The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M Company COM 88579y101   1,143 10,877 SH   SOLE   0 0 10,877
ADT, Inc. COM 00090Q103   3,668 507,338 SH   SOLE   0 0 507,338
APA Corporation COM 03743Q108   906 25,125 SH   SOLE   0 0 25,125
AT&T, Inc. COM 00206R102   1,833 95,196 SH   SOLE   0 0 95,196
AbbVie, Inc. COM 00287y109   2,946 18,486 SH   SOLE   0 0 18,486
Abbott Laboratories COM 002824100   3,582 35,378 SH   SOLE   0 0 35,378
Accenture Ltd COM g1151c101   33,599 117,557 SH   SOLE   0 0 117,557
Adams Diversified Equity Fund, COM 006212104   389 25,000 SH   SOLE   0 0 25,000
Agnico Eagle Mines COM 008474108   7,387 144,919 SH   SOLE   0 0 144,919
Alamos Gold Cl A COM 011532108   245 20,000 SH   SOLE   0 0 20,000
AllState Corp. COM 020002101   821 7,405 SH   SOLE   0 0 7,405
Alphabet Inc. Class A COM 02079k305   3,092 29,808 SH   SOLE   0 0 29,808
Alphabet Inc. Class C COM 02079k107   18,825 181,010 SH   SOLE   0 0 181,010
Altria Group, Inc. COM 02209s103   1,401 31,389 SH   SOLE   0 0 31,389
Amazon.com COM 023135106   16,783 162,480 SH   SOLE   0 0 162,480
American Airlines Grp COM 02376R102   391 26,532 SH   SOLE   0 0 26,532
American Express Co. COM 025816109   1,189 7,211 SH   SOLE   0 0 7,211
American Int'l Group COM 026874784   809 16,057 SH   SOLE   0 0 16,057
Amgen Inc. COM 031162100   6,856 28,360 SH   SOLE   0 0 28,360
Apple Inc. COM 037833100   53,202 322,635 SH   SOLE   0 0 322,635
Applied Materials Inc. COM 038222105   263 2,143 SH   SOLE   0 0 2,143
AutoZone COM 053332102   511 208 SH   SOLE   0 0 208
BP PLC COM 055622104   3,413 89,958 SH   SOLE   0 0 89,958
BankAmerica Corp. COM 060505104   5,249 183,525 SH   SOLE   0 0 183,525
Berkshire Hathaway 'A' COM 084670108   931 2 SH   SOLE   0 0 2
Berkshire Hathaway 'B' COM 084670702   100,980 327,038 SH   SOLE   0 0 327,038
Bladex COM P16994132   6,540 376,322 SH   SOLE   0 0 376,322
Boeing Co. COM 097023105   5,562 26,182 SH   SOLE   0 0 26,182
Bristol Myers Squibb COM 110122108   5,202 75,050 SH   SOLE   0 0 75,050
Brookdale Sr Living Inc COM 112463104   1,704 577,585 SH   SOLE   0 0 577,585
Brookfield Asset Mgmt COM 113004105   3,775 115,375 SH   SOLE   0 0 115,375
Brookfield Corp. COM 11271J107   5,646 173,252 SH   SOLE   0 0 173,252
CIGNA Corp. COM 125523100   312 1,220 SH   SOLE   0 0 1,220
CVS Health Corp. COM 126650100   7,685 103,418 SH   SOLE   0 0 103,418
Cable One Inc COM 12685j105   2,654 3,780 SH   SOLE   0 0 3,780
Carrier Global Corp. COM 14448C104   2,065 45,141 SH   SOLE   0 0 45,141
Caterpillar Inc. COM 149123101   11,515 50,320 SH   SOLE   0 0 50,320
Chevron Corp. COM 166764100   4,563 27,967 SH   SOLE   0 0 27,967
Cisco Systems Inc. COM 17275R102   7,043 134,729 SH   SOLE   0 0 134,729
Cleveland Cliffs COM 185896107   2,420 132,000 SH   SOLE   0 0 132,000
