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Expenses
 6 Months Ended
Jun. 30, 2019
Other Expenses [Abstract]  
Expenses Expenses
The following table presents the components of other expenses for the periods indicated:
 
Three Months Ended June 30,
 
Six Months Ended June 30,
(In millions)
2019
 
2018
 
2019
 
2018
Professional services
$
85

 
$
89

 
$
165

 
$
168

Sales advertising public relations
27

 
29

 
54

 
55

Insurance
17

 
32

 
38

 
64

Regulatory fees and assessments
16

 
29

 
34

 
59

Bank operations
10

 
22

 
21

 
39

Other
119

 
94

 
237

 
190

Total other expenses
$
274


$
295


$
549

 
$
575


Acquisition Costs
We recorded $10 million and $23 million of acquisition costs in the three and six months ended June 30, 2019, respectively, primarily related to our acquisition of CRD. As we integrate CRD into our business, we expect to incur approximately $200 million of acquisition costs, including merger and integration costs, through 2021.
Restructuring and Repositioning Charges
Repositioning Charges
In 2018, we initiated a new expense program to accelerate efforts to become a higher-performing organization and help navigate challenging market and industry conditions. In the three months ended June 30, 2019, we recorded no repositioning charges. In the same period in 2018, we recorded a $77 million repositioning charge, consisting of $61 million of compensation and employee benefits and $16 million of occupancy costs.
The following table presents aggregate activity for repositioning charges and activity related to previous Beacon restructuring charges for the periods indicated:
(In millions)
Employee
Related Costs
 
Real Estate
Actions
 
Asset and Other Write-offs
 
Total
Accrual balance at December 31, 2017
$
166

 
$
32

 
$
3

 
$
201

Payments and other adjustments
(22
)
 
(4
)
 
—

 
(26
)
Accrual balance at March 31, 2018
$
144

 
$
28

 
$
3

 
$
175

Accruals for repositioning charges
61

 
16

 
—

 
77

Payments and other adjustments
(36
)
 
(3
)
 
—

 
(39
)
Accrual balance at June 30, 2018
$
169

 
$
41

 
$
3

 
$
213

Accrual balance at December 31, 2018
$
303

 
$
37

 
$
1

 
$
341

Accruals for Beacon
(4
)
 
—

 
—

 
(4
)
Payments and other adjustments
(53
)
 
(25
)
 
—

 
(78
)
Accrual balance at March 31, 2019
$
246

 
$
12

 
$
1

 
$
259

Accruals for Beacon
2

 
—

 
—

 
2

Payments and other adjustments
(51
)
 
(1
)
 
—

 
(52
)
Accrual balance at June 30, 2019
$
197

 
$
11

 
$
1

 
$
209