<informationTable xmlns="http://www.sec.gov/edgar/document/thirteenf/informationtable">		<infoTable>
			<nameOfIssuer>ABBOTT LABORATORIES</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>002824100</cusip>
			<value>871</value>
			<shrsOrPrnAmt>
				<sshPrnamt>21317</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>20917</Sole>
				<Shared>400</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>ABBVIE INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>00287Y109</cusip>
			<value>1417</value>
			<shrsOrPrnAmt>
				<sshPrnamt>25103</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>24503</Sole>
				<Shared>600</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>ALTRIA GROUP INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>02209S103</cusip>
			<value>675</value>
			<shrsOrPrnAmt>
				<sshPrnamt>16091</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>11260</Sole>
				<Shared>4831</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>AMERICAN INTERNATIONAL GROUP</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>026874784</cusip>
			<value>915</value>
			<shrsOrPrnAmt>
				<sshPrnamt>16762</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>14880</Sole>
				<Shared>1882</Shared>
				<None>0</None>
			</votingAuthority>
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		<infoTable>
			<nameOfIssuer>AMERICAN NATL BANKSHARES INCCOM</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>027745108</cusip>
			<value>3184</value>
			<shrsOrPrnAmt>
				<sshPrnamt>146608</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>105662</Sole>
				<Shared>40946</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>ANHEUSER BUSCH INBEV</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>03524A108</cusip>
			<value>640</value>
			<shrsOrPrnAmt>
				<sshPrnamt>5566</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>5566</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>APACHE CORP</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>037411105</cusip>
			<value>3358</value>
			<shrsOrPrnAmt>
				<sshPrnamt>33374</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>29612</Sole>
				<Shared>3762</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>APPLE INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>037833100</cusip>
			<value>10086</value>
			<shrsOrPrnAmt>
				<sshPrnamt>108529</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>97915</Sole>
				<Shared>10614</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>APPLIED MATERIALS INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>038222105</cusip>
			<value>419</value>
			<shrsOrPrnAmt>
				<sshPrnamt>18584</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>17150</Sole>
				<Shared>1434</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>ASCENA RETAIL GROUP INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>04351G101</cusip>
			<value>339</value>
			<shrsOrPrnAmt>
				<sshPrnamt>19839</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>17740</Sole>
				<Shared>2099</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>AT&amp;T INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>00206R102</cusip>
			<value>714</value>
			<shrsOrPrnAmt>
				<sshPrnamt>20208</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>17854</Sole>
				<Shared>2354</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>AUTODESK INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>052769106</cusip>
			<value>2631</value>
			<shrsOrPrnAmt>
				<sshPrnamt>46673</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>39883</Sole>
				<Shared>6790</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>AUTOMATIC DATA PROCESSING</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>053015103</cusip>
			<value>494</value>
			<shrsOrPrnAmt>
				<sshPrnamt>6230</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>5626</Sole>
				<Shared>604</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>AVX CORPORATION</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>002444107</cusip>
			<value>1413</value>
			<shrsOrPrnAmt>
				<sshPrnamt>107192</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>101942</Sole>
				<Shared>5250</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>BANK OF AMERICA CORP</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>060505104</cusip>
			<value>823</value>
			<shrsOrPrnAmt>
				<sshPrnamt>53545</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>47039</Sole>
				<Shared>6506</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>BB&amp;T CORP</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>054937107</cusip>
			<value>2596</value>
			<shrsOrPrnAmt>
				<sshPrnamt>65858</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>30325</Sole>
				<Shared>35533</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>BERKSHIRE HATHAWAY INC      DEL CL B NEW</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>084670702</cusip>
			<value>5095</value>
			<shrsOrPrnAmt>
				<sshPrnamt>40252</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>35885</Sole>
				<Shared>4367</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>BLACKROCK INC.</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>09247X101</cusip>
			<value>4706</value>
			<shrsOrPrnAmt>
				<sshPrnamt>14727</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>12345</Sole>
				<Shared>2382</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>BOEING CO</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>097023105</cusip>
			<value>252</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1980</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>1980</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>BORG WARNER INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>099724106</cusip>
			<value>5961</value>
			<shrsOrPrnAmt>
				<sshPrnamt>91439</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>82264</Sole>
				<Shared>9175</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>BP PLC ADR</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>055622104</cusip>
			<value>285</value>
			<shrsOrPrnAmt>
				<sshPrnamt>5407</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>4575</Sole>
				<Shared>832</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>BRISTOL-MYERS SQUIBB</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>110122108</cusip>
