Expenses

The following table presents the components of other expenses for the periods indicated:



	Three Months Ended March 31,
(In millions)	2016		2015
Insurance	$	22	$	37
Regulatory fees and assessments	20		34
Securities processing	4		20
Litigation	—		150
Other	66		60
Total other expenses	$	112	$	301

Restructuring Charges

In the three months ended March 31, 2016, we recorded net restructuring charges of $97 million due to State Street Beacon, consisting of approximately $86 million of employee-related expenses and approximately $11 million of other restructuring costs.