59,565 SH   SOLE   19,032 0 40,533
EMERSON ELECTRIC CO COM 291011104 954 20,020 SH   SOLE   18,145 0 1,875
ENBRIDGE INC COM 29250N105 2,185 75,118 SH   SOLE   56,657 0 18,461
EXXON MOBIL CORPORATION COM 30231G102 2,141 56,395 SH   SOLE   35,204 0 21,191
FACEBOOK INC CL A COM 30303M102 6,170 36,988 SH   SOLE   28,010 0 8,978
FEDEX CORPORATION COM 31428X106 1,180 9,728 SH   SOLE   7,790 0 1,938
GENERAL ELECTRIC COMPANY COM 370000000 276 34,808 SH   SOLE   6,475 0 28,333
GLAXOSMITHKLINE PLC ADR COM 37733W105 212 5,583 SH   SOLE   2,083 0 3,500
GOLDMAN SACHS GROUP INC COM 38141G104 675 4,367 SH   SOLE   4,292 0 75
HALLIBURTON COMPANY COM 406216101 117 17,080 SH   SOLE   15,080 0 2,000
HONEYWELL INTERNATIONAL COM 438516106 3,259 24,358 SH   SOLE   18,079 0 6,279
ILLINOIS TOOL WORKS INC COM 452308109 461 3,245 SH   SOLE   1,165 0 2,080
ILLUMINA INC COM 452327109 4,237 15,513 SH   SOLE   10,763 0 4,750
INTEL CORP COM 458140100 4,677 86,427 SH   SOLE   75,046 0 11,381
INTL BUSINESS MACHINES COM 459200101 1,237 11,147 SH   SOLE   7,325 0 3,822
INTL FLAVOR & FRAGRANCES COM 459506101 361 3,540 SH   SOLE   3,540 0 0
INTUITIVE SURGICAL INC NEW COM 46120E602 16,176 32,665 SH   SOLE   0 0 32,665
INVESCO QQQ TR UNIT SER 1 COM 46090E103 1,134 5,955 SH   SOLE   1,695 0 4,260
ISHARES TR CORE S&P SMALL-CAP ETF COM 464287804 415 7,390 SH   SOLE   70 0 7,320
ISHARES TR MSCI EAFE ETF COM 464287465 563 10,525 SH   SOLE   5,295 0 5,230
ISHARES TR MSCI EMERGING MKTS INDEX FD COM 464287234 221 6,464 SH   SOLE   4,489 0 1,975
ISHARES TR N Y MUNI BD ETF FD COM 464288323 780 13,800 SH   SOLE   13,800 0 0
ISHARES TR S&P US PFD STK INDE COM 464288687 4,415 138,674 SH   SOLE   119,974 0 18,700
ISHARES US TECHNOLOGY ETF COM 464287721 340 1,665 SH   SOLE   0 0 1,665
JEFFERSONVILLE BANCORP COM 47559A103 431 29,641 SH   SOLE   29,641 0 0
JOHNSON & JOHNSON COM 478160104 4,897 37,348 SH   SOLE   30,633 0 6,715
JP MORGAN CHASE & CO COM 46625H100 7,814 86,797 SH   SOLE   63,911 0 22,886
KIMBERLY-CLARK CORP COM 494368103 217 1,700 SH   SOLE   325 0 1,375
L3HARRIS TECHNOLOGIES INC COM 502431109 705 3,916 SH   SOLE   2,631 0 1,285
LENNAR CORP COM 526057104 272 7,120 SH   SOLE   5,319 0 1,801
LIFE STORAGE INC COM 53223X107 202 2,135 SH   SOLE   400 0 1,735
LINCOLN ELEC HLDGS INC COM 533900106 1,051 15,239 SH   SOLE   11,871 0 3,368
LOCKHEED MARTIN CORP COM 539830109 2,196 6,479 SH   SOLE   4,844 0 1,635
LOWES COMPANIES INC COM 548661107 317 3,679 SH   SOLE   2,854 0 825
