XML 63 R46.htm IDEA: XBRL DOCUMENT v3.24.2.u1
Allowance for Losses on Loans - Internally Assigned Grade (Details) - USD ($)
$ in Thousands
9 Months Ended 12 Months Ended
Jun. 30, 2024
Sep. 30, 2023
Financing Receivable, Credit Quality Indicator [Line Items]    
Gross loans $ 21,077,743 $ 17,653,757
Pass    
Financing Receivable, Credit Quality Indicator [Line Items]    
Gross loans $ 20,449,019 $ 17,246,669
Pass | Accounts Receivable | Credit Concentration Risk    
Financing Receivable, Credit Quality Indicator [Line Items]    
Total grade as a % of total loans 97.02% 97.69%
Special mention    
Financing Receivable, Credit Quality Indicator [Line Items]    
Gross loans $ 243,895 $ 101,922
Special mention | Accounts Receivable | Credit Concentration Risk    
Financing Receivable, Credit Quality Indicator [Line Items]    
Total grade as a % of total loans 1.16% 0.58%
Substandard    
Financing Receivable, Credit Quality Indicator [Line Items]    
Gross loans $ 384,829 $ 305,166
Substandard | Accounts Receivable | Credit Concentration Risk    
Financing Receivable, Credit Quality Indicator [Line Items]    
Total grade as a % of total loans 1.84% 1.73%
Doubtful    
Financing Receivable, Credit Quality Indicator [Line Items]    
Gross loans $ 0 $ 0
Doubtful | Accounts Receivable | Credit Concentration Risk    
Financing Receivable, Credit Quality Indicator [Line Items]    
Total grade as a % of total loans 0.00% 0.00%
Loss    
Financing Receivable, Credit Quality Indicator [Line Items]    
Gross loans $ 0 $ 0
Loss | Accounts Receivable | Credit Concentration Risk    
Financing Receivable, Credit Quality Indicator [Line Items]    
Total grade as a % of total loans 0.00% 0.00%
Commercial loans    
Financing Receivable, Credit Quality Indicator [Line Items]    
Gross loans $ 12,246,080 $ 10,507,610
Commercial loans | Pass    
Financing Receivable, Credit Quality Indicator [Line Items]    
Gross loans 11,639,097 10,119,666
Commercial loans | Special mention    
Financing Receivable, Credit Quality Indicator [Line Items]    
Gross loans 243,895 101,922
Commercial loans | Substandard    
Financing Receivable, Credit Quality Indicator [Line Items]    
Gross loans 363,088 286,022
Commercial loans | Doubtful    
Financing Receivable, Credit Quality Indicator [Line Items]    
Gross loans 0 0
Commercial loans | Loss    
Financing Receivable, Credit Quality Indicator [Line Items]    
Gross loans 0 0
Commercial loans | Multi-family    
Financing Receivable, Credit Quality Indicator [Line Items]    
Gross loans 4,513,323 2,886,594
Commercial loans | Multi-family | Pass    
Financing Receivable, Credit Quality Indicator [Line Items]    
Gross loans 4,357,741 2,772,538
Commercial loans | Multi-family | Special mention    
Financing Receivable, Credit Quality Indicator [Line Items]    
Gross loans 99,779 90,428
Commercial loans | Multi-family | Substandard    
Financing Receivable, Credit Quality Indicator [Line Items]    
Gross loans 55,803 23,628
Commercial loans | Multi-family | Doubtful    
Financing Receivable, Credit Quality Indicator [Line Items]    
Gross loans 0 0
Commercial loans | Multi-family | Loss    
Financing Receivable, Credit Quality Indicator [Line Items]    
Gross loans 0 0
Commercial loans | Commercial real estate    
Financing Receivable, Credit Quality Indicator [Line Items]    
Gross loans 3,746,945 3,310,101
Commercial loans | Commercial real estate | Pass    
Financing Receivable, Credit Quality Indicator [Line Items]    
Gross loans 3,597,165 3,207,596
Commercial loans | Commercial real estate | Special mention    
Financing Receivable, Credit Quality Indicator [Line Items]    
Gross loans 42,206 4,847
Commercial loans | Commercial real estate | Substandard    
Financing Receivable, Credit Quality Indicator [Line Items]    
