EXHIBIT 13(b)(1)

Pacific Value for Prudential Securities Variable Annuity Separate Account

Schedule for Computation of Performance Quotations

Average Initial Premium = $65,000.

From Inception of Fund

	Blue Chip		Aggressive Growth		Emerging Markets		Diversified Research		Small-Cap Equity		I-Net Tollkeeper		Financial Services		Health Sciences		Technology		Telecom- munications		Multi- Strategy
Start Date		01/02/2001		01/02/2001		04/01/1996		01/03/2000		12/31/1992		05/01/2000		01/02/2001		01/02/2001		01/02/2001		01/02/2001		12/31/1992
Beginning AUV		10		10		10		10		7.545894929		10		10		10		10		10		7.690714346
End Date		12/31/2002		12/31/2002		12/31/2002		12/31/2002		12/31/2002		12/31/2002		12/31/2002		12/31/2002		12/31/2002		12/31/2002		12/31/2002
Ending AUV		5.863374		6.058383		5.535756		7.790781		12.747352		2.651049		7.699572		6.883393		3.081028		2.742295		13.290022
Days		728		728		2,465		1,093		3,652		974		728		728		728		728		3,652
Annual Fee ($0)	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—
CDSC	$	63.00	$	63.00	$	36.00	$	63.00	$	—	$	63.00	$	63.00	$	63.00	$	63.00	$	63.00	$	—
Ending ERV	$	609.79	$	630.07	$	575.72	$	810.24	$	1,756.88	$	275.71	$	800.76	$	715.87	$	320.43	$	285.20	$	1,797.18
AATR W/Drawal		-26.12%		-24.75%		-8.73%		-9.27%		5.80%		-44.01%		-14.14%		-19.25%		-49.36%		-52.96%		6.04%
AATR Account		-21.96%		-20.67%		-7.85%		-6.79%		5.80%		-38.30%		-10.54%		-15.43%		-43.48%		-46.69%		6.04%
	Large-Cap Core		Strategic Value		Growth LT		Focused 30		Mid-Cap Value		International Value		Capital Opportunities		Global Growth		Equity Index		Small-Cap Index		Real Estate
Start Date		12/31/1992		10/02/2000		01/04/1994		10/02/2000		01/04/1999		12/31/1992		01/02/2001		01/02/2001		12/31/1992		01/04/1999		01/04/1999
Beginning AUV		7.260880457		10		6.634101737		10		10		6.940173533		10		10		6.83587819		10		10
End Date		12/31/2002		12/31/2002		12/31/2002		12/31/2002		12/31/2002		12/31/2002		12/31/2002		12/31/2002		12/31/2002		12/31/2002		12/31/2002
Ending AUV		11.800039		6.649491		14.553163		4.895217		12.045122		9.196564		6.012902		6.656409		14.024888		8.722391		13.583171
Days		3,652		820		3,283		820		1,457		3,652		728		728	$	—		1,457		1,457
Annual Fee ($0)	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—
CDSC	$	—	$	63.00	$	—	$	63.00	$	63.00	$	—	$	63.00	$	63.00	$	—	$	63.00	$	63.00
Ending ERV	$	1,690.16	$	691.55	$	2,281.44	$	509.10	$	1,252.69	$	1,378.12	$	625.34	$	692.27	$	2,133.72	$	907.13	$	1,412.65
AATR W/Drawal		5.39%		-18.67%		9.60%		-30.18%		4.45%		3.26%		-25.07%		-20.72%		7.87%		-4.16%		7.80%
AATR Account		5.39%		-15.14%		9.60%		-25.96%		5.81%		3.26%		-20.97%		-16.84%		7.87%		-2.41%		9.04%
	Inflation Managed		Managed Bond		Money Market		High Yield Bond		Equity Income		Research		Aggressive Equity		Prudential Jennison		Value		SP Jennison International Growth		SP Prudential U.S. Emerging Growth
Start Date		12/31/1992		12/31/1992		12/31/1992		12/31/1992		01/02/2002		01/02/2002		04/01/1996		09/06/2001		09/06/2001		09/06/2001		09/06/2001
Beginning AUV		8.342795328		8.199955394		9.278833183		7.393702389		10		10		10		10		10		10		10
End Date		12/31/2002		12/31/2002		12/31/2002		12/31/2002		12/31/2002		12/31/2002		12/31/2002		12/31/2002		12/31/2002		12/31/2002		12/31/2002
Ending AUV		14.726397		14.770574		12.388093		11.008803		8.525561		7.772467		7.185148		7.359673		7.910542		7.631305		7.143636
Days		3,652		3,652		3,652		3,652		363		363		2,465		481		481		481		481
Annual Fee ($0)	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—
CDSC	$	—	$	—	$	—	$	—	$	63.00	$	63.00	$	36.00	$	63.00	$	63.00	$	63.00	$	63.00
Ending ERV	$	1,835.77	$	1,873.35	$	1,388.50	$	1,548.50	$	886.66	$	808.34	$	747.26	$	765.41	$	822.70	$	793.66	$	742.94
AATR W/Drawal		6.26%		6.48%		3.34%		4.47%		-17.63%		-25.47%		-4.92%		-23.51%		-18.82%		-21.19%		-25.38%
AATR Account		6.26%		6.48%		3.34%		4.47%		-11.33%		-19.17%		-4.22%		-18.36%		-13.77%		-16.09%		-20.19%

