The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABORATORIES COM 002824100 1,040 23,111 SH   OTR 1 23,111 0 0
ABBVIE INC COM 00287Y109 2,144 32,775 SH   OTR 1 32,775 0 0
AIR PRODUCTS AND CHEMICALS INC. COM 009158106 400 2,775 SH   OTR 1 2,775 0 0
ALTRIA GROUP INC COM 02209S103 641 12,995 SH   OTR 1 12,995 0 0
AMERICAN ELECTRIC POWER CO COM 025537101 301 4,957 SH   OTR 1 4,957 0 0
AMERICAN INTERNATIONAL GROUP COM 026874784 2,958 52,819 SH   OTR 1 52,819 0 0
AMERICAN NATL BANKSHARES INCCOM COM 027745108 5,383 217,043 SH   OTR 1 217,043 0 0
ANHEUSER BUSCH INBEV COM 03524A108 1,100 9,798 SH   OTR 1 9,798 0 0
APACHE CORP COM 037411105 243 3,885 SH   OTR 1 3,885 0 0
APPLE INC COM 037833100 8,861 80,281 SH   OTR 1 80,281 0 0
AT&T INC COM 00206R102 1,141 33,974 SH   OTR 1 33,974 0 0
AUTODESK INC COM 052769106 1,989 33,109 SH   OTR 1 33,109 0 0
AUTOMATIC DATA PROCESSING COM 053015103 522 6,263 SH   OTR 1 6,263 0 0
AVX CORPORATION COM 002444107 700 49,999 SH   OTR 1 49,999 0 0
BANK OF AMERICA CORP COM 060505104 2,471 138,199 SH   OTR 1 138,199 0 0
BB&T CORP COM 054937107 2,088 53,716 SH   OTR 1 53,716 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW COM 084670702 6,081 40,501 SH   OTR 1 40,501 0 0
BERKSHIRE HATHAWAY INC DEL CL A COM 084670108 226 1 SH   OTR 1 1 0 0
BHP BILLITON ADR COM 05545E209 291 6,779 SH   OTR 1 6,779 0 0
BLACKROCK INC. COM 09247X101 3,213 8,985 SH   OTR 1 8,985 0 0
BORG WARNER INC COM 099724106 4,031 73,352 SH   OTR 1 73,352 0 0
BRISTOL-MYERS SQUIBB COM 110122108 1,608 27,248 SH   OTR 1 27,248 0 0
CABELAS COM 126804301 1,346 25,535 SH   OTR 1 25,535 0 0
CABOT OIL & GAS CORP COM COM 127097103 2,005 67,720 SH   OTR 1 67,720 0 0
CAMPBELL SOUP COMPANY COM 134429109 815 18,524 SH   OTR 1 18,524 0 0
CAROLINA BANK HOLDINGS GREENSBORO COM 143785103 1,597 165,470 SH   OTR 1 165,470 0 0
CATERPILLAR INC. COM 149123101 1,055 11,528 SH   OTR 1 11,528 0 0
CELGENE CORPORATION COM 151020104 3,818 34,135 SH   OTR 1 34,135 0 0
CHEVRON CORPORATION COM 166764100 1,770 15,774 SH   OTR 1 15,774 0 0
CHICAGO BRIDGE & IRON CO. COM 167250109 1,547 36,855 SH   OTR 1 36,855 0 0
CISCO SYSTEMS INC COM 17275R102 4,238 152,391 SH   OTR 1 152,391 0 0
COCA COLA CO COM COM 191216100 1,355 32,102 SH   OTR 1 32,102 0 0
COLGATE PALMOLIVE COMPANY COM 194162103 1,848 26,711 SH   OTR 1 26,711 0 0
CONAGRA FOODS INC COM 205887102 515 14,200 SH   OTR 1 14,200 0 0
CONOCOPHILLIPS COM COM 20825C104 348 5,032 SH   OTR 1 5,032 0 0
COSTCO WHOLESALE CORP COM 22160K105 2,247 15,856 SH   OTR 1 15,856 0 0
COVIDIEN PLC COM G2554F113 2,543 24,866 SH   OTR 1 24,866 0 0
CSX CORP COM COM 126408103 1,894 52,296 SH   OTR 1 52,296 0 0
CVS HEALTH CORPORATION COM 126650100 1,591 16,524 SH   OTR 1 16,524 0 0
DARDEN RESTAURANTS INC COM 237194105 334 5,696 SH   OTR 1 5,696 0 0
DEERE & CO. COM 244199105 239 2,696 SH   OTR 1 2,696 0 0
DEVON ENERGY CORP NEW COM 25179M103 2,414 39,453 SH   OTR 1 39,453 0 0
DIAGEO PLC SPON ADR NEW COM 25243Q205 1,238 10,858 SH   OTR 1 10,858 0 0
DIRECTV COM 25490A309 225 2,592 SH   OTR 1 2,592 0 0