			<value>566</value>
			<shrsOrPrnAmt>
				<sshPrnamt>11671</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>10698</Sole>
				<Shared>973</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>C&amp;J ENERGY SERVICES INC.</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>12467B304</cusip>
			<value>2004</value>
			<shrsOrPrnAmt>
				<sshPrnamt>59335</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>50485</Sole>
				<Shared>8850</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>CABELAS</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>126804301</cusip>
			<value>2895</value>
			<shrsOrPrnAmt>
				<sshPrnamt>46405</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>40430</Sole>
				<Shared>5975</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>CABOT OIL &amp; GAS CORP        COM</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>127097103</cusip>
			<value>246</value>
			<shrsOrPrnAmt>
				<sshPrnamt>7194</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>7194</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>CAMPBELL SOUP COMPANY</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>134429109</cusip>
			<value>1072</value>
			<shrsOrPrnAmt>
				<sshPrnamt>23402</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>19980</Sole>
				<Shared>3422</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>CAROLINA BANK HOLDINGS      GREENSBORO</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>143785103</cusip>
			<value>1617</value>
			<shrsOrPrnAmt>
				<sshPrnamt>165470</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>165470</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>CATERPILLAR INC.</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>149123101</cusip>
			<value>601</value>
			<shrsOrPrnAmt>
				<sshPrnamt>5528</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>5228</Sole>
				<Shared>300</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>CELGENE CORPORATION</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>151020104</cusip>
			<value>3543</value>
			<shrsOrPrnAmt>
				<sshPrnamt>41255</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>36740</Sole>
				<Shared>4515</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>CHEVRON CORPORATION</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>166764100</cusip>
			<value>2341</value>
			<shrsOrPrnAmt>
				<sshPrnamt>17930</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>16278</Sole>
				<Shared>1652</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>CISCO SYSTEMS INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>17275R102</cusip>
			<value>1626</value>
			<shrsOrPrnAmt>
				<sshPrnamt>65482</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>60774</Sole>
				<Shared>4708</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>CLECO CORP NEW</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>12561W105</cusip>
			<value>208</value>
			<shrsOrPrnAmt>
				<sshPrnamt>3525</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>3525</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>COCA COLA CO                COM</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>191216100</cusip>
			<value>1316</value>
			<shrsOrPrnAmt>
				<sshPrnamt>31063</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>25596</Sole>
				<Shared>5467</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>COGNIZANT TECH SOLUTIONS    CORP CL A</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>192446102</cusip>
			<value>251</value>
			<shrsOrPrnAmt>
				<sshPrnamt>5138</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>4164</Sole>
				<Shared>974</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>COLGATE PALMOLIVE COMPANY</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>194162103</cusip>
			<value>1754</value>
			<shrsOrPrnAmt>
				<sshPrnamt>25714</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>23677</Sole>
				<Shared>2037</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>CONOCOPHILLIPS COM</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>20825C104</cusip>
			<value>813</value>
			<shrsOrPrnAmt>
				<sshPrnamt>9485</sshPrnamt>
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			<investmentDiscretion>OTR</investmentDiscretion>
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			<votingAuthority>
				<Sole>8899</Sole>
				<Shared>586</Shared>
				<None>0</None>
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		<infoTable>
			<nameOfIssuer>COSTCO WHOLESALE CORP</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>22160K105</cusip>
			<value>2920</value>
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				<sshPrnamt>25348</sshPrnamt>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
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				<Sole>22493</Sole>
				<Shared>2855</Shared>
				<None>0</None>
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		<infoTable>
			<nameOfIssuer>COVIDIEN PLC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>G2554F113</cusip>
			<value>849</value>
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				<sshPrnamt>9417</sshPrnamt>
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			<investmentDiscretion>OTR</investmentDiscretion>
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				<Sole>7755</Sole>
				<Shared>1662</Shared>
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		<infoTable>
			<nameOfIssuer>CSX CORP                    COM</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>126408103</cusip>
			<value>403</value>
			<shrsOrPrnAmt>
				<sshPrnamt>13074</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
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				<Sole>13074</Sole>
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				<None>0</None>
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		<infoTable>
			<nameOfIssuer>CVS/CAREMARK CORP</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>126650100</cusip>
			<value>356</value>
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				<sshPrnamt>4719</sshPrnamt>
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			<investmentDiscretion>OTR</investmentDiscretion>
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		<infoTable>
