The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M Company COM 88579y101 2,187 11,011 SH   SOLE   0 0 11,011
ADT, Inc. COM 00090Q103 4,319 400,286 SH   SOLE   0 0 400,286
AER Energy Resources Inc COM 000944207 1 5,000,000 SH   SOLE   0 0 5,000,000
AT&T, Inc. COM 00206R102 3,913 135,969 SH   SOLE   0 0 135,969
AbbVie, Inc. COM 00287y109 1,831 16,258 SH   SOLE   0 0 16,258
Abbott Laboratories COM 002824100 4,434 38,243 SH   SOLE   0 0 38,243
Accenture Ltd COM g1151c101 37,283 126,474 SH   SOLE   0 0 126,474
Adams Diversified Equity Fund, COM 006212104 494 25,000 SH   SOLE   0 0 25,000
Agnico Eagle Mines Ltd. COM 008474108 8,295 137,226 SH   SOLE   0 0 137,226
Alamos Gold Cl A COM 011532108 130 17,000 SH   SOLE   0 0 8,000
AllState Corp. COM 020002101 942 7,225 SH   SOLE   0 0 7,225
Alphabet Inc. Class A COM 02079k305 1,678 687 SH   SOLE   0 0 687
Alphabet Inc. Class C COM 02079k107 22,903 9,138 SH   SOLE   0 0 9,138
Altria Group, Inc. COM 02209s103 1,833 38,451 SH   SOLE   0 0 38,451
Amazon.com COM 023135106 24,057 6,993 SH   SOLE   0 0 6,993
American Airlines Grp COM 02376R102 695 32,780 SH   SOLE   0 0 32,780
American Express Co. COM 025816109 1,122 6,793 SH   SOLE   0 0 6,793
American Int'l Group COM 026874784 657 13,805 SH   SOLE   0 0 13,805
Amgen Inc. COM 031162100 8,661 35,533 SH   SOLE   0 0 35,533
Apple Inc. COM 037833100 55,382 404,368 SH   SOLE   0 0 404,368
Applied Materials Inc. COM 038222105 317 2,229 SH   SOLE   0 0 2,229
AutoZone COM 053332102 310 208 SH   SOLE   0 0 208
BP PLC COM 055622104 2,569 97,248 SH   SOLE   0 0 97,248
Banco LatinoAmericano COM P16994132 5,776 375,822 SH   SOLE   0 0 375,822
BankAmerica Corp. COM 060505104 4,256 103,236 SH   SOLE   0 0 103,236
Berkshire Hathaway 'A' COM 084670108 837 2 SH   SOLE   0 0 2
Berkshire Hathaway 'B' COM 084670702 97,749 351,716 SH   SOLE   0 0 351,716
Boeing Co. COM 097023105 648 2,705 SH   SOLE   0 0 2,705
Bristol Myers Squibb COM 110122108 5,529 82,745 SH   SOLE   0 0 82,745
Brookdale Sr Living Inc COM 112463104 4,764 602,975 SH   SOLE   0 0 602,975
Brookfield Asset Mgmt COM 112585104 9,624 188,775 SH   SOLE   0 0 188,775
CIGNA Corp. COM 125523100 298 1,259 SH   SOLE   0 0 1,259
CVS Health Corp. COM 126650100 8,233 98,673 SH   SOLE   0 0 98,673
Cable One Inc COM 12685j105 3,889 2,033 SH   SOLE   0 0 2,033
Carrier Global Corp. COM 14448C104 3,397 69,890 SH   SOLE   0 0 69,890
Caterpillar Inc. COM 149123101 13,886 63,804 SH   SOLE   0 0 63,804
Chevron Corp. COM 166764100 4,244 40,515 SH   SOLE   0 0 40,515
Cisco Systems Inc. COM 17275R102 7,637 144,094 SH   SOLE   0 0 144,094
Citigroup Inc. COM 172967424 225 3,175 SH   SOLE   0 0 3,175
Coca Cola Co. COM 191216100 5,341 98,713 SH   SOLE   0 0 98,713
Colgate Palmolive Co. COM 194162103 202 2,481 SH   SOLE   0 0 2,481
Comcast Corp. - Class A COM 20030n101 8,905 156,166 SH   SOLE   0 0 156,166
