The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M Company COM 88579y101   1,352 11,277 SH   SOLE   0 0 11,277
ADT, Inc. COM 00090Q103   4,580 504,928 SH   SOLE   0 0 504,928
APA Corporation COM 03743Q108   1,173 25,125 SH   SOLE   0 0 25,125
AT&T, Inc. COM 00206R102   1,835 99,660 SH   SOLE   0 0 99,660
AbbVie, Inc. COM 00287y109   2,988 18,486 SH   SOLE   0 0 18,486
Abbott Laboratories COM 002824100   3,890 35,432 SH   SOLE   0 0 35,432
Accenture Ltd COM g1151c101   31,633 118,547 SH   SOLE   0 0 118,547
Adams Diversified Equity Fund, COM 006212104   363 25,000 SH   SOLE   0 0 25,000
Agnico Eagle Mines COM 008474108   7,534 144,919 SH   SOLE   0 0 144,919
Alamos Gold Cl A COM 011532108   202 20,000 SH   SOLE   0 0 20,000
AllState Corp. COM 020002101   1,004 7,405 SH   SOLE   0 0 7,405
Alphabet Inc. Class A COM 02079k305   2,629 29,798 SH   SOLE   0 0 29,798
Alphabet Inc. Class C COM 02079k107   16,818 189,540 SH   SOLE   0 0 189,540
Altria Group, Inc. COM 02209s103   1,539 33,659 SH   SOLE   0 0 33,659
Amazon.com COM 023135106   14,485 172,445 SH   SOLE   0 0 172,445
American Airlines Grp COM 02376R102   337 26,532 SH   SOLE   0 0 26,532
American Express Co. COM 025816109   1,065 7,211 SH   SOLE   0 0 7,211
American Int'l Group COM 026874784   738 11,675 SH   SOLE   0 0 11,675
Amgen Inc. COM 031162100   7,590 28,898 SH   SOLE   0 0 28,898
Apple Inc. COM 037833100   43,697 336,315 SH   SOLE   0 0 336,315
Applied Materials Inc. COM 038222105   267 2,743 SH   SOLE   0 0 2,743
AutoZone COM 053332102   513 208 SH   SOLE   0 0 208
BP PLC COM 055622104   3,218 92,124 SH   SOLE   0 0 92,124
BankAmerica Corp. COM 060505104   5,191 156,746 SH   SOLE   0 0 156,746
Berkshire Hathaway 'A' COM 084670108   937 2 SH   SOLE   0 0 2
Berkshire Hathaway 'B' COM 084670702   103,094 333,744 SH   SOLE   0 0 333,744
Bladex COM P16994132   6,226 384,322 SH   SOLE   0 0 384,322
Boeing Co. COM 097023105   5,003 26,262 SH   SOLE   0 0 26,262
Bristol Myers Squibb COM 110122108   5,414 75,240 SH   SOLE   0 0 75,240
Brookdale Sr Living Inc COM 112463104   1,533 561,585 SH   SOLE   0 0 561,585
Brookfield Asset Mgmt COM 113004105   3,290 114,750 SH   SOLE   0 0 114,750
Brookfield Corp. COM 11271J107   5,451 173,252 SH   SOLE   0 0 173,252
CIGNA Corp. COM 125523100   404 1,220 SH   SOLE   0 0 1,220
CVS Health Corp. COM 126650100   8,874 95,221 SH   SOLE   0 0 95,221
Cable One Inc COM 12685j105   2,335 3,280 SH   SOLE   0 0 3,280
Carrier Global Corp. COM 14448C104   2,634 63,854 SH   SOLE   0 0 63,854
Caterpillar Inc. COM 149123101   13,699 57,185 SH   SOLE   0 0 57,185
Chevron Corp. COM 166764100   5,173 28,818 SH   SOLE   0 0 28,818
Cisco Systems Inc. COM 17275R102   6,492 136,277 SH   SOLE   0 0 136,277
Cleveland Cliffs COM 185896107   2,127 132,000 SH   SOLE   0 0 132,000
