485BPOS 1 d801902d485bpos.htm VALUE EDGE Value Edge

As filed with the Securities and Exchange Commission on October 15, 2014.

Registration Nos. 333-148865

811-08946

 

 

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

 

FORM N-4

REGISTRATION STATEMENT

UNDER

 

   THE SECURITIES ACT OF 1933        x    
   Pre-Effective Amendment No.    ¨
   Post-Effective Amendment No. 18    x    

and/or

REGISTRATION STATEMENT

UNDER

 

   THE INVESTMENT COMPANY ACT OF 1940        x    
   Amendment No. 464    x    

(Check appropriate box or boxes)

 

 

SEPARATE ACCOUNT A

(Exact Name of Registrant)

PACIFIC LIFE INSURANCE COMPANY

(Name of Depositor)

 

 

 

700 Newport Center Drive

Newport Beach, California 92660

(Address of Depositor’s Principal Executive Offices) (Zip Code)

(949) 219-3943

(Depositor’s Telephone Number, including Area Code)

 

 

Brandon J. Cage

Assistant Vice President

Pacific Life Insurance Company

700 Newport Center Drive

Newport Beach, California 92660

(Name and address of agent for service)

 

 

Approximate Date of Proposed Public Offering:

It is proposed that this filing will become effective (check appropriate box)

  ¨ immediately upon filing pursuant to paragraph (b) of Rule 485
  þ on October 20, 2014 pursuant to paragraph (b) of Rule 485
  ¨ 60 days after filing pursuant to paragraph (a)(1) of Rule 485
  ¨ on                      pursuant to paragraph (a)(1) of Rule 485

If appropriate, check the following box:

  ¨ this post-effective amendment designates a new effective date for a previously filed post-effective amendment.

Title of Securities Being Registered: Interests in the Separate Account under Pacific Value Edge individual flexible premium variable annuity contracts.

Filing Fee: None

 

 

 

Prospectus

(Included in Registrant’s Form N-4, File No. 333-148865, Accession No. 0001193125-14-147242 filed on April 17, 2014, and incorporated by reference herein.)

SAI

(Included in Registrant’s Form N-4, File No. 333-148865, Accession No. 0001193125-14-147242 filed on April 17, 2014, and incorporated by reference herein.)

Supplement dated October 20, 2014 to your Prospectus dated May 1, 2014,

for the variable annuity contract issued by Pacific Life Insurance Company

Capitalized terms used in this supplement are defined in your Prospectus unless otherwise defined herein.

‘‘We,’’ ‘‘us,’’ or ‘‘our’’ refer to Pacific Life Insurance Company; ‘‘you’’ or ‘‘your’’ refer to the Contract Owner.

This supplement must be preceded or accompanied by the Prospectus dated May 1, 2014, as supplemented. Please retain it for future reference.

The purpose of this supplement is to modify the annual charges for certain optional living benefit riders and to provide notification of a portfolio substitution.

Effective November 1, 2014, all references in the Prospectus to the current/annual charge percentage for the following optional living benefit riders will change to the following:

 

     Current/Annual
Charge Percentage

CoreIncome Advantage 5 Plus (Single)

    1.05%

CoreIncome Advantage 5 Plus (Joint)

    1.65%

If you purchased one of the above referenced riders and your Rider Effective Date is before November 1, 2014, the new percentage will not apply unless a Reset occurs as disclosed in your Prospectus. The Maximum Annual Charge Percentage is not changing for any of the optional riders listed above. Please see the CHARGES, FEES AND DEDUCTIONS – Optional Rider Charges section and the OPTIONAL LIVING BENEFIT RIDERS section in the Prospectus for complete information.

Substitution of the PIMCO Global Multi-Asset Managed Allocation Portfolio (formerly called PIMCO Global Multi-Asset Portfolio)

We filed an application with the Securities and Exchange Commission (“SEC”) requesting an order to approve the substitution of the PIMCO Global Multi-Asset Managed Allocation Portfolio (“PIMCO Global Portfolio”) with the Janus Aspen Series Balanced Portfolio (“Janus Balanced Portfolio”). If the SEC grants the order, we anticipate that the proposed substitution will occur on or about March 6, 2015 (the “Substitution Date”). This is not a substitution of your Variable Annuity Contract. Starting December 1, 2014, we will no longer accept new allocation instructions or new premium for the PIMCO Global Portfolio. If you have Contract Value allocated to the PIMCO Global Portfolio as of the end of the Business Day on November 28, 2014, you may continue to make additional Purchase Payments, transfers, or withdrawals involving the PIMCO Global Portfolio.

For thirty (30) calendar days before the Substitution Date, if you have Contract Value allocated to the Subaccount investing in the PIMCO Global Portfolio (the “PIMCO Subaccount”), you may make a one-time transfer of all or a portion of such Contract Value to any other available Subaccount without the transfer counting toward the 25 transfers permitted each calendar year. All other transfers are subject to limitations as described in the Prospectus for your Contract. You may submit a transfer request to us electronically by signing into your account at www.PacificLife.com, by telephone at (800) 722-4448 or by using any other means described in the Prospectus. Please see ADDITIONAL INFORMATION – Inquiries and Submitting Forms and Requests in the Prospectus for details.

On the Substitution Date, any Contract Value that remains allocated to the PIMCO Subaccount after the close of business will be transferred to the Subaccount corresponding to the Janus Balanced Portfolio (the “Janus Subaccount”). Such transfers will be based on the applicable Subaccount Unit values, and the relative net asset values of the PIMCO Global Portfolio and Janus Balanced Portfolio, as of the close of business on the Substitution Date. We will pay all expenses incurred in connection with the substitution. You will not incur any fees or charges or tax liability because of the substitution and your Contract Value immediately before the substitution will be equal to Contract Value immediately after the substitution. The substitution transactions will not be treated as transfers that count toward the number of transfers that may be made in a given Contract Year.

After the Substitution Date, the PIMCO Subaccount will no longer exist and, unless you instruct us otherwise, any outstanding instruction you have on file with us that designates the PIMCO Subaccount will be deemed an instruction for the Janus Subaccount. This includes, but is not limited to, instructions for Purchase Payment allocations, partial withdrawals and transfer instructions (including instructions under any systematic transfer option). During the thirty (30) calendar day period after the Substitution Date (the “free transfer period”), you may make a one-time transfer out of the Janus Subaccount without the transfer counting towards the transfer limitations described in the Prospectus. Except for market timing limitations described in the Prospectus, we will not exercise any rights we reserve under the Contracts to impose additional restrictions on transfers out of the Janus Subaccount during the free transfer period.

Please work with your financial advisor to determine if your existing allocation instructions should be changed before or after the Substitution Date.

Any references to the PIMCO Global Portfolio (or PIMCO Global Multi-Asset Portfolio) are deleted from the Prospectus after the Substitution Date.

 

Form No. VASUP1014

PART II

Part C: OTHER INFORMATION

Item 24. Financial Statements and Exhibits

 

  (a) Financial Statements

 

       Part A: None

 

       Part B:

 

  (1) Registrant’s Financial Statements

 

     Audited Financial Statements dated as of December 31, 2013 and for each of the periods presented which are incorporated by reference from the 2013 Annual Report include the following for Separate Account A:

Statements of Assets and Liabilities

Statements of Operations

Statements of Changes in Net Assets

Notes to Financial Statements

Report of Independent Registered Public Accounting Firm

 

  (2) Depositor’s Financial Statements

 

     Audited Consolidated Financial Statements dated as of December 31, 2013 and 2012, and for each of the three years in the period ended December 31, 2013, included in Part B include the following for Pacific Life:

Independent Auditors’ Report

Consolidated Statements of Financial Condition

Consolidated Statements of Operations

Consolidated Statements of Stockholder’s Equity

Consolidated Statements of Cash Flows

Notes to Consolidated Financial Statements

 

  (b) Exhibits

 

    1.        (a)        Resolution of the Board of Directors of the Depositor authorizing establishment of Separate Account A and Memorandum establishing Separate Account A; Included in Registrant’s Form N-4, File No. 33-88460, Accession No. 0000898430-96-001377 filed on April 19, 1996 and incorporated by reference herein.
        
