485BPOS 1 pea6encoreflex485b120636.htm PEA 6 ENCORE FLEX 485B 120636 pea6encoreflex485b120636.htm -- Converted by SEC Publisher, created by BCL Technologies Inc., for SEC Filing
As filed with the Securities and Exchange  Registration No. 333-120636 
Commission on December 21, 2006  Registration No. 811-09002 

SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

FORM N-4

Post-Effective Amendment No. 6 To
REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933 

and Amendment to

REGISTRATION STATEMENT UNDER THE INVESTMENT COMPANY ACT OF 1940 
Separate Account N of

ReliaStar Life Insurance Company
(formerly Separate Account One of Northern Life Insurance Company)

20 Washington Avenue South, Minneapolis, Minnesota 55401

Depositor’s Telephone Number, including Area Code: (860) 723-2239

Michael A. Pignatella, Counsel
ReliaStar Life Insurance Company
151 Farmington Avenue, Hartford, CT 06156
(Name and Address of Agent for Service)

Approximate Date of Proposed Public Offering: 
As soon as practical after the effective date of the Registration Statement 

It is proposed that this filing will become effective: 
       X               immediately upon filing pursuant to paragraph (b)(1) of Rule 485 
               on ___________ pursuant to paragraph (b)(1) of Rule 485 

If appropriate, check the following box: 
               this post-effective amendment designates a new effective date for a previously 
               filed post-effective amendment. 

Title of Securities Being Registered:  Individual Fixed and Variable Deferred Annuity Contracts


PARTS A AND B

The Prospectus and Statement of Additional Information each dated April 28, 2006 are incorporated
into Parts A and B, respectively, of this Post-Effective Amendment No. 6 by reference to Registrant’s
filings under Rule 497(c), as filed on May 1, 2006 and under Rule 497(e), as filed on May 17, 2006,
June 28, 2006, August 7, October 11 and October 27, 2006 (File No. 333-120636).

One supplement dated December 21, 2006 is included in this Post-Effective Amendment filing.

  RELIASTAR LIFE INSURANCE COMPANY 
and its Separate Account N
ING Encore/ING Encore Flex

Supplement dated December 21, 2006 to the Contract Prospectus and Statement of Additional
                                  Information, each dated April 28, 2006, as supplemented

This supplement updates certain information contained in your Contract Prospectus and Statement of
Additional Information (SAI). Please read it carefully and keep it with your current Contract Prospectus
and SAI for future reference.

1.   Effective January 13, 2007, ING Goldman Sachs® Capital Growth Portfolio (Service Class) will merge 
     into ING VP Growth Portfolio (Class I) and ING VP Natural Resources Trust will merge into ING 
     Global Resources Portfolio (Class S). After the close of business on January 12, 2007, all existing 
     account balances invested in ING Goldman Sachs® Capital Growth Portfolio (Service Class) will be 
     transferred to ING VP Growth Portfolio (Class I) and all existing account balances invested in ING VP 
     Natural Resources Trust will be transferred to ING Global Resources Portfolio (Class S). As a result 
     of the merger, effective January 13, 2007 all references to ING Goldman Sachs® Capital Growth 
     Portfolio (Service Class) and ING VP Natural Resources Trust in the Contract Prospectus and SAI are 
     hereby deleted and ING Global Resources Portfolio (Class S) is added as an investment option. 

Unless you provide us with alternative allocation instructions, all future allocations directed to ING
Goldman Sachs® Capital Growth Portfolio (Service Class) after the date of the merger will be
automatically allocated to ING VP Growth Portfolio (Class I) and all future allocations directed to
ING VP Natural Resources Trust after the date of the merger will be automatically allocated to ING
Global Resources Portfolio (Class S). You may give us alternative allocation instructions at any time
by contacting our Customer Service Center at:

ING Service Center
P.O. Box 5050
Minot, North Dakota 58702-5050
1-877-884-5050

See also the Transfers Among Investment Options section of your Contract Prospectus for further
information about making fund allocation changes.

2.   The minimum and maximum Total Annual Fund Operating Expenses shown in the Contract Prospectus 
     will not change with the addition of the ING Global Resources Portfolio (Class S). Therefore, there is 
     no change to the hypothetical examples shown in the Contract Prospectus. 


X.120636-06E                                                                                                         December 2006

3.    Effective September 30, 2006, the information for ING VP Global Science and Technology Portfolio, 
     and effective December 1, 2006, the information for ING Legg Mason Partners Aggressive Growth 
     Portfolio and ING Legg Mason Partners Large Cap Growth Portfolio appearing in the Contract 
     Prospectus under Appendix IV – Description of Underlying Funds is deleted and replaced with the 
     following to reflect subadviser name changes. Effective January 13, 2007, the following information 
     regarding ING Global Resources Portfolio is added to Appendix IV – Description of Underlying 
     Funds. 

 
Fund Name  		Investment Adviser/ 
Subadviser  		 
Investment Objective(s) 
ING Investors Trust – ING 
   Global Resources Portfolio 
 
  		Directed Services, LLC 
 
Subadviser: ING Investment 
Management Co.  		Seeks long-term capital 
appreciation. 
 
 
ING Partners, Inc. – ING 
   Legg Mason Partners 
   Aggressive Growth Portfolio 
 
  		ING Life Insurance and 
Annuity Company 
 
Subadviser: ClearBridge 
Advisors, LLC  		Seeks long-term growth of 
capital. 
 
 
 
ING Partners, Inc. – ING 
   Legg Mason Partners Large 
   Cap Growth Portfolio 
 
  		ING Life Insurance and 
Annuity Company 
 
Subadviser: ClearBridge 
Advisors, LLC  		Seeks long-term capital 
appreciation. 
 
 
 
ING Variable Portfolios, Inc. 
   – ING VP Global Science 
   and Technology Portfolio 
  		ING Investments, LLC 
 
Subadviser: BlackRock 
Advisors, LLC  		Seeks long-term capital 
appreciation. 
 
 

4.   Effective December 31, 2006, Directed Services, Inc. is being converted to a limited liability company, 
     redomiciled to Delaware, and reorganized as a wholly-owned subsidiary of ING Life Insurance and 
     Annuity Company. Accordingly, effective December 31, 2006, all references to Directed Services, 
     Inc. appearing in the Contract Prospectus are replaced with Directed Services, LLC. 