Dollar Values are per $1000 of initial premium

Average Annual Total Return (AATR) of Surrender Value = [(ERV/$1000)^(365/# days)]-1

Pacific Value for Prudential Securities Variable Annuity Separate Account

Schedule for Computation of Performance Quotations

Average Initial Premium = $65,000.

From Inception of Separate Account

	Blue Chip		Aggressive Growth		Emerging Markets		Diversified Research		Small-Cap Equity		I-Net Tollkeeper		Financial Services		Health Sciences		Technology		Telecom- munications		Multi- Strategy
Start Date		01/02/2001		01/02/2001		04/17/1996		01/03/2000		10/01/1999		05/01/2000		01/02/2001		01/02/2001		01/02/2001		01/02/2001		01/02/1996
Beginning AUV		10		10		10.102463		10		17.977974		10		10		10		10		10		10
End Date		12/31/2002		12/31/2002		12/31/2002		12/31/2002		12/31/2002		12/31/2002		12/31/2002		12/31/2002		12/31/2002		12/31/2002		12/31/2002
Ending AUV		5.863374		6.058383		5.535756		7.790781		12.747352		2.651049		7.699572		6.883393		3.081028		2.742295		13.290022
Days		728		728		2,449		1,093		1,187		974		728		728		728		728		2,555
Annual Fee ($0)	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—
CDSC	$	63.00	$	63.00	$	36.00	$	63.00	$	63.00	$	63.00	$	63.00	$	63.00	$	63.00	$	63.00	$	36.00
Ending ERV	$	609.79	$	630.07	$	569.88	$	810.24	$	737.42	$	275.71	$	800.76	$	715.87	$	320.43	$	285.20	$	1,382.16
AATR W/Drawal		-26.12%		-24.75%		-8.93%		-9.27%		-11.41%		-44.01%		-14.14%		-19.25%		-49.36%		-52.96%		4.34%
AATR Account		-21.96%		-20.67%		-8.04%		-6.79%		-8.94%		-38.30%		-10.54%		-15.43%		-43.48%		-46.69%		4.73%
	Large-Cap Core		Strategic Value		Growth LT		Focused 30		Mid-Cap Value		International Value		Capital Opportunities		Global Growth		Equity Index		Small-Cap Index		Real Estate
Start Date		01/02/1996		10/02/2000		01/02/1996		10/02/2000		01/04/1999		01/02/1996		01/02/2001		01/02/2001		01/02/1996		01/04/1999		01/04/1999
Beginning AUV		10		10		10		10		10		10		10		10		10		10		10
End Date		12/31/2002		12/31/2002		12/31/2002		12/31/2002		12/31/2002		12/31/2002		12/31/2002		12/31/2002		12/31/2002		12/31/2002		12/31/2002
Ending AUV		11.800039		6.649491		14.553163		4.895217		12.045122		9.196564		6.012902		6.656409		14.024888		8.722391		13.583171
Days		2,555		820		2,555		820		1,457		2,555		728		728		2,555		1,457		1,457
Annual Fee ($0)	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—
CDSC	$	36.00	$	63.00	$	36.00	$	63.00	$	63.00	$	36.00	$	63.00	$	63.00	$	36.00	$	63.00	$	63.00
Ending ERV	$	1,227.20	$	691.55	$	1,513.53	$	509.10	$	1,252.69	$	956.44	$	625.34	$	692.27	$	1,458.59	$	907.13	$	1,412.65
AATR W/Drawal		2.53%		-18.67%		5.74%		-30.18%		4.45%		-1.18%		-25.07%		-20.72%		5.16%		-4.16%		7.80%
AATR Account		2.97%		-15.14%		6.10%		-25.96%		5.81%		-0.63%		-20.97%		-16.84%		5.54%		-2.41%		9.04%
	Inflation Managed		Managed Bond		Money Market		High Yield Bond		Equity Income		Research		Aggressive Equity		Prudential Jennison		Value		SP Jennison International Growth		SP Prudential U.S. Emerging Growth
Start Date		01/02/1996		01/02/1996		01/02/1996		01/02/1996		01/02/2002		01/02/2002		04/17/1996		09/06/2001		09/06/2001		09/06/2001		09/06/2001
Beginning AUV		10		10		10		10		10		10		9.90872		10		10		10		10
End Date		12/31/2002		12/31/2002		12/31/2002		12/31/2002		12/31/2002		12/31/2002		12/31/2002		12/31/2002		12/31/2002		12/31/2002		12/31/2002
Ending AUV		14.726397		14.770574		12.388093		11.008803		8.525561		7.772467		7.185148		7.359673		7.910542		7.631305		7.143636
Days		2,555		2,555		2,555		2,555		363		363		2,449		481		481		481		481
Annual Fee ($0)	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—
CDSC	$	36.00	$	36.00	$	36.00	$	36.00	$	63.00	$	63.00	$	36.00	$	63.00	$	63.00	$	63.00	$	63.00
Ending ERV	$	1,531.55	$	1,536.14	$	1,288.36	$	1,144.92	$	886.66	$	808.34	$	754.14	$	765.41	$	822.70	$	793.66	$	742.94
AATR W/Drawal		5.92%		5.96%		3.27%		1.49%		-17.63%		-25.47%		-4.81%		-23.51%		-18.82%		-21.19%		-25.38%
AATR Account		6.28%		6.32%		3.69%		1.95%		-11.33%		-19.17%		-4.12%		-18.36%		-13.77%		-16.09%		-20.19%

