LOANS RECEIVABLE (Tables)

12 Months Ended

Sep. 30, 2025

Receivables [Abstract]

Schedule of Loans Receivable

The following table is a summary of loans receivable by loan portfolio segment and class.

	September 30, 2025		September 30, 2024
	($ in thousands)		($ in thousands)
Gross loans by category
Commercial loans
Multi-family	$4,718,480	22.2%	$4,658,119	20.8%
Commercial real estate	3,604,600	16.9	3,757,040	16.8
Commercial & industrial	2,392,685	11.3	2,337,139	10.4
Construction	1,756,890	8.3	2,174,254	9.7
Land - acquisition & development	179,099	0.8	200,713	1.0
Total commercial loans	12,651,754	59.5	13,127,265	58.7
Consumer loans
Single-family residential	8,053,771	37.8	8,399,030	37.6
Construction - custom	150,237	0.7	384,161	1.7
Land - consumer lot loans	89,298	0.4	108,791	0.5
HELOC	267,871	1.3	266,151	1.2
Consumer	61,461	0.3	73,998	0.3
Total consumer loans	8,622,638	40.5	9,232,131	41.3
Total gross loans	21,274,392	100%	22,359,396	100%
Less:
Allowance for loan losses	199,720		203,753
Loans in process	773,606		1,009,798
Net deferred fees, costs and discounts	212,448		229,491
Total loan contra accounts	1,185,774		1,443,042
Net loans	$20,088,618		$20,916,354

Schedule of Fixed and Adjustable Rate Loans

The following summary breaks down the Company's fixed rate and adjustable rate loans by time to maturity or to rate adjustment. The

table below does not account for fixed rate loans that are swapped to floating using derivatives. See Note G for details regarding fair

value hedges of individual fixed rate commercial loans and also hedges of a specified portion of pools of prepayable fixed rate

mortgage loans under the "last of layer" method.

September 30, 2025
Fixed-Rate			Adjustable-Rate
Term To Maturity	Loans	% of Loans	Term To Rate Adjustment	Loans	% of Loans
	(In thousands)			(In thousands)
Within 1 year	$532,838	2.6%	Less than 1 year	$6,415,163	31.6%
1 to 3 years	808,581	4.0	1 to 3 years	1,617,496	8.0
3 to 5 years	1,125,285	5.5	3 to 5 years	665,213	3.3
5 to 10 years	2,065,111	10.2	5 to 10 years	188,729	0.9
10 to 20 years	1,104,003	5.4	10 to 20 years	7,492	0.1
Over 20 years	5,755,688	28.4	Over 20 years	2,739	—
	$11,391,506	56.1%		$8,896,832	43.9%

Schedule of Non Accrual Loans Held by the Company

The following table sets forth the amortized cost basis of loans receivable for non-accrual loans and loans 90 days or more past due

and still accruing.

	September 30, 2025			September 30, 2024
	(In thousands, except ratio data)
	Non-accrual	Non-accrual with no ACL	90 days or more past due and accruing	Non-accrual	Non-accrual with no ACL	90 days or more past due and accruing
Commercial loans
Multi-family	$19,121	$—	$—	$18,743	$—	$—
Commercial real estate	69,972	—	—	26,362	—	—
Commercial & industrial	11,047	—	—	—	—	1,083
Construction	3,400	—	—	1,120	—	—
Land - acquisition & development	—	—	—	74	—	—
Total commercial loans	103,540	—	—	46,299	—	1,083
Consumer loans
Single-family residential	23,741	—	—	21,488	—	—
Construction - custom	760	—	—	848	—	—
Land - consumer lot loans	23	—	—	—	—	—
HELOC	412	—	—	596	—	—
Consumer	152	—	—	310	—	—
Total consumer loans	25,088	—	—	23,242	—	—
Total loans	$128,628	$—	$—	$69,541	$—	$1,083
% of total loans	0.63%			0.33%

Schedule of Loans in Past Due Status

The following tables break down loan delinquencies by loan portfolio segment and class.