5.   Effective December 31, 2006, the investment adviser for each of the portfolios under ING Partners, 
     Inc. will change to Directed Services, LLC. Accordingly, effective December 31, 2006, all references 
     to ING Life Insurance and Annuity Company as investment adviser for each portfolio under ING 
     Partners, Inc. appearing in the Contract Prospectus under Appendix IV – Description of Underlying 
     Funds are replaced with Directed Services, LLC. 


X.120636-06E                                                                                                                   December 2006

SEPARATE ACCOUNT N
PART C - OTHER INFORMATION

Item 24. Financial Statements and Exhibits

(a)  Financial Statements: 
  (1)  Incorporated by reference in Part A: 
    Condensed Financial Information 
  (2)  Incorporated by reference in Part B: 
    Financial Statements of Separate Account N: 
    -  Report of Independent Registered Public Accounting Firm 
    -  Statements of Assets and Liabilities as of December 31, 2005 
    -  Statements of Operations for the year ended December 31, 2005 
    -  Statements of Changes in Net Assets for the years ended December 31, 2005 
      and 2004 
    -  Notes to Financial Statements 
    Financial Statements - Statutory Basis of ReliaStar Life Insurance Company: 
    -  Report of Independent Registered Public Accounting Firm 
    -  Balance Sheets - Statutory Basis as of December 31, 2005 and 2004 
    -  Statements of Operations - Statutory Basis for the years ended December 31, 
      2005 and 2004 
    -  Statements of Changes in Capital and Surplus-Statutory Basis for the years 
      ended December 31, 2005 and 2004 
    -  Statements of Cash Flows - Statutory Basis for the years ended December 31, 
      2005 and 2004 
    -  Notes to Financial Statements - Statutory Basis 

(b)  Exhibits   
  (1.1)  Resolution of the Board of Directors of ReliaStar Life Insurance Company 
    (“Depositor”) Authorizing the Establishment of Separate Account N (“Registrant”) 
    · Incorporated by reference to the Registrant's Form N-4 Initial Registration 
    Statement (File No. 333-120636), filed November 19, 2004. 
  (1.2)  Resolution of the Executive Committee of the Board of Directors of Northern Life 
    Insurance Company (“Depositor”) Authorizing the Establishment of Separate 
    Account One (“Registrant”) · Incorporated by reference to Post-Effective 
    Amendment No. 5 to the Registrant's Form N-4 Registration Statement (File No. 
    33-90474), filed April 20, 1998. 
  (2)  Not applicable 
  (3.1)  Distribution and Administrative Services Agreement between ING Financial 
    Advisers, LLC · Incorporated by reference to Post-Effective Amendment No. 6 to 
    the Registration Statement on Form N-4 (File No. 333-100207), filed February 20, 
    2004. 
  (3.2)  Amended Broker/Dealer Variable Annuity Compensation Schedule · Incorporated 
    by reference to Post-Effective Amendment No. 9 to the Registrant's Form N-4 
Registration Statement (File No. 33-90474), filed November 5, 1999.

(4.1)  Contract TSA-M [Form 40063 11-04] · Incorporated by reference to Pre-Effective 
  Amendment No. 2 to the Registrant's Form N-4 Registration Statement (File No. 
  333-12036), filed February 23, 2005. 
(4.2)  Contract TSA-T [Form 40064 11-04] · Incorporated by reference to Pre-Effective 
  Amendment No. 2 to the Registrant's Form N-4 Registration Statement (File No. 
  333-12036), filed February 23, 2005. 
(4.3)  Contract IRA/NQ-M [Form 40065 11-04] · Incorporated by reference to Pre- 
  Effective Amendment No. 2 to the Registrant's Form N-4 Registration Statement 
  (File No. 333-12036), filed February 23, 2005. 
(4.4)  Contract IRA/NQ-T [Form 40066 11-04] · Incorporated by reference to Pre- 
  Effective Amendment No. 2 to the Registrant's Form N-4 Registration Statement 
  (File No. 333-12036), filed February 23, 2005. 
(4.5)  Return of Purchase Payment Death Benefit Rider [Form 40069 11-04] · 
  Incorporated by reference to Pre-Effective Amendment No. 2 to the Registrant's 
  Form N-4 Registration Statement (File No. 333-12036), filed February 23, 2005. 
(4.6)  Annual Stepped Up Death Benefit Rider [Form 40070 11-04] · Incorporated by 
  reference to Pre-Effective Amendment No. 2 to the Registrant's Form N-4 
  Registration Statement (File No. 333-12036), filed February 23, 2005. 
(4.7)  Fixed Account D Rider [Form 40071 11-04] · Incorporated by reference to Pre- 
  Effective Amendment No. 2 to the Registrant's Form N-4 Registration Statement 
  (File No. 333-12036), filed February 23, 2005. 
(4.8)  Dollar Cost Averaging (DCA) Fixed Account Rider [Form 40073 11-04] · 
  Incorporated by reference to Pre-Effective Amendment No. 2 to the Registrant's 
  Form N-4 Registration Statement (File No. 333-120636), filed February 23, 2005. 
(4.9)  Living Benefit Rider [Form 40074 11-04 Schedule] · Incorporated by reference to 
  Pre-Effective Amendment No. 5 to the Registrant's Form N-4 Registration 
  Statement (File No. 333-120636), filed April 20, 2006. 
(4.10)  MGAB Rider [Form 40074 11-04] · Incorporated by reference to Pre-Effective 
  Amendment No. 5 to the Registrant's Form N-4 Registration Statement (File No. 
  333-120636), filed April 20, 2006. 
(4.11)  Living Benefit Rider [Form 40075 11-04 Schedule] · Incorporated by reference to 
  Pre-Effective Amendment No. 5 to the Registrant's Form N-4 Registration 
  Statement (File No. 333-120636), filed April 20, 2006. 
(4.12)  MGWB Rider [Form 40075 11-04] · Incorporated by reference to Pre-Effective 
  Amendment No. 5 to the Registrant's Form N-4 Registration Statement (File No. 
  333-120636), filed April 20, 2006. 
(5.1)  Contract Application · Incorporated by reference to Pre-Effective Amendment No. 
  2 to the Registrant's Form N-4 Registration Statement (File No. 333-12036), filed 
  February 23, 2005. 
(6.1)  Amended Articles of Incorporation of Depositor · Incorporated by reference to the 
  Form S-6 Registration Statement of Select-Life Variable Account (File No. 333- 
  18517), filed December 23, 1996. 
(6.2)  Amended Bylaws of Depositor · Incorporated by reference to the Form S-6 
  Registration Statement of Select-Life Variable Account (File No. 333-18517), filed 
  December 23, 1996. 