Coca Cola Co. COM 191216100   5,660 88,979 SH   SOLE   0 0 88,979
Comcast Corp. - Class A COM 20030n101   4,783 136,787 SH   SOLE   0 0 136,787
ConocoPhillips COM 20825c104   719 6,091 SH   SOLE   0 0 6,091
Constellation Brands Inc. Clas COM 21036P108   2,481 10,705 SH   SOLE   0 0 10,705
CoreCivic, Inc. COM 21871N101   7,966 689,099 SH   SOLE   0 0 689,099
Costco Wholesale COM 22160K105   313 686 SH   SOLE   0 0 686
DXC Technology Co. COM 23355l106   4,742 178,946 SH   SOLE   0 0 178,946
Danaher Corp. COM 235851102   959 3,614 SH   SOLE   0 0 3,614
Darden Restaurants, Inc. COM 237194105   676 4,889 SH   SOLE   0 0 4,889
Delta Airlines Inc. COM 247361702   2,393 72,817 SH   SOLE   0 0 72,817
Diageo PLC COM 25243Q205   2,204 12,370 SH   SOLE   0 0 12,370
Dominion Energy Inc. COM 25746u109   1,416 23,092 SH   SOLE   0 0 23,092
Duke Energy Corp. COM 26441c204   2,133 20,709 SH   SOLE   0 0 20,709
Edwards Lifesciences Corp COM 28176E108   436 5,845 SH   SOLE   0 0 5,845
Energold Drilling Corp COM 29268a103   0 10,000 SH   SOLE   0 0 10,000
Equity Commonwealth COM 294628102   5,194 208,000 SH   SOLE   0 0 208,000
Exxon Mobil Corp. COM 30231G102   13,863 125,683 SH   SOLE   0 0 125,683
Fairfax Financial Hld COM 303901102   68,179 115,176 SH   SOLE   0 0 115,176
FedEx Corp. COM 31428X106   9,948 57,438 SH   SOLE   0 0 57,438
Fiserv COM 337738108   9,788 96,843 SH   SOLE   0 0 96,843
Fox Corp. Cl A COM 35137L105   372 12,233 SH   SOLE   0 0 12,233
General Electric Co. COM 369604301   255 3,041 SH   SOLE   0 0 3,041
General Mills Inc. COM 370334104   1,200 14,315 SH   SOLE   0 0 14,315
Geo Group Inc COM 36162j106   3,143 287,000 SH   SOLE   0 0 287,000
Goldman Sachs Group COM 38141g104   14,386 41,895 SH   SOLE   0 0 41,895
Graham Holdings Co COM 384637104   3,081 5,100 SH   SOLE   0 0 5,100
HCA Healthcare, Inc. COM 40412C101   105,096 437,975 SH   SOLE   0 0 437,975
Halliburton Inc. COM 406216101   10,253 260,565 SH   SOLE   0 0 260,565
HealthStream Inc. COM 42222n103   338 13,600 SH   SOLE   0 0 13,600
Healthpeak Properties Inc. COM 42250P103   2,262 90,220 SH   SOLE   0 0 90,220
Henry Schein, Inc. COM 806407102   2,422 30,330 SH   SOLE   0 0 30,330
Hewlett Packard Ent COM 42824c109   1,912 119,784 SH   SOLE   0 0 119,784
Home Depot Inc. COM 437076102   11,786 37,314 SH   SOLE   0 0 37,314
Honeywell Intl. COM 438516106   6,570 30,656 SH   SOLE   0 0 30,656
Intel Corp. COM 458140100   5,071 191,851 SH   SOLE   0 0 191,851
International Business Machine COM 459200101   2,124 15,074 SH   SOLE   0 0 15,074
Iron Mountain, Inc. COM 46284V101   844 16,923 SH   SOLE   0 0 16,923
J. P. Morgan Chase & Co. Inc. COM 46625h100   3,598 26,827 SH   SOLE   0 0 26,827
Jefferies Financial Grp COM 47233W109   4,619 134,740 SH   SOLE   0 0 134,740
