Customer Accounts

12 Months Ended

Sep. 30, 2017

Banking and Thrift [Abstract]

Customer Accounts

CUSTOMER ACCOUNTS

The following table provides the composition of the Company's customer accounts, including interest rate buckets and maturity buckets for time deposits.

	September 30, 2017		September 30, 2016
	(In thousands)
Checking accounts, 0.15% and under	$	3,019,095	$	2,721,721
Savings accounts, 0.10% and under	888,881		820,980
Money market accounts, 0.01% to 0.15%	2,453,182		2,462,891
Time deposit accounts
Less than 1.00%	2,204,756		3,268,272
1.00% to 1.99%	2,099,841		1,292,612
2.00% to 2.99%	169,253		34,376
Total time deposits	4,473,850		4,595,260
	$	10,835,008	$	10,600,852
Time deposit maturities are as follows:	September 30, 2017		September 30, 2016
	(In thousands)
Within 1 year	$	2,553,712	$	2,894,900
1 to 2 years	975,351		798,309
2 to 3 years	386,763		293,058
Over 3 years	558,024		608,993
	$	4,473,850	$	4,595,260

Customer accounts over $250,000 totaled $2,674,914,000 as of September 30, 2017, and $2,250,622,000 as of September 30, 2016.

Interest expense on customer accounts consisted of the following:

Year ended September 30,	2017			2016			2015
	(In thousands)
Checking accounts	$	2,721		$	1,491		$	1,036
Savings accounts	978			734			660
Money market accounts	3,592			3,285			3,631
Time deposit accounts	45,256			47,425			46,273
	52,547			52,935			51,600
Less early withdrawal penalties	(524		)	(450		)	(546		)
	$	52,023		$	52,485		$	51,054
Weighted average interest rate at end of year	0.54		%	0.50		%	0.48		%
Weighted daily average interest rate during the year	0.49		%	0.50		%	0.48		%