			<nameOfIssuer>DARDEN RESTAURANTS INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>237194105</cusip>
			<value>564</value>
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				<sshPrnamt>12194</sshPrnamt>
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			<investmentDiscretion>OTR</investmentDiscretion>
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		<infoTable>
			<nameOfIssuer>DEERE &amp; CO.</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>244199105</cusip>
			<value>921</value>
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				<sshPrnamt>10175</sshPrnamt>
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			<investmentDiscretion>OTR</investmentDiscretion>
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		<infoTable>
			<nameOfIssuer>DEVON ENERGY CORP NEW</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>25179M103</cusip>
			<value>2654</value>
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				<sshPrnamt>33429</sshPrnamt>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
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				<Sole>31329</Sole>
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		<infoTable>
			<nameOfIssuer>DIAGEO PLC SPON ADR NEW</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>25243Q205</cusip>
			<value>232</value>
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				<sshPrnamt>1822</sshPrnamt>
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			<investmentDiscretion>OTR</investmentDiscretion>
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				<Sole>1672</Sole>
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		<infoTable>
			<nameOfIssuer>DIRECTV</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>25490A309</cusip>
			<value>238</value>
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				<sshPrnamt>2800</sshPrnamt>
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			<investmentDiscretion>OTR</investmentDiscretion>
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		<infoTable>
			<nameOfIssuer>DOMINION RES INC VA NEW</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>25746U109</cusip>
			<value>462</value>
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				<sshPrnamt>6458</sshPrnamt>
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			<investmentDiscretion>OTR</investmentDiscretion>
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				<Sole>5958</Sole>
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			<nameOfIssuer>DOW CHEMICAL CO</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>260543103</cusip>
			<value>308</value>
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			<investmentDiscretion>OTR</investmentDiscretion>
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				<Sole>5936</Sole>
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		<infoTable>
			<nameOfIssuer>DUKE ENERGY CORP NEW</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>26441C204</cusip>
			<value>1954</value>
			<shrsOrPrnAmt>
				<sshPrnamt>26337</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>23279</Sole>
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			<nameOfIssuer>ELI LILLY &amp; CO</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>532457108</cusip>
			<value>915</value>
			<shrsOrPrnAmt>
				<sshPrnamt>14706</sshPrnamt>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>13906</Sole>
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		<infoTable>
			<nameOfIssuer>EMC CORP</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>268648102</cusip>
			<value>739</value>
			<shrsOrPrnAmt>
				<sshPrnamt>28065</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
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				<Sole>24304</Sole>
				<Shared>3761</Shared>
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		<infoTable>
			<nameOfIssuer>EMERSON ELECTRIC CO</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>291011104</cusip>
			<value>457</value>
			<shrsOrPrnAmt>
				<sshPrnamt>6891</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
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				<Shared>1728</Shared>
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		<infoTable>
			<nameOfIssuer>ETF 1 - 3 YEAR  CREDIT BOND FUND</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>464288646</cusip>
			<value>717</value>
			<shrsOrPrnAmt>
				<sshPrnamt>6793</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>6533</Sole>
				<Shared>260</Shared>
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		<infoTable>
			<nameOfIssuer>ETF ISHARES CORE TOTALU.S   BOND MARKET</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>464287226</cusip>
			<value>463</value>
			<shrsOrPrnAmt>
				<sshPrnamt>4229</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
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				<Sole>3813</Sole>
				<Shared>416</Shared>
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		<infoTable>
			<nameOfIssuer>ETF ISHS IBOXX $INVEST GRADECOPR BD FUND</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>464287242</cusip>
			<value>208</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1740</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>1563</Sole>
				<Shared>177</Shared>
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		<infoTable>
			<nameOfIssuer>EXPRESS SCRIPTS HLDG CO</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>30219G108</cusip>
			<value>582</value>
			<shrsOrPrnAmt>
				<sshPrnamt>8395</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
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				<Sole>6859</Sole>
				<Shared>1536</Shared>
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		<infoTable>
			<nameOfIssuer>EXXON MOBIL CORP COM</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>30231G102</cusip>
			<value>4826</value>
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				<sshPrnamt>47929</sshPrnamt>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
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				<Sole>43591</Sole>
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			<nameOfIssuer>FLUOR CORP NEW</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>343412102</cusip>
			<value>2960</value>
