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CONSOLIDATED STATEMENTS OF OPERATIONS (UNAUDITED) - USD ($)
$ in Thousands
3 Months Ended 9 Months Ended
Jun. 30, 2016
Jun. 30, 2015
Jun. 30, 2016
Jun. 30, 2015
INTEREST INCOME        
Loans receivable $ 113,728 $ 107,250 $ 339,802 $ 324,817
Mortgage-backed securities 15,297 16,995 49,130 54,313
Investment securities and cash equivalents 4,710 5,055 14,990 16,084
Interest Income 133,735 129,300 403,922 395,214
INTEREST EXPENSE        
Customer accounts 13,274 12,485 39,062 38,504
FHLB advances and other borrowings 16,221 16,250 47,426 50,082
Interest Expense 29,495 28,735 86,488 88,586
Net interest income 104,240 100,565 317,434 306,628
Provision (release) for loan losses (1,650) (1,932) (3,150) (11,381)
Net interest income after provision (release) for loan losses 105,890 102,497 320,584 318,009
OTHER INCOME        
Gain on sale of investment securities 0 9,639 0 9,639
Prepayment penalty on long-term debt 0 (7,941) 0 (10,554)
Loan fee income 1,101 1,915 3,784 6,028
Deposit fee income 5,297 5,156 16,564 16,538
Other income 4,088 3,042 11,502 6,380
Other income, total 10,486 11,811 31,850 28,031
OTHER EXPENSE        
Compensation and benefits 27,333 29,824 86,217 89,453
Occupancy 8,515 8,492 26,075 24,866
FDIC insurance premiums 2,869 2,377 8,243 5,431
Product delivery 3,822 6,175 13,639 17,222
Information technology 7,669 3,783 23,832 11,695
Other expense 6,097 6,068 22,034 18,975
Other expense, total 56,305 56,719 180,040 167,642
Gain on real estate owned, net 5,087 3,188 10,401 4,976
Income before income taxes 65,158 60,777 182,795 183,374
Income tax expense 22,154 21,727 62,970 65,556
NET INCOME $ 43,004 $ 39,050 $ 119,825 $ 117,818
PER SHARE DATA        
Basic earnings (in dollars per share) $ 0.47 $ 0.41 $ 1.30 $ 1.22
Diluted earnings (in dollars per share) 0.47 0.41 1.30 1.22
Dividends paid on common stock (in dollars per share) $ 0.14 $ 0.13 $ 0.41 $ 0.41
Basic weighted average number of shares outstanding (in shares) 90,928,847 94,466,524 91,901,632 96,335,777
Diluted weighted average number of shares outstanding, including dilutive stock options (in shares) 91,468,662 94,904,262 92,393,644 96,726,085