The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T INC. Common Stock 00206R102 93 2,779 SH   OTR   2,779 0 0
AT&T INC. Common Stock 00206R102 873 26,011 SH   SOLE   26,011 0 0
ABBOTT LABS Common Stock 002824100 65 880 SH   OTR   880 0 0
ABBOTT LABS Common Stock 002824100 777 10,591 SH   SOLE   10,591 0 0
ABBVIE INC. Common Stock 00287Y109 46 485 SH   OTR   485 0 0
ABBVIE INC. Common Stock 00287Y109 753 7,965 SH   SOLE   7,965 0 0
AIR PRODS & CHEMS INC Common Stock 009158106 338 2,025 SH   SOLE   2,025 0 0
ALPHABET INC. CLASS C CAPITAL STOCK Common Stock 02079K107 43 36 SH   OTR   36 0 0
ALPHABET INC. CLASS C CAPITAL STOCK Common Stock 02079K107 541 453 SH   SOLE   453 0 0
ALPHABET INC. CLASS A COMMON STOCK Common Stock 02079K305 43 36 SH   OTR   36 0 0
ALPHABET INC. CLASS A COMMON STOCK Common Stock 02079K305 1,066 883 SH   SOLE   883 0 0
AMAZON COMMON Common Stock 023135106 296 148 SH   SOLE   148 0 0
AMERICAN EXPRESS CO Common Stock 025816109 224 2,100 SH   SOLE   2,100 0 0
APPLE COMPUTER INC Common Stock 037833100 94 415 SH   OTR   415 0 0
APPLE COMPUTER INC Common Stock 037833100 2,947 13,055 SH   SOLE   13,055 0 0
AUTOMATIC DATA PROCESSING INC Common Stock 053015103 217 1,441 SH   SOLE   1,441 0 0
BERKSHIRE HATHAWAY INC DEL B NEW Common Stock 084670702 144 672 SH   OTR   672 0 0
BERKSHIRE HATHAWAY INC DEL B NEW Common Stock 084670702 1,777 8,298 SH   SOLE   8,298 0 0
BIOGEN IDEC INC Common Stock 09062X103 32 90 SH   OTR   90 0 0
BIOGEN IDEC INC Common Stock 09062X103 473 1,339 SH   SOLE   1,339 0 0
BLACKROCK INC Common Stock 09247X101 832 1,766 SH   SOLE   1,766 0 0
BOOKING HOLDINGS INC Common Stock 09857L108 208 105 SH   SOLE   105 0 0
CERNER CORP Common Stock 156782104 215 3,342 SH   SOLE   3,342 0 0
CHEVRON CORPORATION Common Stock 166764100 85 699 SH   OTR   699 0 0
CHEVRON CORPORATION Common Stock 166764100 1,330 10,877 SH   SOLE   10,877 0 0
EXPEDITORS INTL WASH INC Common Stock 302130109 341 4,636 SH   SOLE   4,636 0 0
EXXON MOBIL CORP Common Stock 30231G102 94 1,102 SH   OTR   1,102 0 0
EXXON MOBIL CORP Common Stock 30231G102 1,409 16,571 SH   SOLE   16,571 0 0
GENERAL DYNAMICS CORP Common Stock 369550108 100 490 SH   OTR   490 0 0
GENERAL DYNAMICS CORP Common Stock 369550108 943 4,607 SH   SOLE   4,607 0 0
HASBRO INC Common Stock 418056107 20 195 SH   OTR   195 0 0
HASBRO INC Common Stock 418056107 185 1,760 SH   SOLE   1,760 0 0
HOME DEPOT INC Common Stock 437076102 290 1,400 SH   SOLE   1,400 0 0
HONEYWELL INTERNATIONAL INC Common Stock 438516106 9 55 SH   OTR   55 0 0
HONEYWELL INTERNATIONAL INC Common Stock 438516106 322 1,936 SH   SOLE   1,936 0 0
INTEL CORP Common Stock 458140100 905 19,139 SH   SOLE   19,139 0 0
ISHARE S & P 500 INDX ETF-DOMESTIC LARGE CAP 464287200 15 52 SH   OTR   52 0 0
ISHARE S & P 500 INDX ETF-DOMESTIC LARGE CAP 464287200 941 3,214 SH   SOLE   3,214 0 0