ConocoPhillips COM 20825c104 334 5,481 SH   SOLE   0 0 5,481
Constellation Brands Inc. Clas COM 21036P108 946 4,045 SH   SOLE   0 0 4,045
CoreCivic, Inc. COM 21871N101 8,068 770,628 SH   SOLE   0 0 770,628
Costco Wholesale COM 22160K105 294 744 SH   SOLE   0 0 744
DXC Technology Co. COM 23355l106 3,346 85,934 SH   SOLE   0 0 85,934
Danaher Corp. COM 235851102 793 2,954 SH   SOLE   0 0 2,954
Darden Restaurants, Inc. COM 237194105 719 4,926 SH   SOLE   0 0 4,926
Delta Airlines Inc. COM 247361702 3,415 78,932 SH   SOLE   0 0 78,932
Diageo PLC COM 25243Q205 2,349 12,252 SH   SOLE   0 0 12,252
Discov Commun 'C' COM 25470F302 423 14,608 SH   SOLE   0 0 14,608
Discover Financial Service COM 254709108 216 1,825 SH   SOLE   0 0 1,825
Dominion Energy Inc. COM 25746u109 1,814 24,654 SH   SOLE   0 0 24,654
Duke Energy Corp. COM 26441c204 2,136 21,638 SH   SOLE   0 0 21,638
Edwards Lifesciences Corp COM 28176E108 486 4,690 SH   SOLE   0 0 4,690
Energold Drilling Corp COM 29268a103 0 10,000 SH   SOLE   0 0 10,000
Energy Select Sector - SPDR COM 81369y506 1,588 29,484 SH   SOLE   0 0 29,484
Equity Commonwealth COM 294628102 6,763 258,123 SH   SOLE   0 0 256,123
Exxon Mobil Corp. COM 30231G102 10,476 166,081 SH   SOLE   0 0 166,081
Facebook, Inc. COM 30303m102 2,454 7,059 SH   SOLE   0 0 7,059
Fairfax Financial Hld COM 303901102 45,371 103,609 SH   SOLE   0 0 103,509
FedEx Corp. COM 31428X106 12,385 41,515 SH   SOLE   0 0 41,515
Fiserv COM 337738108 4,630 43,316 SH   SOLE   0 0 43,316
Fox Corp. Cl A COM 35137L105 570 15,351 SH   SOLE   0 0 15,351
Fox Corp. Cl B COM 35137L204 277 7,878 SH   SOLE   0 0 7,878
Freeport McMoran, Inc. COM 35671D857 1,421 38,295 SH   SOLE   0 0 38,295
General Electric Co. COM 369604103 305 22,655 SH   SOLE   0 0 22,655
General Mills Inc. COM 370334104 878 14,415 SH   SOLE   0 0 14,415
Goldman Sachs Group COM 38141g104 14,777 38,935 SH   SOLE   0 0 38,935
Graham Holdings Co COM 384637104 1,238 1,953 SH   SOLE   0 0 1,953
Griffin-American Healthcare RE COM 398183103 147 17,184 SH   SOLE   0 0 17,184
HCA Healthcare, Inc. COM 40412C101 96,171 465,179 SH   SOLE   0 0 465,179
HP Inc. COM 40434l105 288 9,541 SH   SOLE   0 0 9,541
Halliburton Inc. COM 406216101 5,914 255,790 SH   SOLE   0 0 255,790
HealthStream Inc. COM 42222n103 380 13,600 SH   SOLE   0 0 13,600
Healthpeak Properties Inc. COM 42250P103 3,914 117,566 SH   SOLE   0 0 117,566
Henry Schein, Inc. COM 806407102 2,218 29,895 SH   SOLE   0 0 29,895
Home Depot Inc. COM 437076102 15,243 47,799 SH   SOLE   0 0 47,799
Honeywell Intl. COM 438516106 5,320 24,255 SH   SOLE   0 0 24,255
Illumina, Inc. COM 452327109 264 557 SH   SOLE   0 0 557
Intel Corp. COM 458140100 11,953 212,908 SH   SOLE   0 0 212,908
International Business Machine COM 459200101 2,528 17,247 SH   SOLE   0 0 17,247
Invesco QQQ Trust Ser 1 COM 46090E103 236 667 SH   SOLE   0 0 667
