The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M Company COM 88579y101 1,812 11,315 SH   SOLE   0 0 11,315
ADT, Inc. COM 00090Q103 3,121 381,998 SH   SOLE   0 0 381,998
AER Energy Resources Inc COM 000944207 0 5,000,000 SH   SOLE   0 0 5,000,000
AT&T, Inc. COM 00206R102 4,232 148,453 SH   SOLE   0 0 148,453
AbbVie, Inc. COM 00287y109 1,407 16,068 SH   SOLE   0 0 16,068
Abbott Laboratories COM 002824100 4,623 42,476 SH   SOLE   0 0 42,476
Accenture Ltd COM g1151c101 30,231 133,769 SH   SOLE   0 0 133,769
Adams Diversified Equity Fund, COM 006212104 405 25,000 SH   SOLE   0 0 25,000
Agnico Eagle Mines Ltd. COM 008474108 12,182 153,026 SH   SOLE   0 0 153,026
AllState Corp. COM 020002101 690 7,325 SH   SOLE   0 0 7,325
Alphabet Inc. Class A COM 02079k305 950 648 SH   SOLE   0 0 648
Alphabet Inc. Class C COM 02079k107 12,524 8,522 SH   SOLE   0 0 8,522
Altria Group, Inc. COM 02209s103 1,602 41,460 SH   SOLE   0 0 41,460
Amazon.com COM 023135106 22,318 7,088 SH   SOLE   0 0 7,088
American Airlines Grp COM 02376R102 466 37,950 SH   SOLE   0 0 37,950
American Express Co. COM 025816109 681 6,793 SH   SOLE   0 0 6,793
American Int'l Group COM 026874784 433 15,720 SH   SOLE   0 0 15,720
Amgen Inc. COM 031162100 9,008 35,441 SH   SOLE   0 0 35,441
Apple Inc. COM 037833100 48,539 419,125 SH   SOLE   0 0 419,125
AutoZone COM 053332102 236 200 SH   SOLE   0 0 200
BP PLC COM 055622104 1,102 63,105 SH   SOLE   0 0 63,105
Banco LatinoAmericano COM P16994132 5,377 442,589 SH   SOLE   0 0 442,589
BankAmerica Corp. COM 060505104 2,520 104,627 SH   SOLE   0 0 104,627
Berkshire Hathaway 'A' COM 084670108 640 2 SH   SOLE   0 0 2
Berkshire Hathaway 'B' COM 084670702 81,814 384,213 SH   SOLE   0 0 384,213
Boeing Co. COM 097023105 363 2,194 SH   SOLE   0 0 2,194
Bristol Myers Squibb COM 110122108 5,137 85,198 SH   SOLE   0 0 85,198
Brookdale Sr Living Inc COM 112463104 2,006 789,690 SH   SOLE   0 0 789,690
Brookfield Asset Mgmt COM 112585104 6,785 205,225 SH   SOLE   0 0 205,225
CIGNA Corp. COM 125523100 213 1,259 SH   SOLE   0 0 1,259
CVS Health Corp. COM 126650100 5,413 92,684 SH   SOLE   0 0 92,684
Cable One Inc COM 12685j105 3,833 2,033 SH   SOLE   0 0 2,033
Carrier Global Corp. COM 14448C104 2,491 81,569 SH   SOLE   0 0 81,569
Cars.com Inc. COM 14575E105 332 41,092 SH   SOLE   0 0 41,092
Caterpillar Inc. COM 149123101 8,828 59,188 SH   SOLE   0 0 59,188
Chevron Corp. COM 166764100 3,160 43,890 SH   SOLE   0 0 43,890
Cisco Systems Inc. COM 17275R102 5,972 151,613 SH   SOLE   0 0 151,613
Coca Cola Co. COM 191216100 4,779 96,792 SH   SOLE   0 0 96,792
Comcast Corp. - Class A COM 20030n101 7,377 159,470 SH   SOLE   0 0 159,470
CoreCivic, Inc. COM 21871N101 9,550 1,193,774 SH   SOLE   0 0 1,193,774
Costco Wholesale COM 22160K105 247 697 SH   SOLE   0 0 697
DXC Technology Co. COM 23355l106 1,474 82,601 SH   SOLE   0 0 82,601
Danaher Corp. COM 235851102 689 3,201 SH   SOLE   0 0 3,201
Darden Restaurants, Inc. COM 237194105 524 5,206 SH   SOLE   0 0 5,206
Delta Airlines Inc. COM 247361702 3,349 109,515 SH   SOLE   0 0 109,515
Diageo PLC COM 25243Q205 2,097 15,230 SH   SOLE   0 0 15,230