September 30, 2025		Days Delinquent Based on $ Amount of Loans					% based on $
Loan type	Loans Receivable (Amortized Cost)	Current	30	60	90	Total Past Due
	($ in thousands)
Commercial loans
Multi-Family	$4,631,321	$4,610,677	$—	$12,482	$8,162	$20,644	0.45%
Commercial Real Estate	3,588,950	3,537,909	87	912	50,042	51,041	1.42
Commercial & Industrial	2,386,363	2,385,178	52	1,088	45	1,185	0.05
Construction	1,105,101	1,105,101	—	—	—	—	—
Land - Acquisition & Development	139,922	139,922	—	—	—	—	—
Total commercial loans	11,851,657	11,778,787	139	14,482	58,249	72,870	0.61
Consumer loans
Single-Family Residential	7,936,931	7,890,843	16,639	6,176	23,273	46,088	0.58
Construction - Custom	78,243	77,483	—	—	760	760	0.97
Land - Consumer Lot Loans	88,696	88,364	249	60	23	332	0.37
HELOC	271,286	269,104	1,432	384	366	2,182	0.80
Consumer	61,525	61,172	99	102	152	353	0.57
Total consumer loans	8,436,681	8,386,966	18,419	6,722	24,574	49,715	0.59
Total Loans	$20,288,338	$20,165,753	$18,558	$21,204	$82,823	$122,585	0.60%
Delinquency %		99.40%	0.09%	0.10%	0.41%	0.60%

September 30, 2024		Days Delinquent Based on $ Amount of Loans					% based on $
Loan type	Loans Receivable (Amortized Cost)	Current	30	60	90	Total Past Due
	($ in thousands)
Commercial loans
Multi-Family	$4,556,200	$4,541,527	$—	$4,890	$9,783	$14,673	0.32%
Commercial Real Estate	3,732,155	3,731,494	89	—	572	661	0.02
Commercial & Industrial	2,332,732	2,330,686	—	1,023	1,023	2,046	0.09
Construction	1,424,016	1,421,966	930	—	1,120	2,050	0.14
Land - Acquisition & Development	160,317	160,243	—	—	74	74	0.05
Total commercial loans	12,205,420	12,185,916	1,019	5,913	12,572	19,504	0.16
Consumer loans
Single-Family Residential	8,280,300	8,250,589	3,927	7,540	18,244	29,711	0.36
Construction - Custom	182,415	181,567	—	—	848	848	0.46
Land - Consumer Lot Loans	108,060	108,060	—	—	—	—	—
HELOC	269,857	267,347	1,387	577	546	2,510	0.93
Consumer	74,055	73,290	311	144	310	765	1.03
Total consumer loans	8,914,687	8,880,853	5,625	8,261	19,948	33,834	0.38
Total Loans	$21,120,107	$21,066,769	$6,644	$14,174	$32,520	$53,338	0.25%
Delinquency %		99.75%	0.03%	0.07%	0.15%	0.25%

The following table presents the amortized basis of collateral-

dependent loans by loan class and type of collateral securing the assets as of September 30, 2025.

Collateral dependent loans by type	Residential Real Estate	Commercial Real Estate	General Business Assets
	($ in thousands)
Commercial loans
Multi-Family	$—	$23,856	$—
Commercial Real Estate	—	88,908	—
Commercial & Industrial	—	—	11,000
Construction	—	3,400	—
Land - Acquisition & Development	—	—	—
Total commercial loans	—	116,164	11,000
Consumer loans
Single-Family Residential	3,257	—	—
Construction - Custom	760	—	—
Land - Consumer Lot Loans	7	—	—
HELOC	50	—	—
Consumer	—	—	—
Total consumer loans	4,074	—	—
Total Loans	$4,074	$116,164	$11,000

Schedule of Loan Modifications

The following table presents the amortized basis of loans that were modified to borrowers experiencing financial difficulty during the

period by loan class and modification type. Modifications during the years presented were term extensions or payment deferrals.

	Twelve Months Ended September 30, 2025
	Term Extension	Payment Deferral	% of Total Loan Class	Wtd. Avg. Term Extension	Deferral Amount
Commercial loans	( in thousands)	( in thousands)		(in months)	( in thousands)
Multi-family	$21,762	$—	0.46%	15	$—
Commercial real estate	15,000	17,560	0.90	6	1,014
Commercial & industrial	57,431	—	2.40	10	—
Construction	19,432	3,400	0.02	6	120
Total commercial loans	113,625	20,960	1.13		1,134
Consumer loans
Single-family residential	446	8,275	0.11%	6	236
Total consumer loans	446	8,275	0.10		236
Total Loans	$114,071	$29,235	0.70%	9	$1,370

