XML 118 R44.htm IDEA: XBRL DOCUMENT v3.23.3
Shareholders' Equity (Tables)
12 Months Ended
Sep. 30, 2023
Equity [Abstract]  
Schedule of Compliance with Regulatory Capital Requirements
As of September 30, 2023, and 2022, the Company and the Bank met all capital adequacy requirements to which they are subject, and the Bank's regulators categorized it as well capitalized under the regulatory framework for prompt corrective action. To be categorized as well capitalized, the Bank must maintain minimum Common Equity Tier 1, Tier 1 risk-based, Total risk-based and Tier 1 leverage ratios as set forth in the following table. The Bank's actual capital amounts and ratios as of these dates are also presented. There are no conditions or events since that management believes have changed the Bank's categorization.

 ActualCapital Adequacy
Guidelines
Categorized as Well Capitalized Under Prompt Corrective Action Provisions
  
CapitalRatioRatioRatio
September 30, 2023($ in thousands)
Common Equity Tier 1 risk-based capital ratio:
The Company$1,769,170 10.37 %4.50 %NA
The Bank1,982,943 11.63 4.50 6.50 %
Tier 1 risk-based capital ratio:
The Company2,069,170 12.12 6.00 NA
The Bank1,982,943 11.63 6.00 8.00 
Total risk-based capital ratio:
The Company2,270,877 13.31 8.00 NA
The Bank2,184,650 12.81 8.00 10.00 
Tier 1 leverage ratio:
The Company2,069,170 9.39 4.00 NA
The Bank1,982,943 9.10 4.00 5.00 
September 30, 2022
Common Equity Tier 1 risk-based capital ratio:
The Company$1,613,075 9.86 %4.50 %NA
The Bank1,781,932 10.89 4.50 6.50 %
Tier 1 risk-based capital ratio:
The Company1,913,075 11.69 6.00 NA
The Bank1,781,932 10.89 6.00 8.00 
Total risk-based capital ratio:
The Company2,117,574 12.94 8.00 NA
The Bank1,986,434 12.14 8.00 10.00 
Tier 1 leverage ratio:
The Company1,913,075 9.51 4.00 NA
The Bank1,781,932 8.86 4.00 5.00 
Schedule of Earnings Per Share Calculation
The following table sets forth information regarding earnings per common share calculations.
Year ended September 30,202320222021
Weighted average shares outstanding65,192,510 65,287,650 72,529,188 
Weighted average dilutive options62,773 116,460 36,732 
Weighted average diluted shares65,255,283 65,404,110 72,565,920 
Net income available to common shareholders (in thousands)$242,801 $221,705 $173,581 
Basic EPS$3.72 $3.40 $2.39 
Diluted EPS3.72 3.39 2.39