Discov Commun 'C' COM 25470F302 332 16,925 SH   SOLE   0 0 16,925
Dominion Energy Inc. COM 25746u109 2,249 28,499 SH   SOLE   0 0 28,499
Duke Energy Corp. COM 26441c204 2,725 30,767 SH   SOLE   0 0 30,767
Edwards Lifesciences Corp COM 28176E108 382 4,790 SH   SOLE   0 0 4,790
Energold Drilling Corp COM 29268a103 0 11,930 SH   SOLE   0 0 11,930
Equity Commonwealth COM 294628102 6,577 246,983 SH   SOLE   0 0 246,983
Exxon Mobil Corp. COM 30231G102 6,738 196,276 SH   SOLE   0 0 196,276
Facebook, Inc. COM 30303m102 862 3,292 SH   SOLE   0 0 3,292
Fairfax Financial Hld COM 303901102 33,248 113,365 SH   SOLE   0 0 113,365
FedEx Corp. COM 31428X106 10,084 40,092 SH   SOLE   0 0 40,092
Fiserv COM 337738108 754 7,316 SH   SOLE   0 0 7,316
Fox Corp. Cl A COM 35137L105 438 15,731 SH   SOLE   0 0 15,731
Fox Corp. Cl B COM 35137L204 304 10,857 SH   SOLE   0 0 10,857
Freeport McMoran, Inc. COM 35671D857 350 22,360 SH   SOLE   0 0 22,360
Gannett Co. Inc. New COM 36472T109 39 29,789 SH   SOLE   0 0 29,789
General Electric Co. COM 369604103 158 25,380 SH   SOLE   0 0 25,380
General Mills Inc. COM 370334104 997 16,165 SH   SOLE   0 0 16,165
Goldman Sachs Group COM 38141g104 6,446 32,075 SH   SOLE   0 0 32,075
Graham Holdings Co COM 384637104 789 1,953 SH   SOLE   0 0 1,953
Griffin-American Healthcare RE COM 398183103 162 17,184 SH   SOLE   0 0 17,184
HCA Healthcare, Inc. COM 40412C101 61,387 492,359 SH   SOLE   0 0 492,359
HP Inc. COM 40434l105 231 12,179 SH   SOLE   0 0 12,179
Halliburton Inc. COM 406216101 3,233 268,320 SH   SOLE   0 0 268,320
HealthStream Inc. COM 42222n103 273 13,600 SH   SOLE   0 0 13,600
Healthpeak Properties Inc. COM 42250P103 3,082 113,506 SH   SOLE   0 0 113,506
Hewlett Packard Enterprise Co. COM 42824c109 114 12,179 SH   SOLE   0 0 12,179
Home Depot Inc. COM 437076102 13,417 48,313 SH   SOLE   0 0 48,313
Honeywell Intl. COM 438516106 4,063 24,683 SH   SOLE   0 0 24,683
Intel Corp. COM 458140100 11,548 223,017 SH   SOLE   0 0 223,017
International Business Machine COM 459200101 2,444 20,089 SH   SOLE   0 0 20,089
J. P. Morgan Chase & Co. Inc. COM 46625h100 2,067 21,476 SH   SOLE   0 0 21,476
Jefferies Financial Grp COM 47233W109 3,516 195,307 SH   SOLE   0 0 195,307
Johnson & Johnson COM 478160104 15,007 100,800 SH   SOLE   0 0 100,800
KKR & Co., Inc. Cl A COM 48251w104 742 21,600 SH   SOLE   0 0 21,600
Kimberly-Clark Corp. COM 494368103 240 1,628 SH   SOLE   0 0 1,628
Kraft Heinz Company COM 500754106 512 17,109 SH   SOLE   0 0 17,109
L3Harris Technologies, Inc COM 502431109 685 4,033 SH   SOLE   0 0 4,033
LinnCo, LLC Escrow COM 535ESC107 0 15,000 SH   SOLE   0 0 15,000
Loews Corp. COM 540424108 8,926 256,868 SH   SOLE   0 0 256,868
Lowes Companies COM 548661107 18,244 109,995 SH   SOLE   0 0 109,995
Lumen Technologies COM 156700106 10,348 1,025,586 SH   SOLE   0 0 1,025,586
McDonalds Corp. COM 580135101 4,273 19,469 SH   SOLE   0 0 19,469
Medtronic PLC COM G5960L103 6,303 60,654 SH   SOLE   0 0 60,654
Merck & Company Inc. COM 58933y105 8,355 100,721 SH   SOLE   0 0 100,721
Microsoft Corp. COM 594918104 21,264 101,100 SH   SOLE   0 0 101,100