Dollar Values are per $1000 of initial premium

Average Annual Total Return (AATR) of Surrender Value = [(ERV/$1000)^(365/# days)]-1

Pacific Value for Prudential Securities Variable Annuity Separate Account

Schedule for Computation of Performance Quotations

Average Initial Premium = $65,000.

Last Year Ending 12/31/01

	Blue Chip		Aggressive Growth		Emerging Markets		Diversified Research		Small-Cap Equity		I-Net Tollkeeper		Financial Services		Health Sciences		Technology		Telecom- munications		Multi- Strategy
Start Date		12/31/2001		12/31/2001		12/31/2001		12/31/2001		12/31/2001		12/31/2001		12/31/2001		12/31/2001		12/31/2001		12/31/2001		12/31/2001
Beginning AUV		8.028918		7.909705		5.791508		10.422392		16.915918		4.379878		9.141828		9.101629		5.823391		5.253255		15.503009
End Date		12/31/2002		12/31/2002		12/31/2002		12/31/2002		12/31/2002		12/31/2002		12/31/2002		12/31/2002		12/31/2002		12/31/2002		12/31/2002
Ending AUV		5.863374		6.058383		5.535756		7.790781		12.747352		2.651049		7.699572		6.883393		3.081028		2.742295		13.290022
Annual Fee ($0)	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—
CDSC	$	63.00	$	63.00	$	63.00	$	63.00	$	63.00	$	63.00	$	63.00	$	63.00	$	63.00	$	63.00	$	63.00
Ending ERV	$	759.49	$	796.58	$	994.07	$	777.40	$	783.71	$	629.49	$	875.92	$	786.53	$	550.24	$	542.90	$	891.54
AATR W/Drawal		-30.35%		-26.64%		-6.89%		-28.56%		-27.93%		-43.35%		-18.71%		-27.65%		-51.28%		-52.01%		-17.15%
AATR Account		-24.05%		-20.34%		-0.59%		-22.26%		-21.63%		-37.05%		-12.41%		-21.35%		-44.98%		-45.71%		-10.85%
	Large-Cap Core		Strategic Value		Growth LT		Focused 30		Mid-Cap Value		International Value		Capital Opportunities		Global Growth		Equity Index		Small-Cap Index		Real Estate
Start Date		12/31/2001		12/31/2001		12/31/2001		12/31/2001		12/31/2001		12/31/2001		12/31/2001		12/31/2001		12/31/2001		12/31/2001		12/31/2001
Beginning AUV		16.713457		8.662383		20.778681		7.032229		14.27982		10.832825		8.327811		8.383788		18.315224		11.223609		13.819011
End Date		12/31/2002		12/31/2002		12/31/2002		12/31/2002		12/31/2002		12/31/2002		12/31/2002		12/31/2002		12/31/2002		12/31/2002		12/31/2002
Ending AUV		11.800039		6.649491		14.553163		4.895217		12.045122		9.196564		6.012902		6.656409		14.024888		8.722391		13.583171
Annual Fee ($0)	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—
CDSC	$	63.00	$	63.00	$	63.00	$	63.00	$	63.00	$	63.00	$	63.00	$	63.00	$	63.00	$	63.00	$	63.00
Ending ERV	$	734.26	$	798.33	$	728.40	$	723.96	$	877.25	$	882.91	$	750.91	$	825.72	$	796.38	$	808.23	$	1,022.25
AATR W/Drawal		-32.87%		-26.47%		-33.46%		-33.90%		-18.58%		-18.01%		-31.21%		-23.73%		-26.66%		-25.48%		-4.07%
AATR Account		-26.57%		-20.17%		-27.16%		-27.60%		-12.28%		-11.71%		-24.91%		-17.43%		-20.36%		-19.18%		2.23%
	Inflation Managed		Managed Bond		Money Market		High Yield Bond		Equity Income		Research		Aggressive Equity		Prudential Jennison		Value		SP Jennison International Growth		SP Prudential U.S. Emerging Growth
Start Date		12/31/2001		12/31/2001		12/31/2001		12/31/2001		12/31/2001		12/31/2001		12/31/2001		12/31/2001		12/31/2001		12/31/2001		12/31/2001
Beginning AUV		12.935447		13.502415		12.387528		11.5084		10		10		9.727639		10.84294		10.331296		10.029371		10.718912
End Date		12/31/2002		12/31/2002		12/31/2002		12/31/2002		12/31/2002		12/31/2002		12/31/2002		12/31/2002		12/31/2002		12/31/2002		12/31/2002
Ending AUV		14.726397		14.770574		12.388093		11.008803		8.525561		7.772467		7.185148		7.359673		7.910542		7.631305		7.143636
Annual Fee ($0)	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—
CDSC	$	63.00	$	63.00	$	63.00	$	63.00	$	63.00	$	63.00	$	63.00	$	63.00	$	63.00	$	63.00	$	63.00
Ending ERV	$	1,183.99	$	1,137.68	$	1,040.05	$	994.85	$	886.66	$	808.34	$	768.18	$	705.90	$	796.31	$	791.33	$	693.11
AATR W/Drawal		12.10%		7.47%		-2.30%		-6.81%		-17.63%		-25.47%		-29.48%		-35.71%		-26.67%		-27.17%		-36.99%
AATR Account		18.40%		13.77%		4.00%		-0.51%		-11.33%		-19.17%		-23.18%		-29.41%		-20.37%		-20.87%		-30.69%

Dollar Values are per $1000 of initial premium

Average Annual Total Return (AATR) of Surrender Value = [ERV/$1000]-1

Pacific Value for Prudential Securities Variable Annuity Separate Account

Schedule for Computation of Performance Quotations

Average Initial Premium = $65,000.

