Supplement dated August 1, 2002 to Prospectus dated May 1, 2002
            for the Pacific Portfolios, a variable annuity contract
                    issued by Pacific Life Insurance Company

                       Capitalized terms used in this Supplement are defined
                       in the Prospectus referred to above unless otherwise
                       defined herein. "We," "us", or "our" refer to Pacific
                       Life Insurance Company; "you" or "your" refer to the
                       Contract Owner.

                       This supplement changes the Prospectus to reflect the
                       following:

                      ---------------------------------------------------------
The PURCHASING YOUR    Paragraph 4 of the Purchasing the Guaranteed Protection
CONTRACT section is    Advantage (GPA) Rider (Optional) is amended to read as
amended.               follows:

                       Guaranteed Protection Amount--The Guaranteed Protection
                       Amount is equal to (a) plus (b) plus (c) minus (d);
                       where:

                       (a) is the Contract Value at the start of the Term,

                       (b) is a percentage of each additional Purchase
                           Payment, as determined from the table below, paid
                           to the Contract during the Term,

                       (c) interest earned on Purchase Payments (or portions
                           thereof) allocated to any of the Guaranteed
                           Interest Options (if available under the Contract)
                           during the Term,

                       (d) is a pro rata adjustment for withdrawals made from
                           the Contract during the Term. The adjustment for
                           each withdrawal is calculated by multiplying the
                           Guaranteed Protection Amount prior to the
                           withdrawal by the ratio of the amount of the
                           withdrawal (including any applicable withdrawal
                           charge) to the Contract Value immediately prior to
                           the withdrawal.



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                   Contract Year Since            Percentage of Purchase Payment
                   Beginning of Current Year   Added to Guaranteed Protection Amount
                   -----------------------------------------------------------------
                                            
                   1 through 4                                 100%
                   5                                            90%
                   6                                            85%
                   7                                            80%
                   8 through 10                                 75%
                   -----------------------------------------------------------------


                       For purposes of determining Contract Value at the start
                       of the Term, if the Effective Date of the Rider is the
                       Contract Date, the Contract Value is equal to the
                       initial Purchase Payment. If the Effective Date of the
                       Rider is a Contract Anniversary, the Contract Value is
                       equal to the Contract Value on that Contract
                       Anniversary.

PPSUPP0802