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CONSOLIDATED STATEMENTS OF FINANCIAL CONDITION - USD ($)
$ in Thousands
Jun. 30, 2020
Sep. 30, 2019
ASSETS    
Cash and cash equivalents $ 1,218,240 $ 419,158
Available-for-sale securities, at fair value 2,063,960 1,485,742
Held-to-maturity securities, at amortized cost 827,316 1,443,480
Loans receivable, net of allowance for loan losses [1] 12,733,426 11,930,575
Interest receivable 49,992 48,857
Premises and equipment, net 250,779 274,015
Real estate owned 5,956 6,781
FHLB and FRB stock 145,990 123,990
Bank owned life insurance 226,329 222,076
Intangible assets, including goodwill of $302,707 and $301,368 310,458 309,247
Other assets 342,658 210,989
Assets 18,175,104 16,474,910
Customer accounts    
Transaction deposit accounts 8,900,448 7,083,801
Time deposit accounts 4,209,146 4,906,963
Total customer accounts 13,109,594 11,990,764
FHLB advances 2,800,000 2,250,000
Advance payments by borrowers for taxes and insurance 30,415 57,830
Federal and state income tax liabilities, net 570 5,104
Accrued expenses and other liabilities 244,016 138,217
Liabilities 16,184,595 14,441,915
Commitments and Contingencies
Shareholders’ equity    
Common stock, $1.00 par value, $300,000,000 shares authorized; 135,743,737 and 135,539,806 shares issued; 75,706,026 and 78,841,463 shares outstanding 135,744 135,540
Additional paid-in capital 1,677,373 1,672,417
Accumulated other comprehensive income (loss), net of taxes 12,560 15,292
Treasury stock, at cost; 60,037,711 and 56,698,343 shares (1,238,292) (1,126,163)
Retained earnings 1,403,124 1,335,909
Total stockholders' equity 1,990,509 2,032,995
Liabilities and equity $ 18,175,104 $ 16,474,910
[1] Effective October 1, 2019, the Company has applied FASB ASU 2016-13, Financial Instruments - Credit Losses ("ASC 326"), so the allowance calculation is based on current expected credit loss methodology ("CECL"). Prior to October 1, 2019, the calculation was based on incurred loss methodology. See Note E "Allowance for Losses on Loans" for details.