DOMINION RES INC VA NEW COM 25746U109 523 6,802 SH   OTR 1 6,802 0 0
DOW CHEMICAL CO COM 260543103 780 17,102 SH   OTR 1 17,102 0 0
DUKE ENERGY CORP NEW COM 26441C204 1,820 21,792 SH   OTR 1 21,792 0 0
EI DU PONT DE NEMOURS & CO. COM 263534109 205 2,772 SH   OTR 1 2,772 0 0
ELI LILLY & CO COM 532457108 1,334 19,325 SH   OTR 1 19,325 0 0
EMC CORP COM 268648102 2,573 86,534 SH   OTR 1 86,534 0 0
EMERSON ELECTRIC CO COM 291011104 525 8,497 SH   OTR 1 8,497 0 0
ENSCO PLC SHS CLASS A COM G3157S106 477 15,913 SH   OTR 1 15,913 0 0
ETF 1 - 3 YEAR CREDIT BOND FUND ETF 464288646 232 2,208 SH   OTR 1 2,208 0 0
ETF ISHARES CORE TOTALU.S BOND MARKET ETF 464287226 2,044 18,564 SH   OTR 1 18,564 0 0
ETF ISHS IBOXX $INVEST GRADECOPR BD FUND ETF 464287242 537 4,500 SH   OTR 1 4,500 0 0
EXPRESS SCRIPTS HLDG CO COM 30219G108 1,799 21,251 SH   OTR 1 21,251 0 0
EXXON MOBIL CORP COM COM 30231G102 4,579 49,537 SH   OTR 1 49,537 0 0
FLUOR CORP NEW COM 343412102 1,069 17,628 SH   OTR 1 17,628 0 0
GAMESTOP CORP NEW CL A COM 36467W109 2,812 83,233 SH   OTR 1 83,233 0 0
GENERAL ELECTRIC COMPANY COM 369604103 4,553 180,181 SH   OTR 1 180,181 0 0
GENERAL MILLS INC COM 370334104 728 13,655 SH   OTR 1 13,655 0 0
GENUINE PARTS COMPANY COM 372460105 608 5,707 SH   OTR 1 5,707 0 0
GILEAD SCIENCES INC COM 375558103 3,752 39,802 SH   OTR 1 39,802 0 0
GLAXOSMITHKLINE PLC SPONSORED ADR COM 37733W105 406 9,499 SH   OTR 1 9,499 0 0
HATTERAS FINANCIAL CORP COM 41902R103 297 16,121 SH   OTR 1 16,121 0 0
HCP INC COM 40414L109 747 16,960 SH   OTR 1 16,960 0 0
HONEYWELL INTL INC COM COM 438516106 234 2,341 SH   OTR 1 2,341 0 0
ILLUMINA INC COM 452327109 1,844 9,992 SH   OTR 1 9,992 0 0
INGERSOLL-RAND PLC COM G47791101 1,173 18,501 SH   OTR 1 18,501 0 0
INTEL CORPORATION COM 458140100 896 24,708 SH   OTR 1 24,708 0 0
INTERNATIONAL BUSINESS MACHSCOM COM 459200101 429 2,672 SH   OTR 1 2,672 0 0
INTUITIVE SURGICAL INC. COM 46120E602 1,156 2,186 SH   OTR 1 2,186 0 0
ISHARES CORE S&P SMALLCAP ETF 464287804 1,218 10,675 SH   OTR 1 10,675 0 0
ISHARES INTERMED GOVT/CREDIT BOND ETF 464288612 6,629 59,911 SH   OTR 1 59,911 0 0
ISHARES MSCI EAFE ETF ETF 464287465 796 13,083 SH   OTR 1 13,083 0 0
J P MORGAN CHASE & CO COM 46625H100 2,615 41,795 SH   OTR 1 41,795 0 0
JOHN HANCOCK FINANCIAL OPPORTUNITIES FUND COM 409735206 491 20,849 SH   OTR 1 20,849 0 0
JOHNSON & JOHNSON COM COM 478160104 2,672 25,551 SH   OTR 1 25,551 0 0
KIMBERLY CLARK CORPORATION COM 494368103 519 4,491 SH   OTR 1 4,491 0 0
KINDER MORGAN INC DEL COM COM 49456B101 2,603 61,532 SH   OTR 1 61,532 0 0
LABORATORY CORP OF AMERICA HLDGS COM 50540R409 2,858 26,487 SH   OTR 1 26,487 0 0
LORILLARD INC COM 544147101 423 6,723 SH   OTR 1 6,723 0 0
LYONDELLBASELL INDUSTRIES COM N53745100 1,331 16,764 SH   OTR 1 16,764 0 0
MCDONALDS CORP COM COM 580135101 366 3,908 SH   OTR 1 3,908 0 0
MDU RES GROUP INC COM COM 552690109 238 10,141 SH   OTR 1 10,141 0 0
MERCK & CO NEW COM 58933Y105 871 15,332 SH   OTR 1 15,332 0 0
MERCK & CO NEW COM 58933Y105 23 400 SH   OTR 1 400 0 0
MICROSOFT CORPORATION COM 594918104 3,737 80,456 SH   OTR 1 80,456 0 0