      (b)    Resolution of the Board of Directors of Pacific Life Insurance Company authorizing conformity to the terms of the current Bylaws; Included in Registrant’s Form N-4, File No. 33-88460, Accession No. 0001017062-98-000945 filed on April 29, 1998 and incorporated by reference herein.

 

II-1

  2.        Not applicable
  3.    (a)        Distribution Agreement between Pacific Life Insurance Company, Pacific Life & Annuity Company and Pacific Select Distributors, Inc. (PSD); Included in Registrant’s Form N-4, File No. 333-60833, Accession No. 0000950123-11-061492 filed on June 24, 2011, and incorporated by reference herein.
     (b)    Form of Selling Agreement between Pacific Life, PSD and Various Broker Dealers; Included in Registrant’s Form N-4, File No. 033-88460, Accession No. 0000892569-06-000528 filed on April 18, 2006 and incorporated by reference herein.
  4.    (a)    Individual Flexible Premium Deferred Variable Annuity Contract (Form No. 10-1143); Included in Registrant’s Form N-4, File No. 333-148865, Accession No. 0000892569-08-000079, filed on January 25, 2008, and incorporated by reference herein.
     (b)    (1)        403(b) Tax-Sheltered Annuity Rider (Form No. 20-15200); Included in Registrant’s Form N-4, File No. 333-136597, Accession No. 0000892569-06-000999 filed on August 14, 2006 and incorporated by reference herein.
        (2)    403(b) Tax-Sheltered Annuity Rider (Form No. 20-1156); Included in Registrant’s Form N-4, File No. 333-148865, Accession No. 0000892569-08-001562, filed on December 4, 2008, and incorporated by reference herein.
     (c)    Section 457 Plan Rider (Form No. 24-123799); Included in Registrant’s Form N-4, File No. 333-136597, Accession No. 0000892569-06-000999 filed on August 14, 2006 and incorporated by reference herein.
     (d)    Individual Retirement Annuity Rider (Form No. 20-18900); Included in Registrant’s Form N-4, File No. 033-88460, Accession No. 0001017062-02-002150 filed on December 19, 2002 and incorporated by reference herein.
     (e)    Roth Individual Retirement Annuity Rider (Form No. 20-19000); Included in Registrant’s Form N-4, File No. 033-88460, Accession No. 0001017062-02-002150 filed on December 19, 2002 and incorporated by reference herein.
     (f)    SIMPLE Individual Retirement Annuity Rider (Form No. 20-19100); Included in Registrant’s Form N-4, File No. 033-88460, Accession No. 0001017062-02-002150 filed on December 19, 2002 and incorporated by reference herein.
     (g)    Qualified Retirement Plan Rider (Form No. 20-14200); Included in Registrant’s Form N-4, File No. 333-136597, Accession No. 0000892569-06-000999 filed on August 14, 2006 and incorporated by reference herein.
     (h)    Guaranteed Earnings Enhancement (EEG) Rider (Form No. 20-14900); Included in Registrant’s Form N-4, File No. 33-88460, Accession No. 0001017062-01-000459 filed on March 2, 2001, and incorporated by reference herein.
     (i)    Guaranteed Protection Advantage 5 Rider (Form No. 20-19600); Included in Registrant’s Form N-4, File No. 033-88460, Accession No. 0001193125-04-031337 filed on February 27, 2004 and incorporated by reference herein.
     (j)    (1)    Income Access Rider (Form No. 20-1104); Included in Registrant’s Form N-4, File No. 033-88460, Accession No. 0001193125-04-031337 filed on February 27, 2004 and incorporated by reference herein.
        (2)    Income Access Endorsement (Form No. 15-1122); Included in Registrant’s Form N-4, File No. 033-88460, Accession No. 0000892569-05-000440 filed on June 15, 2005 and incorporated by reference herein.
        (3)    Excess Withdrawal Endorsement (Form No. 15-1152C); Included in Registrant’s Form N-4, File No. 333-136597, Accession No. 0000892569-08-000961, filed on July 2, 2008, and incorporated by reference herein.
     (k)    DCA Plus Fixed Option Rider (Form No. 20-1103); Included in Registrant’s Form N-4, File No. 033-88460, Accession No. 0001193125-03-099259 filed on December 24, 2003 and incorporated by reference herein.
     (l)    Guaranteed Income Annuity Rider (Form No. 20-1118); Included in Registrant’s Form N-4, File No. 033-88460, Accession No. 0000892569-04-000888 filed on October 15, 2004 and incorporated by reference herein.
     (m)    Stepped-Up Death Benefit Rider (Form No. 20-1117); Included in Registrant’s Form N-4, File No. 033-88460, Accession No. 0000892569-04-000888 filed on October 15, 2004 and incorporated by reference herein.
     (n)    (1)    5% Guaranteed Withdrawal Benefit Rider (Form No. 20-1131); Included in Registrant’s Form N-4, File No. 333-141135, Accession No. 0000892569-07-000204, filed on March 8, 2007, and incorporated by reference herein.
        (2)    Excess Withdrawal Endorsement (Form No. 15-1152); Included in Registrant’s Form N-4, File No. 333-136597, Accession No. 0000892569-08-000961, filed on July 2, 2008, and incorporated by reference herein.
     (o)    (1)    Joint Life 5% Guaranteed Withdrawal Benefit Rider (Form No. 20-1135); Included in Registrant’s Form N-4, File No. 333-141135, Accession No. 0000892569-07-000204, filed on March 8, 2007, and incorporated by reference herein.
        (2)    Excess Withdrawal Endorsement (Form No. 15-1152B); Included in Registrant’s Form N-4, File No. 333-136597, Accession No. 0000892569-08-000961, filed on July 2, 2008, and incorporated by reference herein.
     (p)    Guaranteed Protection Advantage 3 Rider (Form No. 20-1144); Included in Registrant’s Form N-4, File No. 333-141135, Accession No. 0000892569-07-001521, filed on December 12, 2007, and incorporated by reference herein.
     (q)    (1)    Guaranteed Withdrawal Benefit II Rider (Form No. 20-1146); Included in Registrant’s Form N-4, File No. 333-141135, Accession No. 0000892569-07-001521, filed on December 12, 2007, and incorporated by reference herein.
        (2)    Excess Withdrawal Endorsement (Form No. 15-1152); Included in Registrant’s Form N-4, File No. 333-136597, Accession No. 0000892569-08-000961, filed on July 2, 2008, and incorporated by reference herein.
     (r)    Guaranteed Withdrawal Benefit III Rider (Form No. 20-1153); Included in Registrant’s Form N-4, File No. 333-136597, Accession No. 0000892569-08-000961, filed on July 2, 2008, and incorporated by reference herein.
     (s)    Guaranteed Withdrawal Benefit Rider (Form No. 20-1154); Included in Registrant’s Form N-4, File No. 333-136597, Accession No. 0000892569-08-000961, filed on July 2, 2008, and incorporated by reference herein.

