The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMERICAN EXPRESS COMPANY COM 025816109 2,533 33,879 SH   SOLE   33,879 0 0
AMERISOURCEBERGEN CORPORATION COM 03073E105 2,439 43,684 SH   SOLE   43,583 0 0
APACHE CORPORATION COM 037411105 1,596 19,036 SH   SOLE   18,972 0 0
AT&T INC. COM 00206R102 1,817 51,328 SH   SOLE   51,192 0 0
BANK OF AMERICA CORP. COM 060505104 1,609 125,081 SH   SOLE   125,081 0 0
BAXTER INTERNATIONAL INC. COM 071813109 263 3,800 SH   SOLE   3,800 0 0
BERKSHIRE HATHAWAY INC CL B COM 084670207 2,299 20,541 SH   SOLE   20,541 0 0
BHP BILLITON LTD COM 088606108 1,359 23,566 SH   SOLE   23,506 0 0
BLACKROCK INC COM 09247X101 2,642 10,288 SH   SOLE   10,288 0 0
BORGWARNER INC. COM 099724106 1,637 19,005 SH   SOLE   18,946 0 0
C V S CAREMARK CORP. COM 126650100 1,072 18,756 SH   SOLE   18,756 0 0
CHEVRONTEXACO CORPORATION COM 166764100 2,028 17,140 SH   SOLE   17,085 0 0
CHUBB CORP. COM 171232101 1,860 21,970 SH   SOLE   21,892 0 0
CISCO SYSTEMS INC. COM 17275R102 1,245 51,154 SH   SOLE   51,154 0 0
CITIGROUP INC. COM 172967101 1,926 40,143 SH   SOLE   40,143 0 0
COCA COLA COMPANY COM 191216100 1,428 35,611 SH   SOLE   35,500 0 0
COMCAST CORP. CL A COM 20030N101 1,877 44,957 SH   SOLE   44,841 0 0
CONOCOPHILLIPS COM 20825C104 954 15,767 SH   SOLE   15,767 0 0
COVIDIEN PLC COM G2554F113 2,264 36,023 SH   SOLE   35,945 0 0
DANAHER CORPORATION COM 235851102 1,817 28,706 SH   SOLE   28,577 0 0
DIRECTV COM 25490A309 1,673 27,136 SH   SOLE   27,047 0 0
DOW CHEMICAL COMPANY COM 260543103 1,394 43,323 SH   SOLE   43,323 0 0
DUKE ENERGY CORP. COM 264399106 970 14,368 SH   SOLE   14,302 0 0
EMC CORP. COM 268648102 1,600 67,747 SH   SOLE   67,549 0 0
EXXON MOBIL CORPORATION COM 30231G102 3,460 38,295 SH   SOLE   38,295 0 0
FORD MOTOR COMPANY COM 345370860 2,092 135,243 SH   SOLE   134,892 0 0
GENERAL ELECTRIC COMPANY COM 369604103 3,324 143,351 SH   SOLE   143,096 0 0
HONEYWELL INTL INC. COM 438516106 1,652 20,825 SH   SOLE   20,767 0 0
INTERNATIONAL BUSINESS MACHINE COM 459200101 1,856 9,712 SH   SOLE   9,672 0 0
J P MORGAN CHASE & CO. COM 46625H100 3,487 66,058 SH   SOLE   65,965 0 0
JOHNSON & JOHNSON COM 478160104 2,896 33,731 SH   SOLE   33,625 0 0
KRAFT FOODS GROUP INC. COM 50076Q106 1,107 19,818 SH   SOLE   19,768 0 0
MERCK & COMPANY INC. COM 589331107 2,341 50,404 SH   SOLE   50,275 0 0
MICROSOFT CORPORATION COM 594918104 1,992 57,658 SH   SOLE   57,522 0 0
MONDELEZ INTERNATIONAL INC-A COM 609207105 1,696 59,456 SH   SOLE   59,306 0 0
NEXTERA ENERGY INC. COM 65339F101 1,078 13,229 SH   SOLE   13,229 0 0
OCCIDENTAL PETROLEUM CORP. COM 674599105 2,221 24,894 SH   SOLE   24,843 0 0
ORACLE SYSTEMS CORPORATION COM 68389X105 221 7,185 SH   SOLE   6,974 0 0
PFIZER INC. COM 717081103 2,042 72,899 SH   SOLE   72,717 0 0
PNC FINANCIAL SERVICES GROUP I COM 693475105 2,556 35,051 SH   SOLE   35,051 0 0
PROCTER & GAMBLE COMPANY COM 742718109 1,011 13,126 SH   SOLE   13,068 0 0
QUALCOMM INC. COM 747525103 1,764 28,868 SH   SOLE   28,805 0 0
RAYMOND JAMES FINANCIAL CORP. COM 754730109 2,335 54,335 SH   SOLE   54,213 0 0
SCHLUMBERGER LTD. COM 806857108 1,423 19,856 SH   SOLE   19,783 0 0
SOUTHERN CO. COM 842587107 908 20,586 SH   SOLE   20,586 0 0
SPDR MSCI ACWI EX-US COM 78463x848 2,527 80,900 SH   SOLE   0 0 0
SPDR S&P EMERGING ASIA PACIFIC COM 78463X301 1,495 20,800 SH   SOLE   0 0 0
SUNCOR ENERGY INC COM 867224107 1,119 37,945 SH   SOLE   37,945 0 0
TARGET CORPORATION COM 87612E106 2,250 32,679 SH   SOLE   32,600 0 0
THERMO ELECTRON CORP. COM 883556102 2,349 27,758 SH   SOLE   27,695 0 0
TIMKEN COMPANY COM 887389104 2,067 36,728 SH   SOLE   36,647 0 0
TRAVELERS COMPANIES INC. COM 89417E109 2,104 26,330 SH   SOLE   26,330 0 0
TYCO INTERNATIONAL LTD. COM H89128104 1,203 36,503 SH   SOLE   36,351 0 0
UNITED TECHNOLOGIES CORPORATIO COM 913017109 1,664 17,905 SH   SOLE   17,848 0 0
US BANCORP COM 902973304 1,563 43,242 SH   SOLE   43,242 0 0
VANGUARD GROWTH ETF COM 922908736 7,049 90,200 SH   SOLE   0 0 0
VANGUARD SMALL CAP GROWTH ETF COM 922908595 834 8,100 SH   SOLE   0 0 0
VANGUARD SMALL CAP VALUE ETF COM 922908611 829 9,900 SH   SOLE   0 0 0
VANGUARD VALUE ETF COM 922908744 7,410 109,600 SH   SOLE   0 0 0
WALT DISNEY COMPANY COM 254687106 1,374 21,753 SH   SOLE   21,753 0 0
WELLS FARGO & COMPANY COM 949746101 2,318 56,170 SH   SOLE   56,024 0 0
WISDOMTREE EM SMALL CAP COM 97717W281 493 10,700 SH   SOLE   0 0 0
XCEL ENERGY INC. COM 98389B100 1,014 35,770 SH   SOLE   35,770 0 0