MONDELEZ INTERNATIONAL INC. COM 609207105 319 8,795 SH   OTR 1 8,795 0 0
MONSANTO COMPANY COM 61166W101 3,441 28,800 SH   OTR 1 28,800 0 0
NATIONAL FUEL GAS CO NJ COM 636180101 915 13,165 SH   OTR 1 13,165 0 0
NATIONAL OILWELL VARCO INC COM 637071101 3,782 57,731 SH   OTR 1 57,731 0 0
NORFOLK SOUTHERN CORP COM 655844108 1,106 10,089 SH   OTR 1 10,089 0 0
NORTHROP GRUMMAN CORP COM 666807102 687 4,662 SH   OTR 1 4,662 0 0
NOVARTIS AG ADR COM 66987V109 508 5,484 SH   OTR 1 5,484 0 0
NOW INC COM 67011P100 282 10,966 SH   OTR 1 10,966 0 0
NUCOR COM 670346105 528 10,765 SH   OTR 1 10,765 0 0
ORACLE CORPORATION COM 68389X105 1,706 37,937 SH   OTR 1 37,937 0 0
PAYCHEX INC COM COM 704326107 298 6,470 SH   OTR 1 6,470 0 0
PEPSICO INC COM COM 713448108 1,167 12,343 SH   OTR 1 12,343 0 0
PERRIGO CO LTD COM G97822103 1,938 11,595 SH   OTR 1 11,595 0 0
PFIZER INC COM COM 717081103 1,682 54,005 SH   OTR 1 54,005 0 0
PHILLIP MORRIS INTL INC COM 718172109 761 9,347 SH   OTR 1 9,347 0 0
PNC BANK CORP COM 693475105 2,050 22,467 SH   OTR 1 22,467 0 0
POTASH CORP OF SASKATCHEWAN COM 73755L107 471 13,330 SH   OTR 1 13,330 0 0
PRECISION CASTPARTS CORP COM 740189105 3,567 14,808 SH   OTR 1 14,808 0 0
PROCTER & GAMBLE CO COM COM 742718109 4,849 53,237 SH   OTR 1 53,237 0 0
QUALCOMM INC COM 747525103 2,035 27,382 SH   OTR 1 27,382 0 0
RANGE RESOURCES CORPORATION COM 75281A109 1,120 20,947 SH   OTR 1 20,947 0 0
RAYTHEON CO NEW COM 755111507 528 4,881 SH   OTR 1 4,881 0 0
ROYAL DUTCH SHELL PLC A SHARES COM 780259206 655 9,776 SH   OTR 1 9,776 0 0
SCANA CORP NEW COM 80589M102 300 4,969 SH   OTR 1 4,969 0 0
SCHLUMBERGER LTD COM 806857108 966 11,311 SH   OTR 1 11,311 0 0
SIRIUS XM HOLDINGS INC COM 82968B103 70 20,000 SH   OTR 1 20,000 0 0
SOUTHERN COMPANY COM COM 842587107 420 8,545 SH   OTR 1 8,545 0 0
SPECTRA ENERGY CORP COM 847560109 639 17,613 SH   OTR 1 17,613 0 0
SYSCO CORPORATION COM 871829107 1,502 37,854 SH   OTR 1 37,854 0 0
T ROWE PRICE INC COM 74144T108 1,553 18,088 SH   OTR 1 18,088 0 0
TARGET CORP COM 87612E106 2,804 36,943 SH   OTR 1 36,943 0 0
TEVA PHARMACEUTICAL IND COM 881624209 480 8,345 SH   OTR 1 8,345 0 0
THE CLOROX COMPANY COM 189054109 650 6,233 SH   OTR 1 6,233 0 0
TIFFANY AND CO. COM 886547108 204 1,916 SH   OTR 1 1,916 0 0
TJX COMPANIES INC COM 872540109 2,471 36,027 SH   OTR 1 36,027 0 0
TRACTOR SUPPLY CO COM 892356106 1,837 23,310 SH   OTR 1 23,310 0 0
UNITED PARCEL SERVICE CLASS B COM 911312106 469 4,219 SH   OTR 1 4,219 0 0
UNITED TECHNOLOGIES CORP COM COM 913017109 4,623 40,197 SH   OTR 1 40,197 0 0
UNIVERSAL CORP COM 913456109 460 10,469 SH   OTR 1 10,469 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 3,240 69,261 SH   OTR 1 69,261 0 0
VODAFONE GROUP PLC NEW ADR COM 92857W308 1,310 38,346 SH   OTR 1 38,346 0 0
WAL-MART STORES COM 931142103 243 2,825 SH   OTR 1 2,825 0 0
WALT DISNEY CO COM 254687106 2,201 23,362 SH   OTR 1 23,362 0 0
WELLS FARGO & CO NEW COM 949746101 486 8,874 SH   OTR 1 8,874 0 0
WHIRLPOOL COM 963320106 291 1,500 SH   OTR 1 1,500 0 0