The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M COM 88579Y101 6,145 41,273 SH   SOLE   31,815 0 9,458
ABBOTT LABS COM 002824100 7,638 64,535 SH   SOLE   46,698 0 17,837
ABBVIE COM 00287Y109 10,201 62,926 SH   SOLE   46,314 0 16,612
ACCENTURE PLC COM G1151C101 7,372 21,859 SH   SOLE   16,612 0 5,247
AES CORP COM 00130H105 1,836 71,372 SH   SOLE   52,572 0 18,800
AFLAC COM 001055102 5,119 79,501 SH   SOLE   59,180 0 20,321
AIR PRODUCTS & CHEMICALS COM 009158106 1,656 6,626 SH   SOLE   5,771 0 855
ALPHABET CLASS A COM 02079k305 2,245 807 SH   SOLE   619 0 188
ALPHABET CLASS C COM 02079k107 5,301 1,898 SH   SOLE   1,559 0 339
ALTRIA COM 02209S103 607 11,623 SH   SOLE   9,203 0 2,420
AMAZON.COM COM 023135106 244 75 SH   SOLE   75 0 0
ANTHEM COM 036752103 870 1,771 SH   SOLE   962 0 809
APPLE COM 037833100 14,765 84,561 SH   SOLE   67,248 0 17,313
ARCHER DANIELS MIDLAND COM 039483102 1,131 12,526 SH   SOLE   11,751 0 775
AT&T COM 00206R102 2,533 107,178 SH   SOLE   85,761 0 21,417
AUTOMATIC DATA PROCESSING COM 053015103 9,721 42,720 SH   SOLE   31,974 0 10,746
BERKSHIRE HATHAWAY A COM 084670108 529 1 SH   SOLE   1 0 0
BERKSHIRE HATHAWAY B COM 084670702 2,088 5,916 SH   SOLE   3,067 0 2,849
BLACK HILLS COM 092113109 422 5,480 SH   SOLE   5,480 0 0
BP PLC ADR COM 055622104 878 29,871 SH   SOLE   21,749 0 8,122
BRISTOL-MYERS SQUIBB COM 110122108 1,858 25,448 SH   SOLE   21,849 0 3,599
CANADIAN NATIONAL RAILWAY COM 136375102 581 4,330 SH   SOLE   3,130 0 1,200
CARRIER COM 14448C104 2,076 45,252 SH   SOLE   35,339 0 9,913
CATERPILLAR COM 149123101 293 1,317 SH   SOLE   417 0 900
CHECK POINT SOFTWARE COM M22465104 559 4,046 SH   SOLE   2,084 0 1,962
CHEVRON COM 166764100 2,656 16,309 SH   SOLE   11,375 0 4,934
CHUBB COM H1467J104 1,607 7,511 SH   SOLE   6,035 0 1,476
CINCINNATI FINANCIAL COM 172062101 4,218 31,023 SH   SOLE   24,114 0 6,909
CINTAS COM 172908105 255 600 SH   SOLE   600 0 0
CISCO SYSTEMS COM 17275R102 8,883 159,306 SH   SOLE   118,818 0 40,488
COCA COLA COM 191216100 7,731 124,700 SH   SOLE   94,647 0 30,053
COGNIZANT TECHNOLOGY SOLUTIONS COM 192446102 200 2,232 SH   SOLE   2,232 0 0
COLGATE-PALMOLIVE COM 194162103 561 7,399 SH   SOLE   4,775 0 2,624
CONOCOPHILLIPS COM 20825c104 249 2,488 SH   SOLE   2,058 0 430
CONSTELLATION BRANDS COM 21036P108 266 1,157 SH   SOLE   1,157 0 0
CORECARD COM 45816D100 1,688 61,608 SH   SOLE   48,203 0 13,405
COSTCO WHOLESALE COM 22160K105 840 1,458 SH   SOLE   1,425 0 33
CVS/CAREMARK COM 126650100 233 2,302 SH   SOLE   1,719 0 583
DISNEY WALT COM 254687106 2,571 18,742 SH   SOLE   14,502 0 4,240
DOLLAR GENERAL COM 256677105 431 1,937 SH   SOLE   1,167 0 770
DOMINION ENERGY COM 25746U109 285 3,354 SH   SOLE   2,654 0 700
ECOLAB COM 278865100 241 1,365 SH   SOLE   1,151 0 214
