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Expenses (Tables)
12 Months Ended
Dec. 31, 2018
Other Expenses [Abstract]  
Schedule of Expenses
The following table presents the components of other expenses for the periods indicated:
 
Years Ended December 31,
(In millions)
2018
 
2017
 
2016
Professional services
$
357

 
$
340

 
$
379

Sales advertising public relations
115

 
67

 
52

Insurance
97

 
118

 
93

Regulatory fees and assessments
87

 
106

 
82

Bank operations
70

 
80

 
62

Litigation
7

 
(15
)
 
50

Other
443

 
233

 
245

Total other expenses
$
1,176

 
$
929

 
$
963

Restructuring and Related Costs
The following table presents aggregate activity for the periods indicated:
(In millions)
Employee
Related Costs
 
Real Estate
Actions
 
Asset and Other Write-offs
 
Total
Accrual Balance at December 31, 2015
$
9

 
$
11

 
$
3

 
$
23

Accruals for Business Operations and Information Technology
(2
)
 

 

 
(2
)
Accruals for Beacon
94

 
18

 
30

 
142

Payments and other adjustments
(64
)
 
(12
)
 
(31
)
 
(107
)
Accrual Balance at December 31, 2016
$
37


$
17


$
2


$
56

Accruals for Beacon
186

 
32

 
27

 
245

Payments and Other Adjustments
(57
)
 
(17
)
 
(26
)
 
(100
)
Accrual Balance at December 31, 2017
$
166


$
32


$
3


$
201

Accruals for Beacon
(7
)
 

 

 
(7
)
Accruals for Repositioning Charges
259

 
41

 

 
300

Payments and Other Adjustments
(115
)
 
(36
)
 
(2
)
 
(153
)
Accrual Balance at December 31, 2018
$
303


$
37


$
1


$
341