	Twelve months ended September 30, 2024
	Term Extension	Payment Deferral	% of Total Loan Class	Wtd. Avg. Term Extension	Deferral Amount
Commercial loans	( in thousands)	( in thousands)		(in months)	( in thousands)
Commercial real estate	$23,449	$—	0.63%	36	$—
Commercial & industrial	61,074	—	2.62	4	—
Construction	19,087	—	1.34	12	—
Total commercial loans	103,610	—	0.85		—
Consumer loans
Single-family residential	882	—	0.01	6	—
Total consumer loans	882	—	0.01		—
Total Loans	$104,492	$—	0.49%	13	$—

The following table presents the performance of such loans that have been

modified for the twelve months ended September 30, 2025 and September 30, 2024, respectively. 

September 30, 2025			Days Delinquent
Loan type		Current	30	60	90	Total
	(in thousands)
Commercial loans
Multi-family		$21,762	$—	$—	$—	$21,762
Commercial real estate		32,560	—	—	—	32,560
Commercial & industrial		57,409	22	—	—	57,431
Construction		22,832	—	—	—	22,832
Total commercial loans		134,563	22	—	—	134,585
Consumer loans
Single-family residential		8,274	—	446	—	8,720
Total consumer loans		8,274	—	446	—	8,720
Total Loans		$142,837	$22	$446	$—	$143,305

September 30, 2024			Days Delinquent
Loan type		Current	30	60	90	Total
	(in thousands)
Commercial loans
Commercial real estate		$23,449	$—	$—	$—	$23,449
Commercial & industrial		58,999	—	992	1,083	61,074
Construction		19,087	—	—	—	19,087
Total commercial loans		101,535	—	992	1,083	103,610
Consumer loans
Single-family residential		882	—	—	—	882
Total consumer loans		882	—	—	—	882
Total Loans		$102,417	$—	$992	$1,083	$104,492

Schedule of Loans Based on Credit Quality Indicators

The following tables present by credit quality indicator, loan class, and year of origination, the amortized cost basis of loans receivable

as of September 30, 2025 and September 30, 2024.

September 30, 2025	Term Loans Amortized Cost Basis by Origination Year
(In thousands)	2025	2024	2023	2022	2021	Prior to 2021	Revolving Loans	Revolving to Term Loans	Total Loans
Commercial loans
Multi-family
Pass	$51,779	$91,285	$431,401	$1,521,149	$1,154,189	$1,066,496	$21,048	$—	$4,337,347
Special Mention	—	—	8,225	44,350	13,686	70,556	—	—	136,817
Substandard	2,334	—	9,166	51,486	12,661	78,158	1,002	—	154,807
Doubtful	—	—	—	—	—	2,350	—	—	2,350
Total	$54,113	$91,285	$448,792	$1,616,985	$1,180,536	$1,217,560	$22,050	$—	$4,631,321
Gross Charge-offs	182	—	—	—	271	102	—	—	555
Commercial real estate
Pass	$311,687	$226,269	$231,132	$997,347	$550,234	$987,607	$33,688	$1,098	$3,339,062
Special Mention	—	—	—	27,900	21,928	11,752	—	—	61,580
Substandard	—	—	15,484	15,035	83,665	71,343	—	—	185,527
Doubtful	—	—	—	—	—	2,781	—	—	2,781
Total	$311,687	$226,269	$246,616	$1,040,282	$655,827	$1,073,483	$33,688	$1,098	$3,588,950
Gross Charge-offs	—	—	—	163	—	9,489	—	—	9,652
Commercial & industrial
Pass	$263,637	$46,817	$113,824	$147,522	$227,043	$184,325	$1,066,532	$37,050	$2,086,750
Special Mention	—	1,975	—	16,396	—	16,176	10,451	—	44,998
Substandard	35,490	3,042	21,527	24,733	1,725	32,281	130,613	5,180	254,591
Loss	—	—	10	—	—	3	—	11	24
Total	$299,127	$51,834	$135,361	$188,651	$228,768	$232,785	$1,207,596	$42,241	$2,386,363
Gross Charge-offs	199	307	—	—	—	621	—	164	1,291
Construction
Pass	$169,743	$171,558	$221,207	$346,051	$66,878	$—	$116,245	$—	$1,091,682
Special Mention	—	—	—	4,435	—	—	—	—	4,435
Substandard	—	204	—	5,380	3,400	—	—	—	8,984
Total	$169,743	$171,762	$221,207	$355,866	$70,278	$—	$116,245	$—	$1,105,101
Land - acquisition & development
Pass	$48,379	$18,650	$11,026	$27,172	$33,060	$1,376	$—	$—	$139,663
Substandard	—	—	—	—	—	259	—	—	259
Total	$48,379	$18,650	$11,026	$27,172	$33,060	$1,635	$—	$—	$139,922
Total commercial loans
Pass	$845,225	$554,579	$1,008,590	$3,039,241	$2,031,404	$2,239,804	$1,237,513	$38,148	$10,994,504
Special Mention	—	1,975	8,225	93,081	35,614	98,484	10,451	—	247,830
Substandard	37,824	3,246	46,177	96,634	101,451	182,041	131,615	5,180	604,168
Doubtful	—	—	—	—	—	5,131	—	—	5,131
Loss	—	—	10	—	—	3	—	11	24
Total	$883,049	$559,800	$1,063,002	$3,228,956	$2,168,469	$2,525,463	$1,379,579	$43,339	$11,851,657
Gross Charge-offs	$381	$307	$—	$163	$271	$10,212	$—	$164	$11,498