EMERSON ELECTRIC COM 291011104 7,304 74,493 SH   SOLE   55,956 0 18,537
EXXON MOBIL COM 30231G102 4,839 58,591 SH   SOLE   42,345 0 16,246
F5 NETWORKS COM 315616102 2,928 14,013 SH   SOLE   10,906 0 3,107
FIRST MERCHANTS COM 320817109 404 9,718 SH   SOLE   9,718 0 0
FISERV COM 337738108 3,559 35,096 SH   SOLE   26,235 0 8,861
FLOWSERVE COM 34354P105 2,388 66,529 SH   SOLE   46,978 0 19,551
FRANKLIN ELECTRIC COM 353514102 10,179 122,575 SH   SOLE   85,715 0 36,860
GENERAL ELECTRIC COM 369604301 1,272 13,907 SH   SOLE   8,867 0 5,040
GENUINE PARTS COM 372460105 3,982 31,600 SH   SOLE   21,811 0 9,789
GILEAD SCIENCES COM 375558103 3,563 59,939 SH   SOLE   45,165 0 14,774
GLAXOSMITHKLINE ADR COM 37733W105 201 4,616 SH   SOLE   1,949 0 2,667
GRAINGER WW COM 384802104 763 1,479 SH   SOLE   874 0 605
HOME DEPOT COM 437076102 11,137 37,205 SH   SOLE   24,832 0 12,373
ILLINOIS TOOL WORKS COM 452308109 413 1,972 SH   SOLE   1,972 0 0
INTEL COM 458140100 4,890 98,669 SH   SOLE   73,364 0 25,305
ISHARES MSCI EMERGING MARKET E COM 464287234 472 10,458 SH   SOLE   10,228 0 230
ISHARES RUSSELL MID-CAP GROWTH COM 464287481 227 2,256 SH   SOLE   2,016 0 240
JACOBS ENGINEERING COM 469814107 1,763 12,791 SH   SOLE   9,291 0 3,500
JOHNSON & JOHNSON COM 478160104 10,529 59,408 SH   SOLE   42,469 0 16,939
JPMORGAN CHASE COM 46625H100 4,542 33,316 SH   SOLE   30,387 0 2,929
KIMBERLY-CLARK COM 494368103 652 5,291 SH   SOLE   3,756 0 1,535
KROGER COM 501044101 8,928 155,625 SH   SOLE   113,672 0 41,953
LAKELAND FINANCIAL COM 511656100 13,421 183,855 SH   SOLE   147,799 0 36,056
LILLY ELI COM 532457108 444 1,549 SH   SOLE   500 0 1,049
LINDE PLC COM G5494J103 829 2,596 SH   SOLE   1,546 0 1,050
LOCKHEED MARTIN COM 539830109 673 1,524 SH   SOLE   1,256 0 268
MATTEL COM 577081102 235 10,600 SH   SOLE   3,600 0 7,000
MCDONALDS COM 580135101 11,523 46,601 SH   SOLE   35,259 0 11,342
MEDTRONIC PLC COM G5960L103 7,433 66,991 SH   SOLE   49,364 0 17,627
MERCK & CO COM 58933Y105 11,464 139,717 SH   SOLE   108,489 0 31,228
MICROSOFT COM 594918104 18,425 59,760 SH   SOLE   44,270 0 15,490
MOODYS COM 615369105 202 600 SH   SOLE   600 0 0
NEXTERA ENERGY COM 65339F101 5,544 65,450 SH   SOLE   48,012 0 17,438
NIKE COM 654106103 551 4,096 SH   SOLE   4,096 0 0
NORFOLK SOUTHERN COM 655844108 966 3,386 SH   SOLE   3,186 0 200
NORTHERN TRUST COM 665859104 958 8,227 SH   SOLE   5,525 0 2,702
NUCOR COM 670346105 599 4,027 SH   SOLE   2,960 0 1,067
ORACLE COM 68389X105 392 4,733 SH   SOLE   4,733 0 0
ORGANON COM 68622V106 303 8,678 SH   SOLE   6,568 0 2,110
OTIS WORLDWIDE COM 68902V107 1,284 16,691 SH   SOLE   12,402 0 4,289
PEPSICO COM 713448108 1,833 10,953 SH   SOLE   8,653 0 2,300
PFIZER COM 717081103 5,972 115,354 SH   SOLE   87,980 0 27,374