Gross loans 107,574 97,658
Commercial loans | Commercial real estate | Doubtful    
Financing Receivable, Credit Quality Indicator [Line Items]    
Gross loans 0 0
Commercial loans | Commercial real estate | Loss    
Financing Receivable, Credit Quality Indicator [Line Items]    
Gross loans 0 0
Commercial loans | Commercial & industrial    
Financing Receivable, Credit Quality Indicator [Line Items]    
Gross loans 2,389,236 2,315,318
Commercial loans | Commercial & industrial | Pass    
Financing Receivable, Credit Quality Indicator [Line Items]    
Gross loans 2,116,078 2,164,876
Commercial loans | Commercial & industrial | Special mention    
Financing Receivable, Credit Quality Indicator [Line Items]    
Gross loans 90,382 6,647
Commercial loans | Commercial & industrial | Substandard    
Financing Receivable, Credit Quality Indicator [Line Items]    
Gross loans 182,776 143,795
Commercial loans | Commercial & industrial | Doubtful    
Financing Receivable, Credit Quality Indicator [Line Items]    
Gross loans 0 0
Commercial loans | Commercial & industrial | Loss    
Financing Receivable, Credit Quality Indicator [Line Items]    
Gross loans 0 0
Commercial loans | Construction    
Financing Receivable, Credit Quality Indicator [Line Items]    
Gross loans 1,440,152 1,838,936
Commercial loans | Construction | Pass    
Financing Receivable, Credit Quality Indicator [Line Items]    
Gross loans 1,412,102 1,818,266
Commercial loans | Construction | Special mention    
Financing Receivable, Credit Quality Indicator [Line Items]    
Gross loans 11,189 0
Commercial loans | Construction | Substandard    
Financing Receivable, Credit Quality Indicator [Line Items]    
Gross loans 16,861 20,670
Commercial loans | Construction | Doubtful    
Financing Receivable, Credit Quality Indicator [Line Items]    
Gross loans 0 0
Commercial loans | Construction | Loss    
Financing Receivable, Credit Quality Indicator [Line Items]    
Gross loans 0 0
Commercial loans | Land - acquisition & development    
Financing Receivable, Credit Quality Indicator [Line Items]    
Gross loans 156,424 156,661
Commercial loans | Land - acquisition & development | Pass    
Financing Receivable, Credit Quality Indicator [Line Items]    
Gross loans 156,011 156,390
Commercial loans | Land - acquisition & development | Special mention    
Financing Receivable, Credit Quality Indicator [Line Items]    
Gross loans 339 0
Commercial loans | Land - acquisition & development | Substandard    
Financing Receivable, Credit Quality Indicator [Line Items]    
Gross loans 74 271
Commercial loans | Land - acquisition & development | Doubtful    
Financing Receivable, Credit Quality Indicator [Line Items]    
Gross loans 0 0
Commercial loans | Land - acquisition & development | Loss    
Financing Receivable, Credit Quality Indicator [Line Items]    
Gross loans 0 0
Consumer loans    
Financing Receivable, Credit Quality Indicator [Line Items]    
Gross loans 8,831,663 7,146,147
Consumer loans | Pass    
Financing Receivable, Credit Quality Indicator [Line Items]    
Gross loans 8,809,922 7,127,003
Consumer loans | Special mention    
Financing Receivable, Credit Quality Indicator [Line Items]    
Gross loans 0 0
Consumer loans | Substandard    
Financing Receivable, Credit Quality Indicator [Line Items]    
Gross loans 21,741 19,144
Consumer loans | Doubtful    
Financing Receivable, Credit Quality Indicator [Line Items]    
Gross loans 0 0
Consumer loans | Loss    
Financing Receivable, Credit Quality Indicator [Line Items]    
Gross loans 0 0
Consumer loans | Construction    
Financing Receivable, Credit Quality Indicator [Line Items]    
Gross loans 190,433 324,451
Consumer loans | Construction | Pass    