September 30, 2025	Term Loans Amortized Cost Basis by Origination Year
(In thousands)	2025	2024	2023	2022	2021	Prior to 2021	Revolving Loans	Revolving to Term Loans	Total Loans
Consumer loans
Single-family residential
Current	$202,919	$353,679	$786,634	$2,143,244	$1,912,465	$2,491,902	$—	$—	$7,890,843
30 days past due	402	949	1,751	1,061	7,107	5,369	—	—	16,639
60 days past due	—	376	965	692	339	3,804	—	—	6,176
90+ days past due	—	998	813	3,711	4,414	13,337	—	—	23,273
Total	$203,321	$356,002	$790,163	$2,148,708	$1,924,325	$2,514,412	$—	$—	$7,936,931
Gross Charge-offs	—	—	—	—	—	338	—	—	338
Construction - custom
Current	$34,932	$33,380	$5,256	$3,915	$—	$—	$—	$—	$77,483
90+ days past due	—	—	—	760	—	—	—	—	760
Total	$34,932	$33,380	$5,256	$4,675	$—	$—	$—	$—	$78,243
Land - consumer lot loans
Current	$6,175	$14,686	$9,091	$19,489	$20,373	$18,550	$—	$—	$88,364
30 days past due	—	—	—	55	194	—	—	—	249
60 days past due	—	—	60	—	—	—	—	—	60
90+ days past due	—	—	—	—	—	23	—	—	23
Total	$6,175	$14,686	$9,151	$19,544	$20,567	$18,573	$—	$—	$88,696
HELOC
Current	$—	$—	$—	$—	$—	$4,276	$262,581	$2,247	$269,104
30 days past due	—	—	—	—	—	145	1,183	104	1,432
60 days past due	—	—	—	—	—	181	203	—	384
90+ days past due	—	—	—	—	—	—	366	—	366
Total	$—	$—	$—	$—	$—	$4,602	$264,333	$2,351	$271,286
Consumer
Current	$158	$30	$17	$—	$7,507	$22,365	$31,095	$—	$61,172
30 days past due	—	—	—	—	—	—	99	—	99
60 days past due	—	—	—	—	—	52	50	—	102
90+ days past due	—	—	—	—	—	44	108	—	152
Total	$158	$30	$17	$—	$7,507	$22,461	$31,352	$—	$61,525
Gross Charge-offs	—	2	—	—	—	62	1,252	18	1,334
Total consumer loans
Current	$244,184	$401,775	$800,998	$2,166,648	$1,940,345	$2,537,093	$293,676	$2,247	$8,386,966
30 days past due	402	949	1,751	1,116	7,301	5,514	1,282	104	18,419
60 days past due	—	376	1,025	692	339	4,037	253	—	6,722
90+ days past due	—	998	813	4,471	4,414	13,404	474	—	24,574
Total	$244,586	$404,098	$804,587	$2,172,927	$1,952,399	$2,560,048	$295,685	$2,351	$8,436,681
Gross Charge-offs	$—	$2	$—	$—	$—	$400	$1,252	$18	$1,672