I SHARES M S C I E A F E INDEX FUND ETF-INTERNATIONAL FUND 464287465 76 1,120 SH   OTR   1,120 0 0
I SHARES M S C I E A F E INDEX FUND ETF-INTERNATIONAL FUND 464287465 3,035 44,633 SH   SOLE   44,633 0 0
iSHARES S&P MID CAP 400 INDEX ETF-DOMESTIC MID CAP 464287507 429 2,132 SH   OTR   2,132 0 0
iSHARES S&P MID CAP 400 INDEX ETF-DOMESTIC MID CAP 464287507 10,535 52,339 SH   SOLE   52,339 0 0
iSHARES RUSSELL 2000 INDEX ETF-DOMESTIC SMALL CAP 464287655 120 710 SH   OTR   710 0 0
iSHARES RUSSELL 2000 INDEX ETF-DOMESTIC SMALL CAP 464287655 1,764 10,467 SH   SOLE   10,467 0 0
iSHARES S&P SMALL CAP 600 INDEX ETF-DOMESTIC SMALL CAP 464287804 147 1,685 SH   OTR   1,685 0 0
iSHARES S&P SMALL CAP 600 INDEX ETF-DOMESTIC SMALL CAP 464287804 3,687 42,266 SH   SOLE   42,266 0 0
ISHARES S&P SH TR NATL AMT FREE MUNI BD ETF-FIXED INCOME 464288158 432 4,125 SH   SOLE   4,125 0 0
iSHARES LEHMAN INTERM GOVT/CR INDEX ETF-FIXED INCOME 464288612 38 350 SH   OTR   350 0 0
iSHARES LEHMAN INTERM GOVT/CR INDEX ETF-FIXED INCOME 464288612 267 2,487 SH   SOLE   2,487 0 0
ISHARES FLOATING RATE BOND ETF ETF-FIXED INCOME 46429B655 135 2,645 SH   OTR   2,645 0 0
ISHARES FLOATING RATE BOND ETF ETF-FIXED INCOME 46429B655 1,662 32,581 SH   SOLE   32,581 0 0
J P MORGAN CHASE & CO Common Stock 46625H100 99 875 SH   OTR   875 0 0
J P MORGAN CHASE & CO Common Stock 46625H100 1,195 10,588 SH   SOLE   10,588 0 0
JOHNSON & JOHNSON Common Stock 478160104 119 860 SH   OTR   860 0 0
JOHNSON & JOHNSON Common Stock 478160104 1,914 13,851 SH   SOLE   13,851 0 0
LAZARD GLOBAL LISTED INFRAS PORT INST GLOBAL LISTED INFRASTRUCTURE 52106N459 93 6,033 SH   OTR   6,033 0 0
LAZARD GLOBAL LISTED INFRAS PORT INST GLOBAL LISTED INFRASTRUCTURE 52106N459 4,157 270,612 SH   SOLE   270,612 0 0
LOWES COS INC Common Stock 548661107 1,143 9,956 SH   SOLE   9,956 0 0
MC DONALDS CORP Common Stock 580135101 207 1,236 SH   OTR   1,236 0 0
MC DONALDS CORP Common Stock 580135101 1,960 11,717 SH   SOLE   11,717 0 0
MICROSOFT CORP Common Stock 594918104 144 1,256 SH   OTR   1,256 0 0
MICROSOFT CORP Common Stock 594918104 1,723 15,064 SH   SOLE   15,064 0 0
NIKE INC Common Stock 654106103 145 1,715 SH   OTR   1,715 0 0
NIKE INC Common Stock 654106103 333 3,925 SH   SOLE   3,925 0 0
NORFOLK SOUTHN CORP Common Stock 655844108 226 1,250 SH   SOLE   1,250 0 0
ORACLE CORP Common Stock 68389X105 21 400 SH   OTR   400 0 0
ORACLE CORP Common Stock 68389X105 314 6,082 SH   SOLE   6,082 0 0
PEPSICO INC Common Stock 713448108 113 1,015 SH   OTR   1,015 0 0
PEPSICO INC Common Stock 713448108 1,681 15,038 SH   SOLE   15,038 0 0
PFIZER INC Common Stock 717081103 41 930 SH   OTR   930 0 0
PFIZER INC Common Stock 717081103 1,373 31,149 SH   SOLE   31,149 0 0
PIMCO 0-5 YR HIGH YIELD CORP BD INDEX ETF-FIXED INCOME 72201R783 194 1,928 SH   OTR   1,928 0 0
