CONDENSED CONSOLIDATED STATEMENTS OF INCOME AND COMPREHENSIVE INCOME (Unaudited) - USD ($) shares in Millions, $ in Millions	3 Months Ended		9 Months Ended
	Sep. 30, 2021	Sep. 30, 2020	Sep. 30, 2021	Sep. 30, 2020
Total revenues	$ 1,148	$ 975	$ 3,308	$ 2,971
Costs and operating expenses:
Insurance costs	851	759	2,400	2,137
Cost of providing services	61	68	191	192
Sales and marketing	56	45	147	136
General and administrative	52	38	128	106
Systems development and programming	12	9	36	27
Depreciation and amortization of intangible assets	11	11	42	35
Total costs and operating expenses	1,043	930	2,944	2,633
Operating income	105	45	364	338
Other income (expense):
Interest expense, bank fees and other	(5)	(8)	(15)	(16)
Interest income	3	2	6	9
Income before provision for income taxes	103	39	355	331
Income taxes	26	6	86	81
Net income	77	33	269	250
Other comprehensive (loss) income, net of income taxes	(2)	0	(3)	4
Comprehensive income	$ 75	$ 33	$ 266	$ 254
Net income per share:
Basic (in dollars per share)	$ 1.17	$ 0.49	$ 4.08	$ 3.69
Diluted (in dollars per share)	$ 1.16	$ 0.48	$ 4.03	$ 3.66
Weighted average shares:
Basic (in shares)	66	67	66	68
Diluted (in shares)	67	68	67	69
Professional service revenues
Total revenues	$ 156	$ 126	$ 465	$ 403
Insurance service revenues
Total revenues	$ 992	$ 849	$ 2,843	$ 2,568