PHILIP MORRIS INTERNATIONAL COM 718172109 1,079 11,485 SH   SOLE   9,950 0 1,535
PLEXUS COM 729132100 593 7,250 SH   SOLE   4,250 0 3,000
PNC FINANCIAL SERVICES COM 693475105 728 3,949 SH   SOLE   2,183 0 1,766
PPL COM 69351T106 1,822 63,810 SH   SOLE   46,652 0 17,158
PROCTER & GAMBLE COM 742718109 8,071 52,818 SH   SOLE   37,103 0 15,715
QUANTA SERVICES COM 74762E102 5,522 41,959 SH   SOLE   32,509 0 9,450
RAYTHEON TECHNOLOGIES COM 75513E101 1,701 17,169 SH   SOLE   12,654 0 4,515
REGENERON PHARMACEUTICALS COM 75886F107 481 689 SH   SOLE   669 0 20
ROGERS COMMUNICATIONS COM 775109200 1,673 29,476 SH   SOLE   21,065 0 8,411
S&P 500 INDEX ETF COM 78462F103 495 1,097 SH   SOLE   355 0 742
SCOTTS MIRACLE-GRO COM 810186106 909 7,394 SH   SOLE   6,584 0 810
SHERWIN WILLIAMS COM 824348106 412 1,651 SH   SOLE   1,268 0 383
STEEL DYNAMICS COM 858119100 3,739 44,821 SH   SOLE   34,831 0 9,990
STRYKER COM 863667101 5,799 21,691 SH   SOLE   17,060 0 4,631
SYSCO COM 871829107 6,002 73,514 SH   SOLE   54,085 0 19,429
TAIWAN SEMICONDUCTOR ADR COM 874039100 206 1,976 SH   SOLE   1,976 0 0
TARGET COM 87612E106 2,931 13,811 SH   SOLE   12,267 0 1,544
UNION PACIFIC COM 907818108 219 800 SH   SOLE   800 0 0
UNITED PARCEL SERVICE COM 911312106 2,703 12,604 SH   SOLE   9,442 0 3,162
US BANCORP COM 902973304 5,641 106,142 SH   SOLE   79,650 0 26,492
VANECK GOLD MINERS ETF COM 92189F106 311 8,097 SH   SOLE   8,097 0 0
VANGUARD DEVELOPED MARKETS ETF COM 921943858 1,756 36,570 SH   SOLE   31,491 0 5,079
VANGUARD FTSE EMERGING MARKETS COM 922042858 4,342 94,115 SH   SOLE   66,016 0 28,099
VANGUARD TOTAL STOCK MARKET ET COM 922908769 308 1,355 SH   SOLE   1,285 0 70
VANGUARD WHITEHALL INTL HIGH D COM 921946794 438 6,477 SH   SOLE   5,574 0 903
VERA BRADLEY COM 92335C106 271 35,283 SH   SOLE   20,100 0 15,183
VERIZON COMMUNICATIONS COM 92343V104 566 11,111 SH   SOLE   7,634 0 3,477
VIATRIS COM 92556V106 499 45,849 SH   SOLE   32,021 0 13,828
VISA COM 92826C839 406 1,831 SH   SOLE   1,780 0 51
VODAFONE GROUP PLC COM 92857W308 1,410 84,867 SH   SOLE   61,112 0 23,755
WALGREENS BOOTS ALLIANCE COM 931427108 6,021 134,479 SH   SOLE   103,246 0 31,233
WALMART STORES COM 931142103 9,748 65,455 SH   SOLE   48,537 0 16,918
WELLS FARGO COM 949746101 1,413 29,161 SH   SOLE   18,344 0 10,817
WISDOMTREE TREE INDIA EARNINGS COM 97717W422 284 7,900 SH   SOLE   0 0 7,900
ZIMMER BIOMET COM 98956P102 5,097 39,849 SH   SOLE   29,927 0 9,922
ISHARES 20YR TREASURY BOND ETF COM 464287432 206 1,560 SH   SOLE   1,560 0 0
SPDR SER TR NUVEEN BLMBRG SR COM 78468R739 297 6,283 SH   SOLE   6,283 0 0
VANGUARD SHORT TERM BOND ETF COM 921937827 371 4,763 SH   SOLE   4,714 0 49
VANGUARD SHORT-TERM TIPS ETF COM 922020805 6,011 117,387 SH   SOLE   90,900 0 26,487