Johnson & Johnson COM 478160104   18,953 107,291 SH   SOLE   0 0 107,291
Johnson Controls International COM g51502105   212 3,308 SH   SOLE   0 0 3,308
KKR & Co., Inc. Cl A COM 48251w104   1,007 21,700 SH   SOLE   0 0 21,700
Kinross Gold Corp COM 496902404   88 21,466 SH   SOLE   0 0 21,466
Kraft Heinz Company COM 500754106   1,904 46,769 SH   SOLE   0 0 46,769
L3Harris Technologies, Inc COM 502431109   894 4,292 SH   SOLE   0 0 4,292
Loews Corp. COM 540424108   11,546 197,950 SH   SOLE   0 0 197,950
Lowes Companies COM 548661107   18,955 95,137 SH   SOLE   0 0 95,137
Lumen Technologies COM 550241103   3,193 611,775 SH   SOLE   0 0 611,775
M&T Bank Corp. COM 55261f104   5,352 36,895 SH   SOLE   0 0 36,895
Marathon Petroleum Corp. COM 56585a102   386 3,314 SH   SOLE   0 0 3,314
MasterCard Inc. COM 57636Q104   343 987 SH   SOLE   0 0 987
McDonalds Corp. COM 580135101   4,796 18,198 SH   SOLE   0 0 18,198
Medtronic PLC COM G5960L103   10,611 136,524 SH   SOLE   0 0 136,524
Merck & Company Inc. COM 58933y105   11,412 102,853 SH   SOLE   0 0 102,853
Meta Platforms, Inc. COM 30303m102   3,012 25,025 SH   SOLE   0 0 25,025
Microsoft Corp. COM 594918104   25,682 107,088 SH   SOLE   0 0 107,088
Mondelez Int'l Inc COM 609207105   16,091 241,420 SH   SOLE   0 0 241,420
Morgan Stanley COM 617446448   551 6,475 SH   SOLE   0 0 6,475
NOV Inc. COM 62955J103   5,828 279,000 SH   SOLE   0 0 279,000
National Health Invstrs COM 63633d104   4,655 89,140 SH   SOLE   0 0 89,140
Nestle SA Sponsored Reg COM 641069406   287 2,478 SH   SOLE   0 0 2,478
NextEra Energy, Inc. COM 65339f101   761 9,104 SH   SOLE   0 0 9,104
Nike COM 654106103   2,249 19,225 SH   SOLE   0 0 19,225
Norfolk Southern Corp. COM 655844108   872 3,538 SH   SOLE   0 0 3,538
Northrop Grumman COM 666807102   343 629 SH   SOLE   0 0 629
Northwest Biotherapeutics, Inc COM 66737P600   16 20,000 SH   SOLE   0 0 20,000
Novartis AG COM 66987v109   727 8,013 SH   SOLE   0 0 8,013
Nvidia Corp COM 67066G104   1,689 11,560 SH   SOLE   0 0 11,560
O-I Glass, Inc. COM 67098H104   2,328 140,515 SH   SOLE   0 0 140,515
Oncocyte Corporation COM 68235c107   9 27,763 SH   SOLE   0 0 27,763
Oracle COM 68389x105   4,082 49,940 SH   SOLE   0 0 49,940
Organon & Co. COM 68622V106   217 7,767 SH   SOLE   0 0 7,767
Otis Worldwide Corp. COM 68902V107   1,102 14,070 SH   SOLE   0 0 14,070
Overstock COM 690370101   4,052 209,317 SH   SOLE   0 0 209,317
Owens Corning COM 690742101   565 6,623 SH   SOLE   0 0 6,623
PINK Simplify Health Care ETF COM 82889N772   3,215 120,868 SH   SOLE   0 0 120,868
Pan American Silver COM 697900108   245 15,000 SH   SOLE   0 0 15,000
PayPal Holdings Inc. COM 70450Y103   1,843 25,875 SH   SOLE   0 0 25,875
Penn National Gaming COM 707569109   953 32,089 SH   SOLE   0 0 32,089
PepsiCo Inc. COM 713448108   2,984 16,519 SH   SOLE   0 0 16,519