PIMCO 0-5 YR HIGH YIELD CORP BD INDEX ETF-FIXED INCOME 72201R783 3,775 37,512 SH   SOLE   37,512 0 0
PROCTER & GAMBLE CO Common Stock 742718109 74 895 SH   OTR   895 0 0
PROCTER & GAMBLE CO Common Stock 742718109 1,136 13,649 SH   SOLE   13,649 0 0
SPDR TR ETF-DOMESTIC LARGE CAP 78462F103 13 45 SH   OTR   45 0 0
SPDR TR ETF-DOMESTIC LARGE CAP 78462F103 327 1,126 SH   SOLE   1,001 0 125
SELECT SECTOR SPDR-MATERIALS ETF-DOMESTIC LARGE CAP 81369Y100 17 300 SH   OTR   300 0 0
SELECT SECTOR SPDR-MATERIALS ETF-DOMESTIC LARGE CAP 81369Y100 612 10,558 SH   SOLE   10,558 0 0
ENERGY SELECT SECTOR SPDR ETF-DOMESTIC LARGE CAP 81369Y506 305 4,030 SH   SOLE   4,030 0 0
SELECT SECTOR SPDR-FINANCIAL ETF-DOMESTIC LARGE CAP 81369Y605 13 484 SH   OTR   484 0 0
SELECT SECTOR SPDR-FINANCIAL ETF-DOMESTIC LARGE CAP 81369Y605 936 33,935 SH   SOLE   33,935 0 0
INDUSTRIAL SELECT SECTOR SPDR ETF-DOMESTIC LARGE CAP 81369Y704 24 300 SH   OTR   300 0 0
INDUSTRIAL SELECT SECTOR SPDR ETF-DOMESTIC LARGE CAP 81369Y704 702 8,955 SH   SOLE   8,955 0 0
SELECT SECTOR SPDR-TECHNOLOGY ETF-DOMESTIC LARGE CAP 81369Y803 1,969 26,134 SH   SOLE   26,134 0 0
UTILITIES SELECT SECTOR SPDR FUND Common Stock 81369Y886 32 614 SH   OTR   614 0 0
UTILITIES SELECT SECTOR SPDR FUND Common Stock 81369Y886 963 18,287 SH   SOLE   18,287 0 0
AXIAM, INC. Common Stock 87508Y992 0 10,000 SH   SOLE   10,000 0 0
3M CO Common Stock 88579Y101 54 255 SH   OTR   255 0 0
3M CO Common Stock 88579Y101 1,582 7,510 SH   SOLE   7,510 0 0
U S BANCORP Common Stock 902973304 10 195 SH   OTR   195 0 0
U S BANCORP Common Stock 902973304 204 3,864 SH   SOLE   3,864 0 0
VANGUARD ST INFLATION PROTECTED ETF ETF-FIXED INCOME 922020805 192 3,971 SH   OTR   3,971 0 0
VANGUARD ST INFLATION PROTECTED ETF ETF-FIXED INCOME 922020805 2,901 59,968 SH   SOLE   59,968 0 0
VANGUARD EMERGING MKT ETF ETF-INTERNATIONAL FUND 922042858 97 2,370 SH   OTR   2,370 0 0
VANGUARD EMERGING MKT ETF ETF-INTERNATIONAL FUND 922042858 1,780 43,411 SH   SOLE   43,411 0 0
VANGUARD REAL ESTATE ETF ETF REIT 922908553 224 2,776 SH   OTR   2,776 0 0
VANGUARD REAL ESTATE ETF ETF REIT 922908553 5,030 62,347 SH   SOLE   62,347 0 0
VERIZON COMMUNICATIONS INC Common Stock 92343V104 68 1,275 SH   OTR   1,275 0 0
VERIZON COMMUNICATIONS INC Common Stock 92343V104 379 7,091 SH   SOLE   7,091 0 0
WISDOMTREE EMERGING MKTS EQ INC FD ETF-INTERNATIONAL FUND 97717W315 494 11,311 SH   SOLE   11,311 0 0
WISDOMTREE U.S. MIDCAP DIVIDEND FUND ETF-DOMESTIC MID CAP 97717W505 126 3,428 SH   OTR   3,428 0 0
WISDOMTREE U.S. MIDCAP DIVIDEND FUND ETF-DOMESTIC MID CAP 97717W505 1,236 33,515 SH   SOLE   33,515 0 0
WISDOMTREE U.S. SMALLCAP DIVIDEND FUND ETF-DOMESTIC SMALL CAP 97717W604 22 750 SH   OTR   750 0 0
WISDOMTREE U.S. SMALLCAP DIVIDEND FUND ETF-DOMESTIC SMALL CAP 97717W604 750 25,243 SH   SOLE   25,243 0 0