 

II-2

     (t)        Joint Life Guaranteed Withdrawal Benefit Rider (Form No. 20-1155); Included in Registrant’s Form N-4, File No. 333-136597, Accession No. 0000892569-08-000961, filed on July 2, 2008, and incorporated by reference herein.
     (u)    Core Withdrawal Benefit Rider (Form No. 20-1162); Included in Registrant’s Form N-4, File No. 333-136597, Accession No. 0000892569-09-000061, filed on February 9, 2009, and incorporated by reference herein.
     (v)    Guaranteed Withdrawal Benefit IV Rider (Form No. 20-1176); Included in Registrant’s Form N-4, File No. 333-136597, Accession No. 0000950123-09-050719, filed on October 16, 2009, and incorporated by reference herein.
     (w)    Core Withdrawal Benefit II Rider (Form No. 20-1178); Included in Registrant’s Form N-4, File No. 333-148865, Accession No. 0000950123-10-036169, filed on April 20, 2010, and incorporated by reference herein.
     (x)    Guaranteed Withdrawal Benefit V Rider — Single Life (Form No. ICC 10:20-1194); Included in Registrant’s Form N-4, File No. 333-148865, Accession No. 0000950123-10-115919 filed on December 23, 2010, and incorporated by reference herein.
     (y)    Guaranteed Withdrawal Benefit V Rider — Joint Life (Form No. ICC 10:20-1195); Included in Registrant’s Form N-4, File No. 333-148865, Accession No. 0000950123-10-115919 filed on December 23, 2010, and incorporated by reference herein.
     (z)    Guaranteed Withdrawal Benefit VII Rider — Single Life (Form No. ICC 11:20-1204); Included in Registrant’s Form N-4, File No. 333-148865, Accession No. 0000950123-11-036756 filed on April 19, 2011, and incorporated by reference herein.
     (aa)    Guaranteed Withdrawal Benefit VII Rider — Joint Life (Form No. ICC 11:20-1205); Included in Registrant’s Form N-4, File No. 333-148865, Accession No. 0000950123-11-036756 filed on April 19, 2011, and incorporated by reference herein.
     (bb)    Guaranteed Withdrawal Benefit XII Rider — Single Life (Form No. ICC12:20-1256); Included in Registration Statement on Form N-4, File No. 333-185326, Accession No. 0000950123-12-013639 filed on December 7, 2012 and incorporated by reference herein.
     (cc)    Guaranteed Withdrawal Benefit XII Rider — Joint Life (Form No. ICC12:20-1257); Included in Registration Statement on Form N-4, File No. 333-185326, Accession No. 0000950123-12-013639 filed on December 7, 2012 and incorporated by reference herein.
     (dd)    Guaranteed Withdrawal Benefit X Rider — Single Life (Form No. ICC12:20-1258); Included in Registration Statement on Form N-4, File No. 333-53040, Accession No. 0000950123-13-002336 filed on April 18, 2013 and incorporated by reference herein.
     (ee)    Guaranteed Withdrawal Benefit X Rider — Joint Life (Form No. ICC12:20-1259); Included in Registration Statement on Form N-4, File No. 333-53040, Accession No. 0000950123-13-002336 filed on April 18, 2013 and incorporated by reference herein.
     (ff)    Guaranteed Withdrawal Benefit XIII Rider (Form No. ICC12:20-1263); Included in Registration Statement on Form N- 4, File No. 333-185326, Accession No. 0000950123-12-013639 filed on December 7, 2012 and incorporated by reference herein.
     (gg)    Guaranteed Minimum Accumulation Benefit Rider (Form No. ICC12:20-1254); Included in Registration Statement on Form N- 4, File No. 333-185326, Accession No. 0000950123-12-013639 filed on December 7, 2012 and incorporated by reference herein.
  5.        (a)    Variable Annuity Application; Included in Registrant’s Form N-4, File No. 333-148865, Accession No. 0000892569-08-000636, filed on April 23, 2008, and incorporated by reference herein.
  6.    (a)    Pacific Life’s Articles of Incorporation; Included in Registrant’s Form N-4, File No. 33-88460, Accession No. 0001017062-98-000945 filed on April 29, 1998 and incorporated by reference herein.
     (b)    By-laws of Pacific Life; Included in Registrant’s Form N-4, File No. 33-88460, Accession No. 0001017062-98-000945 filed on April 29, 1998 and incorporated by reference herein.
     (c)    Pacific Life’s Restated Articles of Incorporation; Included in Registrant’s Form N-4, File No. 033-88460, Accession No. 0000892569-06-000528 filed on April 18, 2006 and incorporated by reference herein.
     (d)    By-laws of Pacific Life As Amended September 1, 2005; Included in Registrant’s Form N-4, File No. 033-88460, Accession No. 0000892569-06-000528 filed on April 18, 2006 and incorporated by reference herein.
  7.       Form of Reinsurance Agreement; Included in Registrant’s Form N-4, File No. 333-148865, Accession No. 0000892569-08-00440, filed on March 27, 2008, and incorporated by reference herein.
  8.        (a)        Pacific Select Fund Participation Agreement; Included in Registrant’s Form N-4, File No. 33-88460, Accession No. 0001017062-01-500083 filed on April 25, 2001 and incorporated by reference herein.
     (b)    Fund Participation Agreement Between Pacific Life Insurance Company, Pacific Select Distributions, Inc., American Funds Insurance Series, American Funds Distributors, and Capital Research and Management Company; Included in Registrant’s Form N-4, File No. 333-93059, Accession No. 0000892569-05-000253 filed on April 19, 2005 and incorporated by reference herein.
     (c)    Form of AllianceBernstein Variable Products Series Fund, Inc. Participation Agreement; Included in Registrant’s Form N-4, File No. 333-136597, Accession No. 0000892569-08-000961, filed on July 2, 2008, and incorporated by reference herein.
     (d)    Form of BlackRock Variable Series Fund, Inc. (formerly called Merrill Lynch Variable Series Fund, Inc.) Participation Agreement; Included in Registrant’s Form N-4, File No. 333-136597, Accession No. 0000892569-08-000961, filed on July 2, 2008, and incorporated by reference herein.
        (1)        First Amendment to Participation Agreement; Included in Registrant’s Form N-4, File No. 333-148865, Accession No. 0001193125-13-399348 filed on October 15, 2013, and incorporated by reference herein.
        (2)        Second Amendment to Participation Agreement; Included in Registrant’s Form N-4, File No. 333-148865, Accession No. 0001193125-13-399348 filed on October 15, 2013, and incorporated by reference herein.
        (3)        Third Amendment to Participation Agreement; Included in Registrant’s Form N-4, File No. 333-148865, Accession No. 0000950123-10-036169, filed on April 20, 2010, and incorporated by reference herein.
        (4)        Fourth Amendment to Participation Agreement; Included in Registrant’s Form N-4, File No. 333-148865, Accession No. 0001193125-13-399348 filed on October 15, 2013, and incorporated by reference herein.
        (5)        Fifth Amendment to Participation Agreement; Included in Registrant’s Form N-4, File No. 333-160772, Accession No. 0001193125-14-310473 filed on August 15, 2014, and incorporated by reference herein.
     (e)    Form of Franklin Templeton Variable Insurance Products Trust Participation Agreement; Included in Registrant’s Form N-4, File No. 333-136597, Accession No. 0000892569-08-000961, filed on July 2, 2008, and incorporated by reference herein.
        (1)    First Amendment to Participation Agreement; Included in Registrant’s Form N-4, File No. 333-148865, Accession No. 0000950123-10-036169, filed on April 20, 2010, and incorporated by reference herein.
        (2)    Addendum to Participation Agreement; Included in Registrant’s Form N-4, File No. 333-148865, Accession No. 0000950123-11-036756 filed on April 19, 2011, and incorporated by reference herein.
        (3)    Second Amendment to Participation Agreement; Included in Registrant’s Form N-4, File No. 333-148865, Accession No. 0001193125-14-147242 filed on April 17, 2014, and incorporated by reference herein.
        (4)    Third Amendment to Participation Agreement; Included in Registrant’s Form N-4, File No. 333-160772, Accession No. 0001193125-14-310473 filed on August 15, 2014, and incorporated by reference herein.
     (f)    Form of AllianceBernstein Investments, Inc. Administrative Services Agreement; Included in Registrant’s Form N-4, File No. 333-136597, Accession No. 0000892569-08-000961, filed on July 2, 2008, and incorporated by reference herein.
     (g)    Form of BlackRock Distributors, Inc. (formerly called FAM Distributors, Inc.) Administrative Services Agreement; Included in Registrant’s Form N-4, File No. 333-136597, Accession No. 0000892569-08-000961, filed on July 2, 2008, and incorporated by reference herein.
        (1)    First Amendment to Administrative Services Agreement; Included in Registrant’s Form N-4, File No. 333-148865, Accession No. 0000950123-10-036169, filed on April 20, 2010, and incorporated by reference herein.
        (2)    Second Amendment to Administrative Services Agreement; Included in Registrant’s Form N-4, File No. 333-160772, Accession No. 0001193125-14-310473 filed on August 15, 2014, and incorporated by reference herein.
        (3)    Third Amendment to Administrative Services Agreement; Included in Registrant’s Form N-4, File No. 333-160772, Accession No. 0001193125-14-310473 filed on August 15, 2014, and incorporated by reference herein.
     (h)    Form of Franklin Templeton Services, LLC Administrative Services Agreement; Included in Registrant’s Form N-4, File No. 333-136597, Accession No. 0000892569-08-000961, filed on July 2, 2008, and incorporated by reference herein.
        (1)    First Amendment to Administrative Services Agreement; Included in Registrant’s Form N-4, File No. 333-148865, Accession No. 0000950123-10-036169, filed on April 20, 2010, and incorporated by reference herein.
        (2)    Second Amendment to Administrative Services Agreement; Included in Registrant’s Form N-4, File No. 333-148865, Accession No. 0001193125-12-503000 filed on December 14, 2012 and incorporated by reference herein.

