CONSOLIDATED STATEMENTS OF FINANCIAL CONDITION - USD ($) $ in Thousands	Dec. 31, 2022	Sep. 30, 2022
ASSETS
Cash and cash equivalents	$ 645,862	$ 683,965
Available-for-sale securities, at fair value	2,059,837	2,051,037
Held-to-maturity securities, at amortized cost	453,443	463,299
Loans receivable, net of allowance for loan losses of $176,797 and $172,808	16,993,588	16,113,564
Interest receivable	75,316	63,872
Premises and equipment, net	240,360	243,062
Real estate owned	6,117	6,667
FHLB and FRB stock	133,073	95,073
Bank owned life insurance	238,370	237,931
Intangible assets, including goodwill of $303,457 and $303,457	308,767	309,009
Other assets	499,078	504,652
Total assets	21,653,811	20,772,131
Customer accounts
Transaction deposit accounts	12,547,832	12,691,527
Time deposit accounts	3,412,203	3,338,043
Total customer accounts	15,960,035	16,029,570
FHLB advances	3,075,000	2,125,000
Advance payments by borrowers for taxes and insurance	17,626	50,051
Federal and state income tax liabilities, net	16,995	3,306
Accrued expenses and other liabilities	259,774	289,944
Total liabilities	19,329,430	18,497,871
Commitments and contingencies (see Note I)
Shareholders’ equity
Preferred stock, $1.00 par value, 5,000,000 shares authorized; 300,000 and 300,000 shares issued; 300,000 and 300,000 shares outstanding	300,000	300,000
Common stock, $1.00 par value, 300,000,000 shares authorized; 136,373,350 and 136,270,886 shares issued; 65,387,745 and 65,330,126 shares outstanding	136,373	136,271
Additional paid-in capital	1,689,209	1,686,975
Accumulated other comprehensive income (loss), net of taxes	41,726	52,481
Treasury stock, at cost; 70,985,605 and 70,940,760 shares	(1,591,935)	(1,590,207)
Retained earnings	1,749,008	1,688,740
Total stockholders' equity	2,324,381	2,274,260
Total liabilities and shareholders' equity	$ 21,653,811	$ 20,772,131