Iron Mountain, Inc. COM 46284V101 407 9,608 SH   SOLE   0 0 9,608
J M Smucker Company COM 832696405 304 2,345 SH   SOLE   0 0 2,345
J. P. Morgan Chase & Co. Inc. COM 46625h100 3,795 24,400 SH   SOLE   0 0 24,400
Jefferies Financial Grp COM 47233W109 5,350 156,422 SH   SOLE   0 0 156,422
Johnson & Johnson COM 478160104 17,040 103,433 SH   SOLE   0 0 103,433
Johnson Controls International COM g51502105 277 4,035 SH   SOLE   0 0 4,035
KKR & Co., Inc. Cl A COM 48251w104 1,280 21,600 SH   SOLE   0 0 21,600
Kraft Heinz Company COM 500754106 667 16,350 SH   SOLE   0 0 16,350
L3Harris Technologies, Inc COM 502431109 880 4,069 SH   SOLE   0 0 4,069
Lam Research Corp. COM 512807108 204 313 SH   SOLE   0 0 313
LinnCo, LLC Escrow COM 535ESC107 0 15,000 SH   SOLE   0 0 15,000
Loews Corp. COM 540424108 12,089 221,199 SH   SOLE   0 0 220,399
Lowes Companies COM 548661107 20,632 106,365 SH   SOLE   0 0 106,365
Lumen Technologies COM 550241103 13,089 963,119 SH   SOLE   0 0 959,119
Marathon Petroleum Corp. COM 56585a102 201 3,322 SH   SOLE   0 0 3,322
MasterCard Inc. COM 57636Q104 375 1,027 SH   SOLE   0 0 1,027
McDonalds Corp. COM 580135101 4,324 18,719 SH   SOLE   0 0 18,719
Medtronic PLC COM G5960L103 8,160 65,737 SH   SOLE   0 0 65,737
Merck & Company Inc. COM 58933y105 8,630 110,969 SH   SOLE   0 0 110,969
Microsoft Corp. COM 594918104 27,974 103,262 SH   SOLE   0 0 103,262
Mondelez Int'l Inc COM 609207105 16,084 257,590 SH   SOLE   0 0 257,590
Morgan Stanley COM 617446448 594 6,475 SH   SOLE   0 0 6,475
NOV Inc. COM 62955J103 3,240 211,500 SH   SOLE   0 0 209,000
National Health Invstrs COM 63633d104 6,978 104,066 SH   SOLE   0 0 104,066
Nestle SA Sponsored Reg COM 641069406 324 2,598 SH   SOLE   0 0 2,598
NextEra Energy, Inc. COM 65339f101 615 8,396 SH   SOLE   0 0 8,396
Nike COM 654106103 1,515 9,806 SH   SOLE   0 0 9,806
Norfolk Southern Corp. COM 655844108 857 3,231 SH   SOLE   0 0 3,231
Northrop Grumman COM 666807102 212 584 SH   SOLE   0 0 584
Northwest Biotherapeutics, Inc COM 66737P600 29 20,000 SH   SOLE   0 0 20,000
Novartis AG COM 66987v109 795 8,714 SH   SOLE   0 0 8,714
Nvidia Corp COM 67066G104 846 1,057 SH   SOLE   0 0 1,057
O-I Glass, Inc. COM 67098H104 3,406 208,559 SH   SOLE   0 0 208,559
Oracle COM 68389x105 3,904 50,148 SH   SOLE   0 0 50,148
Organon & Co. COM 68622V106 333 11,005 SH   SOLE   0 0 11,005
Otis Worldwide Corp. COM 68902V107 1,866 22,822 SH   SOLE   0 0 22,822
Overstock COM 690370101 19,864 215,445 SH   SOLE   0 0 215,445
Owens Corning COM 690742101 2,884 29,455 SH   SOLE   0 0 29,455
Pan American Silver COM 697900108 229 8,000 SH   SOLE   0 0 8,000
PayPal Holdings Inc. COM 70450Y103 11,632 39,907 SH   SOLE   0 0 39,907
Penn National Gaming COM 707569109 681 8,906 SH   SOLE   0 0 8,906
Peoples United Fncl COM 712704105 6,008 350,503 SH   SOLE   0 0 350,503
PepsiCo Inc. COM 713448108 2,766 18,671 SH   SOLE   0 0 18,671