(7)  Not applicable 
(8.1)  Participation Agreement made and entered into as of April 30, 2003 among The 
  GCG Trust, ReliaStar Life Insurance Company and Directed Services, Inc. · 
  Incorporated by reference to Post-Effective Amendment No. 6 to Registration 
  Statement on Form N-4 (File No. 333-100207), as filed on February 20, 2004. 
(8.2)  Participation Agreement dated December 6, 2001 by and among Portfolio Partners, 
  Inc., Aetna Life Insurance and Annuity Company, ReliaStar Life Insurance 
  Company and Aetna Investment Services, LLC · Incorporated by reference to Post- 
  Effective Amendment No. 1 to Registration Statement on Form N-4 (File No. 333- 
  100207), as filed on October 24, 2002. 
(8.3)  Amendment dated as of March 26, 2002 to Participation Agreement dated as of 
  December 6, 2001 by and among Portfolio Partners, Inc. (to be renamed ING 
  Partners, Inc. effective May 1, 2002), Aetna Life Insurance and Annuity Company 
  (to be renamed ING Life Insurance and Annuity Company effective May 1, 2002), 
  Aetna Investment Services, LLC (to be renamed ING Financial Advisers, LLC 
  effective May 1, 2002) and ReliaStar Life Insurance Company · Incorporated by 
  reference to Post-Effective Amendment No. 1 to Registration Statement on Form 
  N-4 (File No. 333-100207), as filed on October 24, 2002. 
(8.4)  Amendment dated as of October 1, 2002 to Participation Agreement dated as of 
  December 6, 2001 and amended as of March 26, 2002 by and among ING Partners, 
  Inc., ING Life Insurance and Annuity Company, ING Financial Advisers, LLC and 
  ReliaStar Life Insurance Company · Incorporated by reference to Post-Effective 
  Amendment No. 1 to Registration Statement on Form N-4 (File No. 333-100207), 
  as filed on October 24, 2002. 
(8.5)  Amendment dated as of May 1, 2003 to Participation Agreement dated as of 
  December 6, 2001 and subsequently amended as of March 26, 2002 and October 1, 
  2002 by and among ING Partners, Inc., ING Life Insurance and Annuity Company, 
  ING Financial Advisers, LLC and ReliaStar Life Insurance Company · 
  Incorporated by reference to Post-Effective Amendment No. 11 to Registration 
  Statement on Form N-1A (File No. 333-32575), as filed on April 30, 2003. 
(8.6)  Amendment dated as of November 1, 2004 to Participation Agreement dated as of 
  December 6, 2001 and subsequently amended as of March 26, 2002, October 1, 
  2002 and May 1, 2003 by and among ING Partners, Inc., ING Life Insurance and 
  Annuity Company, ING Financial Advisers, LLC and ReliaStar Life Insurance 
  Company · Incorporated by reference to Pre-Effective Amendment No. 2 to 
  Registration Statement on Form N-4 (File No. 333-120636), as filed on February 
  23, 2005. 
(8.7)  Amendment dated as of April 29, 2005 to Participation Agreement dated as of 
  December 6, 2001 and subsequently amended as of March 26, 2002, October 1, 
  2002 and May 1, 2003 and November 1, 2004 by and among ING Partners, Inc., 
  ING Life Insurance and Annuity Company, ING Financial Advisers, LLC and 
  ReliaStar Life Insurance Company 

(8.8)  Amendment dated as of August 31, 2005 to Participation Agreement dated as of 
  December 6, 2001 and subsequently amended as of March 26, 2002, October 1, 
  2002, May 1, 2003, November 1, 2004 and April 29, 2005 by and among ING 
  Partners, Inc., ING Life Insurance and Annuity Company, ING Financial Advisers, 
  LLC and ReliaStar Life Insurance Company 
(8.9)  Amendment dated as of December 7, 2005 to Participation Agreement dated as of 
  December 6, 2001 and subsequently amended as of March 26, 2002, October 1, 
  2002, May 1, 2003, November 1, 2004, April 29, 2005 and August 31, 2005 by and 
  among ING Partners, Inc., ING Life Insurance and Annuity Company, ING 
  Financial Advisers, LLC and ReliaStar Life Insurance Company 
(8.10)  Amendment dated as of April 28, 2006 to Participation Agreement dated as of 
  December 6, 2001 and subsequently amended as of March 26, 2002, October 1, 
  2002, May 1, 2003, November 1, 2004, April 29, 2005 and August 31, 2005, 
  December 7, 2005 by and among ING Partners, Inc., ING Life Insurance and 
  Annuity Company, ING Financial Advisers, LLC and ReliaStar Life Insurance 
  Company 
(8.11)  Amendment dated as of April 28, 2006 to Participation Agreement dated as of 
  December 6, 2001 and subsequently amended as of March 26, 2002, October 1, 
  2002, May 1, 2003, November 1, 2004, April 29, 2005, August 31, 2005, 
  December 7, 2005 by and among ING Partners, Inc., ING Life Insurance and 
  Annuity Company, ING Financial Advisers, LLC and ReliaStar Life Insurance 
  Company 
(8.12)  Shareholder Servicing Agreement dated as of December 6, 2001, by and between 
  ReliaStar Life Insurance Company and Portfolio Partners, Inc. in respect of the 
  Service Class Shares of its Portfolios · Incorporated herein by reference to Post- 
  Effective Amendment No. 3 to Registration Statement on Form N-6, File No. 333- 
  105319, as filed on November 24, 2003. 
(8.13)  Amendment dated as of March 26, 2002, to the Shareholder Servicing Agreement 
  by and between ReliaStar Life Insurance Company and Portfolio Partners, Inc. (to 
  be renamed ING Partners, Inc. effective May 1, 2002) in respect of the Service 
  Class Shares of its Portfolio · Incorporated herein by reference to Post-Effective 
  Amendment No. 3 to Registration Statement on Form N-6, File No. 333-105319, as 
  filed on November 24, 2003. 
(8.14)  Amendment dated as of May 1, 2003, to Shareholder Servicing Agreement (Service 
  Shares) dated as of December 6, 2001 by and between ING Partners, Inc. and 
  ReliaStar Life Insurance Company · Incorporated herein by reference to Post- 
  Effective Amendment No. 3 to Registration Statement on Form N-6, 333-92000, as 
  filed on April 17, 2003. 
(8.15)  Amendment dated as of April 29, 2005 to Shareholder Servicing Agreement 
  (Service Shares) dated as of December 6, 2001 by and between ING Partners, Inc. 
  and ReliaStar Life Insurance Company 
(8.16)  Amendment dated as of December 7, 2005 to Shareholder Servicing Agreement 
  (Service Shares) dated as of December 6, 2001 by and between ING Partners, Inc. 
  and ReliaStar Life Insurance Company 