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				<sshPrnamt>38482</sshPrnamt>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
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				<Sole>33482</Sole>
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		<infoTable>
			<nameOfIssuer>FREEPORT-MCMORAN COPPER     &amp; GOLD INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>35671D857</cusip>
			<value>416</value>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>9900</Sole>
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		<infoTable>
			<nameOfIssuer>GAMESTOP CORP NEW CL A</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>36467W109</cusip>
			<value>1560</value>
			<shrsOrPrnAmt>
				<sshPrnamt>38560</sshPrnamt>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>34744</Sole>
				<Shared>3816</Shared>
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		<infoTable>
			<nameOfIssuer>GENERAL ELECTRIC COMPANY</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>369604103</cusip>
			<value>2192</value>
			<shrsOrPrnAmt>
				<sshPrnamt>83463</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
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			<nameOfIssuer>GILEAD SCIENCES INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>375558103</cusip>
			<value>3988</value>
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				<sshPrnamt>48113</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
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				<Sole>42398</Sole>
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			<nameOfIssuer>HONEYWELL INTL INC COM</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>438516106</cusip>
			<value>206</value>
			<shrsOrPrnAmt>
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				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
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				<Sole>1871</Sole>
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		<infoTable>
			<nameOfIssuer>ILLUMINA INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>452327109</cusip>
			<value>2351</value>
			<shrsOrPrnAmt>
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				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
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				<Sole>11434</Sole>
				<Shared>1735</Shared>
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		<infoTable>
			<nameOfIssuer>INGERSOLL-RAND PLC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>G47791101</cusip>
			<value>380</value>
			<shrsOrPrnAmt>
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				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>6080</Sole>
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		<infoTable>
			<nameOfIssuer>INTEL CORPORATION</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>458140100</cusip>
			<value>918</value>
			<shrsOrPrnAmt>
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				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
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				<Sole>27725</Sole>
				<Shared>1984</Shared>
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			<nameOfIssuer>INTERNATIONAL BUSINESS MACHSCOM</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>459200101</cusip>
			<value>449</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2478</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
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		<infoTable>
			<nameOfIssuer>INTUITIVE SURGICAL INC.</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>46120E602</cusip>
			<value>1720</value>
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				<sshPrnamt>4178</sshPrnamt>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
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		<infoTable>
			<nameOfIssuer>ISHARES CORE S&amp;P SMALLCAP</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>464287804</cusip>
			<value>2052</value>
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				<sshPrnamt>18307</sshPrnamt>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
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				<Sole>15514</Sole>
				<Shared>2793</Shared>
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		<infoTable>
			<nameOfIssuer>ISHARES INTERMED GOVT/CREDIT BOND</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>464288612</cusip>
			<value>11312</value>
			<shrsOrPrnAmt>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
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				<Sole>98497</Sole>
				<Shared>3510</Shared>
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		<infoTable>
			<nameOfIssuer>ISHARES MSCI EAFE ETF</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>464287465</cusip>
			<value>1659</value>
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				<sshPrnamt>24264</sshPrnamt>
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			<investmentDiscretion>OTR</investmentDiscretion>
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			<nameOfIssuer>JOHN HANCOCK FINANCIAL      OPPORTUNITIES FUND</nameOfIssuer>
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			<nameOfIssuer>JOHNSON &amp; JOHNSON           COM</nameOfIssuer>
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			<nameOfIssuer>KIMBERLY CLARK CORPORATION</nameOfIssuer>
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			<nameOfIssuer>KINDER MORGAN INC DEL       COM</nameOfIssuer>
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			<nameOfIssuer>LABORATORY CORP OF AMERICA  HLDGS</nameOfIssuer>
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			<nameOfIssuer>LOEWS CORP</nameOfIssuer>
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			<nameOfIssuer>LORILLARD INC</nameOfIssuer>
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			<nameOfIssuer>MERCK &amp; CO NEW</nameOfIssuer>
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			<cusip>58933Y105</cusip>
			<value>1159</value>
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			<nameOfIssuer>MICROSOFT CORPORATION</nameOfIssuer>
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			<cusip>594918104</cusip>
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			<nameOfIssuer>MONDELEZ INTERNATIONAL INC.</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>609207105</cusip>