Financing Receivable, Credit Quality Indicator [Line Items]    
Gross loans 190,345 324,363
Consumer loans | Construction | Special mention    
Financing Receivable, Credit Quality Indicator [Line Items]    
Gross loans 0 0
Consumer loans | Construction | Substandard    
Financing Receivable, Credit Quality Indicator [Line Items]    
Gross loans 88 88
Consumer loans | Construction | Doubtful    
Financing Receivable, Credit Quality Indicator [Line Items]    
Gross loans 0 0
Consumer loans | Construction | Loss    
Financing Receivable, Credit Quality Indicator [Line Items]    
Gross loans 0 0
Consumer loans | Single-family residential    
Financing Receivable, Credit Quality Indicator [Line Items]    
Gross loans 8,186,361 6,388,990
Consumer loans | Single-family residential | Pass    
Financing Receivable, Credit Quality Indicator [Line Items]    
Gross loans 8,165,936 6,370,936
Consumer loans | Single-family residential | Special mention    
Financing Receivable, Credit Quality Indicator [Line Items]    
Gross loans 0 0
Consumer loans | Single-family residential | Substandard    
Financing Receivable, Credit Quality Indicator [Line Items]    
Gross loans 20,425 18,054
Consumer loans | Single-family residential | Doubtful    
Financing Receivable, Credit Quality Indicator [Line Items]    
Gross loans 0 0
Consumer loans | Single-family residential | Loss    
Financing Receivable, Credit Quality Indicator [Line Items]    
Gross loans 0 0
Consumer loans | Land - consumer lot loans    
Financing Receivable, Credit Quality Indicator [Line Items]    
Gross loans 111,574 124,842
Consumer loans | Land - consumer lot loans | Pass    
Financing Receivable, Credit Quality Indicator [Line Items]    
Gross loans 111,125 124,588
Consumer loans | Land - consumer lot loans | Special mention    
Financing Receivable, Credit Quality Indicator [Line Items]    
Gross loans 0 0
Consumer loans | Land - consumer lot loans | Substandard    
Financing Receivable, Credit Quality Indicator [Line Items]    
Gross loans 449 254
Consumer loans | Land - consumer lot loans | Doubtful    
Financing Receivable, Credit Quality Indicator [Line Items]    
Gross loans 0 0
Consumer loans | Land - consumer lot loans | Loss    
Financing Receivable, Credit Quality Indicator [Line Items]    
Gross loans 0 0
Consumer loans | HELOC    
Financing Receivable, Credit Quality Indicator [Line Items]    
Gross loans 258,833 237,754
Consumer loans | HELOC | Pass    
Financing Receivable, Credit Quality Indicator [Line Items]    
Gross loans 258,075 237,018
Consumer loans | HELOC | Special mention    
Financing Receivable, Credit Quality Indicator [Line Items]    
Gross loans 0 0
Consumer loans | HELOC | Substandard    
Financing Receivable, Credit Quality Indicator [Line Items]    
Gross loans 758 736
Consumer loans | HELOC | Doubtful    
Financing Receivable, Credit Quality Indicator [Line Items]    
Gross loans 0 0
Consumer loans | HELOC | Loss    
Financing Receivable, Credit Quality Indicator [Line Items]    
Gross loans 0 0
Consumer loans | Consumer    
Financing Receivable, Credit Quality Indicator [Line Items]    
Gross loans 84,462 70,110
Consumer loans | Consumer | Pass    
Financing Receivable, Credit Quality Indicator [Line Items]    
Gross loans 84,441 70,098
Consumer loans | Consumer | Special mention    
Financing Receivable, Credit Quality Indicator [Line Items]    
Gross loans 0 0
Consumer loans | Consumer | Substandard    
Financing Receivable, Credit Quality Indicator [Line Items]    
Gross loans 21 12
Consumer loans | Consumer | Doubtful    
Financing Receivable, Credit Quality Indicator [Line Items]    
Gross loans 0 0
Consumer loans | Consumer | Loss    
Financing Receivable, Credit Quality Indicator [Line Items]    
Gross loans $ 0 $ 0