(8.17)  Amendment dated as of April 28, 2006 to Shareholder Servicing Agreement 
  (Service Shares) dated as of December 6, 2001 by and between ING Partners, Inc. 
  and ReliaStar Life Insurance Company 
(8.18)  Service Agreement and Contract with Investment Adviser effective as of December 
  6, 2001 between ING Life Insurance and Annuity Company and ReliaStar Life 
  Insurance Company in connection with the sale of shares of ING Partners, Inc. · 
  Incorporated by reference to Post-Effective Amendment No. 1 to Registration 
  Statement on Form N-4 (File No. 333-100207), as filed on October 24, 2002. 
(8.19)  Participation Agreement made and entered into as of December 1, 2002 among 
  ING Strategic Allocation Portfolios, Inc., ReliaStar Life Insurance Company, and 
  ING Funds Distributors, Inc. · Incorporated by reference to Post-Effective 
  Amendment No. 2 to Registration Statement on Form N-4 (File No. 333-100207), 
  as filed on October 31, 2002. 
(8.20)  Participation Agreement dated May 1, 2002 among ING Variable Portfolios, Inc., 
  ReliaStar Life Insurance Company, and ING Funds Distributors, Inc. · 
  Incorporated by reference to Post-Effective Amendment No. 2 to Registration 
  Statement on Form N-4 (File No. 333-100207), as filed on October 31, 2002. 
(8.21)  Amendment executed as of October 15, 2002 and effective as of October 1, 2002 to 
  Fund Participation Agreement made and entered into as of May 1, 2002 by and 
  among ReliaStar Life Insurance Company, ING Variable Portfolios, Inc. and ING 
  Funds Distributor, Inc. · Incorporated by reference to Post-Effective Amendment 
  No. 2 to Registration Statement on Form N-4 (File No. 333-100207), as filed on 
  October 31, 2002. 
(8.22)  Participation Agreement dated as of April 1, 2001 between Pilgrim Variable 
  Products Trust, Northern Life Insurance Company and ING Pilgrim Securities, Inc. 
  · Incorporated by reference to Post-Effective Amendment No. 15 to Registration 
  Statement on Form N-4 (File No. 33-90474), as filed on April 26, 2002. 
(8.23)  Amendment executed August 30, 2002 to Participation Agreement dated May 1, 
  2001 by and among ReliaStar Life Insurance Company, ING Variable Products 
  Trust (formerly known as Pilgrim Variable Products Trust) and ING Funds 
  Distributor, LLC (formerly known as ING Pilgrim Securities, Inc.) · Incorporated 
  by reference to Post-Effective Amendment No. 4 to Registration Statement on 
  Form N-4 (File No. 333-100207), as filed on April 22, 2003. 
(8.24)  Administrative and Shareholder Services Agreement dated May 1, 2001 by and 
  between ING Pilgrim Group, LLC (Administrator for Pilgrim Variable Products 
  Trust) and ReliaStar Life Insurance Company · Incorporated by reference to Post- 
  Effective Amendment No. 4 to Registration Statement on Form N-4 (File No. 333- 
  100207), as filed on April 22, 2003. 
(8.25)  Participation Agreement dated as of July 20, 2001 by and among Franklin 
  Templeton Variable Insurance Products Trust, Franklin Templeton Distributors, 
  Inc. and Aetna Life Insurance and Annuity Company · Incorporated by reference to 
  Post-Effective Amendment No. 27 to Registration Statement on Form N-4 (File 
  No. 333-01107), as filed on October 26, 2001. 

(8.26)  Amendment dated as of January 2, 2002 to Participation Agreement dated as of 
  July 20, 2001 by and among Franklin Templeton Variable Insurance Products 
  Trust, Franklin Templeton Distributors, Inc., Aetna Life Insurance and Annuity 
  Company, Aetna Insurance Company of America, Golden American Life Insurance 
  Company and Direct Services, Inc. · Incorporated by reference to Post-Effective 
  Amendment No. 30 to Registration Statement on Form N-4 (File No. 333-01107), 
  as filed on April 10, 2002. 
(8.27)  Second Amendment dated December 10, 2003 to Participation Agreement dated 
  July 20, 2001 and as amended on January 2, 2002 by and among Franklin 
  Templeton Variable Insurance Products Trust, Franklin Templeton Distributors, 
  Inc., ING Life Insurance and Annuity Company, ING Insurance Company of 
  America, Golden American Life Insurance Company and Directed Services, Inc. · 
  Incorporated by reference to Post-Effective Amendment No. 32 to Registration 
  Statement on Form N-4 (File No. 33-75988), as filed on April 13, 2004. 
(8.28)  Third Amendment dated May 3, 2004 to Participation Agreement dated July 20, 
  2001 and as amended on January 2, 2002 and December 10, 2003 by and among 
  Franklin Templeton Variable Insurance Products Trust, Franklin Templeton 
  Distributors, Inc., ING Life Insurance and Annuity Company, ING Insurance 
  Company of America, Golden American Life Insurance Company and Directed 
  Services, Inc. and ReliaStar Life Insurance Company · Incorporated by reference to 
  Post-Effective Amendment No. 30 to Registration Statement on Form N-4 (File 
  No. 33-81216), as filed on April 12, 2005. 
(8.29)  Administrative Services Agreement dated as of July 20, 2001 between Franklin 
  Templeton Services, LLC, Aetna Life Insurance and Annuity Company and Aetna 
  Insurance Company of America · Incorporated by reference to Post-Effective 
  Amendment No. 32 to Registration Statement on Form N-4 (File No. 33-81216), as 
  filed on April 11, 2006. 
(8.30)  Amended and Restated Administrative Services Agreement executed as of October 
  3, 2005, between Franklin Templeton Services, LLC, ING Life Insurance and 
  Annuity Company, ING Insurance Company of America, ING USA Annuity and 
  Life Insurance Company and ReliaStar Life Insurance Company · Incorporated by 
  reference to Post-Effective Amendment No. 32 to Registration Statement on Form 
  N-4 (File No. 33-81216), as filed on April 11, 2006. 
(8.31)  Participation Agreement dated as of May 1, 2004 between ING Life Insurance and 
  Annuity Company, ReliaStar Life Insurance Company, PIMCO Variable Insurance 
  Trust, PA Distributors LLC · Incorporated by reference to Post-Effective 
  Amendment No. 38 to Registration Statement on Form N-4 (File No. 333-01107), 
  as filed on February 11, 2005. 
(8.32)  Services Agreement dated as of May 1, 2004 between PIMCO Variable Insurance 
  Trust (the “Trust”) and ING Life Insurance and Annuity Company, and ReliaStar 
  Life Insurance Company (Administrative) · Incorporated by reference to Post- 
  Effective Amendment No. 38 to Registration Statement on Form N-4 (File No. 
  333-01107), as filed on February 11, 2005. 