 

II-3

         (3)        Third Amendment to Administrative Services Agreement; Included in Registrant’s Form N-4, File No. 333-148865, Accession No. 0001193125-12-503000 filed on December 14, 2012 and incorporated by reference herein.
         (4)    Fourth Amendment to Administrative Services Agreement; Included in Registrant’s Form N-4, File No. 333-160772, Accession No. 0001193125-14-310473 filed on August 15, 2014, and incorporated by reference herein.
      (i)            Form of AIM Variable Insurance Funds Participation Agreement; Included in Registrant’s Form N-4, File No. 333-148865, Accession No. 0000892569-08-001562, filed on December 4, 2008, and incorporated by reference herein.
         (1)    First Amendment to Participation Agreement; Included in Registrant’s Form N-4, File No. 333-148865, Accession No. 0000950123-12-006430 filed on April 24, 2012, and incorporated by reference herein.
      (j)    Form of Invesco Aim Distributors, Inc. Distribution Services Agreement; Included in Registrant’s Form N-4, File No. 333-148865, Accession No. 0000892569-08-001562, filed on December 4, 2008, and incorporated by reference herein.
      (k)   

Form of Invesco Aim Advisors, Inc. Administrative Services Agreement; Included in Registrant’s Form N-4, File No. 333-148865, Accession No. 0000892569-08-001562, filed on December 4, 2008, and incorporated by reference herein.

      (l)    Form of GE Investments Funds, Inc. Participation Agreement; Included in Registrant’s Form N-4, File No. 333-148865, Accession No. 0000892569-08-001562, filed on December 4, 2008, and incorporated by reference herein.
         (1)    First Amendment to Participation Agreement; Included in Registrant’s Form N-4, File No. 333-148865, Accession No. 0000950123-10-036169, filed on April 20, 2010, and incorporated by reference herein.
         (2)    Second Amendment to Participation Agreement; Included in Registrant’s Form N-4, File No. 333-160772, Accession No. 0001193125-14-310473 filed on August 15, 2014, and incorporated by reference herein.
         (3)    Third Amendment to Participation Agreement; Included in Registrant’s Form N-4, File No. 333-160772, Accession No. 0001193125-14-310473 filed on August 15, 2014, and incorporated by reference herein.
      (m)    Form of GE Investment Distributors, Inc. Distribution and Services Agreement (Amended and Restated); Included in Registrant’s Form N-4, File No. 333-148865, Accession No. 0000950123-10-036169, filed on April 20, 2010, and incorporated by reference herein.
      (n)    Form of Van Kampen Life Investment Trust Participation Agreement; Included in Registrant’s Form N-4, File No. 333-148865, Accession No. 0000892569-08-001562, filed on December 4, 2008, and incorporated by reference herein.
      (o)    Form of Van Kampen Funds, Inc. Shareholder Service Agreement; Included in Registrant’s Form N-4, File No. 333-148865, Accession No. 0000892569-08-001562, filed on December 4, 2008, and incorporated by reference herein.
      (p)    Form of Van Kampen Asset Management Administrative Services Letter Agreement; Included in Registrant’s Form N-4, File No. 333-148865, Accession No. 0000892569-08-001562, filed on December 4, 2008, and incorporated by reference herein.
      (q)    Form of GE Investments Funds, Inc. Investor Services Agreement; Included in Registrant’s Form N-4, File No. 333-148865, Accession No. 0000950123-10-036169, filed on April 20, 2010, and incorporated by reference herein.
         (1)    First Amendment to Investor Services Agreement; Included in Registrant’s Form N-4, File No. 333-148865, Accession No. 0000950123-10-036169, filed on April 20, 2010, and incorporated by reference herein.
         (2)    Second Amendment to Investor Services Agreement; Included in Registrant’s Form N-4, File No. 333-160772, Accession No. 0001193125-14-310473 filed on August 15, 2014, and incorporated by reference herein.
      (r)    Form of PIMCO Variable Insurance Trust Participation Agreement; Included in Registrant’s Form N-4, File No. 333-148865, Accession No. 0000950123-10-036169, filed on April 20, 2010, and incorporated by reference herein.
         (1)        First Amendment to Participation Agreement; Included in Registrant’s Form N-4, File No. 333-148865, Accession No. 0000950123-11-036756 filed on April 19, 2011, and incorporated by reference herein.
         (2)    Second Amendment to Participation Agreement; Included in Registrant’s Form N-4, File No. 333-148865, Accession No. 0000950123-11-036756 filed on April 19, 2011, and incorporated by reference herein.
      (s)        Form of Allianz Global Investors Distributors LLC Selling Agreement; Included in Registrant’s Form N-4, File No. 333-148865, Accession No. 0000950123-10-036169, filed on April 20, 2010, and incorporated by reference herein.
      (t)    Form of PIMCO LLC Services Agreement; Included in Registrant’s Form N-4, File No. 333-148865, Accession No. 0000950123-10-036169, filed on April 20, 2010, and incorporated by reference herein.
         (1)    First Amendment to Services Agreement; Included in Registrant’s Form N-4, File No. 333-148865, Accession No. 0001193125-12-503000 filed on December 14, 2012 and incorporated by reference herein.
         (2)    Second Amendment to Services Agreement; Included in Registrant’s Form N-4, File No. 333-148865, Accession No. 0001193125-14-147242 filed on April 17, 2014, and incorporated by reference herein.
      (u)    Form of MFS Variable Insurance Trust Participation Agreement; Included in Registrant’s Form N-4, File No. 333-160772, Accession No. 0000950123-10-036181 filed on April 20, 2010, and incorporated by reference herein.
         (1)    First Amendment to Participation Agreement; Included in Registrant’s Form N-4, File No. 333-160772, Accession No. 0000950123-10-036181 filed on April 20, 2010, and incorporated by reference herein.
         (2)    Second Amendment to Participation Agreement; Included in Registrant’s Form N-4, File No. 333-148865, Accession No. 0000950123-11-036756 filed on April 19, 2011, and incorporated by reference herein.
      (v)    Form of MFS Variable Insurance Trust Administrative Services Agreement; Included in Registrant’s Form N-4, File No. 333-160772, Accession No. 0000950123-10-036181 filed on April 20, 2010, and incorporated by reference herein.
      (w)    Participation Agreement with Fidelity Variable Insurance Products (Variable Insurance Products Funds, Variable Insurance Products Fund II, Variable Insurance Products Fund III and Variable Insurance Products Funds V).; Included in Registrant’s Form N-4, File No. 333-148865, Accession No. 0000950123-12-006430 filed on April 24, 2012, and incorporated by reference herein.
         (1)    First Amendment to Participation Agreement; Included in Registrant’s Form N-4, File No. 333-148865, Accession No. 0000950123-12-006430 filed on April 24, 2012, and incorporated by reference herein.
         (2)    Second Amendment to Participation Agreement; Included in Registrant’s Form N-4, File No. 333-148865, Accession No. 0000950123-12-006430 filed on April 24, 2012, and incorporated by reference herein.
      (x)    Service Contract with Fidelity Distributors Corporation; Included in Registrant’s Form N-4, File No. 333-148865, Accession No. 0000950123-12-006430 filed on April 24, 2012, and incorporated by reference herein.

