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CONSOLIDATED STATEMENTS OF OPERATIONS - USD ($)
3 Months Ended 9 Months Ended
Jun. 30, 2018
Jun. 30, 2017
Jun. 30, 2018
Jun. 30, 2017
INTEREST INCOME        
Loans receivable $ 131,541,000 $ 117,457,000 $ 382,581,000 $ 348,326,000
Mortgage-backed securities 18,022,000 15,992,000 52,588,000 45,007,000
Investment securities and cash equivalents 5,509,000 4,267,000 14,762,000 13,345,000
Interest income 155,072,000 137,716,000 449,931,000 406,678,000
INTEREST EXPENSE        
Customer accounts 18,887,000 12,764,000 49,939,000 38,173,000
FHLB advances 16,333,000 16,337,000 47,104,000 49,011,000
Interest expense 35,220,000 29,101,000 97,043,000 87,184,000
Net interest income 119,852,000 108,615,000 352,888,000 319,494,000
Provision (release) for loan losses 1,000,000 0 50,000 (1,600,000)
Net interest income after provision (release) for loan losses 118,852,000 108,615,000 352,838,000 321,094,000
OTHER INCOME        
Gain on sale of investment securities 0 0 0 968,000
FDIC loss share valuation adjustments 0 0 (8,550,000) 0
Loan fee income 1,094,000 889,000 2,909,000 3,310,000
Deposit fee income 6,411,000 5,714,000 19,500,000 15,803,000
Other income 4,946,000 7,319,000 17,974,000 15,873,000
Other income, total 12,451,000 13,922,000 31,833,000 35,954,000
OTHER EXPENSE        
Compensation and benefits 31,223,000 28,947,000 92,467,000 84,774,000
Occupancy 9,095,000 8,829,000 26,779,000 26,370,000
FDIC insurance premiums 2,950,000 2,842,000 8,622,000 8,591,000
Product delivery 4,356,000 3,246,000 11,977,000 10,096,000
Information technology 10,118,000 6,617,000 26,828,000 19,754,000
Other expense 9,235,000 6,581,000 28,032,000 19,285,000
Other expense, total 66,977,000 57,062,000 194,705,000 168,870,000
Gain (loss) on real estate owned, net 168,000 (124,000) (64,000) 1,069,000
Income before income taxes 64,494,000 65,351,000 189,902,000 189,247,000
Income tax expense 13,100,000 21,239,000 37,567,000 61,819,000
NET INCOME $ 51,394,000 $ 44,112,000 $ 152,335,000 $ 127,428,000
PER SHARE DATA        
Basic earnings per share (in dollars per share) $ 0.61 $ 0.49 $ 1.78 $ 1.43
Diluted earnings per share (in dollars per share) 0.61 0.49 1.78 1.42
Dividends paid on common stock per share (in dollars per share) $ 0.17 $ 0.15 $ 0.49 $ 0.69
Basic weighted average number of shares outstanding (in shares) 84,168,992 89,199,823 85,589,588 89,297,471
Diluted weighted average number of shares outstanding (in shares) 84,252,659 89,497,264 85,698,888 89,653,955