(8.33)  Services Agreement effective as of May 1, 2004 between Pacific Investment 
  Management Company LLC (“PIMCO”) and ING Life Insurance and Annuity 
  Company, and ReliaStar Life Insurance Company · Incorporated by reference to 
  Post-Effective Amendment No. 38 to Registration Statement on Form N-4 (File 
  No. 333-01107), as filed on February 11, 2005. 
(8.34)  Participation Agreement made and entered into as of April 30, 2002 by and among 
  Pioneer Variable Contracts Trust, ReliaStar Life Insurance Company, Pioneer 
  Investment Management, Inc. and Pioneer Funds Distributor, Inc. · Incorporated 
  by reference to Initial Registration Statement on Form S-6(File No. 333-92000), as 
  filed on July 3, 2002. 
(9)  Consent and Opinion of Counsel 
(10)  Consent of Independent Registered Public Accounting Firm 
(11)  No Financial Statements are omitted from Item 23 
(12)  Not applicable 
(13)  Powers of Attorney 

Item 25. Directors and Principal Officers of the Depositor*

Name and Principal  Positions and Offices with 
Business Address  Depositor 
Donald W. Britton1  President 
Thomas J. McInerney2  Director and Chairman 
David A. Wheat1  Director, Executive Vice President and Chief 
  Financial Officer 
Robert W. Crispin2  Director and Senior Vice President, Investments 
Kathleen A. Murphy3  Director 
Catherine H. Smith3  Director and Senior Vice President 
Michael L. Emerson4  Chief Executive Officer, ING Re, Group Reinsurance 
Steven T. Pierson1  Senior Vice President and Chief Accounting Officer 
James R. Gelder4  Senior Vice President 
Stephen J. Preston4  Senior Vice President 
Boyd G. Combs1  Senior Vice President, Tax 
David S. Pendergrass1  Senior Vice President and Treasurer 
Daniel M. Anderson  Vice President 
9100 Arboretum Parkway   
Richmond, VA 23236   
Pamela S. Anson6  Vice President 
Pamela M. Barcia3  Vice President 
Linda Beblo5  Vice President 
Jeoffrey A. Block7  Vice President 
Robert D. Bomgaars  Vice President 
740 Northwest Blue Parkway, Suite 304   
Lee’s Summit, MO 64086   
David Botler8  Vice President 

Mary K. Carey-Reid3  Vice President 
Scott V. Carney5  Vice President 
William D. Chatham7  Vice President 
John C. Collins1  Vice President 
Brian D. Comer3  Vice President 
Diane M. Eder9  Vice President 
Shari A. Enger5  Vice President 
Nathan E. Eshelman10  Vice President 
Chad M. Eslinger6  Vice President 
David W. Evans1  Vice President 
Michelle M. Fallahi4  Vice President 
Kurt T. Fasen4  Vice President 
Joel A. Fink  Vice President 
8585 Stemmons Frwy., Ste 770 North   
Dallas, TX 75247   
Julie A. Foster7  Vice President 
Robert A. Garrey3  Vice President 
Jim P. Graham4  Vice President 
Brian K. Haendiges3  Vice President 
Deborah C. Hancock10  Vice President 
Charles F. Hill5  Vice President 
R. Scott Hofstedt11  Vice President 
William S. Jasien12  Vice President 
Irene R. Jensen5  Vice President 
Bradley C. Johnson5  Vice President 

John P. Kelleher11  Vice President 
Paul E. Kersten4  Vice President 
Kevin J. Laing4  Vice President 
Frederick C. Litow1  Vice President 
Alan S. Lurty5  Vice President 
Thomas A. Lutter5  Vice President 
Scott C. Machut4  Vice President 
James R. Millikan4  Vice President 
Paul L. Mistretta1  Vice President 
Patrick J. Moran4  Vice President 
Daniel P. Mulheran4  Vice President 
Michael J. Murphy5  Vice President 
Todd E. Nevenhoven7  Vice President 
Peg O. Norris7  Vice President 
Curtis W. Olson11  Vice President 
Sherry R. Olson11  Vice President 
Peter S. Orenzoff8  Vice President 
Deborah J. Prickett4  Vice President 
Laurie J. Rasanen6  Vice President 
James P. Rathburn4  Vice President 
Robert A. Richard3  Vice President 
John A. Ross  Vice President 
3110 Camino Del Rio South   
Suite A117   
San Diego, CA 92108   
David J. Schmid11  Vice President 

David A. Sheridan3  Vice President 
Gregory M. Smith5  Vice President 
Mark A. Smith10  Vice President 
Eric J. Steelman5  Vice President 
Carl P. Steinhilber3  Vice President 
Robert W. Sumrall10  Vice President 
Irving L. Tang4  Vice President 
Melissa A. Tilford5  Vice President 
Laurie M. Tillinghast3  Vice President 
William J. Wagner10  Vice President 
Margaret B. Wall9  Vice President 
David P. Wilken4  Vice President 
Dean S. Abbott4  Vice President and Actuary 
Christopher B. Abreu3  Vice President and Actuary 
Mary A. Broesch5  Vice President and Actuary 
Bruce T. Campbell3  Vice President and Actuary 
Barbara B. Horst11  Vice President and Actuary 
Craig A. Krogstad9  Vice President and Actuary 
Richard Lau5  Vice President and Actuary 
Mark E. McCarville11  Vice President and Actuary 
Jeffrey L. Schuh4  Vice President and Actuary 
Sande Sheppard11  Vice President and Actuary 
Alden W. Skar4  Vice President and Actuary 
Alice W. Su5  Vice President and Actuary 