 

II-4

         (1)        Amendment to Service Contract; Included in Registrant’s Form N-4, File No. 333-148865, Accession No. 0000950123-12-006430 filed on April 24, 2012, and incorporated by reference herein.
      (y)    Participation Agreement with First Trust Variable Insurance Trust; Included in Registrant’s Form N-4, File No. 333-148865, Accession No. 0000950123-12-006430 filed on April 24, 2012, and incorporated by reference herein.
         (1)    First Amendment to Participation Agreement; Included in Registrant’s Form N-4, File No. 333-148865, Accession No.0001193125-14-147242 filed on April 17, 2014, and incorporated by reference herein.
      (z)    Administrative Services Agreement with First Trust Variable Insurance Trust; Included in Registrant’s Form N-4, File No. 333-148865, Accession No. 0000950123-12-006430 filed on April 24, 2012, and incorporated by reference herein.
         (1)    First Amendment to Administrative Services Agreement; Included in Registrant’s Form N-4, File No. 333-148865, Accession No.0001193125-14-147242 filed on April 17, 2014, and incorporated by reference herein.
         (2)    Second Amendment to Administrative Services Agreement; Included in Registrant’s Form N-4, File No. 333-160772, Accession No.0001193125-14-310473 filed on August 15, 2014, and incorporated by reference herein.
      (aa)    Support Agreement with First Trust Advisors L.P.; Included in Registrant’s Form N-4, File No. 333-148865, Accession No. 0000950123-12-006430 filed on April 24, 2012, and incorporated by reference herein.
         (1)    First Amendment to Support Agreement; Included in Registrant’s Form N-4, File No. 333-148865, Accession No.0001193125-14-147242 filed on April 17, 2014, and incorporated by reference herein.
      (bb)    Form of American Century Investment Services, Inc. Participation Agreement; Included in Registrant’s Form N-6, File No. 333-150092, Accession Number 000950123-12-006370 filed on April 23, 2012.
      (cc)    Form of American Century Investment Services, Inc. Administrative Services Agreement; Included in Registrant’s Form N-6, File No. 333-150092, Accession Number 000950123-12-006370 filed on April 23, 2012.
         (1)    First Amendment to Administrative Services Agreement; Included in Registrant’s Form N-4, File No. 333-148865, Accession No. 0001193125-12-503000 filed on December 14, 2012 and incorporated by reference herein.
      (dd)    Participation Agreement with Janus Aspen Series; Included in Registrant’s Form N-6, File No. 333-118913, Accession Number 000892569-07-000444 filed on April 16, 2007.
         (1)    First Amendment to Participation Agreement; Included in Registrant’s Form N-4, File No. 333-148865, Accession No. 0001193125-12-503000 filed on December 14, 2012 and incorporated by reference herein.
      (ee)    Distribution and Shareholder Service Agreement with Janus Capital Management LLC; Included in Registrant’s Form N-6, File No. 333-118913, Accession Number 000892569-07-000444 filed on April 16, 2007.
      (ff)    Administrative Services Agreement with Janus Distributors LLC; Included in Registrant’s Form N-6, File No. 333-118913, Accession Number 000892569-07-000444 filed on April 16, 2007.
      (gg)    Form of Lord Abbett Series Fund, Inc. Fund Participation Agreement; Included in Registrant’s Form N-4, File No. 333-168284, Accession No. 0000950123-10-067409 filed on July 23, 2010, and incorporated by reference herein.
      (hh)    Form of Lord Abbett Series Fund, Inc. Service Agreement; Included in Registrant’s Form N-4, File No. 333-168284, Accession No. 0000950123-10-067409 filed on July 23, 2010, and incorporated by reference herein.
      (ii)    Form of Lord Abbett Series Fund, Inc. Administrative Services Agreement; Included in Registrant’s Form N-4, File No. 333-168284, Accession No. 0000950123-10-067409 filed on July 23, 2010, and incorporated by reference herein.
      (jj)    Form of Lord Abbett Series Fund, Inc. Support Payment Agreement; Included in Registrant’s Form N-4, File No. 333-148865, Accession No. 0001193125-12-503000 filed on December 14, 2012 and incorporated by reference herein.
         (1)        First Amendment to Support Payment Agreement; Included in Registrant’s Form N-4, File No. 333-148865, Accession No. 0001193125-12-503000 filed on December 14, 2012 and incorporated by reference herein.
      (kk)    Participation Agreement with Van Eck Worldwide Insurance Trust; Included in Registrant’s Form N-6, File No. 033-21754, Accession No. 0000892569-05-000254 filed on April 19, 2005, and incorporated by reference herein.
         (1)    First Amendment to Participation Agreement; Included in Registrant’s Form N-4, File No. 333-148865, Accession No. 0001193125-12-503000 filed on December 14, 2012 and incorporated by reference herein.
      (ll)    Service Agreement with Van Eck Securities Corporation; Included in Registrant’s Form N-6, File No. 333-118913, Accession No. 0000892569-05-000054 filed on February 10, 2005, and incorporated by reference herein.
         (1)    First Amendment to Service Agreement; Included in Registrant’s Form N-4, File No. 333-148865, Accession No. 0001193125-12-503000 filed on December 14, 2012 and incorporated by reference herein.
      (mm)    Fund Participation and Service Agreement with American Funds; Included in Registrant’s Form N-4, File No. 333-148865, Accession No. 0001193125-13-399348 filed on October 15, 2013, and incorporated by reference herein.
         (1)    First Amendment to Fund Participation and Service Agreement; Included in Registrant’s Form N-4, File No. 333-148865, Accession No. 0001193125-14-147242 filed on April 17, 2014, and incorporated by reference herein.
      (nn)    Business Agreement with American Funds; Included in Registrant’s Form N-4, File No. 333-148865, Accession No. 0001193125-13-399348 filed on October 15, 2013, and incorporated by reference herein.
      (oo)    Participation Agreement with Ivy Funds Variable Insurance Portfolios; Included in Registrant’s Form N-4, File No. 333-148865, Accession No. 0001193125-14-147242 filed on April 17, 2014, and incorporated by reference herein.
      (pp)    Exhibit B to the Pacific Select Fund Participation Agreement; Included in Registrant’s Form N-4, File No. 333-160772, Accession No.0001193125-14-310473 filed on August 15, 2014, and incorporated by reference herein.
   9.        Opinion and Consent of legal officer of Pacific Life Insurance Company as to the legality of Contracts being registered; Included in Registrant’s Form N-4, File No. 333-148865, Accession No. 0000892569-08-000079, filed on January 25, 2008, and incorporated by reference herein.

