SEGMENT INFORMATION (Tables)

9 Months Ended

Sep. 30, 2025

Segment Reporting [Abstract]

Schedule of Segment Reporting Information

The table below provides the primary measure of profitability and detail regarding the significant expenses reviewed by our CEO.

	Nine Months Ended September 30,
(in millions)	2025		2024
Professional service revenues	$	550	$	584
Insurance service revenues	3,159		3,143
Interest income	53		49
Total revenues	3,762		3,776
Workers' compensation costs	57		39
Health insurance costs	2,775		2,733
Sales & marketing	178		192
Client support costs	127		139
Corporate administration	115		114
System support & development	149		140
Depreciation and amortization of intangible assets	50		56
Stock based compensation	48		53
Other (1)	5		—
Interest expense, bank fees and other	42		47
Income Taxes	60		67
Net Income	156		196

(1) Other includes certain costs that are considered non-recurring such as restructuring costs.