Howard L. Rosen5  Vice President and Appointed Actuary 
Carol S. Stern  Vice President and Chief Compliance Officer 
1501 M St., NW, Ste. 430   
Washington, DC 20005   
Jeffrey S. Birkholz4  Vice President and COO, ING Re, Group 
  Reinsurance 
Marvin K. Goergen4  Vice President and Controller, ING Re, Group 
  Reinsurance 
Kimberly M. Curley10  Vice President and Illustration Actuary 
Joseph N. Fick5  Vice President and Illustration Actuary 
Lawrence S. Nelson11  Vice President and Illustration Actuary 
Dawn M. Peck1  Vice President, Assistant Treasurer and Assistant 
Secretary
Mike W. Farley4  Vice President, CFO & Chief Insurance Risk Officer 
Daniel E. Abramowski4  Vice President, ING Re, Group Reinsurance 
Randy L. Bauernfeind11  Vice President, Corporate Real Estate 
Ronald E. Falkner3  Vice President, Corporate Real Estate 
Ira S. Braunstein1  Vice President, Investments 
Robert P. Browne1  Vice President, Investments 
William J. Daley1  Vice President, Investments 
Daniel J. Foley1  Vice President, Investments 
Stephen E. Gallant1  Vice President, Investments 
Christopher P. Lyons1  Vice President, Investments 
Gregory G. McGreevey1  Vice President, Investments 
Maurice M. Moore1  Vice President, Investments 
Paul L. Zemsky2  Vice President, Investments 
Joseph J. Elmy3  Vice President, Tax 

Joy M. Benner4  Secretary 
William M. White11  Illustration Actuary 
Jane A. Boyle3  Assistant Secretary 
Lisa A. Braun4  Assistant Secretary 
Diana R. Cavender4  Assistant Secretary 
Kent D. Ferraro11  Assistant Secretary 
Jay J. Frazer11  Assistant Secretary 
Linda H. Freitag1  Assistant Secretary 
Judith K. Ginter11  Assistant Secretary 
Daniel F. Hinkel1  Assistant Secretary 
William H. Hope1  Assistant Secretary 
Joseph D. Horan1  Assistant Secretary 
Megan A. Huddleston3  Assistant Secretary 
Jane M. Jacobs4  Assistant Secretary 
Lorri Jungbauer11  Assistant Secretary 
Ronald M. Kjelsberg4  Assistant Secretary 
Rita J. Kummer1  Assistant Secretary 
James M. May1  Assistant Secretary 
John R. Oberg10  Assistant Secretary 
Wendy L. Paquin4  Assistant Secretary 
Randall K. Price4  Assistant Secretary 
Gerald M. Sherman4  Assistant Secretary 
Kimberly J. Smith5  Assistant Secretary 
Patricia M. Smith3  Assistant Secretary 
Edwina P. J. Steffer4  Assistant Secretary 

John F. Todd3  Assistant Secretary 
Terry L. Owens1  Tax Officer 
James H. Taylor1  Tax Officer 

* These individuals may also be directors and/or officers of other affiliates of the Company.

1  The principal business address of these directors and these officers is 5780 Powers Ferry 
  Road, N.W., Atlanta, Georgia 30327. 
2  The principal business of these directors and this officer is 230 Park Avenue, New York, 
  New York 10169. 
3  The principal business address of this director and these officers is 151 Farmington 
  Avenue, Hartford, Connecticut 06156. 
4  The principal business address of these officers is 20 Washington Avenue South, 
  Minneapolis, Minnesota 55401. 
5  The principal business address of these officers is 1475 Dunwoody Drive, West Chester, 
  Pennsylvania 19380. 
6  The principal business address of these officers is 2000 21st Avenue, NW, Minot, North 
  Dakota 58703. 
7  The principal business address of these officers is 909 Locust Street, Des Moines, Iowa 
  50309. 
8  The principal business address of these officers is 1000 Woodbury Road, Woodbury, New 
  York 11797-2521. 
9  The principal business address of these officers is 111 Washington Avenue South, 
  Minneapolis, Minnesota 55401. 
10  The principal business address of these officers is 1290 Broadway, Denver, Colorado 
  80203-5699. 
11  The principal business address of these officers is 100 Washington Square, Minneapolis, 
  Minnesota 55401. 
12  The principal business address of this officer is 12701 Fair Lakes Circle, Suite 470, Fairfax, 
  Virginia 22033. 

Item 26. Persons Controlled by or Under Common Control with the Depositor or Registrant

Incorporated herein by reference to Item 26 in Post-Effective Amendment No. 47 to Registration
Statement on Form N-4 for Variable Annuity Account C of ING Life Insurance and Annuity
Company (File No. 033-75962), as filed with the Securities and Exchange Commission on
November 21, 2006.

Item 27. Number of Contract Owners

As of November 30, 2006 there were 49,329 owners of contracts holding interests in variable
annuities funded through Separate Account N of ReliaStar Life Insurance Company.

Item 28. Indemnification

Under its Bylaws, Section 5.01, ReliaStar Life Insurance Company (“ReliaStar Life”)
indemnifies, to the full extent permitted by the laws of the State of Minnesota, each person (and
the heirs, executors and administrators of such person) who was or is a party or is threatened to
be made a party to any threatened, pending or completed action, suit or proceeding, wherever
brought, whether civil, criminal, administrative or investigative, by reason of the fact that he or
she is or was a director, officer or employee of ReliaStar Life, or is or was serving at the request
of ReliaStar Life as a director, officer, employee or agent of another corporation, partnership,
joint venture, trust or other enterprise against expenses, including attorneys’ fees, judgments,
fines and amounts paid in settlement actually and reasonably incurred by him in connection with
such action, suit or proceeding. Insofar as indemnification for liabilities arising under the
Securities Act of 1933 may be permitted to directors, officers and controlling persons of
ReliaStar Life pursuant to such provisions of the bylaws or statutes or otherwise, ReliaStar Life
has been advised that in the opinion of the Securities and Exchange Commission, such
indemnification is against public policy as expressed in said Act and is, therefore, unenforceable.
In the event that a claim for indemnification against such liabilities (other than the payment by
ReliaStar Life of expenses incurred or paid by a director or officer or controlling person of
ReliaStar Life in the successful defense of any action, suit or proceeding) is asserted by such
director, officer or controlling person of ReliaStar Life in connection with the securities being
registered, ReliaStar Life will, unless in the opinion of its counsel the matter has been settled by
controlling precedent, submit to a court of appropriate jurisdiction the question of whether or not
such indemnification by it is against public policy as expressed in the Act and will be governed
by the final adjudication of such issue.

