Occupancy Expense and Information Systems and Communications Expense (Tables)

12 Months Ended

Dec. 31, 2025

Leases [Abstract]

Summary of Lease Costs and Other Information

The following table presents lease costs, sublease rental income, cash flows and new leases arising from lease transactions for 2025:

	Years Ended December 31,
(In millions)	2025		2024
Finance lease:
Amortization of right-of-use assets	$	47	$	48
Interest on lease liabilities	3		3
Total finance lease expense	50		51
Sublease income	—		—
Net finance lease expense	50		51
Operating lease:
Operating lease expense	179		168
Sublease income	(13)		(17)
Net operating lease expense	166		151
Net lease expense	$	216	$	202
Cash paid for amounts included in the measurement of lease liabilities:
Operating cash flows from finance leases	$	3	$	3
Operating cash flows from operating leases	193		179
Financing cash flows from finance leases	43		46
Right-of-use assets obtained in exchange for new lease obligations:
Operating leases	$	214	$	174
Finance leases	64		—

The following table presents details related to remaining lease terms and discount rate as of December 31, 2025 and 2024:

	December 31, 2025		December 31, 2024
Weighted-average remaining lease term (in years):
Finance leases	3.4		1.4
Operating leases	8.3		8.1
Weighted-average discount rate:
Finance leases	5	%	3	%
Operating leases	5	%	4	%

Schedule of Future Minimum Lease Payments, Operating Leases

The following table presents future minimum lease payments under non-cancellable leases as of December 31, 2025:

(In millions)	Operating Leases		Finance Leases		Total
2026	$	174	$	34	$	208
2027	154		29		183
2028	136		29		165
2029	101		22		123
2030	83		—		83
Thereafter	410		—		410
Total future minimum lease payments	1,058		114		1,172
Less imputed interest	(195)		(8)		(203)
Total	$	863	$	106	$	969

Schedule of Future Minimum Lease Payments, Finance Leases

The following table presents future minimum lease payments under non-cancellable leases as of December 31, 2025:

(In millions)	Operating Leases		Finance Leases		Total
2026	$	174	$	34	$	208
2027	154		29		183
2028	136		29		165
2029	101		22		123
2030	83		—		83
Thereafter	410		—		410
Total future minimum lease payments	1,058		114		1,172
Less imputed interest	(195)		(8)		(203)
Total	$	863	$	106	$	969