September 30, 2024	Term Loans Amortized Cost Basis by Origination Year
(In thousands)	2024	2023	2022	2021	2020	Prior to 2020	Revolving Loans	Revolving to Term Loans	Total Loans
Commercial loans
Multi-family
Pass	$62,038	$198,790	$1,645,460	$1,203,005	$577,037	$716,573	$56,627	$16,753	$4,476,283
Special Mention	—	—	1,698	2,655	2,572	5,452	—	—	12,377
Substandard	—	—	13,566	5,850	7,059	41,065	—	—	67,540
Total	$62,038	$198,790	$1,660,724	$1,211,510	$586,668	$763,090	$56,627	$16,753	$4,556,200
Commercial real estate
Pass	$216,520	$252,923	$1,086,200	$723,600	$475,313	$797,877	$35,249	$—	$3,587,682
Special Mention	—	—	—	22,216	8,682	9,399	—	—	40,297
Substandard	—	—	8,686	2,260	25,319	67,911	—	—	104,176
Total	$216,520	$252,923	$1,094,886	$748,076	$509,314	$875,187	$35,249	$—	$3,732,155
Gross Charge-offs	$—	$—	$—	$—	$—	$203	$—	$—	$203
Commercial & industrial
Pass	$42,232	$148,059	$231,215	$282,148	$89,219	$156,666	$1,116,283	$41,957	$2,107,779
Special Mention	—	—	—	—	—	—	21,264	—	21,264
Substandard	2,142	19,818	35,717	2,284	13,227	44,870	85,627	4	203,689
Total	$44,374	$167,877	$266,932	$284,432	$102,446	$201,536	$1,223,174	$41,961	$2,332,732
Gross Charge-offs	$175	$42	$10	$15	$—	$7	$2,331	$31	$2,611
Construction
Pass	$146,154	$421,334	$532,310	$233,200	$—	$—	$59,334	$—	$1,392,332
Special Mention	—	—	—	3,221	—	—	—	—	3,221
Substandard	82	8,622	6,060	13,699	—	—	—	—	28,463
Total	$146,236	$429,956	$538,370	$250,120	$—	$—	$59,334	$—	$1,424,016
Land - acquisition & development
Pass	$23,475	$12,976	$56,292	$46,635	$2,774	$17,768	$—	$—	$159,920
Substandard	—	—	—	—	74	323	—	—	397
Total	$23,475	$12,976	$56,292	$46,635	$2,848	$18,091	$—	$—	$160,317
Gross Charge-offs	$—	$—	$—	$—	$—	$149	$—	$—	$149
Total commercial loans
Pass	$490,419	$1,034,082	$3,551,477	$2,488,588	$1,144,343	$1,688,884	$1,267,493	$58,710	$11,723,996
Special Mention	—	—	1,698	28,092	11,254	14,851	21,264	—	77,159
Substandard	2,224	28,440	64,029	24,093	45,679	154,169	85,627	4	404,265
Total	$492,643	$1,062,522	$3,617,204	$2,540,773	$1,201,276	$1,857,904	$1,374,384	$58,714	$12,205,420
Gross Charge-offs	$175	$42	$10	$15	$—	$359	$2,331	$31	$2,963

