X0202 4 2005-12-31 0000943033 CCF HOLDING CO CCFH 0001334657 Boswell Stephen E P. O. BOX 935 JONESBORO GA 30237 0 0 0 1 Director-bank subsidiary Common Stock 7875 I IRA Common Stock 1274 I Spouse IRA Common Stock 250 I Daughter IRA Right to buy Options 17.71 2005-12-31 5 A 0 675 A 2006-07-01 2015-12-31 Common Stock 675 675 D Grant David B. Turner by power of attorney 2006-01-04