Last 3 Years ending 12/31/99

	Blue Chip		Aggressive Growth		Emerging Markets		Diversified Research		Small-Cap Equity		I-Net Tollkeeper		Financial Services		Health Sciences	Technology		Telecom- munications		Multi- Strategy
Start Date		N/A		N/A		12/31/1999		12/31/1999		12/31/1999		N/A		N/A	N/A		N/A		N/A		12/31/1999
Beginning AUV						10.141653		10		23.007663											16.008586
End Date						12/31/2002		12/31/2002		12/31/2002											12/31/2002
Ending AUV						5.535756		7.790781		12.747352											13.290022
Annual Fee ($0)					$	—	$	—	$	—										$	—
CDSC					$	63.00	$	63.00	$	63.00										$	63.00
Ending ERV					$	567.68	$	810.24	$	576.21										$	863.39
AATR W/Drawal						-20.38%		-9.26%		-19.94%											-7.15%
AATR Account						-17.20%		-6.77%		-16.79%											-4.78%
	Large-Cap Core		Strategic Value		Growth LT		Focused 30		Mid-Cap Value		International Value		Capital Opportunities		Global Growth	Equity Index		Small-Cap Index		Real Estate
Start Date		12/31/1999		N/A		12/31/1999		N/A		12/31/1999		12/31/1999		N/A	N/A		12/31/1999		12/31/1999		12/31/1999
Beginning AUV		20.219032				38.744794				10.376038		16.095415					23.637829		11.771037		9.860573
End Date		12/31/2002				12/31/2002				12/31/2002		12/31/2002					12/31/2002		12/31/2002		12/31/2002
Ending AUV		11.800039				14.553163				12.045122		9.196564					14.024888		8.722391		13.583171
Annual Fee ($0)	$	—			$	—			$	—	$	—				$	—	$	—	$	—
CDSC	$	63.00			$	63.00			$	63.00	$	63.00				$	63.00	$	63.00	$	63.00
Ending ERV	$	606.95			$	390.64			$	1,207.29	$	594.23				$	617.06	$	770.64	$	1,432.62
AATR W/Drawal		-18.37%				-31.06%				4.60%		-19.01%					-17.87%		-10.89%		11.05%
AATR Account		-15.33%				-26.90%				6.48%		-15.93%					-14.86%		-8.32%		12.73%
	Inflation Managed		Managed Bond		Money Market		High Yield Bond		Equity Income		Research		Aggressive Equity		Prudential Jennison	Value		SP Jennison International Growth		SP Prudential U.S. Emerging Growth
Start Date		12/31/1999		12/31/1999		12/31/1999		12/31/1999		N/A		N/A		12/31/1999	N/A		N/A		N/A		N/A
Beginning AUV		11.406225		11.600428		11.551771		12.128888						15.312881
End Date		12/31/2002		12/31/2002		12/31/2002		12/31/2002						12/31/2002
Ending AUV		14.726397		14.770574		12.388093		11.008803						7.185148
Annual Fee ($0)	$	—	$	—	$	—	$	—					$	—
CDSC	$	63.00	$	63.00	$	63.00	$	63.00					$	63.00
Ending ERV	$	1,342.73	$	1,324.21	$	1,115.29	$	943.96					$	487.99
AATR W/Drawal		8.57%		8.04%		1.71%		-4.14%						-24.82%
AATR Account		10.32%		9.81%		3.70%		-1.90%						-21.27%