Pfizer Inc. COM 717081103   9,044 176,512 SH   SOLE   0 0 176,512
Philip Morris Intl COM 718172109   5,870 58,003 SH   SOLE   0 0 58,003
Phillips 66 COM 718546104   1,119 10,751 SH   SOLE   0 0 10,751
Pinnacle Financial Partners COM 72346q104   15,134 206,182 SH   SOLE   0 0 206,182
Procter & Gamble Co. COM 742718109   15,663 103,344 SH   SOLE   0 0 103,344
Prologis Inc. COM 74340w103   237 2,102 SH   SOLE   0 0 2,102
Provectus Biophamaceuticals COM 74373p108   5 50,000 SH   SOLE   0 0 50,000
Provision Holding, Inc. Com COM 744121104   0 221,450 SH   SOLE   0 0 221,450
Raytheon Technologies Corp. COM 75513E101   10,796 106,975 SH   SOLE   0 0 106,975
Regions Financial Corp. COM 7591ep100   5,040 233,768 SH   SOLE   0 0 233,768
Republic Services Inc. COM 760759100   9,014 69,881 SH   SOLE   0 0 69,881
Roche Holdings COM 771195104   525 13,368 SH   SOLE   0 0 13,368
Russell 2000 Index Fund COM 464287655   293 1,682 SH   SOLE   0 0 1,682
S & P 500 Index Depository Rec COM 78462F103   1,683 4,402 SH   SOLE   0 0 4,402
SPDR Gold Trust COM 78463V107   7,185 42,354 SH   SOLE   0 0 42,354
SPDR S&P 500 Value ETF COM 78464A508   1,357 34,900 SH   SOLE   0 0 34,900
SPDR S&P Dividend ETF COM 78464a763   1,063 8,495 SH   SOLE   0 0 8,495
SPDR Utilities Select COM 81369Y886   1,010 14,325 SH   SOLE   0 0 14,325
Schlumberger Ltd. COM 806857108   5,398 100,973 SH   SOLE   0 0 100,973
Select Basic Materials Sector COM 81369y100   1,558 20,051 SH   SOLE   0 0 20,051
Shell PLC COM 780259305   1,095 19,230 SH   SOLE   0 0 19,230
Southern Co. COM 842587107   373 5,220 SH   SOLE   0 0 5,220
Southwest Airlines Co. COM 844741108   2,158 64,096 SH   SOLE   0 0 64,096
Starbucks Corp. COM 855244109   4,469 45,051 SH   SOLE   0 0 45,051
Stryker COM 863667101   3,433 14,041 SH   SOLE   0 0 14,041
SunCoke Energy COM 86722A103   216 25,000 SH   SOLE   0 0 25,000
Sysco Corp. COM 871829107   7,579 99,141 SH   SOLE   0 0 99,141
TE Connectivity Ltd COM H84989104   407 3,546 SH   SOLE   0 0 3,546
TEGNA, Inc. COM 87901j105   5,321 251,095 SH   SOLE   0 0 251,095
TJX Companies, Inc. COM 872540109   1,051 13,198 SH   SOLE   0 0 13,198
Tapestry, Inc. COM 876030107   1,539 40,428 SH   SOLE   0 0 40,428
Target Corporation COM 87612e106   890 5,970 SH   SOLE   0 0 5,970
Tejon Ranch Co. COM 879080109   980 52,000 SH   SOLE   0 0 52,000
Teledyne Technologies Inc. COM 879360105   339 847 SH   SOLE   0 0 847
Tesla, Inc. COM 88160R101   317 2,574 SH   SOLE   0 0 2,574
Toyota Motor Corp. COM 892331307   341 2,500 SH   SOLE   0 0 2,500
Tractor Supply Co COM 892356106   618 2,745 SH   SOLE   0 0 2,745
Travelers Inc. COM 89417e109   2,410 12,852 SH   SOLE   0 0 12,852
Truist Financial Corp. COM 89832Q109   2,775 64,482 SH   SOLE   0 0 64,482
Truxton Corp. COM 89845y107   313 4,880 SH   SOLE   0 0 4,880