Coca Cola Co. COM 191216100   5,272 84,996 SH   SOLE   0 0 84,996
Comcast Corp. - Class A COM 20030n101   5,181 136,670 SH   SOLE   0 0 136,670
ConocoPhillips COM 20825c104   604 6,091 SH   SOLE   0 0 6,091
Constellation Brands Inc. Clas COM 21036P108   2,223 9,840 SH   SOLE   0 0 9,840
CoreCivic, Inc. COM 21871N101   5,994 651,472 SH   SOLE   0 0 651,472
Costco Wholesale COM 22160K105   341 686 SH   SOLE   0 0 686
DXC Technology Co. COM 23355l106   4,455 174,279 SH   SOLE   0 0 174,279
Danaher Corp. COM 235851102   864 3,429 SH   SOLE   0 0 3,429
Darden Restaurants, Inc. COM 237194105   759 4,889 SH   SOLE   0 0 4,889
Delta Airlines Inc. COM 247361702   2,480 71,017 SH   SOLE   0 0 71,017
Diageo PLC COM 25243Q205   2,241 12,370 SH   SOLE   0 0 12,370
Dominion Energy Inc. COM 25746u109   1,284 22,967 SH   SOLE   0 0 22,967
Duke Energy Corp. COM 26441c204   1,982 20,543 SH   SOLE   0 0 20,543
Edwards Lifesciences Corp COM 28176E108   484 5,845 SH   SOLE   0 0 5,845
Energold Drilling Corp COM 29268a103   0 10,000 SH   SOLE   0 0 10,000
Equity Commonwealth COM 294628102   4,260 205,700 SH   SOLE   0 0 205,700
Exxon Mobil Corp. COM 30231G102   13,520 123,291 SH   SOLE   0 0 123,291
Fairfax Financial Hld COM 303901102   75,094 113,068 SH   SOLE   0 0 113,068
FedEx Corp. COM 31428X106   12,740 55,760 SH   SOLE   0 0 55,760
Fiserv COM 337738108   10,640 94,133 SH   SOLE   0 0 94,133
Fox Corp. Cl A COM 35137L105   415 12,202 SH   SOLE   0 0 12,202
General Electric Co. COM 369604301   254 2,658 SH   SOLE   0 0 2,658
General Mills Inc. COM 370334104   1,223 14,315 SH   SOLE   0 0 14,315
Geo Group Inc COM 36162j106   2,264 287,000 SH   SOLE   0 0 287,000
Goldman Sachs Group COM 38141g104   13,537 41,385 SH   SOLE   0 0 41,385
Graham Holdings Co COM 384637104   3,039 5,100 SH   SOLE   0 0 5,100
HCA Healthcare, Inc. COM 40412C101   113,514 430,498 SH   SOLE   0 0 430,498
Halliburton Inc. COM 406216101   8,232 260,163 SH   SOLE   0 0 260,163
HealthStream Inc. COM 42222n103   369 13,600 SH   SOLE   0 0 13,600
Healthpeak Properties Inc. COM 42250P103   2,022 92,020 SH   SOLE   0 0 92,020
Henry Schein, Inc. COM 806407102   2,371 29,080 SH   SOLE   0 0 29,080
Hewlett Packard Ent COM 42824c109   1,908 119,784 SH   SOLE   0 0 119,784
Home Depot Inc. COM 437076102   10,761 36,464 SH   SOLE   0 0 36,464
Honeywell Intl. COM 438516106   5,816 30,431 SH   SOLE   0 0 30,431
Intel Corp. COM 458140100   6,010 183,976 SH   SOLE   0 0 183,976
International Business Machine COM 459200101   1,934 14,754 SH   SOLE   0 0 14,754
Iron Mountain, Inc. COM 46284V101   895 16,923 SH   SOLE   0 0 16,923
J. P. Morgan Chase & Co. Inc. COM 46625h100   3,430 26,322 SH   SOLE   0 0 26,322
Jefferies Financial Grp COM 47233W109   4,239 133,540 SH   SOLE   0 0 133,540
