497 1 c34002_497.txt SUPPLEMENT DATED OCTOBER 19, 2004 TO CONTRACT PROSPECTUS DATED MAY 3, 2004 The following information supplements, and to the extent inconsistent therewith, replaces the information in your contract prospectus. Please retain this supplement and keep it with the prospectus for future reference. EFFECTIVE OCTOBER 22, 2004 the Smith Barney Large Cap Core Portfolio changed its name to the Smith Barney Dividend Strategy Portfolio. Therefore, all references to the "Smith Barney Large Cap Core Portfolio" are replaced with "Smith Barney Dividend Strategy Portfolio". The Variable Funding Options table is revised as follows:
FUNDING OPTION INVESTMENT OBJECTIVE INVESTMENT ADVISER/SUBADVISER ------------------------------ --------------------------------- --------------------------------- SMITH BARNEY DIVIDEND STRATEGY Seeks capital appreciation. The Smith Barney Fund Management LLC PORTFOLIO fund normally invests in dividend paying stocks.
The Underlying Fund Fees and Expenses in the Fee Table section of the prospectus are modified as follows:
DISTRIBUTION TOTAL CONTRACTUAL NET TOTAL AND/OR ANNUAL FEE WAIVER ANNUAL MANAGEMENT SERVICE OTHER OPERATING ND/OR EXPENSE OPERATING UNDERLYING FUND FEE (12B-1) FEES EXPENSES EXPENSES AREIMBURSEMENT EXPENSES SMITH BARNEY INVESTMENT SERIES Smith Barney Large Cap Core Portfolio 0.75% -- 0.16% 0.91% -- 0.91%#
# Effective September 1, 2004, the management fee was reduced from 0.75% to 0.65% of assets under management. The revised fee schedule provides for additional fee reductions when assets under management exceed $1 billion. SUPPLEMENT TO THE FOLLOWING CONTRACT PROSPECTUSES: CITIELITE ANNUITY TRAVELERS MARQUIS PORTFOLIOS TRAVELERS LIFE & ANNUITY PRIMELITE ANNUITY TRAVELERS LIFE & ANNUITY PRIMELITE II ANNUITY GOLD TRACK SELECT TRAVELERS VINTAGE ANNUITY TRAVELERS VINTAGE II VARIABLE ANNUITY TRAVELERS VINTAGE 3 VARIABLE ANNUITY VINTAGE ACCESS ANNUITY TRAVELERS LIFE & ANNUITY VINTAGE II (SERIES II) VARIABLE ANNUITY TRAVELERS VINTAGE XTRA ANNUITY TRAVELERS LIFE & ANNUITY VINTAGE XTRA (SERIES II) ANNUITY October 2004 L-24424