A corporation may procure indemnification insurance on behalf of an individual who was a
director of the corporation. Consistent with the laws of the State of Minnesota, ING Groep N.V.
maintains an umbrella insurance policy issued by an international insurer. The policy covers
ING Groep N.V. and any company in which ING Groep N.V. has controlling interest of 50% or
more. This would encompass the Principal Underwriter as well as the Depositor. The policy
provides for the following types of coverage: errors and omissions, directors and officers,
employment practices, fiduciary and fidelity.

Section 20 of the ING Financial Advisers, LLC Limited Liability Company Agreement executed
as of November 28, 2000 provides that ING Financial Advisers, LLC will indemnify certain
persons against any loss, damage, claim or expenses (including legal fees) incurred by such
person if he is made a party or is threatened to be made a party to a suit or proceeding because he
was a member, officer, director, employee or agent of ING Financial Advisers, LLC, as long as
he acted in good faith on behalf of ING Financial Advisers, LLC and in a manner reasonably
believed to be within the scope of his authority. An additional condition requires that no person
shall be entitled to indemnity if his loss, damage, claim or expense was incurred by reason of his
gross negligence or willful misconduct. This indemnity provision is authorized by and is
consistent with Title 8, Section 145 of the General Corporation Law of the State of Delaware.

Item 29. Principal Underwriter

(a)  In addition to serving as the principal underwriter for the Registrant, ING Financial 
  Advisers, LLC also acts as the principal underwriter for ING Partners, Inc. (a 
  management investment company registered under the Investment Company Act of 
  1940 (1940 Act)). Additionally, ING Financial Advisers, LLC acts as the principal 
  underwriter for Variable Life Account B of ING Life Insurance and Annuity Company 
  (ILIAC), Variable Life Account C of ILIAC, Variable Annuity Account B of ILIAC, 
  Variable Annuity Account C of ILIAC, Variable Annuity Account G of ILIAC and 
  Variable Annuity Account I of ILIAC (separate accounts of ILIAC registered as unit 
  investment trusts under the 1940 Act). ING Financial Advisers, LLC is also the 
  principal underwriter for (i) ReliaStar Select Variable Account of ReliaStar Life 
  Insurance Company (a separate account of RLIC registered as a unit investment trust 
  under the 1940 Act), (ii) MFS ReliaStar Variable Account (a separate account of RLIC 
  registered as a unit investment trust under the 1940 Act), (iii) Northstar Variable 
  Account (a separate account of RLIC registered as a unit investment trust under the 
  1940 Act), (iv) ReliaStar Life Insurance Company of New York Variable Annuity 
  Funds A, B, C (a management investment company registered under the 1940 Act), (v) 
  ReliaStar Life Insurance Company of New York Variable Annuity Funds D, E, F, G, 
  H, I (a management investment company registered under the 1940 Act), (vi) 
  ReliaStar Life Insurance Company of New York Variable Annuity Funds M, P, and Q 
  (a management investment company registered under the1940 Act), and (vii) ReliaStar 
  Life Insurance Company of New York Variable Annuity Funds M P (a management 
  investment company registered under the1940 Act). 
(b)  The following are the directors and officers of the Principal Underwriter: 

Name and Principal  Positions and Offices with 
Business Address  Principal Underwriter 
Ronald R. Barhorst  Director and President 
4225 Executive Square   
La Jolla, California 92037   
Brian D. Comer1  Director and Senior Vice President 
William L. Lowe1  Director and Senior Vice President 
Kathleen A. Murphy1  Senior Vice President 
Boyd G. Combs2  Senior Vice President, Tax 
William Jasien3  Senior Vice President 
Louis E. Bachetti  Senior Vice President 
581 Main Street, 4th Fl.   
Woodbridge, NJ 07095   

Susan J. Stamm1  Chief Financial Officer 
Pamela Mulvey Barcia1  Vice President 
Robert H. Barley1  Vice President 
David A. Brounley1  Vice President 
Anthony V. Camp, Jr.1  Vice President 
Mary Kathleen Carey-Reid1  Vice President 
Virginia E. Carman1  Vice President 
Nancy D. Clifford1  Vice President 
Dianne Clous1  Vice President 
James Dake1  Vice President 
William P. Elmslie  Vice President 
New York, New York   
Joseph J. Elmy2  Vice President, Tax 
Brian K. Haendiges1  Vice President 
Bernard P. Heffernon  Vice President 
10740 Nall Ave., Ste. 120   
Overland Park, KS 66211   
David Kelsey1  Vice President 
Christina Lareau1  Vice President 
George D. Lessner  Vice President 
Richardson, Texas   
Katherine E. Lewis  Vice President 
2675 N Mayfair Road, Ste. 501   
Milwaukee, WI 53226   
David J. Linney  Vice President 
2900 N. Loop W., Ste. 180   
Houston, TX 77092   

Frederick C. Litow2  Vice President 
Mark R. Luckinbill  Vice President 
2841 Plaza Place, Ste. 210   
Raleigh, NC 27612   
Richard T. Mason  Vice President 
440 S. Warren St., Ste. 702   
Syracuse, NY 13202   
David Pendergrass2  Vice President and Treasurer 
Ethel Pippin1  Vice President 
Srinivas D. Reddy1  Vice President 
Dawn M. Peck2  Vice President, Assistant Treasurer and Assistant 
  Secretary 
Deborah Rubin3  Vice President 
Todd Smiser  Vice President 
Lisle, Illinois   
Frank W. Snodgrass  Vice President 
150 4th Ave., N., Ste. 410   
Nashville, TN 37219   
Terran Titus1  Vice President 
Bess B. Twyman1  Vice President 
S. Bradford Vaughan, Jr.  Vice President 
601 Union St., Ste. 810   
Seattle, WA 98101   
O. V. Williams  Vice President 
444 Seabreeze Blvd.   
Daytona Beach, FL 32114   
Forrest R. Wilson  Vice President 
2202 N. Westshore Blvd.   
Tampa, Florida 33607   
Judeen T. Wrinn1  Vice President 
Therese M. Squillacote1  Vice President and Chief Compliance Officer 

Joy M. Benner4  Secretary 
Diana R. Cavender4  Assistant Secretary 
Randall K. Price4  Assistant Secretary 
Edwina P. J. Steffer4  Assistant Secretary 
John F. Todd1  Assistant Secretary 
Glenn A. Black2  Tax Officer 
Terry L. Owens2  Tax Officer 
James H. Taylor2  Tax Officer 

1     The principal business address of this director and these officers is 151 Farmington 
     Avenue, Hartford, Connecticut 06156. 
2     The principal business address of these officers is 5780 Powers Ferry Road, N.W., Atlanta, 
     Georgia 30327. 
3     The principal business address of these officers is 12701 Fair Lakes Circle, Suite 470, 
     Fairfax, Virginia 22033. 
4     The principal business address of these officers is 20 Washington Avenue South, 
     Minneapolis, Minnesota 55401. 
  (c)  Compensation as of December 31, 2005: 

                 (1)                       (2)  (3)                 (4)  (5) 
Name of  Net Underwriting  Compensation     
Principal  Discounts and  on Redemption  Brokerage   
Underwriter  Commissions  or Annuitization  Commissions  Compensation* 
ING Financial        $8,819,577.41 
Advisers, LLC         

*  Includes gross concessions associated with the distribution of all registered variable annuity 
  products issued by Separate Account N of ReliaStar Life Insurance Company. 