Johnson & Johnson COM 478160104   17,648 113,860 SH   SOLE   0 0 113,860
KKR & Co., Inc. Cl A COM 48251w104   1,113 21,200 SH   SOLE   0 0 21,200
Kinross Gold Corp COM 496902404   101 21,466 SH   SOLE   0 0 21,466
Kraft Heinz Company COM 500754106   1,925 49,769 SH   SOLE   0 0 49,769
L3Harris Technologies, Inc COM 502431109   842 4,292 SH   SOLE   0 0 4,292
Loews Corp. COM 540424108   11,172 192,550 SH   SOLE   0 0 192,550
Lowes Companies COM 548661107   18,243 91,227 SH   SOLE   0 0 91,227
Lumen Technologies COM 550241103   1,813 684,118 SH   SOLE   0 0 684,118
M&T Bank Corp. COM 55261f104   3,196 26,725 SH   SOLE   0 0 26,725
Marathon Petroleum Corp. COM 56585a102   447 3,314 SH   SOLE   0 0 3,314
MasterCard Inc. COM 57636Q104   359 987 SH   SOLE   0 0 987
McDonalds Corp. COM 580135101   5,165 18,473 SH   SOLE   0 0 18,473
Medtronic PLC COM G5960L103   10,771 133,599 SH   SOLE   0 0 133,599
MercadoLibre, Inc. COM 58733R102   264 200 SH   SOLE   0 0 200
Merck & Company Inc. COM 58933y105   10,662 100,213 SH   SOLE   0 0 100,213
Meta Platforms, Inc. COM 30303m102   4,312 20,345 SH   SOLE   0 0 20,345
Microsoft Corp. COM 594918104   30,688 106,444 SH   SOLE   0 0 106,444
Mondelez Int'l Inc COM 609207105   16,503 236,700 SH   SOLE   0 0 236,700
Morgan Stanley COM 617446448   569 6,475 SH   SOLE   0 0 6,475
NOV Inc. COM 62955J103   5,164 279,000 SH   SOLE   0 0 279,000
National Health Invstrs COM 63633d104   4,392 85,140 SH   SOLE   0 0 85,140
Nestle SA Sponsored Reg COM 641069406   302 2,478 SH   SOLE   0 0 2,478
NextEra Energy, Inc. COM 65339f101   702 9,104 SH   SOLE   0 0 9,104
Nike COM 654106103   2,358 19,225 SH   SOLE   0 0 19,225
Norfolk Southern Corp. COM 655844108   750 3,539 SH   SOLE   0 0 3,539
Northrop Grumman COM 666807102   290 629 SH   SOLE   0 0 629
Northwest Biotherapeutics, Inc COM 66737P600   12 20,000 SH   SOLE   0 0 20,000
Novartis AG COM 66987v109   737 8,013 SH   SOLE   0 0 8,013
Nvidia Corp COM 67066G104   3,097 11,150 SH   SOLE   0 0 11,150
O-I Glass, Inc. COM 67098H104   2,879 126,755 SH   SOLE   0 0 126,755
Oncocyte Corporation COM 68235c107   10 27,763 SH   SOLE   0 0 27,763
Oracle COM 68389x105   4,501 48,440 SH   SOLE   0 0 48,440
Otis Worldwide Corp. COM 68902V107   1,134 13,432 SH   SOLE   0 0 13,432
Overstock COM 690370101   4,243 209,317 SH   SOLE   0 0 209,317
Owens Corning COM 690742101   620 6,473 SH   SOLE   0 0 6,473
PINK Simplify Health Care ETF COM 82889N772   3,005 119,683 SH   SOLE   0 0 119,683
Pan American Silver COM 697900108   273 15,000 SH   SOLE   0 0 15,000
PayPal Holdings Inc. COM 70450Y103   1,959 25,800 SH   SOLE   0 0 25,800
Penn National Gaming COM 707569109   938 31,609 SH   SOLE   0 0 31,609
PepsiCo Inc. COM 713448108   3,008 16,498 SH   SOLE   0 0 16,498
Pfizer Inc. COM 717081103   6,575 161,164 SH   SOLE   0 0 161,164