Mondelez Int'l Inc COM 609207105 16,544 287,965 SH   SOLE   0 0 287,965
Morgan Stanley COM 617446448 313 6,475 SH   SOLE   0 0 6,475
National Health Invstrs COM 63633d104 7,025 116,566 SH   SOLE   0 0 116,566
National Oilwell Varco COM 637071101 1,314 145,088 SH   SOLE   0 0 145,088
Nestle SA Sponsored Reg COM 641069406 309 2,598 SH   SOLE   0 0 2,598
NextEra Energy, Inc. COM 65339f101 583 2,099 SH   SOLE   0 0 2,099
Nike COM 654106103 568 4,525 SH   SOLE   0 0 4,525
Norfolk Southern Corp. COM 655844108 691 3,228 SH   SOLE   0 0 3,228
Northwest Biotherapeutics, Inc COM 66737P600 15 20,000 SH   SOLE   0 0 20,000
Novartis AG COM 66987v109 767 8,825 SH   SOLE   0 0 8,825
Nvidia Corp COM 67066G104 553 1,021 SH   SOLE   0 0 1,021
O-I Glass, Inc. COM 67098H104 3,055 288,437 SH   SOLE   0 0 288,437
Oracle COM 68389x105 2,976 49,842 SH   SOLE   0 0 49,842
Otis Worldwide Corp. COM 68902V107 2,434 38,991 SH   SOLE   0 0 38,991
Overstock COM 690370101 16,473 226,745 SH   SOLE   0 0 226,745
Owens Corning COM 690742101 2,120 30,817 SH   SOLE   0 0 30,817
Pan American Silver COM 697900108 321 10,000 SH   SOLE   0 0 10,000
PayPal Holdings Inc. COM 70450Y103 6,726 34,137 SH   SOLE   0 0 34,137
Peoples United Fncl COM 712704105 4,327 419,731 SH   SOLE   0 0 419,731
PepsiCo Inc. COM 713448108 2,623 18,927 SH   SOLE   0 0 18,927
Pfizer Inc. COM 717081103 5,980 162,956 SH   SOLE   0 0 162,956
Philip Morris Intl COM 718172109 5,040 67,214 SH   SOLE   0 0 67,214
Phillips 66 COM 718546104 950 18,333 SH   SOLE   0 0 18,333
Pico Holdings COM 693366205 260 29,000 SH   SOLE   0 0 29,000
Pinnacle Financial Partners COM 72346q104 6,133 172,320 SH   SOLE   0 0 172,320
ProAssurance Corp. COM 74267C106 469 30,000 SH   SOLE   0 0 30,000
Procter & Gamble Co. COM 742718109 18,261 131,381 SH   SOLE   0 0 131,381
Provectus Biophamaceuticals COM 74373p108 4 50,000 SH   SOLE   0 0 50,000
Provision Holding, Inc. Com COM 744121104 0 221,450 SH   SOLE   0 0 221,450
Raytheon Technologies Corp. COM 75513E101 5,077 88,240 SH   SOLE   0 0 88,240
Real Estate Select Sector SPDR COM 81369Y860 552 15,654 SH   SOLE   0 0 15,654
Regions Financial Corp. COM 7591ep100 2,814 244,065 SH   SOLE   0 0 244,065
Republic Services Inc. COM 760759100 7,665 82,106 SH   SOLE   0 0 82,106
Roche Holdings COM 771195104 926 21,590 SH   SOLE   0 0 21,590
Royal Dutch Shell Cl B COM 780259107 773 31,933 SH   SOLE   0 0 31,933
S & P 500 Index Depository Rec COM 78462F103 1,188 3,547 SH   SOLE   0 0 3,547
SPDR Gold Trust COM 78463V107 3,238 18,281 SH   SOLE   0 0 18,281
SPDR Utilities Select COM 81369Y886 2,414 40,649 SH   SOLE   0 0 40,649
Schlumberger Ltd. COM 806857108 2,536 162,974 SH   SOLE   0 0 162,974
Select Basic Materials Sector COM 81369y100 1,402 22,031 SH   SOLE   0 0 22,031
Southern Co. COM 842587107 334 6,160 SH   SOLE   0 0 6,160
Southwest Airlines Co. COM 844741108 2,948 78,607 SH   SOLE   0 0 78,607
Starbucks Corp. COM 855244109 3,888 45,250 SH   SOLE   0 0 45,250
Stryker COM 863667101 2,239 10,746 SH   SOLE   0 0 10,746
SunCoke Energy COM 86722A103 85 25,000 SH   SOLE   0 0 25,000
Sysco Corp. COM 871829107 6,189 99,468 SH   SOLE   0 0 99,468