September 30, 2024	Term Loans Amortized Cost Basis by Origination Year
(In thousands)	2024	2023	2022	2021	2020	Prior to 2020	Revolving Loans	Revolving to Term Loans	Total Loans
Consumer loans
Single-family residential
Current	$384,516	$765,673	$2,285,996	$2,061,359	$797,586	$1,955,459	$—	$—	$8,250,589
30 days past due	—	—	375	—	1,063	2,489	—	—	3,927
60 days past due	—	3,237	—	1,199	662	2,442	—	—	7,540
90+ days past due	—	820	3,454	1,339	1,027	11,604	—	—	18,244
Total	$384,516	$769,730	$2,289,825	$2,063,897	$800,338	$1,971,994	$—	$—	$8,280,300
Gross Charge-offs	—	—	13	—	—	131	—	—	144
Construction - custom
Current	$54,649	$108,941	$17,082	$537	$—	$358	$—	$—	$181,567
90+ days past due	—	—	848	—	—	—	—	—	848
Total	$54,649	$108,941	$17,930	$537	$—	$358	$—	$—	$182,415
Land - consumer lot loans
Current	$19,672	$14,809	$26,839	$23,804	$9,223	$13,713	$—	$—	$108,060
Total	$19,672	$14,809	$26,839	$23,804	$9,223	$13,713	$—	$—	$108,060
HELOC
Current	$—	$—	$—	$—	$—	$4,176	$262,055	$1,116	$267,347
30 days past due	—	—	—	—	—	216	1,171	—	1,387
60 days past due	—	—	—	—	—	392	185	—	577
90+ days past due	—	—	—	—	—	8	538	—	546
Total	$—	$—	$—	$—	$—	$4,792	$263,949	$1,116	$269,857
Consumer
Current	$1,515	$33	$(19)	$9,440	$8,000	$18,329	$35,992	$—	$73,290
30 days past due	—	—	—	—	—	92	219	—	311
60 days past due	—	—	—	—	—	—	144	—	144
90+ days past due	—	—	—	—	—	91	219	—	310
Total	$1,515	$33	$(19)	$9,440	$8,000	$18,512	$36,574	$—	$74,055
Gross Charge-offs	—	—	—	—	—	139	379	—	518
Total consumer loans
Current	$460,352	$889,456	$2,329,898	$2,095,140	$814,809	$1,992,035	$298,047	$1,116	$8,880,853
30 days past due	—	—	375	—	1,063	2,797	1,390	—	5,625
60 days past due	—	3,237	—	1,199	662	2,834	329	—	8,261
90+ days past due	—	820	4,302	1,339	1,027	11,703	757	—	19,948
Total	$460,352	$893,513	$2,334,575	$2,097,678	$817,561	$2,009,369	$300,523	$1,116	$8,914,687
Gross Charge-offs	—	—	13	—	—	270	379	—	662

The following tables provide the amortized cost of loans receivable based on risk rating categories (as previously defined).

September 30, 2025	Internally Assigned Grade
	Pass	Special mention	Substandard	Doubtful	Loss	Total
	(In thousands)
Loan type
Commercial loans
Multi-family	$4,337,347	$136,817	$154,807	$2,350	$—	$4,631,321
Commercial real estate	3,339,062	61,580	185,527	2,781	—	3,588,950
Commercial & industrial	2,086,750	44,998	254,591	—	24	2,386,363
Construction	1,091,682	4,435	8,984	—	—	1,105,101
Land - acquisition & development	139,663	—	259	—	—	139,922
Total commercial loans	10,994,504	247,830	604,168	5,131	24	11,851,657
Consumer loans
Single-family residential	7,913,120	—	23,811	—	—	7,936,931
Construction - custom	77,483	—	760	—	—	78,243
Land - consumer lot loans	88,613	—	83	—	—	88,696
HELOC	270,874	—	412	—	—	271,286
Consumer	61,406	—	119	—	—	61,525
Total consumer loans	8,411,496	—	25,185	—	—	8,436,681
Total loans	$19,406,000	$247,830	$629,353	$5,131	$24	$20,288,338
Total grade as a % of total loans	95.7%	1.2%	3.1%	—%	—%

September 30, 2024	Internally Assigned Grade
	Pass	Special mention	Substandard	Doubtful	Loss	Total Gross Loans
	(In thousands)
Loan type
Commercial loans
Multi-family	$4,476,283	$12,377	$67,540	$—	$—	$4,556,200
Commercial real estate	3,587,682	40,297	104,176	—	—	3,732,155
Commercial & industrial	2,107,780	21,264	203,688	—	—	2,332,732
Construction	1,392,332	3,221	28,463	—	—	1,424,016
Land - acquisition & development	159,919	—	398	—	—	160,317
Total commercial loans	11,723,996	77,159	404,265	—	—	12,205,420
Consumer loans
Single-family residential	8,258,812	—	21,488	—	—	8,280,300
Construction - custom	181,567	—	848	—	—	182,415
Land - consumer lot loans	108,060	—	—	—	—	108,060
HELOC	269,261	—	596	—	—	269,857
Consumer	73,824	—	231	—	—	74,055
Total consumer loans	8,891,524	—	23,163	—	—	8,914,687
Total gross loans	$20,615,520	$77,159	$427,428	$—	$—	$21,120,107
Total grade as a % of total gross loans	97.6%	0.4%	2.0%	—%	—%