Philip Morris Intl COM 718172109   5,502 56,581 SH   SOLE   0 0 56,581
Phillips 66 COM 718546104   1,090 10,751 SH   SOLE   0 0 10,751
Pinnacle Financial Partners COM 72346q104   11,381 206,330 SH   SOLE   0 0 206,330
Procter & Gamble Co. COM 742718109   15,336 103,139 SH   SOLE   0 0 103,139
Prologis Inc. COM 74340w103   262 2,102 SH   SOLE   0 0 2,102
Provectus Biophamaceuticals COM 74373p108   8 50,000 SH   SOLE   0 0 50,000
Provision Holding, Inc. Com COM 744121104   0 221,450 SH   SOLE   0 0 221,450
Raytheon Technologies Corp. COM 75513E101   10,965 111,965 SH   SOLE   0 0 111,965
Regions Financial Corp. COM 7591ep100   4,339 233,768 SH   SOLE   0 0 233,768
Republic Services Inc. COM 760759100   9,361 69,231 SH   SOLE   0 0 69,231
Roche Holdings COM 771195104   477 13,368 SH   SOLE   0 0 13,368
Russell 2000 Index Fund COM 464287655   300 1,682 SH   SOLE   0 0 1,682
S & P 500 Index Depository Rec COM 78462F103   1,536 3,751 SH   SOLE   0 0 3,751
SPDR Gold Trust COM 78463V107   7,979 43,550 SH   SOLE   0 0 43,550
SPDR S&P 500 Value ETF COM 78464A508   1,446 35,500 SH   SOLE   0 0 35,500
SPDR S&P Dividend ETF COM 78464a763   655 5,295 SH   SOLE   0 0 5,295
SPDR Utilities Select COM 81369Y886   1,575 23,275 SH   SOLE   0 0 23,275
Salesforce.com, Inc. COM 79466L302   294 1,471 SH   SOLE   0 0 1,471
Schlumberger Ltd. COM 806857108   4,939 100,589 SH   SOLE   0 0 100,589
Select Basic Materials Sector COM 81369y100   1,595 19,776 SH   SOLE   0 0 19,776
Shell PLC COM 780259305   991 17,230 SH   SOLE   0 0 17,230
Southern Co. COM 842587107   365 5,241 SH   SOLE   0 0 5,241
Southwest Airlines Co. COM 844741108   2,069 63,598 SH   SOLE   0 0 63,598
Starbucks Corp. COM 855244109   4,681 44,951 SH   SOLE   0 0 44,951
Stryker COM 863667101   3,945 13,821 SH   SOLE   0 0 13,821
SunCoke Energy COM 86722A103   224 25,000 SH   SOLE   0 0 25,000
Sysco Corp. COM 871829107   8,581 111,111 SH   SOLE   0 0 111,111
TE Connectivity Ltd COM H84989104   392 2,986 SH   SOLE   0 0 2,986
TEGNA, Inc. COM 87901j105   4,178 247,095 SH   SOLE   0 0 247,095
TJX Companies, Inc. COM 872540109   1,034 13,200 SH   SOLE   0 0 13,200
Tapestry, Inc. COM 876030107   1,703 39,503 SH   SOLE   0 0 39,503
Target Corporation COM 87612e106   972 5,870 SH   SOLE   0 0 5,870
Tejon Ranch Co. COM 879080109   941 51,500 SH   SOLE   0 0 51,500
Teledyne Technologies Inc. COM 879360105   379 847 SH   SOLE   0 0 847
Tesla, Inc. COM 88160R101   534 2,574 SH   SOLE   0 0 2,574
Toyota Motor Corp. COM 892331307   354 2,500 SH   SOLE   0 0 2,500
Tractor Supply Co COM 892356106   645 2,745 SH   SOLE   0 0 2,745
Travelers Inc. COM 89417e109   2,686 15,669 SH   SOLE   0 0 15,669
Truist Financial Corp. COM 89832Q109   2,185 64,077 SH   SOLE   0 0 64,077
Truxton Corp. COM 89845y107   326 4,880 SH   SOLE   0 0 4,880
