X0306 4 2020-03-08 0 0001253986 ARBOR REALTY TRUST INC ABR 0000942473 KAUFMAN IVAN C/O ARBOR REALTY TRUST, INC. 333 EARLE OVINGTON BLVD., STE. 900 UNIONDALE NY 11553 1 1 1 0 COB, CEO and President Common Stock, par value $0.01 per share 2020-03-09 4 A 0 45928 A 1039543 D Common Stock, par value $0.01 per share 2020-03-09 4 F 0 5623 10.99 D 1033920 D Common Stock, par value $0.01 per share 2020-03-09 4 F 0 7785 10.99 D 1026135 D Common Stock, par value $0.01 per share 2020-03-08 4 F 0 7192 12.09 D 1018943 D Common Stock, par value $0.01 per share 3898554 I By Arbor Commercial Mortgage, LLC Common Stock, par value $0.01 per share 3632 I By son, Maurice Kaufman Common Stock, par value $0.01 per share 1632 I By son, Adam Kaufman Restricted Stock Units 2020-03-09 4 A 0 275569 0 A Common Stock, par value $0.01 per share 275569 1458479 D Shares of common stock par value $0.01 per share of Arbor Realty Trust, Inc. (the"Company") granted pursuant to the Company's 2017 Omnibus Stock Incentive Plan. One fourth vest on the date of grant, one fourth vest in one year, one fourth vest in two years and one fourth vest in three years. Represents shares that have been withheld by the Company to satisfy tax-withholding obligations in connection with the vesting of common stock. Mr. Kaufman disclaims beneficial ownership of these shares of common stock except to the extent of his pecuniary interest therein. Each restricted stock unit represents the contingent right to receive one share of common stock upon vesting of the unit. The shares of common stock are issuable to Mr. Kaufman if the Company achieves certain total shareholder return objectives for the four-year period ending December 31, 2023, generally subject to continued employement with the Company as of the end of such four-year performance period. /s/ Ivan Kaufman 2020-03-10