			<value>318</value>
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			<nameOfIssuer>MONSANTO COMPANY</nameOfIssuer>
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			<nameOfIssuer>MOSAIC CO</nameOfIssuer>
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			<cusip>61945C103</cusip>
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			<nameOfIssuer>NATIONAL FUEL GAS CO NJ</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>636180101</cusip>
			<value>2002</value>
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			<nameOfIssuer>NATIONAL OILWELL VARCO INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>637071101</cusip>
			<value>5393</value>
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			<nameOfIssuer>NORFOLK SOUTHERN CORP</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>655844108</cusip>
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			<nameOfIssuer>NOVARTIS AG ADR</nameOfIssuer>
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			<cusip>66987V109</cusip>
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			<investmentDiscretion>OTR</investmentDiscretion>
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			<nameOfIssuer>NUCOR</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
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			<investmentDiscretion>OTR</investmentDiscretion>
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			<nameOfIssuer>ORACLE CORPORATION</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>68389X105</cusip>
			<value>595</value>
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			<nameOfIssuer>PAYCHEX INC COM</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>704326107</cusip>
			<value>295</value>
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			<titleOfClass>COM</titleOfClass>
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			<value>1283</value>
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			<cusip>G97822103</cusip>
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			<cusip>717081103</cusip>
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			<nameOfIssuer>PHILLIP MORRIS INTL INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>718172109</cusip>
			<value>1103</value>
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			<nameOfIssuer>PNC BANK CORP</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
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			<nameOfIssuer>PRECISION CASTPARTS CORP</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>740189105</cusip>
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			<titleOfClass>COM</titleOfClass>
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			<value>2669</value>
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			<nameOfIssuer>QUALCOMM INC</nameOfIssuer>
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			<nameOfIssuer>RANGE RESOURCES CORPORATION</nameOfIssuer>
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			<nameOfIssuer>RAYTHEON CO NEW</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>755111507</cusip>
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			<nameOfIssuer>ROYAL DUTCH SHELL PLC       A SHARES</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>780259206</cusip>
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			<nameOfIssuer>SANOFI-AVENTIS</nameOfIssuer>
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			<nameOfIssuer>SCANA CORP NEW</nameOfIssuer>
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			<titleOfClass>COM</titleOfClass>
			<cusip>806857108</cusip>
			<value>501</value>
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			<investmentDiscretion>OTR</investmentDiscretion>
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		<infoTable>
			<nameOfIssuer>SIRIUS XM HOLDINGS INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>82968B103</cusip>
			<value>83</value>
			<shrsOrPrnAmt>
				<sshPrnamt>24000</sshPrnamt>
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			<investmentDiscretion>OTR</investmentDiscretion>
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			<nameOfIssuer>SOUTHERN COMPANY             COM</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>842587107</cusip>
			<value>464</value>
			<shrsOrPrnAmt>
				<sshPrnamt>10234</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
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				<Sole>8718</Sole>
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			<nameOfIssuer>SPDR S&amp;P 500 ETF TR         TR UNIT</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>78462F103</cusip>
			<value>746</value>
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				<sshPrnamt>3810</sshPrnamt>
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			<investmentDiscretion>OTR</investmentDiscretion>
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				<Sole>3615</Sole>
				<Shared>195</Shared>
				<None>0</None>
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		<infoTable>
			<nameOfIssuer>SPECTRA ENERGY CORP</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>847560109</cusip>
			<value>288</value>
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				<sshPrnamt>6768</sshPrnamt>
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			<investmentDiscretion>OTR</investmentDiscretion>
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				<Sole>6024</Sole>
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		<infoTable>
			<nameOfIssuer>SUNTRUST BANKS, INC.</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>867914103</cusip>
			<value>1438</value>
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				<sshPrnamt>35888</sshPrnamt>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
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				<Sole>0</Sole>
				<Shared>35888</Shared>
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		<infoTable>
			<nameOfIssuer>SYSCO CORPORATION</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>871829107</cusip>
			<value>1550</value>
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				<sshPrnamt>41378</sshPrnamt>
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			<investmentDiscretion>OTR</investmentDiscretion>
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				<Sole>36653</Sole>
				<Shared>4725</Shared>