Pfizer Inc. COM 717081103 7,568 193,246 SH   SOLE   0 0 193,246
Philip Morris Intl COM 718172109 6,150 62,053 SH   SOLE   0 0 62,053
Phillips 66 COM 718546104 1,405 16,373 SH   SOLE   0 0 16,373
Pinnacle Financial Partners COM 72346q104 14,112 159,841 SH   SOLE   0 0 159,841
Procter & Gamble Co. COM 742718109 15,926 118,029 SH   SOLE   0 0 118,029
Provectus Biophamaceuticals COM 74373p108 3 50,000 SH   SOLE   0 0 50,000
Provision Holding, Inc. Com COM 744121104 0 221,450 SH   SOLE   0 0 221,450
Raytheon Technologies Corp. COM 75513E101 8,178 95,856 SH   SOLE   0 0 95,856
Regions Financial Corp. COM 7591ep100 4,784 237,048 SH   SOLE   0 0 237,048
Republic Services Inc. COM 760759100 8,280 75,269 SH   SOLE   0 0 75,269
Roche Holdings COM 771195104 930 19,793 SH   SOLE   0 0 19,793
Royal Dutch Shell Cl B COM 780259107 1,900 48,943 SH   SOLE   0 0 48,943
Russell 2000 Index Fund COM 464287655 298 1,299 SH   SOLE   0 0 1,299
S & P 500 Index Depository Rec COM 78462F103 1,448 3,382 SH   SOLE   0 0 3,382
SPDR Financial Select COM 81369Y605 405 11,049 SH   SOLE   0 0 11,049
SPDR S&P 500 Value ETF COM 78464A508 1,191 30,125 SH   SOLE   0 0 30,125
SPDR S&P Dividend ETF COM 78464a763 880 7,200 SH   SOLE   0 0 7,200
SPDR Utilities Select COM 81369Y886 1,071 16,945 SH   SOLE   0 0 16,945
Schlumberger Ltd. COM 806857108 3,942 123,140 SH   SOLE   0 0 123,140
Select Basic Materials Sector COM 81369y100 2,835 34,442 SH   SOLE   0 0 34,442
Southern Co. COM 842587107 396 6,544 SH   SOLE   0 0 6,544
Southwest Airlines Co. COM 844741108 3,993 75,212 SH   SOLE   0 0 75,212
Starbucks Corp. COM 855244109 5,293 47,336 SH   SOLE   0 0 47,336
Stryker COM 863667101 2,568 9,886 SH   SOLE   0 0 9,886
SunCoke Energy COM 86722A103 178 25,000 SH   SOLE   0 0 25,000
Sysco Corp. COM 871829107 7,505 96,521 SH   SOLE   0 0 96,521
TE Connectivity Ltd COM H84989104 479 3,546 SH   SOLE   0 0 3,546
TEGNA, Inc. COM 87901j105 6,010 320,381 SH   SOLE   0 0 317,881
TJX Companies, Inc. COM 872540109 954 14,144 SH   SOLE   0 0 14,144
Tapestry, Inc. COM 876030107 1,815 41,753 SH   SOLE   0 0 41,753
Target Corporation COM 87612e106 939 3,885 SH   SOLE   0 0 3,885
Technology Select Sector SPDR COM 81369Y803 210 1,421 SH   SOLE   0 0 1,421
Tejon Ranch Co. COM 879080109 715 47,000 SH   SOLE   0 0 44,000
Teladoc, Inc. COM 87918a105 320 1,927 SH   SOLE   0 0 1,927
Teledyne Technologies Inc. COM 879360105 355 847 SH   SOLE   0 0 847
Tesla, Inc. COM 88160R101 530 780 SH   SOLE   0 0 780
Toyota Motor Corp. COM 892331307 437 2,500 SH   SOLE   0 0 2,500
Travelers Inc. COM 89417e109 1,884 12,583 SH   SOLE   0 0 12,583
Truist Financial Corp. COM 89832Q109 2,654 47,812 SH   SOLE   0 0 47,812
US Bancorp COM 902973304 1,768 31,028 SH   SOLE   0 0 31,028
Union Pacific Corp. COM 907818108 223 1,016 SH   SOLE   0 0 1,016
