The following table presents the components of other assets as of the dates indicated:



(In millions)	December 31, 2016		December 31, 2015
Receivable - securities lending⁽¹⁾	$	21,204	$	20,121
Derivative instruments, net	7,321		4,777
Bank-owned life insurance	3,158		3,078
Investments in joint ventures and other unconsolidated entities	2,363		2,034
Collateral, net	2,236		1,344
Accounts receivable	886		1,018
Prepaid expenses	333		284
Deferred tax assets, net of valuation allowance⁽²⁾	210		182
Deposits with clearing organizations	132		127
Income taxes receivable	106		154
Receivable for securities settlement	40		311
Other⁽³⁾	339		473
Total	$	38,328	$	33,903

⁽¹⁾ Refer to Note 11 for further information on the impact of collateral on our financial statement presentation of securities borrowing transactions.

⁽²⁾Deferred tax assets and liabilities recorded in our consolidated statement of condition are netted within the same tax jurisdiction as of December 31, 2015. Gross deferred tax assets and liabilities are presented in Note 22.

⁽³⁾ Includes amounts held in escrow accounts at third parties related to the negotiated settlements in the indirect foreign exchange legal matter presented in Note 13.