US Bancorp COM 902973304   1,983 55,016 SH   SOLE   0 0 55,016
United Parcel Svc. Cl B COM 911312106   10,289 53,039 SH   SOLE   0 0 53,039
United Rentals, Inc. COM 911363109   14,677 37,086 SH   SOLE   0 0 37,086
UnitedHealth Group COM 91324P102   335 709 SH   SOLE   0 0 709
Valero Energy Corp. COM 91913y100   354 2,537 SH   SOLE   0 0 2,537
VanEck Vectors Oil Services ET COM 92189h607   2,182 7,875 SH   SOLE   0 0 7,875
Vanguard Dividend Appreciation COM 921908844   232 1,510 SH   SOLE   0 0 1,510
Vanguard Emerging Markets ETF COM 922042858   2,965 73,379 SH   SOLE   0 0 73,379
Vanguard Index Total Stock Fun COM 922908769   329 1,612 SH   SOLE   0 0 1,612
Vanguard Large-Cap Exchanged T COM 922908637   857 4,586 SH   SOLE   0 0 4,586
Vanguard Mid-Cap Exchange Trad COM 922908629   578 2,741 SH   SOLE   0 0 2,741
Vanguard REIT ETF COM 922908553   277 3,331 SH   SOLE   0 0 3,331
Vanguard Small-Cap Growth ETF COM 922908595   344 1,591 SH   SOLE   0 0 1,591
Vanguard Small-Cap VIPERs COM 922908751   723 3,815 SH   SOLE   0 0 3,815
Verizon Comm. COM 92343v104   2,141 55,048 SH   SOLE   0 0 55,048
ViaSat Inc COM 92552v100   11,303 334,000 SH   SOLE   0 0 334,000
Visa Inc COM 92826C839   13,631 60,457 SH   SOLE   0 0 60,457
Vitesse Energy, Inc. COM 92852X103   2,868 150,715 SH   SOLE   0 0 150,715
Vulcan Materials COM 929160109   1,414 8,242 SH   SOLE   0 0 8,242
Wal-Mart Stores Inc. COM 931142103   11,257 76,345 SH   SOLE   0 0 76,345
Walt Disney Co. COM 254687106   13,150 131,332 SH   SOLE   0 0 131,332
Warner Bros. Discovery COM 934423104   401 26,553 SH   SOLE   0 0 26,553
Wells Fargo & Co. COM 949746101   2,580 69,024 SH   SOLE   0 0 69,024
White Mountain Ins COM G9618E107   5,073 3,683 SH   SOLE   0 0 3,683
Zimmer Biomet Holdings, Inc. COM 98956p102   489 3,781 SH   SOLE   0 0 3,781
Zoetis, Inc. COM 98978v103   5,472 32,878 SH   SOLE   0 0 32,878
iShares Core S&P MidCap ETF COM 464287507   597 2,385 SH   SOLE   0 0 2,385
iShares DJ Select Dividend Ind COM 464287168   471 4,020 SH   SOLE   0 0 4,020
iShares MSCI EAFE Index Fund COM 464287465   1,052 14,709 SH   SOLE   0 0 14,709
iShares MSCI Emerging Markets COM 464287234   1,962 49,720 SH   SOLE   0 0 49,720
iShares MSCI Pacific Rim COM 464286665   934 21,323 SH   SOLE   0 0 21,323
iShares Russell 1000 Index ETF COM 464287622   841 3,735 SH   SOLE   0 0 3,735
iShares Russell Mid-Cap Index COM 464287499   477 6,820 SH   SOLE   0 0 6,820
iShares Russell Value Index COM 464287598   1,394 9,155 SH   SOLE   0 0 9,155
iShares S&P 500 Core Index ETF COM 464287200   307 748 SH   SOLE   0 0 748
iShares S&P SmallCap 600 Index COM 464287804   3,458 35,763 SH   SOLE   0 0 35,763
iShares TR Russell 1000 Growth COM 464287614   828 3,388 SH   SOLE   0 0 3,388
iShares Tr MSCI ACWI ETF COM 464288257   207 2,272 SH   SOLE   0 0 2,272