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		<infoTable>
			<nameOfIssuer>T ROWE PRICE INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>74144T108</cusip>
			<value>2507</value>
			<shrsOrPrnAmt>
				<sshPrnamt>29709</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>24584</Sole>
				<Shared>5125</Shared>
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		<infoTable>
			<nameOfIssuer>TARGET CORP</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>87612E106</cusip>
			<value>750</value>
			<shrsOrPrnAmt>
				<sshPrnamt>12939</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
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				<Sole>10723</Sole>
				<Shared>2216</Shared>
				<None>0</None>
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		<infoTable>
			<nameOfIssuer>TEVA PHARMACEUTICAL IND</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>881624209</cusip>
			<value>1028</value>
			<shrsOrPrnAmt>
				<sshPrnamt>19602</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
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				<Sole>18252</Sole>
				<Shared>1350</Shared>
				<None>0</None>
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		<infoTable>
			<nameOfIssuer>TIFFANY AND CO.</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>886547108</cusip>
			<value>322</value>
			<shrsOrPrnAmt>
				<sshPrnamt>3210</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>2760</Sole>
				<Shared>450</Shared>
				<None>0</None>
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		<infoTable>
			<nameOfIssuer>TJX COMPANIES INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>872540109</cusip>
			<value>449</value>
			<shrsOrPrnAmt>
				<sshPrnamt>8452</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>6483</Sole>
				<Shared>1969</Shared>
				<None>0</None>
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		<infoTable>
			<nameOfIssuer>TOTAL SYSTEM SERVICES</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>891906109</cusip>
			<value>977</value>
			<shrsOrPrnAmt>
				<sshPrnamt>31120</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>25400</Sole>
				<Shared>5720</Shared>
				<None>0</None>
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		<infoTable>
			<nameOfIssuer>TRACTOR SUPPLY CO</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>892356106</cusip>
			<value>2145</value>
			<shrsOrPrnAmt>
				<sshPrnamt>35507</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>31157</Sole>
				<Shared>4350</Shared>
				<None>0</None>
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		<infoTable>
			<nameOfIssuer>TRANSOCEAN LTD</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>H8817H100</cusip>
			<value>1295</value>
			<shrsOrPrnAmt>
				<sshPrnamt>28765</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
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				<Sole>24150</Sole>
				<Shared>4615</Shared>
				<None>0</None>
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		<infoTable>
			<nameOfIssuer>UNITED PARCEL SERVICE       CLASS B</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>911312106</cusip>
			<value>595</value>
			<shrsOrPrnAmt>
				<sshPrnamt>5800</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>5700</Sole>
				<Shared>100</Shared>
				<None>0</None>
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		<infoTable>
			<nameOfIssuer>UNITED TECHNOLOGIES CORP    COM</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>913017109</cusip>
			<value>4767</value>
			<shrsOrPrnAmt>
				<sshPrnamt>41289</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>36802</Sole>
				<Shared>4487</Shared>
				<None>0</None>
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		</infoTable>
		<infoTable>
			<nameOfIssuer>UNIVERSAL CORP</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>913456109</cusip>
			<value>1123</value>
			<shrsOrPrnAmt>
				<sshPrnamt>20289</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>17640</Sole>
				<Shared>2649</Shared>
				<None>0</None>
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		</infoTable>
		<infoTable>
			<nameOfIssuer>VERIZON COMMUNICATIONS INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>92343V104</cusip>
			<value>1221</value>
			<shrsOrPrnAmt>
				<sshPrnamt>24951</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>22768</Sole>
				<Shared>2183</Shared>
				<None>0</None>
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		</infoTable>
		<infoTable>
			<nameOfIssuer>VODAFONE GROUP PLC NEW ADR</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>92857W308</cusip>
			<value>333</value>
			<shrsOrPrnAmt>
				<sshPrnamt>9972</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>9731</Sole>
				<Shared>241</Shared>
				<None>0</None>
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		<infoTable>
			<nameOfIssuer>WALGREEN CO                 COM</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>931422109</cusip>
			<value>3529</value>
			<shrsOrPrnAmt>
				<sshPrnamt>47612</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>43312</Sole>
				<Shared>4300</Shared>
				<None>0</None>
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		</infoTable>
		<infoTable>
			<nameOfIssuer>WAL-MART STORES</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>931142103</cusip>
			<value>492</value>
			<shrsOrPrnAmt>
				<sshPrnamt>6550</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>5450</Sole>
				<Shared>1100</Shared>
				<None>0</None>
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		</infoTable>
		<infoTable>
			<nameOfIssuer>WALT DISNEY CO</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>254687106</cusip>
			<value>837</value>
			<shrsOrPrnAmt>
				<sshPrnamt>9769</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>7906</Sole>
				<Shared>1863</Shared>
				<None>0</None>
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		</infoTable>
		<infoTable>
			<nameOfIssuer>WELLS FARGO &amp; CO NEW</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>949746101</cusip>
			<value>967</value>
			<shrsOrPrnAmt>
				<sshPrnamt>18389</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>16679</Sole>
				<Shared>1710</Shared>
				<None>0</None>
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</informationTable>
