Expenses

6 Months Ended

Jun. 30, 2021

The following table presents the components of other expenses for the periods indicated:


	Three Months Ended June 30,				Six Months Ended June 30,
(In millions)	2021		2020		2021		2020
Professional services	$	75	$	91	$	155	$	172
Regulatory fees and assessments	19		17		37		29
Sales advertising public relations	16		12		33		30

Insurance	3		3		6		8
Securities processing	2		15		14		30
Bank operations	2		4		4		13

Other	82		101		172		191
Total other expenses	$	199	$	243	$	421	$	473

Acquisition Costs

We recorded approximately $11 million and $22 million of acquisition costs in the three and six months ended June 30, 2021, respectively, compared to $12 million and $23 million in the same periods in 2020, respectively, related to our acquisition of CRD.

Restructuring and Repositioning Charges

The following table presents aggregate activity for repositioning charges for the periods indicated:


(In millions)	Employee Related Costs		Real Estate Actions		Asset and Other Write-offs		Total
Accrual Balance at December 31, 2019	$	190	$	7	$	1	$	198

Payments and Other Adjustments	(33)		(1)		—		(34)
Accrual Balance at March 31, 2020	157		6		1		164


Payments and Other Adjustments	(25)		(1)		—		(26)
Accrual Balance at June 30, 2020	$	132	$	5	$	1	$	138

Accrual Balance at December 31, 2020	$	190	$	6	$	—	$	196
Accruals for Beacon	(1)		—		—		(1)
Accruals for Repositioning Charges	—		2		—		2
Payments and Other Adjustments	(9)		(2)		—		(11)
Accrual Balance at March 31, 2021	180		6		—		186


Payments and Other Adjustments	(34)		—		—		(34)


Accrual Balance at June 30, 2021	$	146	$	6	$	—	$	152