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Consolidated Statements of Operations - USD ($)
$ in Thousands
12 Months Ended
Sep. 30, 2020
Sep. 30, 2019
Sep. 30, 2018
INTEREST INCOME      
Loans receivable $ 545,708 $ 568,096 $ 515,807
Mortgage-backed securities 49,312 74,485 70,407
Investment securities and cash equivalents 26,245 28,885 20,869
Total Income 621,265 671,466 607,083
INTEREST EXPENSE      
Customer accounts 100,312 122,216 72,492
FHLB advances 51,445 68,190 62,452
Total interest expense 151,757 190,406 134,944
Net interest income 469,508 481,060 472,139
Provision (release) for credit losses 21,750 (1,650) (5,450)
Net interest income after provision (release) 447,758 482,710 477,589
OTHER INCOME      
Gain (loss) on sale of investment securities 15,028 (9) 0
Prepayment penalty on early extinguishment of debt (13,809) 0 0
FDIC loss share termination valuation adjustments 0 0 (8,550)
Loan fee income 7,293 3,941 3,804
Deposit fee income 23,691 24,882 25,904
Other income 54,757 33,504 22,920
Total other income 86,960 62,318 44,078
OTHER EXPENSE      
Compensation and benefits 147,596 133,588 123,554
Occupancy 39,570 38,579 36,453
FDIC insurance premiums 10,939 9,808 11,592
Product delivery 17,010 15,934 16,372
Information technology 52,902 38,955 34,643
Other expense 47,541 46,199 41,708
Total other expense 315,558 283,063 264,322
Gain (loss) on real estate owned, net 26 810 (102)
Income before income taxes 219,186 262,775 257,243
Income tax expense (benefit)      
Current 55,092 50,933 44,557
Deferred (9,344) 1,586 8,836
Income tax expense (benefit) 45,748 52,519 53,393
Net income $ 173,438 $ 210,256 $ 203,850
PER SHARE DATA      
Basic earnings per share (in dollars per share) $ 2.26 $ 2.61 $ 2.40
Diluted earnings per share (in dollars per share) 2.26 2.61 2.40
Dividends paid on common stock per share (in dollars per share) $ 0.87 $ 0.79 $ 0.67
Basic weighted average number of shares outstanding (in shares) 76,721,969 80,471,316 85,008,040
Diluted weighted average number of shares outstanding (in shares) 76,731,464 80,495,163 85,109,843
Revenue, product and service [Extensible List] us-gaap:DepositAccountMember us-gaap:DepositAccountMember us-gaap:DepositAccountMember