M & T BANK CORP COM 55261F104 856 8,274 SH   SOLE   7,624 0 650
MARSH & MCLENNAN CO INC COM 571748102 4,129 47,755 SH   SOLE   35,953 0 11,802
MCDONALDS CORP COM 580135101 1,101 6,656 SH   SOLE   4,025 0 2,631
MEDTRONIC PLC COM G5960L103 11,728 130,046 SH   SOLE   18,403 0 111,643
MERCK & CO INC COM 58933Y105 3,831 49,788 SH   SOLE   37,355 0 12,433
METLIFE INC COM 59156R108 210 6,872 SH   SOLE   6,722 0 150
MICROSOFT CORP COM 594918104 20,737 131,488 SH   SOLE   106,867 0 24,621
MONDELEZ INTL INC CL A COM 609207105 1,623 32,416 SH   SOLE   25,444 0 6,972
MORGAN STANLEY COM 617446448 1,238 36,426 SH   SOLE   25,745 0 10,681
NEW RESIDENTIAL INVT COM 64828T201 57 11,300 SH   SOLE   11,300 0 0
NEXTERA ENERGY INC. COM 302571104 993 4,126 SH   SOLE   2,426 0 1,700
NIKE INC CLASS B COM 654106103 3,935 47,560 SH   SOLE   33,861 0 13,699
NORFOLK SOUTHERN CORP COM 655844108 415 2,843 SH   SOLE   2,458 0 385
NORTHROP GRUMMAN CORP COM 666807102 935 3,090 SH   SOLE   3,060 0 30
NUVEEN MUNICIPAL CREDIT INCOME FD COM 67071L106 154 10,500 SH   SOLE   10,500 0 0
NUVEEN AMT FREE MUN INCOME FD COM 670657105 298 22,000 SH   SOLE   22,000 0 0
NUVEEN MUN HIGH INCOME OPP FD COM 670682103 143 11,500 SH   SOLE   11,500 0 0
NUVEEN MUNICIPAL CR INCOME FD COM 67070X101 148 10,500 SH   SOLE   10,500 0 0
NUVEEN MUNICIPAL VALUE FUND INC COM 670928100 1,085 111,198 SH   SOLE   111,198 0 0
NVIDIA CORP COM 67066G104 3,713 14,085 SH   SOLE   11,985 0 2,100
OCEANFIRST FINL CORP COM 675234108 2,227 140,000 SH   SOLE   140,000 0 0
ORACLE CORPORATION COM 68389X105 2,225 46,031 SH   SOLE   44,611 0 1,420
ORANGE CNTY BANCORP INC COM 68417L107 16,066 649,141 SH   SOLE   0 0 649,141
OSHKOSH CORP COM 688239201 710 11,038 SH   SOLE   7,183 0 3,855
PEPSICO INCORPORATED COM 713448108 7,369 61,356 SH   SOLE   46,032 0 15,324
PERKINELMER INC COM 714046109 1,517 20,157 SH   SOLE   15,013 0 5,144
PFIZER INCORPORATED COM 717081103 4,616 141,412 SH   SOLE   118,349 0 23,063
PHILLIPS 66 COM 718546104 422 7,867 SH   SOLE   6,492 0 1,375
PNC FINANCIAL SERVICES COM 693475105 1,112 11,618 SH   SOLE   7,298 0 4,320
PPL CORPORATION COM 69351T106 455 18,445 SH   SOLE   17,115 0 1,330
PROCTER & GAMBLE CO COM 742718109 3,065 27,864 SH   SOLE   20,759 0 7,105
PROLOGICS INC. COM 74340W103 1,927 23,982 SH   SOLE   19,477 0 4,505
QUALCOMM INC COM 747525103 268 3,955 SH   SOLE   3,855 0 100
RAYTHEON COMPANY NEW COM 755111507 1,534 11,696 SH   SOLE   6,289 0 5,407