United Parcel Svc. Cl B COM 911312106 12,265 58,974 SH   SOLE   0 0 58,974
United Rentals, Inc. COM 911363109 9,187 28,800 SH   SOLE   0 0 28,800
UnitedHealth Group COM 91324P102 257 643 SH   SOLE   0 0 643
Valero Energy Corp. COM 91913y100 990 12,679 SH   SOLE   0 0 12,679
VanEck Vectors Oil Services ET COM 92189h607 1,037 4,735 SH   SOLE   0 0 4,735
Vanguard Emerging Markets ETF COM 922042858 4,000 73,648 SH   SOLE   0 0 73,648
Vanguard Energy ETF COM 92204A306 252 3,315 SH   SOLE   0 0 3,315
Vanguard Index Extended Market COM 922908652 350 1,854 SH   SOLE   0 0 1,854
Vanguard Index Total Stock Fun COM 922908769 384 1,723 SH   SOLE   0 0 1,723
Vanguard Large-Cap Exchanged T COM 922908637 1,044 5,201 SH   SOLE   0 0 5,201
Vanguard Mid-Cap Exchange Trad COM 922908629 664 2,798 SH   SOLE   0 0 2,798
Vanguard REIT ETF COM 922908553 236 2,320 SH   SOLE   0 0 2,320
Vanguard Small-Cap Growth ETF COM 922908595 461 1,591 SH   SOLE   0 0 1,591
Vanguard Small-Cap VIPERs COM 922908751 923 4,098 SH   SOLE   0 0 4,098
Verizon Comm. COM 92343v104 4,136 73,820 SH   SOLE   0 0 73,820
ViaSat Inc COM 92552v100 11,463 230,000 SH   SOLE   0 0 229,000
Viatris, Inc. COM 92556V106 268 18,777 SH   SOLE   0 0 18,777
Vidler Water Resources COM 92660E107 386 29,000 SH   SOLE   0 0 29,000
Visa Inc COM 92826C839 9,754 41,716 SH   SOLE   0 0 41,716
Vulcan Materials COM 929160109 1,487 8,542 SH   SOLE   0 0 8,542
Wal-Mart Stores Inc. COM 931142103 11,501 81,555 SH   SOLE   0 0 81,555
Walgreens Boots Alliance, Inc. COM 931427108 241 4,585 SH   SOLE   0 0 4,585
Walt Disney Co. COM 254687106 23,233 132,178 SH   SOLE   0 0 132,178
Wells Fargo & Co. COM 949746101 2,454 54,195 SH   SOLE   0 0 54,195
White Mountain Ins COM G9618E107 4,573 3,983 SH   SOLE   0 0 3,983
Zimmer Biomet Holdings, Inc. COM 98956p102 680 4,226 SH   SOLE   0 0 4,226
Zoetis, Inc. COM 98978v103 7,244 38,871 SH   SOLE   0 0 38,871
iShares Core S&P MidCap ETF COM 464287507 491 1,827 SH   SOLE   0 0 1,827
iShares Core S&P Total U.S. St COM 464287150 228 2,308 SH   SOLE   0 0 2,308
iShares DJ Select Dividend Ind COM 464287168 445 3,820 SH   SOLE   0 0 3,820
iShares MSCI EAFE Index Fund COM 464287465 1,140 14,450 SH   SOLE   0 0 14,450
iShares MSCI Emerging Markets COM 464287234 4,815 87,309 SH   SOLE   0 0 87,309
iShares MSCI Pacific Rim COM 464286665 1,103 21,323 SH   SOLE   0 0 21,323
iShares Russell 1000 Index ETF COM 464287622 1,018 4,205 SH   SOLE   0 0 4,205
iShares Russell Mid-Cap Index COM 464287499 573 7,225 SH   SOLE   0 0 7,225
iShares Russell Value Index COM 464287598 1,452 9,155 SH   SOLE   0 0 9,155
iShares S&P 500 Core Index ETF COM 464287200 385 896 SH   SOLE   0 0 896
iShares S&P SmallCap 600 Index COM 464287804 4,289 37,959 SH   SOLE   0 0 37,959
iShares TR Russell 1000 Growth COM 464287614 3,699 13,627 SH   SOLE   0 0 13,627
iShares Tr MSCI ACWI ETF COM 464288257 202 2,000 SH   SOLE   0 0 2,000