 

II-5

  10.        Consent of Independent Registered Public Accounting Firm and Consent of Independent Auditors; Included in Registrant’s Form N-4, File No. 333-148865, Accession No. 0001193125-14-147242 filed on April 17, 2014, and incorporated by reference herein.
  11.    Not applicable
  12.    Not applicable
  13.    Powers of Attorney; Included in Registrant’s Form N-4, File No. 333-184973, Accession No. 0000950123-13-000795 filed on February 5, 2013, and incorporated by reference herein.

Item 25. Directors and Officers of Pacific Life

 

Name and Address   Positions and Offices with Pacific Life
James T. Morris   Director, Chairman and Chief Executive Officer
Khanh T. Tran   Director and President
Adrian S. Griggs   Executive Vice President and Chief Financial Officer
Sharon A. Cheever   Director, Senior Vice President and General Counsel
Jane M. Guon   Director, Vice President and Secretary
Edward R. Byrd   Senior Vice President and Chief Accounting Officer
Brian D. Klemens   Vice President and Controller
Dewey P. Bushaw   Executive Vice President
Joseph W. Krum   Vice President and Treasurer

 

The address for each of the persons listed above is as follows:

700 Newport Center Drive

Newport Beach, California 92660

 

II-6

Item 26. Persons Controlled by or Under Common Control with Pacific Life or Separate Account A.

The following is an explanation of the organization chart of Pacific Life’s subsidiaries:

Pacific Life is a Nebraska Stock Life Insurance Company wholly-owned by Pacific LifeCorp (a Delaware Stock Holding Company), which is, in turn, 100% owned by Pacific Mutual Holding Company (a Nebraska Mutual Insurance Holding Company).

PACIFIC LIFE, SUBSIDIARIES & AFFILIATED ENTERPRISES

LEGAL STRUCTURE

 

     Jurisdiction of
Incorporation
or
    Organization    		   Percentage of
Ownership by its
Immediate Parent

Pacific Mutual Holding Company

    Nebraska  

Pacific LifeCorp

    Delaware   100

Pacific Life Insurance Company

    Nebraska   100

Pacific Life & Annuity Company

    Arizona   100

Pacific Select Distributors, Inc.

    California   100

Pacific Asset Holding LLC

    Delaware   100

Pacific TriGuard Partners LLC

    Delaware   100

Grayhawk Golf Holdings, LLC

    Delaware   95

Grayhawk Golf L.L.C.

    Arizona   100

Las Vegas Golf I, LLC

    Delaware   100

Angel Park Golf, LLC

    Nevada   100

CW Atlanta, LLC

    Delaware   100

City Walk Towers, LLC

    Delaware   100

Kinzie Member, LLC

    Delaware   100

Parcel B Owner LLC

    Delaware   88

Kinzie Parcel A Member, LLC

    Delaware   100

Parcel A Owner LLC

    Delaware   90

PL/KBS Fund Member, LLC

    Delaware   100

KBS/PL Properties, L.P.

    Delaware   99.9

Wildflower Member, LLC

    Delaware   100

Epoch-Wildflower, LLC

    Florida   99

Glenoaks Golf Club, LLC

    Delaware   100

Polo Fields Golf Club, LLC

    Delaware   100

Ridgeview Owner LLC

    Delaware   100

PL Regatta Member, LLC

    Delaware   100

Regatta Apartments Investors, LLC

    Delaware   90

Pacific Asset Loan LLC

    Delaware   100

PL Vintage Park Member, LLC

    Delaware   100

PL Broadstone Avena Member, LLC

    Delaware   100

Broadstone Avena Investors, LLC

    Delaware   90

PAR Industrial LLC

    Delaware   100

GW Member LLC

    Delaware   100

GW Apartments LLC

    Delaware   90

PL Sierra Member, LLC

    Delaware   100

Sierra at Fall Creek Apartments Investors, LLC

    Delaware   90

Confederation Life Insurance and Annuity Company

    Georgia   100

Pacific Asset Advisors LLC

    Delaware   100

Pacific Private Fund Advisors LLC

    Delaware   100

Pacific Absolute Return Strategies GP LLC #

    Delaware   100

Pacific Private Equity I GP LLC #

    Delaware   100

Pacific Multi-Strategy GP LLC #

    Delaware   100

Pacific Life Fund Advisors LLC

    Delaware   100

PAM Bank Loan GP LLC #

    Delaware   100

Pacific Alliance Reinsurance Company of Vermont

    Vermont   100

Pacific Global Advisors LLC

    Delaware   100

PGA Multi-Strategy Liquid Alternatives GP, LLC #

    Delaware   100

Pacific Services Canada Limited

    Canada   100

Pacific Life Reinsurance Company II Limited

    Barbados   100

Pacific Baleine Reinsurance Company

    Vermont   100

Pacific Private Equity Incentive Allocation LLC

    Delaware   100

Aviation Capital Group Corp.

    Delaware   100

ACG Acquisition 4063 LLC

    Delaware   100

ACG Acquisition 4084 LLC

    Delaware   100

ACG Acquisition Ireland III Limited

    Ireland   100

ACG Acquisition Ireland V Ltd.

    Ireland   100

ACG Acquisition 4658 LLC

    Delaware   100

ACG Acquisition 4913 LLC

    Delaware   100

ACG Acquisition 4941 LLC

    Delaware   100

ACG Acquisition 4942 LLC

    Delaware   100

ACG Acquisition 4891 LLC

    Delaware   100

ACG Acquisition 5063 LLC

    Delaware   100

ACG Acquisition 5136 LLC

    Delaware   100

ACG Acquisition 38105 LLC

    Delaware   100

ACG Acquisition 38106 LLC

    Delaware   100

ACG Acquisition 4864 LLC

    Delaware   100

ACG Acquisition 5096 LLC

    Delaware   100

ACG Acquisition 5193 LLC

    Delaware   100

ACG Acquisition 5278 LLC

    Delaware   100

ACG Acquisition 5299 LLC

    Delaware   100

ACG Acquisition 38884 LLC

    Delaware   100

ACG Acquisition 38885 LLC

    Delaware   100

ACG Acquisition 39891 LLC

    Delaware   100

ACG Acquisition 40547 LLC

    Delaware   100

ACG ECA Ireland Limited

    Ireland   100

ACG Bermuda Leasing Limited

    Bermuda   100

ACG Acquisition BR 2012-10A LLC

    Delaware   100

ACG Acquisition BR 2012-10B LLC

    Delaware   100

ACG Acquisition BR 2012-11 LLC

    Delaware   100

ACG Acquisition BR 2013-02 LLC

    Delaware   100

ACG Acquisition 2688 LLC

    Delaware   100

ACG Acquisition 5661 LLC

    Delaware   100

ACG Acquisition 38881 LLC

    Delaware   100

ACG Acquisition 39886 LLC

    Delaware   100

ACG Acquisition 299495 LLC

    Delaware   100

ACG Acquisition 5527 LLC

    Delaware   100

ACG Acquisition 5446 LLC

    Delaware   100

ACG Acquisition 5716 LLC

    Delaware   100

ACG Acquisition 40544 LLC

    Delaware   100

ACG Acquisition 39887 LLC

    Delaware   100

ACG Acquisition 299496 LLC

    Delaware   100

ACG Acquisition 5754 LLC

    Delaware   100

ACG Acquisition 5841 LLC

    Delaware   100

San Miguel Leasing Cayman Limited

    Cayman Islands   100

ACG Acquisitions Sweden AB

    Sweden   100

ACG Acquisition VI LLC

    Nevada   50

ACG Acquisition XIX LLC

    Delaware   20

ACG XIX Holding LLC

    Delaware   100

Aviation Capital Group Trust

    Delaware   100

ACG Acquisition XX LLC

    Delaware   100

ACG Acquisition (Bermuda) Ltd.

