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CONSOLIDATED STATEMENTS OF OPERATIONS - USD ($)
$ in Thousands
3 Months Ended
Dec. 31, 2022
Dec. 31, 2021
INTEREST INCOME    
Loans receivable $ 203,946 $ 138,509
Mortgage-backed securities 10,613 4,792
Investment securities and cash equivalents 18,860 7,139
Total Income 233,419 150,440
INTEREST EXPENSE    
Customer accounts 31,646 8,461
FHLB advances 18,974 7,843
Total interest expense 50,620 16,304
Net interest income 182,799 134,136
Provision for credit losses 2,500 500
Net interest income after provision (release) 180,299 133,636
OTHER INCOME    
Gain (loss) on sale of investment securities 0 81
Loan fee income $ 1,502 $ 1,921
Revenue, Product and Service [Extensible Enumeration] Deposit Account [Member] Deposit Account [Member]
Deposit fee income $ 6,353 $ 6,443
Other income 6,169 10,236
Total other income 14,024 18,681
OTHER EXPENSE    
Compensation and benefits 49,070 47,425
Occupancy 10,102 10,090
FDIC insurance premiums 3,675 3,100
Product delivery 4,621 4,721
Information technology 12,329 11,421
Other expense 12,481 12,856
Total other expense 92,278 89,613
Gain (loss) on real estate owned, net (112) 562
Income before income taxes 101,933 63,266
Income tax expense 22,424 12,985
Net income 79,509 50,281
Dividends on preferred stock 3,656 3,656
Net income available to common shareholders $ 75,853 $ 46,625
PER SHARE DATA    
Basic earnings per common share (in dollars per share) $ 1.16 $ 0.72
Diluted earnings per common share (in dollars per share) 1.16 0.71
Dividends paid on common stock (in dollars per share) $ 0.24 $ 0.23
Basic weighted average number of shares outstanding (in shares) 65,341,974 65,207,837
Diluted weighted average number of shares outstanding (in shares) 65,430,690 65,350,174