RESMED INC COM 761152107 2,117 14,375 SH   SOLE   0 0 14,375
ROYAL CARIBBEAN CRUISES LTD COM 761152107 508 15,804 SH   SOLE   10,083 0 5,721
ROYAL DUTCH SHELL SPON ADR COM 780259206 284 8,130 SH   SOLE   7,980 0 150
SALESFORCE COM COM 79466L302 4,592 31,890 SH   SOLE   22,974 0 8,916
SHERWIN WILLIAMS CO COM 824348106 3,589 7,810 SH   SOLE   5,483 0 2,327
SPDR S&P 500 ETF TR COM 78462F103 5,042 19,561 SH   SOLE   4,375 0 15,186
SPDR S&P MIDCAP 400 ETF TR COM 78467Y107 1,625 6,183 SH   SOLE   1,010 0 5,173
STARBUCKS CORP COM 855244109 2,196 33,399 SH   SOLE   24,264 0 9,135
STERLING BANCORP DEL COM COM 85917A100 3,478 332,866 SH   SOLE   332,866 0 0
SUNOCO LP COM COM 86765K109 172 11,000 SH   SOLE   11,000 0 0
SYSCO CORPORATION COM 871829107 901 19,752 SH   SOLE   17,187 0 2,565
T. ROWE PRICE GROUP INC COM 74144T108 300 3,075 SH   SOLE   3,075 0 0
AES CORP COM 00130H105 1,003 73,766 SH   SOLE   62,546 0 11,220
ESTEE LAUDER COMPANIES INC CL A COM 518439104 3,400 21,339 SH   SOLE   15,034 0 6,305
THE HOME DEPOT INC COM 437076102 11,297 60,506 SH   SOLE   49,356 0 11,150
THE KRAFT HEINZ CO COM 500754106 276 11,151 SH   SOLE   10,276 0 875
THERMO FISHER SCIENTIFIC INC. COM 883556102 10,006 35,281 SH   SOLE   28,169 0 7,112
TORONTO DOMINION BK COM 891160509 291 6,864 SH   SOLE   4,554 0 2,310
TRUIST FINANCIAL CORP COM 89832Q109 1,521 49,315 SH   SOLE   41,571 0 7,744
TWO HBRS INVT CORP COM COM 90187B101 47 12,350 SH   SOLE   12,350 0 0
UNITED TECHNOLOGIES CORP COM 913017109 518 5,494 SH   SOLE   3,314 0 2,180
UNITED HEALTHCARE CORP COM 91324P102 5,951 23,863 SH   SOLE   17,355 0 6,508
US BANCORP DEL NEW COM 902973304 245 7,117 SH   SOLE   3,067 0 4,050
VALERO ENERGY CORP COM 91913Y100 328 7,235 SH   SOLE   3,910 0 3,325
VERIZON COMMUNICATIONS COM 92343V104 6,848 127,452 SH   SOLE   101,143 0 26,309
VISA INC COM 92826C839 5,007 31,074 SH   SOLE   21,278 0 9,796
WALGREEN BOOTS ALLIANCE INC COM 931427108 305 6,667 SH   SOLE   6,667 0 0
WAL-MART STORES INC COM 931142103 3,250 28,602 SH   SOLE   19,964 0 8,638
DISNEY WALT CO COM 254687106 4,328 44,808 SH   SOLE   32,340 0 12,468
WELLS FARGO & CO NEW COM 949746101 238 8,303 SH   SOLE   5,233 0 3,070
WESTMONT RES INC COM 96081P302 0 30,000 SH   SOLE   0 0 30,000
WILLIAMS COMPANIES COM 969457100 314 22,206 SH   SOLE   19,276 0 2,930
WOLDS INC COM 98159J101 37 153,350 SH   SOLE   153,350 0 0
XILINX INC COM 983919101 2,129 27,311 SH   SOLE   18,129 0 9,182