Item 30. Location of Accounts and Records

All accounts, books and other documents required to be maintained by Section 31(a) of the 1940
Act and the rules under it relating to the securities described in and issued under this Registration
Statement are located at the home office of the Depositor as follows:

ReliaStar Life Insurance Company
20 Washington Avenue South
Minneapolis, Minnesota 55401

Item 31. Management Services

Not applicable

Item 32. Undertakings

Registrant hereby undertakes:

(a)  to file a post-effective amendment to this registration statement on Form N-4 as 
  frequently as is necessary to ensure that the audited financial statements in the 
  registration statement are never more than sixteen months old for as long as payments 
  under the variable annuity contracts may be accepted; 
(b)  to include as part of any application to purchase a contract offered by a prospectus 
  which is part of this registration statement on Form N-4, a space that an applicant can 
  check to request a Statement of Additional Information or a post card or similar written 
  communication affixed to or included in the Prospectus that the applicant can remove to 
  send for a Statement of Additional Information; and 
(c)  to deliver any Statement of Additional Information and any financial statements 
  required to be made available under this Form N-4 promptly upon written or oral 
  request. 
(d)  The Company hereby represents that it is relying upon and complies with the provisions 
  of Paragraphs (1) through (4) of the SEC Staff’s No-Action Letter dated November 28, 
  1988 with respect to language concerning withdrawal restrictions applicable to plans 
  established pursuant to Section 403(b) of the Internal Revenue Code. See American 
  Counsel of Life Insurance; SEC No-Action Letter, [1988 WL 1235221 *13 (S.E.C.)] 
(e)  Insofar as indemnification for liability arising under the Securities Act of 1933 may be 
  permitted to directors, officers and controlling persons of the Registrant pursuant to the 
  foregoing provisions, or otherwise, the Registrant has been advised that in the opinion 
  of the Securities and Exchange Commission such indemnification is against public 
  policy as expressed in the Act and is, therefore, unenforceable. In the event that a claim 
  for indemnification against such liabilities (other than the payment by the Registrant of 
  expenses incurred or paid by a director, officer or controlling person of the Registrant 
  in the successful defense of any action, suit or proceeding) is asserted by such director, 
  officer or controlling person in connection with the securities being registered, the 

  Registrant will, unless in the opinion of its counsel the matter has been settled by 
  controlling precedent, submit to a court of appropriate jurisdiction the question of 
  whether such indemnification by it is against public policy as expressed in the Act and 
  will be governed by the final adjudication of such issue. 
(f)  The Depositor represents that the fees and charges deducted under the contracts 
  covered by this registration statement, in the aggregate, are reasonable in relation to the 
  services rendered, the expenses expected to be incurred, and the risks assumed by the 
  insurance Company. 

SIGNATURES

As required by the Securities Act of 1933 and the Investment Company Act of 1940, the Registrant,
Separate Account N of ReliaStar Life Insurance Company, certifies that it meets the requirements of Securities Act Rule 485(b) for effectiveness of this Post-Effective Amendment to its Registration Statement on Form N-4 (File No. 333-120636) and has duly caused this Post-Effective Amendment to be signed on its behalf by the undersigned, thereunto duly authorized, in the City of Hartford, State of Connecticut, on the 21st day of December, 2006.

    SEPARATE ACCOUNT N OF RELIASTAR LIFE 
  INSURANCE COMPANY 
         (Registrant)
 

By: 		 RELIASTAR LIFE INSURANCE COMPANY 
         (Depositor) 

By: 		 Donald W. Britton* 
  Donald W. Britton 
  President 
  (principal executive officer) 

As required by the Securities Act of 1933, this Post-Effective Amendment No. 6 to the
Registration Statement has been signed by the following persons in the capacities and on the
dates indicated.

Signature  Title      Date 
Donald W. Britton*  President  ) 
Donald W. Britton  (principal executive officer)  ) 
    ) 
Thomas J. McInerney*  Director  ) December 
Thomas J. McInerney    ) 21, 2006 
    ) 
Kathleen A. Murphy*  Director  ) 
Kathleen A. Murphy    ) 
    ) 
Catherine H. Smith*  Director  ) 
Catherine H. Smith    ) 
    ) 
Robert W. Crispin*  Director  ) 
Robert W. Crispin    ) 
    ) 
David A. Wheat*  Director and Chief Financial Officer  ) 
David A. Wheat    ) 
    ) 
Steven T. Pierson*  Chief Accounting Officer  ) 
Steven T. Pierson    ) 

By:  /s/ Michael A. Pignatella 
  Michael A. Pignatella 
*Attorney-in-Fact

  SEPARATE ACCOUNT N 
  EXHIBIT INDEX 
Exhibit No.   Exhibit 

99-B.8.15  		Amendment dated as of April 29, 2005 to Shareholder Servicing 
  Agreement (Service Shares) dated as of December 6, 2001 by and   
  between ING Partners, Inc. and ReliaStar Life Insurance Company  ___________

99-B.8.16  		Amendment dated as of December 7, 2005 to Shareholder Servicing 
  Agreement (Service Shares) dated as of December 6, 2001 by and 
  between ING Partners, Inc. and ReliaStar Life Insurance Company  ___________

99-B.8.17  		Amendment dated as of April 28, 2006 to Shareholder Servicing 
  Agreement (Service Shares) dated as of December 6, 2001 by and 
  between ING Partners, Inc. and ReliaStar Life Insurance Company  ___________

99-B.9  		Consent and Opinion of Counsel  ___________

99-B.10  		Consent of Independent Registered Public Accounting Firm  ___________

99-B.13  		Powers of Attorney  ___________