Dollar Values are per $1000 of initial premium

Average Annual Total Return (AATR) of Surrender Value = [(ERV/$1000)^(1/3)]-1

Pacific Value for Prudential Securities Variable Annuity Separate Account

Schedule for Computation of Performance Quotations

Average Initial Premium = $65,000.

Last 5 Years ending 12/31/97

	Blue Chip		Aggressive Growth		Emerging Markets		Diversified Research		Small-Cap Equity		I-Net Tollkeeper		Financial Services		Health Sciences	Technology		Telecom- munications	Multi- Strategy
Start Date		N/A		N/A		12/31/1997		N/A		12/31/1997		N/A		N/A	N/A		N/A	N/A		12/31/1997
Beginning AUV						9.281881				15.618726										13.014333
End Date						12/31/2002				12/31/2002										12/31/2002
Ending AUV						5.535756				12.747352										13.290022
Annual Fee ($0)					$	—			$	—									$	—
CDSC					$	45.00			$	45.00									$	45.00
Ending ERV					$	620.26			$	848.80									$	1,062.03
AATR W/Drawal						-10.47%				-4.27%										0.34%
AATR Account						-9.11%				-3.23%										1.21%
	Large-Cap Core		Strategic Value		Growth LT		Focused 30		Mid-Cap Value		International Value		Capital Opportunities		Global Growth	Equity Index		Small-Cap Index	Real Estate
Start Date		12/31/1997		N/A		12/31/1997		N/A		N/A		12/31/1997		N/A	N/A		12/31/1997	N/A		N/A
Beginning AUV		14.783078				12.707541						12.762569					15.69257
End Date		12/31/2002				12/31/2002						12/31/2002					12/31/2002
Ending AUV		11.800039				14.553163						9.196564					14.024888
Annual Fee ($0)	$	—			$	—					$	—				$	—
CDSC	$	45.00			$	45.00					$	45.00				$	45.00
Ending ERV	$	830.14			$	1,191.05					$	749.41				$	929.48
AATR W/Drawal		-4.72%				2.76%						-6.77%					-2.43%
AATR Account		-3.65%				3.56%						-5.61%					-1.45%
	Inflation Managed		Managed Bond		Money Market		High Yield Bond		Equity Income		Research		Aggressive Equity		Prudential Jennison	Value		SP Jennison International Growth	SP Prudential U.S. Emerging Growth
Start Date		12/31/1997		12/31/1997		12/31/1997		12/31/1997		N/A		N/A		12/31/1997	N/A		N/A	N/A		N/A
Beginning AUV		10.95187		11.137453		10.751784		11.82987						10.921505
End Date		12/31/2002		12/31/2002		12/31/2002		12/31/2002						12/31/2002
Ending AUV		14.726397		14.770574		12.388093		11.008803						7.185148
Annual Fee ($0)	$	—	$	—	$	—	$	—					$	—
CDSC	$	45.00	$	45.00	$	45.00	$	45.00					$	45.00
Ending ERV	$	1,398.43	$	1,379.26	$	1,198.28	$	967.82					$	684.21
AATR W/Drawal		6.24%		5.94%		2.89%		-1.59%						-8.56%
AATR Account		6.94%		6.64%		3.68%		-0.65%						-7.31%