    Bermuda   100

ACG Acquisition Ireland Limited

    Ireland   100

ACG Acquisition Labuan Ltd.

    Labuan   100

ACG Acquisition XXI LLC

    Delaware   100

ACG Trust 2004-1 Holding LLC

    Delaware   100

ACG Funding Trust 2004-1

    Delaware   100

ACG Trust II Holding LLC

    Delaware   100

Aviation Capital Group Trust II

    Delaware   100

ACG Acquisition XXV LLC

    Delaware   100

ACG Acquisition Ireland II Limited

    Ireland   100

ACG Acquisition (Bermuda) II Ltd.

    Bermuda   100

ACG Acquisition XXIX LLC

    Delaware   100

ACG Acquisition 31 LLC

    Delaware   100

ACG Acquisition 32 LLC

    Delaware   100

ACG Acquisition 33 LLC

    Delaware   100

ACG Acquisition 36 LLC

    Delaware   100

ACG Acquisition 39 LLC

    Delaware   100

ACG Acquisition 35 LLC

    Delaware   100

Boullioun Aviation Services LLC

    Delaware   100

Boullioun Aircraft Holding Company LLC

    Delaware   100

Boullioun Portfolio Finance III LLC

    Nevada   100

ACG ECA Bermuda Limited

    Bermuda   100

ACG III Holding LLC

    Delaware   100

ACG Trust III

    Delaware   100

RAIN I LLC

    Delaware   100

RAIN II LLC

    Delaware   100

RAIN III LLC

    Delaware   100

RAIN IV LLC

    Delaware   100

RAIN VI LLC

    Delaware   100

RAIN VII LLC

    Delaware   100

RAIN VIII LLC

    Delaware   100

ACG Acquisition 30271 LLC

    Delaware   100

ACG Acquisition 30744 LLC

    Delaware   100

ACG Acquisition 30745 LLC

    Delaware   100

ACG Acquisition 30293 LLC

    Delaware   100

ACG Acquisition 1176 LLC

    Delaware   100

ACG Acquisition 30277 LLC

    Delaware   100

Bellevue Aircraft Leasing Limited

    Ireland   100

Rainier Aircraft Leasing (Ireland) Limited

    Ireland   100

ACG Acquisition (Bermuda) III Ltd.

    Bermuda   100

ACG 2006-ECA LLC

    Delaware   100

ACG Acquisition 2692 LLC

    Delaware   100

ACG ECA-2006 Ireland Limited

    Ireland   100

ACG Acquisition 2987 LLC

    Delaware   100

ACG Acquisition Aruba NV

    Aruba   100

Aviation Capital Group Singapore Pte. Ltd.

    Singapore   100

ACG International Ltd.

    Bermuda   100

ACG Acquisition 2004-1 Ireland Limited

    Ireland   100

ACG 2004-1 Bermuda Limited

    Bermuda   100

ACG Acquisition 31 LLC

    Delaware   100

ACG Acquisition 37 LLC

    Delaware   100

ACG Acquisition 38 LLC

    Delaware   100

ACG ECA Singapore Pte. Ltd.

    Delaware   100

ACG Capital Partners Singapore Pte. Ltd.

    Singapore   50

ACGCPS 2011 Pte. Ltd.

    Singapore   100

ACG Capital Partners Bermuda Limited

    Bermuda   100

Bellevue Coastal Leasing LLC

    Washington   100

ACG Capital Partners Ireland Limited

    Ireland   100

ACG Capital Partners LLC

    Delaware   100

ACG Trust 2009-1 Holding LLC

    Delaware   100

ACG Funding Trust 2009-1

    Delaware   100

ACG Acquisition 29677 LLC

    Delaware   100

CIAF Leasing

    Egypt   10

CIAF Leasing 1 Limited

    Ireland   100

Pacific Asset Funding, LLC

    Delaware   100

Pacific Life & Annuity Services, Inc.

    Colorado   100

Bella Sera Holdings, LLC

    Delaware   100

Pacific Life Re Holdings LLC

    Delaware   100

Pacific Life Re (Australia) Pty Limited

    Australia   100

Pacific Life Re Holdings Limited

    U.K.   100

Pacific Life Re Services Limited

    U.K.   100

Pacific Life Re Limited

    U.K.   100

UnderwriteMe Limited

    U.K.   51

UnderwriteMe Technology Solutions Limited

    U.K.   100

Pacific Life Reinsurance (Barbados) Ltd.

    Barbados   100

Pacific Alliance Excess Reinsurance Company

    Vermont   100

Pacific Annuity Reinsurance Company

    Arizona   100

 

 

# = Abbreviated structure

 

II-7

Item 27. Number of Contractholders

 

Pacific Value Edge—Approximately    3,332            Qualified
   1,150            Non Qualified

Item 28. Indemnification

 

  (a) The Distribution Agreement between Pacific Life Insurance Company, Pacific Life & Annuity Company (collectively referred to as “Pacific Life”) and Pacific Select Distributors, Inc. (PSD) provides substantially as follows:

Pacific Life shall indemnify and hold harmless PSD and PSD’s officers, directors, agents, controlling persons, employees, subsidiaries and affiliates for all attorneys’ fees, litigation expenses, costs, losses, claims, judgments, settlements, fines, penalties, damages, and liabilities incurred as the direct or indirect result of: (i) negligent, dishonest, fraudulent, unlawful, or criminal acts, statements, or omissions by Pacific Life or its employees, agents, officers, or directors; (ii) Pacific Life’s breach of this Agreement; (iii) Pacific Life’s failure to comply with any statute, rule, or regulation; (iv) a claim or dispute between Pacific Life and a Broker/Dealer (including its Representatives) and/or a Contract owner. Pacific Life shall not be required to indemnify or hold harmless PSD for expenses, losses, claims, damages, or liabilities that result from PSD’s misfeasance, bad faith, negligence, willful misconduct or wrongful act.

PSD shall indemnify and hold harmless Pacific Life and Pacific Life’s officers, directors, agents, controlling persons, employees, subsidiaries and affiliates for all attorneys’ fees, litigation expenses, costs, losses, claims, judgments, settlements, fines, penalties, damages and liabilities incurred as the direct or indirect result of: (i) PSD’s breach of this Agreement; and/or (ii) PSD’s failure to comply with any statute, rule, or regulation. PSD shall not be required to indemnify or hold harmless Pacific Life for expenses, losses, claims, damages, or liabilities that have resulted from Pacific Life’s willful misfeasance, bad faith, negligence, willful misconduct or wrongful act.