TE Connectivity Ltd COM H84989104 341 3,485 SH   SOLE   0 0 3,485
TEGNA, Inc. COM 87901j105 4,079 347,159 SH   SOLE   0 0 347,159
TJX Companies, Inc. COM 872540109 815 14,639 SH   SOLE   0 0 14,639
Tapestry, Inc. COM 876030107 835 53,418 SH   SOLE   0 0 53,418
Target Corporation COM 87612e106 635 4,035 SH   SOLE   0 0 4,035
Tejon Ranch Co. COM 879080109 545 38,500 SH   SOLE   0 0 38,500
Teladoc, Inc. COM 87918a105 519 2,367 SH   SOLE   0 0 2,367
Teledyne Technologies Inc. COM 879360105 263 847 SH   SOLE   0 0 847
Tesla, Inc. COM 88160R101 268 625 SH   SOLE   0 0 625
Toyota Motor Corp. COM 892331307 331 2,500 SH   SOLE   0 0 2,500
Travelers Inc. COM 89417e109 975 9,015 SH   SOLE   0 0 9,015
Truist Financial Corp. COM 89832Q109 1,883 49,487 SH   SOLE   0 0 49,487
US Bancorp COM 902973304 964 26,888 SH   SOLE   0 0 26,888
Union Pacific Corp. COM 907818108 200 1,016 SH   SOLE   0 0 1,016
United Parcel Svc. Cl B COM 911312106 9,510 57,072 SH   SOLE   0 0 57,072
United Rentals, Inc. COM 911363109 5,467 31,330 SH   SOLE   0 0 31,330
Valero Energy Corp. COM 91913y100 558 12,877 SH   SOLE   0 0 12,877
Vanguard Emerging Markets ETF COM 922042858 2,576 59,563 SH   SOLE   0 0 59,563
Vanguard Index Extended Market COM 922908652 318 2,454 SH   SOLE   0 0 2,454
Vanguard Index Total Stock Fun COM 922908769 281 1,652 SH   SOLE   0 0 1,652
Vanguard Large-Cap Exchanged T COM 922908637 871 5,566 SH   SOLE   0 0 5,566
Vanguard Mid-Cap Exchange Trad COM 922908629 481 2,730 SH   SOLE   0 0 2,730
Vanguard REIT ETF COM 922908553 232 2,940 SH   SOLE   0 0 2,940
Vanguard Small-Cap Growth ETF COM 922908595 325 1,513 SH   SOLE   0 0 1,513
Vanguard Small-Cap VIPERs COM 922908751 664 4,315 SH   SOLE   0 0 4,315
Verizon Comm. COM 92343v104 4,012 67,436 SH   SOLE   0 0 67,436
ViaSat Inc COM 92552v100 5,158 150,000 SH   SOLE   0 0 150,000
Visa Inc COM 92826C839 1,074 5,373 SH   SOLE   0 0 5,373
Vulcan Materials COM 929160109 1,467 10,820 SH   SOLE   0 0 10,820
Wal-Mart Stores Inc. COM 931142103 11,276 80,595 SH   SOLE   0 0 80,595
Walt Disney Co. COM 254687106 17,356 139,878 SH   SOLE   0 0 139,878
Wells Fargo & Co. COM 949746101 1,332 56,657 SH   SOLE   0 0 56,657
White Mountain Ins COM G9618E107 3,259 4,183 SH   SOLE   0 0 4,183
Zimmer Biomet Holdings, Inc. COM 98956p102 618 4,541 SH   SOLE   0 0 4,541
Zoetis, Inc. COM 98978v103 6,845 41,393 SH   SOLE   0 0 41,393
iShares Core S&P MidCap ETF COM 464287507 339 1,827 SH   SOLE   0 0 1,827
iShares MSCI EAFE Index Fund COM 464287465 935 14,693 SH   SOLE   0 0 14,693
iShares MSCI Emerging Markets COM 464287234 1,849 41,940 SH   SOLE   0 0 41,940
iShares MSCI Pacific Rim COM 464286665 865 21,323 SH   SOLE   0 0 21,323
iShares Russell 1000 Index ETF COM 464287622 798 4,265 SH   SOLE   0 0 4,265
iShares Russell Mid-Cap Index COM 464287499 416 7,250 SH   SOLE   0 0 7,250
iShares Russell Value Index COM 464287598 1,081 9,155 SH   SOLE   0 0 9,155
iShares S&P 500 Core Index ETF COM 464287200 412 1,226 SH   SOLE   0 0 1,226
iShares S&P SmallCap 600 Index COM 464287804 2,692 38,331 SH   SOLE   0 0 38,331
iShares TR Russell 1000 Growth COM 464287614 2,045 9,427 SH   SOLE   0 0 9,427