US Bancorp COM 902973304   2,275 52,176 SH   SOLE   0 0 52,176
Union Pacific Corp. COM 907818108   201 970 SH   SOLE   0 0 970
United Parcel Svc. Cl B COM 911312106   9,477 54,514 SH   SOLE   0 0 54,514
United Rentals, Inc. COM 911363109   13,753 38,694 SH   SOLE   0 0 38,694
UnitedHealth Group COM 91324P102   376 709 SH   SOLE   0 0 709
Valero Energy Corp. COM 91913y100   322 2,537 SH   SOLE   0 0 2,537
VanEck Vectors Oil Services ET COM 92189h607   2,258 7,425 SH   SOLE   0 0 7,425
Vanguard Dividend Appreciation COM 921908844   229 1,510 SH   SOLE   0 0 1,510
Vanguard Emerging Markets ETF COM 922042858   2,848 73,054 SH   SOLE   0 0 73,054
Vanguard Index Total Stock Fun COM 922908769   311 1,627 SH   SOLE   0 0 1,627
Vanguard Large-Cap Exchanged T COM 922908637   799 4,586 SH   SOLE   0 0 4,586
Vanguard Mid-Cap Exchange Trad COM 922908629   559 2,741 SH   SOLE   0 0 2,741
Vanguard REIT ETF COM 922908553   275 3,331 SH   SOLE   0 0 3,331
Vanguard Small-Cap Growth ETF COM 922908595   319 1,591 SH   SOLE   0 0 1,591
Vanguard Small-Cap VIPERs COM 922908751   700 3,815 SH   SOLE   0 0 3,815
Verizon Comm. COM 92343v104   2,150 54,556 SH   SOLE   0 0 54,556
ViaSat Inc COM 92552v100   7,374 233,000 SH   SOLE   0 0 233,000
Viatris, Inc. COM 92556V106   111 10,002 SH   SOLE   0 0 10,002
Visa Inc COM 92826C839   12,655 60,910 SH   SOLE   0 0 60,910
Vulcan Materials COM 929160109   1,461 8,342 SH   SOLE   0 0 8,342
Wal-Mart Stores Inc. COM 931142103   10,874 76,690 SH   SOLE   0 0 76,690
Walt Disney Co. COM 254687106   11,229 129,253 SH   SOLE   0 0 129,253
Warner Bros. Discovery COM 934423104   301 31,725 SH   SOLE   0 0 31,725
Wells Fargo & Co. COM 949746101   2,881 69,774 SH   SOLE   0 0 69,774
White Mountain Ins COM G9618E107   5,209 3,683 SH   SOLE   0 0 3,683
Zimmer Biomet Holdings, Inc. COM 98956p102   482 3,781 SH   SOLE   0 0 3,781
Zoetis, Inc. COM 98978v103   5,014 34,213 SH   SOLE   0 0 34,213
iShares Core S&P MidCap ETF COM 464287507   577 2,385 SH   SOLE   0 0 2,385
iShares DJ Select Dividend Ind COM 464287168   449 3,720 SH   SOLE   0 0 3,720
iShares MSCI EAFE Index Fund COM 464287465   956 14,559 SH   SOLE   0 0 14,559
iShares MSCI Emerging Markets COM 464287234   1,968 51,920 SH   SOLE   0 0 51,920
iShares MSCI Pacific Rim COM 464286665   912 21,323 SH   SOLE   0 0 21,323
iShares Russell 1000 Index ETF COM 464287622   776 3,685 SH   SOLE   0 0 3,685
iShares Russell Mid-Cap Index COM 464287499   484 7,170 SH   SOLE   0 0 7,170
iShares Russell Value Index COM 464287598   1,388 9,155 SH   SOLE   0 0 9,155
iShares S&P 500 Core Index ETF COM 464287200   291 758 SH   SOLE   0 0 758
iShares S&P SmallCap 600 Index COM 464287804   3,404 35,968 SH   SOLE   0 0 35,968
iShares TR Russell 1000 Growth COM 464287614   1,304 6,088 SH   SOLE   0 0 6,088