 

  (b) The Form of Selling Agreement between Pacific Life, Pacific Select Distributors, Inc. (PSD) and Various Broker-Dealers and Agency (Selling Entities) provides substantially as follows:

Pacific Life and PSD agree to indemnify and hold harmless Selling Entities, their officers, directors, agents and employees, against any and all losses, claims, damages, or liabilities to which they may become subject under the Securities Act, the Exchange Act, the Investment Company Act of 1940, or other federal or state statutory law or regulation, at common law or otherwise, insofar as such losses, claims, damages or liabilities (or actions in respect thereof) arise out of or are based upon any untrue statement or alleged untrue statement of a material fact or any omission or alleged omission to state a material fact required to be stated or necessary to make the statements made not misleading in the registration statement for the Contracts or for the shares of Pacific Select Fund (the “Fund”) filed pursuant to the Securities Act, or any prospectus included as a part thereof, as from time to time amended and supplemented, or in any advertisement or sales literature provided by Pacific Life and PSD.

 

II-8

Selling Entities agree to, jointly and severally, hold harmless and indemnify Pacific Life and PSD and any of their respective affiliates, employees, officers, agents and directors (collectively, “Indemnified Persons”) against any and all claims, liabilities and expenses (including, without limitation, losses occasioned by any rescission of any Contract pursuant to a “free look” provision or by any return of initial purchase payment in connection with an incomplete application), including, without limitation, reasonable attorneys’ fees and expenses and any loss attributable to the investment experience under a Contract, that any Indemnified Person may incur from liabilities resulting or arising out of or based upon (a) any untrue or alleged untrue statement other than statements contained in the registration statement or prospectus relating to any Contract, (b) (i) any inaccurate or misleading, or allegedly inaccurate or misleading sales material used in connection with any marketing or solicitation relating to any Contract, other than sales material provided preprinted by Pacific Life or PSD, and (ii) any use of any sales material that either has not been specifically approved in writing by Pacific Life or PSD or that, although previously approved in writing by Pacific Life or PSD, has been disapproved, in writing by either of them, for further use, or (c) any act or omission of a Subagent, director, officer or employee of Selling Entities, including, without limitation, any failure of Selling Entities or any Subagent to be registered as required as a broker/dealer under the 1934 Act, or licensed in accordance with the rules of any applicable SRO or insurance regulator.

 

II-9

Item 29. Principal Underwriters

 

  (a) PSD also acts as principal underwriter for Pacific Select Variable Annuity Separate Account, Separate Account B, Pacific Corinthian Variable Separate Account, Pacific Select Separate Account, Pacific Select Exec Separate Account, COLI Separate Account, COLI II Separate Account, COLI III Separate Account, COLI IV Separate Account, COLI V Separate Account, COLI VI Separate Account, COLI X Separate Account, COLI XI Separate Account, Separate Account A of Pacific Life & Annuity Company, Pacific Select Exec Separate Account of Pacific Life & Annuity Company, Separate Account I of Pacific Life Insurance Company, Separate Account I of Pacific Life & Annuity Company.

 

  (b) For information regarding PSD, reference is made to Form B-D, SEC File No. 8-15264, which is herein incorporated by reference.

 

  (c) PSD retains no compensation or net discounts or commissions from the Registrant.

Item 30. Location of Accounts and Records

The accounts, books and other documents required to be maintained by Registrant pursuant to Section 31(a) of the Investment Company Act of 1940 and the rules under that section will be maintained by Pacific Life at 700 Newport Center Drive, Newport Beach, California 92660.

Item 31. Management Services

Not applicable

Item 32. Undertakings

The registrant hereby undertakes:

 

  (a) to file a post-effective amendment to this registration statement as frequently as is necessary to ensure that the audited financial statements in this registration statement are never more than 16 months old for so long as payments under the variable annuity contracts may be accepted, unless otherwise permitted.

 

  (b) to include either (1) as a part of any application to purchase a contract offered by the prospectus, a space that an applicant can check to request a Statement of Additional Information, or (2) a post card or similar written communication affixed to or included in the prospectus that the applicant can remove to send for a Statement of Additional Information, or (3) to deliver a Statement of Additional Information with the Prospectus.

 

  (c) to deliver any Statement of Additional Information and any financial statements required to be made available under this Form promptly upon written or oral request.

 

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Additional Representations

(a) The Registrant and its Depositor are relying upon American Council of Life Insurance, SEC No-Action Letter, SEC Ref. No. 1P-6-88 (November 28, 1988) with respect to annuity contracts offered as funding vehicles for retirement plans meeting the requirements of Section 403(b) of the Internal Revenue Code, and the provisions of paragraphs (1)-(4) of this letter have been complied with.

(b) The Registrant and its Depositor are relying upon Rule 6c-7 of the Investment Company Act of 1940 with respect to annuity contracts offered as funding vehicles to participants in the Texas Optional Retirement Program, and the provisions of Paragraphs (a)-(d) of the Rule have been complied with.

(c) REPRESENTATION PURSUANT TO SECTION 26(f) OF THE INVESTMENT COMPANY ACT OF 1940: Pacific Life Insurance Company and Registrant represent that the fees and charges to be deducted under the Variable Annuity Contract (“Contract”) described in the prospectus contained in this registration statement are, in the aggregate, reasonable in relation to the services rendered, the expenses expected to be incurred, and the risks assumed in connection with the Contract.

 

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SIGNATURES

Pursuant to the requirements of the Securities Act of 1933 and the Investment Company Act of 1940, the Registrant certifies that it meets the requirements of Securities Act Rule 485(b) for effectiveness of this Registration Statement and has caused this Post-Effective Amendment No. 18 to the Registration Statement on Form N-4 to be signed on its behalf by the undersigned thereunto duly authorized in the City of Newport Beach, and the State of California on this 15th day of October, 2014.

 

    

 

 SEPARATE ACCOUNT A

(Registrant)

     By:       PACIFIC LIFE INSURANCE COMPANY
     By:      

 

      James T. Morris*
      Director, Chairman and Chief Executive Officer
     By:      

PACIFIC LIFE INSURANCE COMPANY

(Depositor)

     By:      

 

      James T. Morris*
      Director, Chairman and Chief Executive Officer

Pursuant to the requirements of the Securities Act of 1933, Post-Effective Amendment No. 18 to the Registration Statement has been signed by the following persons in the capacities and on the dates indicated:

 

Signature          Title          Date  

 

      Director, Chairman and Chief Executive Officer        October 15, 2014   
James T. Morris*          

 

      Director and President        October 15, 2014   
Khanh T. Tran*          

 

      Executive Vice President and Chief Financial Officer        October 15, 2014   
Adrian S. Griggs*          

 

      Director, Senior Vice President and General Counsel        October 15, 2014   
Sharon A. Cheever*          

 

      Director, Vice President and Secretary        October 15, 2014   
Jane M. Guon*          

 

      Senior Vice President and Chief Accounting Officer        October 15, 2014   
Edward R. Byrd*          

 

      Vice President and Controller        October 15, 2014   
Brian D. Klemens*          

 

      Executive Vice President        October 15, 2014   
Dewey P. Bushaw*          

 

      Vice President and Treasurer        October 15, 2014   
Joseph W. Krum*          

*By:

  

/s/ SHARON A. CHEEVER

             October 15, 2014   
  Sharon A. Cheever          
  as attorney-in-fact          

(Powers of Attorney are contained in Pre-Effective Amendment No. 1 of the Registration Statement filed on Form N-4 for Separate Account A, File No. 333-184973, Accession No. 0000950123-13-000795, filed on February 5, 2013, as Exhibit 13).

 

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