Dollar Values are per $1000 of initial premium

Average Annual Total Return (AATR) of Surrender Value = [(ERV/$1000)^(1/3)]-1

Pacific Value for Prudential Securities Variable Annuity Separate Account

Schedule for Computation of Performance Quotations

Average Initial Premium = $65,000.

Last 10 Years ending 12/31/92

	Blue Chip		Aggressive Growth		Emerging Markets		Diversified Research		Small-Cap Equity		I-Net Tollkeeper		Financial Services	Health Sciences	Technology		Telecom- munications	Multi- Strategy
Start Date		N/A		N/A		N/A		N/A		12/31/1992		N/A	N/A	N/A		N/A	N/A		12/31/1992
Beginning AUV										7.545894929									7.690714346
End Date										12/31/2002									12/31/2002
Ending AUV										12.747352									13.290022
Annual Fee ($0)									$	—								$	—
CDSC									$	—								$	—
Ending ERV									$	1,756.88								$	1,797.18
AATR W/Drawal										5.80%									6.04%
AATR Account										5.80%									6.04%
	Large-Cap Core		Strategic Value		Growth LT		Focused 30		Mid-Cap Value		International Value		Capital Opportunities	Global Growth	Equity Index		Small-Cap Index	Real Estate
Start Date		12/31/1992		N/A		N/A		N/A		N/A		12/31/1992	N/A	N/A		12/31/1992	N/A		N/A
Beginning AUV		7.260880457										6.940173533				6.83587819
End Date		12/31/2002										12/31/2002				12/31/2002
Ending AUV		11.800039										9.196564				14.024888
Annual Fee ($0)	$	—									$	—			$	—
CDSC	$	—									$	—			$	—
Ending ERV	$	1,690.16									$	1,378.12			$	2,133.72
AATR W/Drawal		5.39%										3.26%				7.87%
AATR Account		5.39%										3.26%				7.87%
	Inflation Managed		Managed Bond		Money Market		High Yield Bond		Equity Income		Research		Aggressive Equity	Prudential Jennison	Value		SP Jennison International Growth	SP Prudential U.S. Emerging Growth
Start Date		12/31/1992		12/31/1992		12/31/1992		12/31/1992		N/A		N/A	N/A	N/A		N/A	N/A		N/A
Beginning AUV		8.342795328		8.199955394		9.278833183		7.393702389
End Date		12/31/2002		12/31/2002		12/31/2002		12/31/2002
Ending AUV		14.726397		14.770574		12.388093		11.008803
Annual Fee ($0)	$	—	$	—	$	—	$	—
CDSC	$	—	$	—	$	—	$	—
Ending ERV	$	1,835.77	$	1,873.35	$	1,388.50	$	1,548.50
AATR W/Drawal		6.26%		6.48%		3.34%		4.47%
AATR Account		6.26%		6.48%		3.34%		4.47%

Dollar Values are per $1000 of initial premium

Average Annual Total Return (AATR) of Surrender Value = [(ERV/$1000)^(1/3)]-1